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Cost of Living Comparison Between San Fernando and Ubud, Bali Cost of Living Comparison Between San Fernando and Ubud, Bali

🙂 Solo nomad: San Fernando is 2.9% cheaper than Ubud, Bali without rent, and 7.1% more expensive with rent.
🙂 Family of 3: San Fernando is 33.1% cheaper than Ubud, Bali without rent, and 4.1% more expensive with rent.
Currency
🍽 Eating Out
San Fernando
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.59 ₱209
$2.85 Rp 47.5K
25.96%
Three-Course Dinner for Two, Mid-Range
$13.08 ₱763
$12.26 Rp 204.3K
6.69%
Fast Food Meal (McDonalds, etc)
$2.72 ₱159
$3.28 Rp 54.6K
-17.07%
Cappuccino
$1.04 ₱60.9
$2.3 Rp 38.3K
-54.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 ₱24.87
$1.11 Rp 18.5K
-61.26%
Water (0.33 liter bottle)
$0.33 ₱19.42
$0.26 Rp 4,324
26.92%
Local Beer (0.5 liter draught)
$1.3 ₱75.7
$2.4 Rp 40K
-45.83%
Imported Beer (0.33 liter bottle)
$1.45 ₱84.7
$3.15 Rp 52.5K
-53.97%
🛒 Groceries & Markets
San Fernando
Ubud, Bali
Difference
Milk (1 liter)
$1.84 ₱107
$1.49 Rp 24.9K
23.49%
White Bread (500g)
$1.25 ₱73
$1.65 Rp 27.5K
-24.24%
Rice (white) (1kg)
$0.9 ₱52.5
$1.13 Rp 18.9K
-20.35%
Eggs
$2.27 ₱132
$2.33 Rp 38.9K
-2.58%
Local Cheese (1kg)
$9.36 ₱546
$13.7 Rp 228.3K
-31.68%
Chicken Fillets (1kg)
$3.92 ₱229
$3.97 Rp 66.2K
-1.26%
Beef Round Steak (1kg)
$7.69 ₱449
$11.22 Rp 187K
-31.46%
Apples (1kg)
$2.72 ₱159
$3.48 Rp 57.9K
-21.84%
Banana (1kg)
$1.74 ₱102
$1.5 Rp 25K
16.00%
Oranges (1kg)
$2.26 ₱132
$2.68 Rp 44.6K
-15.67%
Tomato (1kg)
$1.21 ₱70.5
$1.35 Rp 22.5K
-10.37%
Potato (1kg)
$1.9 ₱111
$1.57 Rp 26.2K
21.02%
Onion (1kg)
$2.14 ₱125
$2.1 Rp 34.9K
1.90%
Lettuce (1 head)
$0.73 ₱42.78
$1.03 Rp 17.1K
-29.13%
Water (1.5 liter bottle)
$0.63 ₱36.81
$0.57 Rp 9,488
10.53%
Cigarettes 20 Pack (Marlboro, Camel)
$3.26 ₱190
$2.31 Rp 38.5K
41.13%
Wine (Bottle)
$9.05 ₱528
$15.21 Rp 253.5K
-40.50%
Local Beer (0.5 liter bottle)
$1.04 ₱60.4
$2.49 Rp 41.5K
-58.23%
Imported Beer (0.33 liter bottle)
$1.47 ₱85.9
$2.66 Rp 44.3K
-44.74%
🚌 Getting Around
San Fernando
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.15
$0.29 Rp 4,911
-10.34%
Public Transport Monthly Pass (Regular Price)
$21.33 ₱1,245
$10.03 Rp 167.1K
112.66%
Taxi Start (Normal Tariff)
$0.74 ₱43.39
$0.45 Rp 7,480
64.44%
Taxi (Normal Tariff) (1km)
$0.22 ₱12.77
$0.34 Rp 5,748
-35.29%
Taxi 1hour Waiting (Normal Tariff)
$1.09 ₱63.3
$5.97 Rp 99.4K
-81.74%
Gasoline (1 liter)
$1.11 ₱64.6
$0.75 Rp 12.4K
48.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K ₱1.6M
$25.8K Rp 430.2M
8.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.9K ₱1.4M
$31.7K Rp 528.9M
-24.68%
🧾 Monthly Utilities & Internet
San Fernando
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$108 ₱6,285
$64.6 Rp 1.1M
66.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.96 ₱1,048
$4.14 Rp 69K
333.82%
Internet (50+ Mbps, Unlimited Data)
$26 ₱1,517
$23.99 Rp 399.7K
8.38%
🎉 Sport & Entertainment
San Fernando
Ubud, Bali
Difference
Gym Membership (Monthly)
$30.81 ₱1,798
$23.29 Rp 388.1K
32.29%
Tennis Court (1 Hour on Weekend)
$7.04 ₱411
$6.19 Rp 103.1K
13.73%
Cinema Ticket
$4.35 ₱254
$3.45 Rp 57.5K
26.09%
🧸 Childcare & Education
San Fernando
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$61.6 ₱3,593
$91.9 Rp 1.5M
-33.01%
International Primary School, 1 Child (Yearly)
$1,949 ₱113.7K
$5,912 Rp 98.5M
-67.04%
👕👟 Clothing & Footwear
San Fernando
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$35.37 ₱2,064
$51.5 Rp 857.6K
-31.28%
Summer Dress (H&M, Zara, etc)
$15.75 ₱919
$24.45 Rp 407.3K
-35.58%
Sport Shoes (Adidas, Nike)
$54.1 ₱3,160
$84.4 Rp 1.4M
-35.82%
Men's Leather Business Shoes
$46.43 ₱2,710
$74.3 Rp 1.2M
-37.52%
🏠 Accommodation & Living
San Fernando
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$352 ₱20.6K
$261 Rp 4.4M
34.75%
1-bedroom Apartment, Outside City Center (Monthly)
$239 ₱14K
$160 Rp 2.7M
50.02%
3-bedroom Apartment, City Center (Monthly)
$584 ₱34.1K
$585 Rp 9.7M
-0.22%
3-bedroom Apartment, Outside City Center (Monthly)
$481 ₱28.1K
$328 Rp 5.5M
46.59%
Buy Apartment in City Center (m2)
-
$985 Rp 16.4M
-
Buy Apartment Outside City Center (m2)
-
$847 Rp 14.1M
-
💵 Salaries & Financials
San Fernando
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$355 ₱20.7K
$178 Rp 3M
99.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.5
13.28
-58.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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