Cost of Living Comparison Between San Fernando and Medellin Cost of Living Comparison Between San Fernando and Medellin

Monthly Cost of Living

A single person spends $777 per month in San Fernando vs $1,003 in Medellin, rent included.

A couple spends around $1,188 per month in San Fernando vs $1,573 in Medellin, rent included.

A family of three spends $1,600 per month in San Fernando vs $2,143 in Medellin, rent included.

San Fernando is about 23% cheaper than Medellin, driven mainly by Clothing & Footwear.

Both San Fernando and Medellin are more affordable than the global median – San Fernando 42% lower, Medellin 25% lower.

Currency
🍽 Eating Out
San Fernando
Medellin
Difference
Meal at Budget Restaurant
$3.49 ₱214
$5.91 COP 18.6K
-40.95%
Three-Course Dinner for Two, Mid-Range
$13.46 ₱824
$32.96 COP 103.8K
-59.16%
Fast Food Meal (McDonalds, etc)
$2.72 ₱166
$7.43 COP 23.4K
-63.39%
Cappuccino
$1.05 ₱64.3
$1.65 COP 5,207
-36.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.42 ₱25.89
$1.10 COP 3,468
-61.82%
Water (0.33 liter bottle)
$0.36 ₱22.12
$0.78 COP 2,458
-53.85%
Local Beer (0.5 liter draught)
$1.31 ₱80.3
$1.72 COP 5,412
-23.84%
Imported Beer (0.33 liter bottle)
$1.45 ₱88.7
$3.18 COP 10.0K
-54.40%
🛒 Groceries & Markets
San Fernando
Medellin
Difference
Milk (1 liter)
$1.90 ₱116
$1.10 COP 3,474
72.73%
White Bread (500g)
$1.20 ₱73.6
$1.26 COP 3,962
-4.76%
Rice (white) (1kg)
$0.90 ₱55.1
$1.38 COP 4,349
-34.78%
Eggs
$2.28 ₱140
$2.18 COP 6,858
4.59%
Local Cheese (1kg)
$9.11 ₱558
$4.49 COP 14.1K
102.90%
Chicken Fillets (1kg)
$3.87 ₱237
$5.79 COP 18.2K
-33.16%
Beef Round Steak (1kg)
$7.98 ₱489
$8.97 COP 28.2K
-11.04%
Apples (1kg)
$2.76 ₱169
$2.32 COP 7,308
18.97%
Banana (1kg)
$1.78 ₱109
$1.06 COP 3,352
67.92%
Oranges (1kg)
$2.35 ₱144
$1.52 COP 4,774
54.61%
Tomato (1kg)
$1.16 ₱70.8
$1.36 COP 4,270
-14.71%
Potato (1kg)
$1.90 ₱116
$1.13 COP 3,552
68.14%
Onion (1kg)
$2.09 ₱128
$1.17 COP 3,689
78.63%
Lettuce (1 head)
$0.67 ₱41.28
$0.90 COP 2,838
-25.56%
Water (1.5 liter bottle)
$0.64 ₱39.30
$0.90 COP 2,823
-28.89%
Cigarettes 20 Pack (Marlboro, Camel)
$3.30 ₱202
$2.23 COP 7,034
47.98%
Wine (Bottle)
$8.76 ₱537
$12.12 COP 38.2K
-27.72%
Local Beer (0.5 liter bottle)
$1.08 ₱66.0
$1.19 COP 3,743
-9.24%
Imported Beer (0.33 liter bottle)
$1.50 ₱91.8
$2.48 COP 7,815
-39.52%
🚌 Getting Around
San Fernando
Medellin
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.91
$0.85 COP 2,687
-69.41%
Public Transport Monthly Pass (Regular Price)
$21.66 ₱1,326
$41.62 COP 131.0K
-47.96%
Taxi Start (Normal Tariff)
$0.72 ₱44.22
$1.42 COP 4,459
-49.30%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.41
$1.95 COP 6,141
-88.72%
Taxi 1hour Waiting (Normal Tariff)
$1.04 ₱63.6
$7.89 COP 24.8K
-86.82%
Gasoline (1 liter)
$1.16 ₱71.0
$0.99 COP 3,118
17.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0K ₱1.7M
$17.6K COP 55.4M
59.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K ₱1.4M
$26.8K COP 84.4M
-11.99%
🧾 Monthly Utilities & Internet
San Fernando
Medellin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$106 ₱6,478
$83.0 COP 261.4K
27.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.60 ₱1,077
$9.70 COP 30.5K
81.44%
Internet (50+ Mbps, Unlimited Data)
$26.09 ₱1,597
$23.52 COP 74.1K
10.93%
🎉 Sport & Entertainment
San Fernando
Medellin
Difference
Gym Membership (Monthly)
$30.71 ₱1,880
$25.26 COP 79.5K
21.58%
Tennis Court (1 Hour on Weekend)
$4.49 ₱275
$19.10 COP 60.1K
-76.49%
Cinema Ticket
$4.52 ₱277
$3.95 COP 12.4K
14.43%
🧸 Childcare & Education
San Fernando
Medellin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$61.2 ₱3,748
$316 COP 994.2K
-80.61%
International Primary School, 1 Child (Yearly)
$1,951 ₱119.4K
$5,975 COP 18.8M
-67.35%
👕👟 Clothing & Footwear
San Fernando
Medellin
Difference
Jeans (Levis 501 Or Similar)
$34.76 ₱2,128
$60.0 COP 188.9K
-42.07%
Summer Dress (H&M, Zara, etc)
$16.18 ₱991
$31.82 COP 100.2K
-49.15%
Sport Shoes (Adidas, Nike)
$53.5 ₱3,274
$102 COP 320.1K
-47.39%
Men's Leather Business Shoes
$46.40 ₱2,840
$107 COP 338.3K
-56.82%
🏠 Accommodation & Living
San Fernando
Medellin
Difference
1-bedroom Apartment, City Center (Monthly)
$357 ₱21.9K
$475 COP 1.5M
-24.73%
1-bedroom Apartment, Outside City Center (Monthly)
$243 ₱14.9K
$374 COP 1.2M
-35.12%
3-bedroom Apartment, City Center (Monthly)
$596 ₱36.5K
$849 COP 2.7M
-29.83%
3-bedroom Apartment, Outside City Center (Monthly)
$478 ₱29.3K
$719 COP 2.3M
-33.55%
Buy Apartment in City Center (m2)
$2,206 ₱135.0K
$3,265 COP 10.3M
-32.45%
Buy Apartment Outside City Center (m2)
$1,047 ₱64.1K
$1,441 COP 4.5M
-27.32%
💵 Salaries & Financials
San Fernando
Medellin
Difference
Average Monthly Net Salary (After Tax)
$345 ₱21.1K
$624 COP 2.0M
-44.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.5
13.43
-59.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: July 25, 2026

Last update for Medellin: July 27, 2026

Cost Breakdown

A central one-bedroom costs $357 in San Fernando versus $475 in Medellin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 81% higher in Medellin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in San Fernando versus $33.00 in Medellin. Groceries tell a different story – $200 in San Fernando vs $193 in Medellin – so Medellin wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Fernando vs Medellin: Cost of Living - Frequently Asked Questions
Is Medellin cheaper than San Fernando?
Yes – Medellin is pricier by about 29%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,165 per month in San Fernando and $1,504 in Medellin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Fernando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in San Fernando or in Medellin?
A mid-range dinner for two costs $13.00 in San Fernando and $33.00 in Medellin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in San Fernando and in Medellin?
Monthly expenses with rent come to $777 in San Fernando and $1,003 in Medellin. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $2,000 a realistic budget for living in San Fernando or in Medellin?
A $2,000 monthly budget goes further in San Fernando, where all-in costs run around $777, than in Medellin at $1,003. In San Fernando it covers expenses comfortably, while in Medellin it requires careful planning or may not stretch far enough.
Is San Fernando or Medellin more family-friendly?
Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with San Fernando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Medellin makes more sense. Both are solid long-term options with distinct trade-offs.

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