Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and San Fernando, Trinidad And Tobago

For one person, living is cheaper in San Fernando: $1,261 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in San Fernando
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San Fernando Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

San Fernando

🇹🇹 Trinidad And Tobago

$1,261

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San Fernando actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,261 in San Fernando.

Ubud, Bali $1,349
San Fernando $1,261

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,030 in San Fernando.

Ubud, Bali $2,305
San Fernando $2,030

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,799 in San Fernando.

Ubud, Bali $3,261
San Fernando $2,799

Living in Ubud, Bali is roughly 7% more expensive than in San Fernando.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$10.49 TTD 70.8

-68.35%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$58.5 TTD 395

-39.11%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.18 TTD 55.2

-32.40%

Cappuccino

$2.72 Rp 49.4K

$3.72 TTD 25.14

-26.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.01 TTD 6.80

68.32%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.73 TTD 4.93

4.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.80 TTD 12.14

47.22%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$2.59 TTD 17.46

69.11%

Milk (1 liter)

$1.49 Rp 27.1K

$2.07 TTD 13.97

-28.02%

White Bread (500g)

$2.28 Rp 41.4K

$2.33 TTD 15.76

-2.15%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.76 TTD 18.61

-56.88%

Eggs

$2.04 Rp 37.0K

$3.81 TTD 25.73

-46.46%

Local Cheese (1kg)

$17.70 Rp 321.9K

$6.47 TTD 43.66

173.57%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$10.09 TTD 68.1

-60.75%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$8.81 TTD 59.5

38.37%

Apples (1kg)

$3.66 Rp 66.5K

$5.37 TTD 36.26

-31.84%

Banana (1kg)

$1.52 Rp 27.6K

$2.52 TTD 17.02

-39.68%

Oranges (1kg)

$2.23 Rp 40.5K

$3.72 TTD 25.13

-40.05%

Tomato (1kg)

$1.97 Rp 35.9K

$4.27 TTD 28.81

-53.86%

Potato (1kg)

$1.85 Rp 33.6K

$0.77 TTD 5.22

140.26%

Onion (1kg)

$2.42 Rp 44.1K

$0.77 TTD 5.21

214.29%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.48 TTD 10.02

-33.11%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$1.15 TTD 7.73

-55.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.56 TTD 37.56

-60.07%

Wine (Bottle)

$22.24 Rp 404.4K

$17.76 TTD 120

25.23%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.48 TTD 9.98

52.70%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.97 TTD 20.08

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.46 TTD 3.11

-45.65%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$44.91 TTD 303

-82.59%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$0.91 TTD 6.11

-51.65%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.84 TTD 5.65

-48.81%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$14.58 TTD 98.5

-62.89%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.16 TTD 7.84

-29.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$36.3K TTD 245.4K

-34.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$40.8K TTD 275.6K

-22.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$44.29 TTD 299

78.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$42.32 TTD 286

-84.76%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$45.25 TTD 305

-58.94%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$52.1 TTD 352

-5.03%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$22.39 TTD 151

-21.17%

Cinema Ticket

$4.27 Rp 77.7K

$8.59 TTD 58.0

-50.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$403 TTD 2,722

21.65%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$10.6K TTD 71.9K

-46.71%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$53.7 TTD 363

-16.90%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$36.48 TTD 246

-4.19%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$86.6 TTD 584

-7.68%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$87.6 TTD 592

-9.37%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$518 TTD 3,496

117.18%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$398 TTD 2,686

68.77%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$915 TTD 6,180

289.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$724 TTD 4,887

138.02%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,940 TTD 13.1K

40.80%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,527 TTD 10.3K

49.62%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,023 TTD 6,908

-83.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.75

139.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for San Fernando: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

San Fernando

$398 31.6% 40.7% $274

Groceries & Markets

Ubud, Bali

$288 21.4%

San Fernando

$317 25.2% 10% $29

Eating Out

Ubud, Bali

$108 8%

San Fernando

$174 13.8% 61.9% $67

Clothing & Footwear

Ubud, Bali

$108 8%

San Fernando

$119 9.4% 10.7% $11

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

San Fernando

$132 10.5% 26.7% $28

Sport & Entertainment

Ubud, Bali

$58 4.3%

San Fernando

$69 5.5% 19.4% $11

Getting Around

Ubud, Bali

$11 0.9%

San Fernando

$52 4.1% 354% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $518 in San Fernando. Housing cost is often the main lever when comparing two cities.

San Fernando pays about 6.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $59 in San Fernando for a mid-range dinner for two. Groceries echo the gap at $288 vs $317 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇹 San Fernando

🕒 Local time

16:25 4:25 PM

04:25 4:25 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

55,419

💱 Currency

Indonesian Rupiah IDR Rp

Trinidad and Tobago Dollar TTD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

1 TTD = 0.148 USD

1 TTD = 0.133 EUR

Exchange rates and currency converter

TTD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Trinidad and Tobago Dollar exchange rates as of October 29, 2026: 1 USD = 6.75 TTD (1 TTD = 0.148 USD). 1 EUR = 7.53 TTD (1 TTD = 0.133 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali San Fernando 19,610 km ≈ 25 h nonstop flight

From you

Ubud, Bali
San Fernando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Fernando: Cost of Living - Frequently Asked Questions

On paper, salaries run 84% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $518 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $59 in San Fernando. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,261 in San Fernando – San Fernando is about 6% cheaper, which adds up to real savings over time.

Either city works on $1,500 a month, though San Fernando gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, San Fernando is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.