Cost of Living Comparison Between San Jose del Monte and Baguio Cost of Living Comparison Between San Jose del Monte and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $705 in San Jose del Monte versus $763 in Baguio.

Estimated couple costs with rent: $1,083 in San Jose del Monte versus $1,175 in Baguio.

Monthly costs for a family of three with rent: $1,461 in San Jose del Monte versus $1,586 in Baguio.

Living in San Jose del Monte costs roughly 8% less than in Baguio, driven mainly by Sport & Entertainment.

Both cities sit below the global median: San Jose del Monte 49% lower, Baguio 45% lower.

Meal at Budget Restaurant

$3.89 ₱244

$3.95 ₱248

-1.52%

Three-Course Dinner for Two, Mid-Range

$16.51 ₱1,035

$16.48 ₱1,033

0.18%

Fast Food Meal (McDonalds, etc)

$2.76 ₱173

$2.88 ₱180

-4.17%

Cappuccino

$1.87 ₱117

$1.77 ₱111

5.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.59 ₱37.09

$0.61 ₱37.95

-3.28%

Water (0.33 liter bottle)

$0.34 ₱21.38

$0.32 ₱19.93

6.25%

Local Beer (0.5 liter draught)

$1.02 ₱64.1

$0.98 ₱61.2

4.08%

Imported Beer (0.33 liter bottle)

$1.64 ₱103

$1.56 ₱98.1

5.13%

Milk (1 liter)

$1.63 ₱102

$1.69 ₱106

-3.55%

White Bread (500g)

$1.11 ₱69.5

$1.16 ₱72.6

-4.31%

Rice (white) (1kg)

$1.02 ₱63.7

$1.02 ₱63.9

Eggs

$2.00 ₱125

$2.07 ₱130

-3.38%

Local Cheese (1kg)

$5.25 ₱329

$5.15 ₱323

1.94%

Chicken Fillets (1kg)

$3.50 ₱220

$3.40 ₱213

2.94%

Beef Round Steak (1kg)

$6.81 ₱427

$8.09 ₱507

-15.82%

Apples (1kg)

$2.26 ₱141

$2.31 ₱145

-2.16%

Banana (1kg)

$1.55 ₱97.1

$1.57 ₱98.1

-1.27%

Oranges (1kg)

$2.36 ₱148

$2.41 ₱151

-2.07%

Tomato (1kg)

$1.05 ₱65.6

$1.07 ₱66.9

-1.87%

Potato (1kg)

$1.70 ₱107

$1.76 ₱110

-3.41%

Onion (1kg)

$1.81 ₱113

$1.77 ₱111

2.26%

Lettuce (1 head)

$0.63 ₱39.49

$0.62 ₱38.90

1.61%

Water (1.5 liter bottle)

$0.53 ₱33.03

$0.53 ₱33.24

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱183

$2.87 ₱180

1.39%

Wine (Bottle)

$8.79 ₱551

$9.02 ₱565

-2.55%

Local Beer (0.5 liter bottle)

$0.97 ₱60.7

$0.96 ₱60.1

1.04%

Imported Beer (0.33 liter bottle)

$2.11 ₱132

$2.10 ₱131

0.48%

One-way Ticket (Public Transport)

$0.27 ₱17.10

$0.25 ₱15.71

8.00%

Public Transport Monthly Pass (Regular Price)

$11.34 ₱711

$12.99 ₱814

-12.70%

Taxi Start (Normal Tariff)

$0.83 ₱51.9

$0.84 ₱52.4

-1.19%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.46

$0.25 ₱15.69

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$1.96 ₱123

$1.97 ₱123

-0.51%

Gasoline (1 liter)

$1.16 ₱73.0

$1.15 ₱72.2

0.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$21.0K ₱1.3M

0.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$19.6K ₱1.2M

-1.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 ₱7,888

$139 ₱8,708

-9.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.27 ₱957

$17.39 ₱1,090

-12.19%

Internet (50+ Mbps, Unlimited Data)

$23.90 ₱1,498

$23.64 ₱1,482

1.10%

Gym Membership (Monthly)

$31.49 ₱1,974

$21.34 ₱1,338

47.56%

Tennis Court (1 Hour on Weekend)

$4.73 ₱296

$5.20 ₱326

-9.04%

Cinema Ticket

$5.15 ₱323

$5.10 ₱320

0.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$134 ₱8,380

$134 ₱8,395

-0.19%

International Primary School, 1 Child (Yearly)

$9,002 ₱564.3K

$10.6K ₱662.1K

-14.77%

Jeans (Levis 501 Or Similar)

$29.14 ₱1,826

$28.47 ₱1,785

2.35%

Summer Dress (H&M, Zara, etc)

$19.99 ₱1,253

$19.81 ₱1,242

0.91%

Sport Shoes (Adidas, Nike)

$72.7 ₱4,557

$70.8 ₱4,438

2.67%

Men's Leather Business Shoes

$55.7 ₱3,492

$56.6 ₱3,547

-1.59%

1-bedroom Apartment, City Center (Monthly)

$270 ₱16.9K

$411 ₱25.7K

-34.24%

1-bedroom Apartment, Outside City Center (Monthly)

$171 ₱10.7K

$198 ₱12.4K

-13.32%

3-bedroom Apartment, City Center (Monthly)

$499 ₱31.3K

$849 ₱53.2K

-41.26%

3-bedroom Apartment, Outside City Center (Monthly)

$348 ₱21.8K

$465 ₱29.1K

-25.12%

Buy Apartment in City Center (m2)

$2,557 ₱160.3K

$2,662 ₱166.9K

-3.97%

Buy Apartment Outside City Center (m2)

$1,023 ₱64.1K

$900 ₱56.4K

13.64%

Average Monthly Net Salary (After Tax)

$179 ₱11.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose del Monte: September 7, 2026

Last update for Baguio: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $270 in San Jose del Monte and $411 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in San Jose del Monte vs $16.00 in Baguio. Groceries flip the comparison at $173 vs $178, with San Jose del Monte cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose del Monte vs Baguio: Cost of Living - Frequently Asked Questions

San Jose del Monte wins on cost – living expenses run 8% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making San Jose del Monte the obvious pick if budget is a priority.

You'd need roughly $1,057 in San Jose del Monte and $1,144 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $270 in San Jose del Monte versus $411 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $705 per month in San Jose del Monte versus $763 in Baguio – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in San Jose del Monte runs roughly 15% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though San Jose del Monte gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Jose del Monte and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Jose del Monte gentler on the wallet – expenses run 8% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.