Cost of Living Comparison Between Medellin and San Fernando Cost of Living Comparison Between Medellin and San Fernando

Monthly Cost of Living

A single person spends $1,681 per month in Medellin vs $700 in San Fernando, rent included.

A couple spends around $2,445 per month in Medellin vs $1,045 in San Fernando, rent included.

A family of three spends $3,210 per month in Medellin vs $1,391 in San Fernando, rent included.

Medellin costs about 140% more than San Fernando, driven mainly by Groceries & Markets.

Medellin sits 23% above the global median, while San Fernando is 49% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Medellin
San Fernando
Difference
Meal at Budget Restaurant
$8.02 COP 25.4K
$3.88 ₱244
106.70%
Three-Course Dinner for Two, Mid-Range
$47.87 COP 152.0K
$16.54 ₱1,039
189.42%
Fast Food Meal (McDonalds, etc)
$9.89 COP 31.4K
$2.88 ₱181
243.40%
Cappuccino
$3.13 COP 9,937
$1.85 ₱116
69.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.91 COP 6,058
$0.39 ₱24.32
389.74%
Water (0.33 liter bottle)
$1.51 COP 4,794
$0.31 ₱19.29
387.10%
Local Beer (0.5 liter draught)
$3.12 COP 9,917
$1.02 ₱64.3
205.88%
Imported Beer (0.33 liter bottle)
$5.75 COP 18.3K
$1.30 ₱82.0
342.31%
🛒 Groceries & Markets
Medellin
San Fernando
Difference
Milk (1 liter)
$1.44 COP 4,587
$1.66 ₱104
-13.25%
White Bread (500g)
$2.49 COP 7,894
$1.16 ₱73.0
114.66%
Rice (white) (1kg)
$1.77 COP 5,631
$0.91 ₱56.9
94.51%
Eggs
$2.96 COP 9,396
$1.98 ₱125
49.49%
Local Cheese (1kg)
$10.07 COP 32.0K
$5.22 ₱328
92.91%
Chicken Fillets (1kg)
$10.12 COP 32.1K
$3.45 ₱217
193.33%
Beef Round Steak (1kg)
$14.30 COP 45.4K
$7.78 ₱489
83.80%
Apples (1kg)
$4.14 COP 13.1K
$2.29 ₱144
80.79%
Banana (1kg)
$1.61 COP 5,106
$1.29 ₱81.3
24.81%
Oranges (1kg)
$2.25 COP 7,129
$2.34 ₱147
-3.85%
Tomato (1kg)
$2.25 COP 7,150
$1.07 ₱67.4
110.28%
Potato (1kg)
$2.04 COP 6,486
$1.68 ₱106
21.43%
Onion (1kg)
$1.54 COP 4,873
$1.60 ₱101
-3.75%
Lettuce (1 head)
$1.17 COP 3,715
$0.67 ₱41.88
74.63%
Water (1.5 liter bottle)
$1.31 COP 4,148
$0.53 ₱33.30
147.17%
Cigarettes 20 Pack (Marlboro, Camel)
$3.90 COP 12.4K
$2.88 ₱181
35.42%
Wine (Bottle)
$14.01 COP 44.5K
$8.82 ₱554
58.84%
Local Beer (0.5 liter bottle)
$1.74 COP 5,534
$0.90 ₱56.4
93.33%
Imported Beer (0.33 liter bottle)
$2.87 COP 9,112
$1.29 ₱81.3
122.48%
🚌 Getting Around
Medellin
San Fernando
Difference
One-way Ticket (Public Transport)
$1.22 COP 3,858
$0.27 ₱16.68
351.85%
Public Transport Monthly Pass (Regular Price)
$80.5 COP 255.5K
$11.28 ₱709
613.48%
Taxi Start (Normal Tariff)
$1.31 COP 4,155
$0.66 ₱41.65
98.48%
Taxi (Normal Tariff) (1km)
$2.19 COP 6,944
$0.23 ₱14.41
852.17%
Taxi 1hour Waiting (Normal Tariff)
$8.71 COP 27.7K
$0.94 ₱58.9
826.60%
Gasoline (1 liter)
$1.37 COP 4,334
$0.98 ₱61.8
39.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K COP 88.4M
$21.0K ₱1.3M
32.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8K COP 113.6M
$19.3K ₱1.2M
85.77%
🧾 Monthly Utilities & Internet
Medellin
San Fernando
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$177 COP 562.9K
$143 ₱8,972
24.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.88 COP 44.1K
$17.75 ₱1,115
-21.80%
Internet (50+ Mbps, Unlimited Data)
$29.72 COP 94.4K
$23.63 ₱1,485
25.77%
🎉 Sport & Entertainment
Medellin
San Fernando
Difference
Gym Membership (Monthly)
$44.88 COP 142.5K
$31.58 ₱1,984
42.12%
Tennis Court (1 Hour on Weekend)
$17.12 COP 54.4K
$4.85 ₱305
252.99%
Cinema Ticket
$6.65 COP 21.1K
$4.91 ₱308
35.44%
🧸 Childcare & Education
Medellin
San Fernando
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$813 COP 2.6M
$78.2 ₱4,910
940.20%
International Primary School, 1 Child (Yearly)
$9,187 COP 29.2M
$1,130 ₱71.0K
712.73%
👕👟 Clothing & Footwear
Medellin
San Fernando
Difference
Jeans (Levis 501 Or Similar)
$89.5 COP 284.1K
$19.26 ₱1,210
364.64%
Summer Dress (H&M, Zara, etc)
$59.0 COP 187.2K
$15.83 ₱994
272.52%
Sport Shoes (Adidas, Nike)
$138 COP 438.8K
$31.40 ₱1,973
340.13%
Men's Leather Business Shoes
$102 COP 324.2K
$47.12 ₱2,960
116.74%
🏠 Accommodation & Living
Medellin
San Fernando
Difference
1-bedroom Apartment, City Center (Monthly)
$1,062 COP 3.4M
$264 ₱16.6K
302.49%
1-bedroom Apartment, Outside City Center (Monthly)
$663 COP 2.1M
$172 ₱10.8K
285.94%
3-bedroom Apartment, City Center (Monthly)
$1,888 COP 6.0M
$495 ₱31.1K
281.70%
3-bedroom Apartment, Outside City Center (Monthly)
$1,027 COP 3.3M
$353 ₱22.2K
190.66%
Buy Apartment in City Center (m2)
$4,183 COP 13.3M
$2,815 ₱176.8K
48.61%
Buy Apartment Outside City Center (m2)
$1,675 COP 5.3M
$1,052 ₱66.1K
59.18%
💵 Salaries & Financials
Medellin
San Fernando
Difference
Average Monthly Net Salary (After Tax)
$678 COP 2.2M
$334 ₱21.0K
103.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.94
6
82.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Medellin: September 14, 2026

Last update for San Fernando: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,062 in Medellin versus $264 in San Fernando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 103% higher in Medellin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Medellin versus $17.00 in San Fernando. Monthly groceries follow the same trend: $305 vs $172 – making San Fernando the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Medellin vs San Fernando: Cost of Living - Frequently Asked Questions
Is San Fernando cheaper than Medellin?
Yes – Medellin is pricier by about 140%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,521 per month in Medellin and $1,050 in San Fernando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Fernando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Medellin or in San Fernando?
A mid-range dinner for two costs $48.00 in Medellin and $17.00 in San Fernando. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Medellin and in San Fernando?
Monthly expenses with rent come to $1,681 in Medellin and $700 in San Fernando. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $2,000 a realistic budget for living in Medellin or in San Fernando?
A $2,000 monthly budget goes further in San Fernando, where all-in costs run around $700, than in Medellin at $1,681. In San Fernando it covers expenses comfortably, while in Medellin it requires careful planning or may not stretch far enough.
Is Medellin or San Fernando more family-friendly?
Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with San Fernando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Medellin makes more sense. Both are solid long-term options with distinct trade-offs.

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