Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and San Juan, Philippines

For one person, living is cheaper in San Juan: $727 a month against $936 in Chiang Mai, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

Chiang Mai, Thailand
San Juan, Philippines
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
San Juan
🇵🇭 Philippines
$727
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in San Juan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in San Juan actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $727 in San Juan, rent included.

  • Chiang Mai $936
  • San Juan $727

A couple spends around $1,457 per month in Chiang Mai vs $1,099 in San Juan, rent included.

  • Chiang Mai $1,457
  • San Juan $1,099

A family of three spends $1,979 per month in Chiang Mai vs $1,471 in San Juan, rent included.

  • Chiang Mai $1,979
  • San Juan $1,471

Chiang Mai costs about 29% more than San Juan, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and San Juan are more affordable than the global median – Chiang Mai 31% lower, San Juan 47% lower.

Currency
🍽 Eating Out
Chiang Mai
San Juan
Difference
Meal at Budget Restaurant
$2.24 ฿75.6
$4.00 ₱255
-44.00%
Three-Course Dinner for Two, Mid-Range
$19.00 ฿641
$16.19 ₱1,032
17.36%
Fast Food Meal (McDonalds, etc)
$5.55 ฿187
$2.80 ₱178
98.21%
Cappuccino
$1.67 ฿56.5
$2.61 ₱166
-36.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ฿21.54
$0.61 ₱38.78
4.92%
Water (0.33 liter bottle)
$0.31 ฿10.31
$0.33 ₱21.31
-6.06%
Local Beer (0.5 liter draught)
$2.36 ฿79.5
$1.01 ₱64.3
133.66%
Imported Beer (0.33 liter bottle)
$3.66 ฿124
$1.54 ₱98.3
137.66%
🛒 Groceries & Markets
Chiang Mai
San Juan
Difference
Milk (1 liter)
$1.95 ฿65.7
$1.67 ₱106
16.77%
White Bread (500g)
$1.44 ฿48.46
$1.13 ₱72.3
27.43%
Rice (white) (1kg)
$1.33 ฿45.03
$0.91 ₱58.1
46.15%
Eggs
$2.28 ฿77.1
$1.77 ₱113
28.81%
Local Cheese (1kg)
$16.45 ฿555
$4.98 ₱317
230.32%
Chicken Fillets (1kg)
$2.78 ฿93.9
$3.31 ₱211
-16.01%
Beef Round Steak (1kg)
$9.31 ฿314
$6.98 ₱445
33.38%
Apples (1kg)
$2.35 ฿79.4
$2.20 ₱140
6.82%
Banana (1kg)
$0.97 ฿32.79
$1.40 ₱88.9
-30.71%
Oranges (1kg)
$1.60 ฿53.9
$2.27 ₱145
-29.52%
Tomato (1kg)
$1.50 ฿50.6
$1.00 ₱63.9
50.00%
Potato (1kg)
$1.28 ฿43.11
$1.73 ₱110
-26.01%
Onion (1kg)
$1.10 ฿37.18
$1.69 ₱108
-34.91%
Lettuce (1 head)
$0.71 ฿23.82
$0.60 ₱38.18
18.33%
Water (1.5 liter bottle)
$0.49 ฿16.36
$0.89 ₱56.4
-44.94%
Cigarettes 20 Pack (Marlboro, Camel)
$4.14 ฿140
$2.70 ₱172
53.33%
Wine (Bottle)
$17.52 ฿591
$7.51 ₱479
133.29%
Local Beer (0.5 liter bottle)
$1.61 ฿54.5
$0.93 ₱59.5
73.12%
Imported Beer (0.33 liter bottle)
$2.78 ฿93.9
$1.74 ₱111
59.77%
🚌 Getting Around
Chiang Mai
San Juan
Difference
One-way Ticket (Public Transport)
$0.87 ฿29.30
$0.25 ₱15.92
248.00%
Public Transport Monthly Pass (Regular Price)
$54.1 ฿1,825
$11.48 ₱732
371.17%
Taxi Start (Normal Tariff)
$1.16 ฿39.04
$0.75 ₱47.56
54.67%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.80
$0.21 ₱13.37
152.38%
Taxi 1hour Waiting (Normal Tariff)
$2.42 ฿81.7
$1.87 ₱119
29.41%
Gasoline (1 liter)
$1.45 ฿48.88
$1.17 ₱74.5
23.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K ฿710.5K
$21.0K ₱1.3M
0.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K ฿909.0K
$19.2K ₱1.2M
40.67%
🧾 Monthly Utilities & Internet
Chiang Mai
San Juan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.2 ฿2,098
$136 ₱8,682
-54.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.17 ฿411
$14.17 ₱903
-14.11%
Internet (50+ Mbps, Unlimited Data)
$20.12 ฿679
$23.95 ₱1,526
-15.99%
🎉 Sport & Entertainment
Chiang Mai
San Juan
Difference
Gym Membership (Monthly)
$37.31 ฿1,259
$27.03 ₱1,722
38.03%
Tennis Court (1 Hour on Weekend)
$3.77 ฿127
$5.16 ₱329
-26.94%
Cinema Ticket
$6.49 ฿219
$5.01 ₱319
29.54%
🧸 Childcare & Education
Chiang Mai
San Juan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$736 ฿24.8K
$70.3 ₱4,482
946.56%
International Primary School, 1 Child (Yearly)
$14.8K ฿498.2K
$2,442 ₱155.6K
504.58%
👕👟 Clothing & Footwear
Chiang Mai
San Juan
Difference
Jeans (Levis 501 Or Similar)
$53.4 ฿1,801
$28.72 ₱1,830
85.83%
Summer Dress (H&M, Zara, etc)
$24.64 ฿831
$19.22 ₱1,225
28.20%
Sport Shoes (Adidas, Nike)
$91.5 ฿3,087
$71.0 ₱4,522
28.90%
Men's Leather Business Shoes
$71.9 ฿2,427
$55.3 ₱3,522
30.14%
🏠 Accommodation & Living
Chiang Mai
San Juan
Difference
1-bedroom Apartment, City Center (Monthly)
$482 ฿16.3K
$269 ₱17.1K
79.56%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ฿10.4K
$170 ₱10.8K
81.74%
3-bedroom Apartment, City Center (Monthly)
$1,006 ฿33.9K
$493 ₱31.4K
104.22%
3-bedroom Apartment, Outside City Center (Monthly)
$633 ฿21.4K
$357 ₱22.7K
77.42%
Buy Apartment in City Center (m2)
$2,363 ฿79.7K
$2,304 ₱146.8K
2.56%
Buy Apartment Outside City Center (m2)
$1,589 ฿53.6K
$1,186 ₱75.6K
33.98%
💵 Salaries & Financials
Chiang Mai
San Juan
Difference
Average Monthly Net Salary (After Tax)
$590 ฿19.9K
$235 ₱15.0K
150.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
6.75
-17.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for San Juan: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$309
San Juan
$170 45% $139
Groceries & Markets
Chiang Mai
$234
San Juan
$169 27.7% $65
Clothing & Footwear
Chiang Mai
$109
San Juan
$78 27.9% $30
Monthly Utilities & Internet
Chiang Mai
$94
San Juan
$174 84.6% $80
Eating Out
Chiang Mai
$78
San Juan
$84 7.8% $6
Getting Around
Chiang Mai
$61
San Juan
$14 76.7% $47
Sport & Entertainment
Chiang Mai
$50
San Juan
$37 26.3% $13

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $269 in San Juan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chiang Mai are about 2.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $16 in San Juan. Monthly groceries follow the same trend: $234 vs $169 – making San Juan the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇵🇭 San Juan
🕒 Local time
07:12 7:12 AM
08:12 8:12 AM
1 h ahead of Chiang Mai
🌤 Weather
👥 Population
127,240
126,347
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

Philippine Peso exchange rates as of November 2, 2026: 1 USD = 63.72 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Chiang Mai San Juan 2,390 km ≈ 3 h 30 min nonstop flight
From you
  • Chiang Mai
  • San Juan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs San Juan: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or San Juan?
Chiang Mai costs about 29% more than San Juan, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in San Juan?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,091 in San Juan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or San Juan?
Rent is clearly cheaper in San Juan, especially for central apartments: a one-bedroom in the center costs $269 there versus $482 in Chiang Mai.
How do childcare costs compare in Chiang Mai and in San Juan?
Kindergarten costs $736 per month in Chiang Mai and $70 in San Juan. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in San Juan?
Groceries cost about 38% more in Chiang Mai, though the gap depends on what you buy.
Can you live on $1,200/month in Chiang Mai or in San Juan?
$1,200 covers both cities comfortably – all-in costs are $936 in Chiang Mai and $727 in San Juan, leaving budget for savings and extras in both cases.
Which city is better for families?
Families tend to lean toward San Juan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Chiang Mai or to San Juan?
If budget matters most, go with San Juan. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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