Last update: Oct 2026

Cost of Living Comparison Between San Fernando, Trinidad And Tobago and Ubud, Bali

For one person, living is cheaper in San Fernando: $1,261 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

60

Cost of Living Index in San Fernando
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San Fernando Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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San Fernando

🇹🇹 Trinidad And Tobago

$1,261

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,261 in San Fernando versus $1,349 in Ubud, Bali.

San Fernando $1,261
Ubud, Bali $1,349

Estimated couple costs with rent: $2,030 in San Fernando versus $2,305 in Ubud, Bali.

San Fernando $2,030
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,799 in San Fernando versus $3,261 in Ubud, Bali.

San Fernando $2,799
Ubud, Bali $3,261

Living in San Fernando costs roughly 6% less than in Ubud, Bali.

Meal at Budget Restaurant

$10.49 TTD 70.8

$3.32 Rp 60.4K

215.96%

Three-Course Dinner for Two, Mid-Range

$58.5 TTD 395

$35.64 Rp 648.1K

64.23%

Fast Food Meal (McDonalds, etc)

$8.18 TTD 55.2

$5.53 Rp 100.6K

47.92%

Cappuccino

$3.72 TTD 25.14

$2.72 Rp 49.4K

36.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.01 TTD 6.80

$1.70 Rp 30.9K

-40.59%

Water (0.33 liter bottle)

$0.73 TTD 4.93

$0.76 Rp 13.8K

-3.95%

Local Beer (0.5 liter draught)

$1.80 TTD 12.14

$2.65 Rp 48.3K

-32.08%

Imported Beer (0.33 liter bottle)

$2.59 TTD 17.46

$4.38 Rp 79.7K

-40.87%

Milk (1 liter)

$2.07 TTD 13.97

$1.49 Rp 27.1K

38.93%

White Bread (500g)

$2.33 TTD 15.76

$2.28 Rp 41.4K

2.19%

Rice (white) (1kg)

$2.76 TTD 18.61

$1.19 Rp 21.6K

131.93%

Eggs

$3.81 TTD 25.73

$2.04 Rp 37.0K

86.76%

Local Cheese (1kg)

$6.47 TTD 43.66

$17.70 Rp 321.9K

-63.45%

Chicken Fillets (1kg)

$10.09 TTD 68.1

$3.96 Rp 72.1K

154.80%

Beef Round Steak (1kg)

$8.81 TTD 59.5

$12.19 Rp 221.7K

-27.73%

Apples (1kg)

$5.37 TTD 36.26

$3.66 Rp 66.5K

46.72%

Banana (1kg)

$2.52 TTD 17.02

$1.52 Rp 27.6K

65.79%

Oranges (1kg)

$3.72 TTD 25.13

$2.23 Rp 40.5K

66.82%

Tomato (1kg)

$4.27 TTD 28.81

$1.97 Rp 35.9K

116.75%

Potato (1kg)

$0.77 TTD 5.22

$1.85 Rp 33.6K

-58.38%

Onion (1kg)

$0.77 TTD 5.21

$2.42 Rp 44.1K

-68.18%

Lettuce (1 head)

$1.48 TTD 10.02

$0.99 Rp 18.0K

49.49%

Water (1.5 liter bottle)

$1.15 TTD 7.73

$0.51 Rp 9,336

125.49%

Cigarettes 20 Pack (Marlboro, Camel)

$5.56 TTD 37.56

$2.22 Rp 40.4K

150.45%

Wine (Bottle)

$17.76 TTD 120

$22.24 Rp 404.4K

-20.14%

Local Beer (0.5 liter bottle)

$1.48 TTD 9.98

$2.26 Rp 41.1K

-34.51%

Imported Beer (0.33 liter bottle)

$2.97 TTD 20.08

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.46 TTD 3.11

$0.25 Rp 4,564

84.00%

Public Transport Monthly Pass (Regular Price)

$44.91 TTD 303

$7.82 Rp 142.3K

474.30%

Taxi Start (Normal Tariff)

$0.91 TTD 6.11

$0.44 Rp 7,992

106.82%

Taxi (Normal Tariff) (1km)

$0.84 TTD 5.65

$0.43 Rp 7,821

95.35%

Taxi 1hour Waiting (Normal Tariff)

$14.58 TTD 98.5

$5.41 Rp 98.4K

169.50%

Gasoline (1 liter)

$1.16 TTD 7.84

$0.82 Rp 15.0K

41.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K TTD 245.4K

$23.8K Rp 433.5M

52.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K TTD 275.6K

$31.7K Rp 577.3M

28.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.29 TTD 299

$79.1 Rp 1.4M

-43.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.32 TTD 286

$6.45 Rp 117.2K

556.12%

Internet (50+ Mbps, Unlimited Data)

$45.25 TTD 305

$18.58 Rp 337.8K

143.54%

Gym Membership (Monthly)

$52.1 TTD 352

$49.48 Rp 899.8K

5.30%

Tennis Court (1 Hour on Weekend)

$22.39 TTD 151

$17.65 Rp 320.9K

26.86%

Cinema Ticket

$8.59 TTD 58.0

$4.27 Rp 77.7K

101.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$403 TTD 2,722

$491 Rp 8.9M

-17.79%

International Primary School, 1 Child (Yearly)

$10.6K TTD 71.9K

$5,674 Rp 103.2M

87.64%

Jeans (Levis 501 Or Similar)

$53.7 TTD 363

$44.64 Rp 811.7K

20.34%

Summer Dress (H&M, Zara, etc)

$36.48 TTD 246

$34.95 Rp 635.6K

4.38%

Sport Shoes (Adidas, Nike)

$86.6 TTD 584

$79.9 Rp 1.5M

8.32%

Men's Leather Business Shoes

$87.6 TTD 592

$79.4 Rp 1.4M

10.34%

1-bedroom Apartment, City Center (Monthly)

$518 TTD 3,496

$1,125 Rp 20.5M

-53.95%

1-bedroom Apartment, Outside City Center (Monthly)

$398 TTD 2,686

$671 Rp 12.2M

-40.75%

3-bedroom Apartment, City Center (Monthly)

$915 TTD 6,180

$3,565 Rp 64.8M

-74.32%

3-bedroom Apartment, Outside City Center (Monthly)

$724 TTD 4,887

$1,723 Rp 31.3M

-57.99%

Buy Apartment in City Center (m2)

$1,940 TTD 13.1K

$2,732 Rp 49.7M

-28.98%

Buy Apartment Outside City Center (m2)

$1,527 TTD 10.3K

$2,284 Rp 41.5M

-33.16%

Average Monthly Net Salary (After Tax)

$1,023 TTD 6,908

$164 Rp 3.0M

524.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

13.78

-58.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Fernando

$398 31.6%

Ubud, Bali

$672 49.8% 68.8% $274

Groceries & Markets

San Fernando

$317 25.2%

Ubud, Bali

$288 21.4% 9.1% $29

Eating Out

San Fernando

$174 13.8%

Ubud, Bali

$108 8% 38.2% $67

Monthly Utilities & Internet

San Fernando

$132 10.5%

Ubud, Bali

$104 7.7% 21.1% $28

Clothing & Footwear

San Fernando

$119 9.4%

Ubud, Bali

$108 8% 9.6% $11

Sport & Entertainment

San Fernando

$69 5.5%

Ubud, Bali

$58 4.3% 16.2% $11

Getting Around

San Fernando

$52 4.1%

Ubud, Bali

$11 0.9% 78% $40

Cost Breakdown

A one-bedroom apartment in the center runs $518 in San Fernando and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Fernando pays about 6.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $59 in San Fernando vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $317 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇹🇹 San Fernando

🇮🇩 Ubud, Bali

🕒 Local time

00:01 12:01 AM

12:01 12:01 PM

12 h ahead of San Fernando

🌤 Weather

👥 Population

55,419

74,800

💱 Currency

Trinidad and Tobago Dollar TTD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 TTD = 0.148 USD

1 TTD = 0.133 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TTD – Trinidad and Tobago Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇹 Trinidad and Tobago Dollar ($)

Trinidad and Tobago Dollar exchange rates as of October 29, 2026: 1 USD = 6.75 TTD (1 TTD = 0.148 USD). 1 EUR = 7.51 TTD (1 TTD = 0.133 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to TTD in detail →

On the map

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Highest

Between locations

San Fernando Ubud, Bali 19,610 km ≈ 25 h nonstop flight

From you

San Fernando
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Average pay in San Fernando is about 6.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $518 in San Fernando versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $59 in San Fernando. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,261 per month in San Fernando versus $1,349 in Ubud, Bali – San Fernando is about 6% cheaper, which adds up to real savings over time.

Either city works on $1,500 a month, though San Fernando gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, San Fernando is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.