Last update: Nov 2026

Cost of Living Comparison Between Lisbon and San Fernando, Philippines

Name: San Fernando
Address: San Fernando, PH

For one person, living is cheaper in San Fernando: $807 a month against $2,206 in Lisbon, rent and utilities included – about $16,800 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Lisbon
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Lisbon Living Index
39

Cost of Living Index in San Fernando
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San Fernando Living Index

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Lisbon

🇵🇹 Portugal

$2,206

/mo nomad

San Fernando

🇵🇭 Philippines

$807

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in San Fernando actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,206 in Lisbon versus $807 in San Fernando.

Lisbon $2,206
San Fernando $807

Estimated couple costs with rent: $3,276 in Lisbon versus $1,271 in San Fernando.

Lisbon $3,276
San Fernando $1,271

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $1,735 in San Fernando.

Lisbon $4,346
San Fernando $1,735

Living in Lisbon is roughly 173% more expensive than in San Fernando, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lisbon is 63% above, San Fernando is 40% below.

Meal at Budget Restaurant

$16.86 €14.98

$3.07 ₱195

449.19%

Three-Course Dinner for Two, Mid-Range

$61.0 €54.2

$23.84 ₱1,516

156.04%

Fast Food Meal (McDonalds, etc)

$10.98 €9.75

$2.82 ₱179

289.36%

Cappuccino

$3.05 €2.71

$1.71 ₱109

78.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 €2.03

$0.64 ₱40.43

256.25%

Water (0.33 liter bottle)

$1.68 €1.49

$0.38 ₱24.23

342.11%

Local Beer (0.5 liter draught)

$3.44 €3.05

$1.09 ₱69.3

215.60%

Imported Beer (0.33 liter bottle)

$3.91 €3.47

$1.95 ₱124

100.51%

Milk (1 liter)

$1.15 €1.02

$1.76 ₱112

-34.66%

White Bread (500g)

$1.89 €1.68

$0.87 ₱55.0

117.24%

Rice (white) (1kg)

$1.50 €1.33

$0.96 ₱61.1

56.25%

Eggs

$4.12 €3.66

$1.90 ₱121

116.84%

Local Cheese (1kg)

$13.01 €11.55

$4.60 ₱293

182.83%

Chicken Fillets (1kg)

$8.04 €7.15

$3.31 ₱210

142.90%

Beef Round Steak (1kg)

$17.89 €15.89

$7.04 ₱448

154.12%

Apples (1kg)

$2.27 €2.02

$2.58 ₱164

-12.02%

Banana (1kg)

$1.74 €1.55

$2.06 ₱131

-15.53%

Oranges (1kg)

$1.82 €1.62

$2.75 ₱175

-33.82%

Tomato (1kg)

$2.69 €2.39

$0.92 ₱58.2

192.39%

Potato (1kg)

$1.77 €1.57

$1.38 ₱88.0

28.26%

Onion (1kg)

$1.94 €1.72

$1.32 ₱83.8

46.97%

Lettuce (1 head)

$1.46 €1.30

$0.65 ₱41.09

124.62%

Water (1.5 liter bottle)

$0.76 €0.68

$0.35 ₱22.37

117.14%

Cigarettes 20 Pack (Marlboro, Camel)

$6.66 €5.91

$2.71 ₱172

145.76%

Wine (Bottle)

$5.64 €5.01

$6.96 ₱442

-18.97%

Local Beer (0.5 liter bottle)

$1.29 €1.15

$0.75 ₱47.73

72.00%

Imported Beer (0.33 liter bottle)

$2.14 €1.90

$2.95 ₱187

-27.46%

One-way Ticket (Public Transport)

$2.30 €2.04

$0.25 ₱15.80

820.00%

Public Transport Monthly Pass (Regular Price)

$44.02 €39.10

$13.59 ₱864

223.91%

Taxi Start (Normal Tariff)

$3.98 €3.54

$1.00 ₱63.7

298.00%

Taxi (Normal Tariff) (1km)

$0.64 €0.57

$0.20 ₱12.70

220.00%

Taxi 1hour Waiting (Normal Tariff)

$18.93 €16.81

$1.94 ₱123

875.77%

Gasoline (1 liter)

$2.28 €2.02

$1.27 ₱80.7

79.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K €29.6K

$21.0K ₱1.3M

58.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.2K

$19.1K ₱1.2M

102.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 €141

$96.3 ₱6,121

64.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.54 €15.58

$17.18 ₱1,092

2.10%

Internet (50+ Mbps, Unlimited Data)

$31.18 €27.70

$30.29 ₱1,926

2.94%

Gym Membership (Monthly)

$44.64 €39.66

$31.66 ₱2,013

41.00%

Tennis Court (1 Hour on Weekend)

$18.98 €16.86

$15.57 ₱990

21.90%

Cinema Ticket

$9.58 €8.51

$4.66 ₱296

105.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$674 €598

$267 ₱17.0K

151.99%

International Primary School, 1 Child (Yearly)

$18.7K €16.6K

$13.5K ₱855.9K

39.14%

Jeans (Levis 501 Or Similar)

$102 €90.8

$49.06 ₱3,119

108.30%

Summer Dress (H&M, Zara, etc)

$45.90 €40.77

$37.73 ₱2,399

21.65%

Sport Shoes (Adidas, Nike)

$102 €90.8

$71.4 ₱4,542

43.08%

Men's Leather Business Shoes

$122 €108

$78.4 ₱4,982

55.62%

1-bedroom Apartment, City Center (Monthly)

$1,641 €1,457

$402 ₱25.6K

307.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,187 €1,055

$266 ₱16.9K

347.12%

3-bedroom Apartment, City Center (Monthly)

$2,825 €2,509

$724 ₱46.0K

290.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,018 €1,793

$560 ₱35.6K

260.69%

Buy Apartment in City Center (m2)

$7,836 €6,960

$4,249 ₱270.2K

84.41%

Buy Apartment Outside City Center (m2)

$4,701 €4,176

$2,385 ₱151.6K

97.13%

Average Monthly Net Salary (After Tax)

$1,687 €1,499

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

-45.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: November 1, 2026

Last update for San Fernando: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

San Fernando

$266 32.9% 77.6% $922

Groceries & Markets

Lisbon

$275 12.5%

San Fernando

$167 20.7% 39.1% $107

Eating Out

Lisbon

$245 11.1%

San Fernando

$67 8.3% 72.7% $178

Monthly Utilities & Internet

Lisbon

$207 9.4%

San Fernando

$144 17.8% 30.5% $63

Clothing & Footwear

Lisbon

$168 7.6%

San Fernando

$106 13.2% 36.4% $61

Sport & Entertainment

Lisbon

$64 2.9%

San Fernando

$41 5.1% 35.8% $23

Getting Around

Lisbon

$60 2.7%

San Fernando

$17 2.1% 72.6% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,641 in Lisbon and $402 in San Fernando. Housing cost is often the main lever when comparing two cities.

Dining out: $61 in Lisbon vs $24 in San Fernando for a mid-range dinner for two. Groceries echo the gap at $275 vs $167 per month, with San Fernando cheaper across the board.

Good to know

🇵🇹 Lisbon

🇵🇭 San Fernando

🕒 Local time

23:55 11:55 PM

07:55 7:55 AM

8 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

354,666

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.13 USD

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 4, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

USD to EUR in detail →

On the map

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Between locations

Lisbon San Fernando 12,090 km ≈ 16 h nonstop flight

From you

Lisbon
San Fernando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs San Fernando: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,206 in Lisbon and $807 in San Fernando, so San Fernando is about 63% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,309 in Lisbon and $1,211 in San Fernando to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,641 in Lisbon versus $402 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $674 in Lisbon versus $267 in San Fernando. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 64% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $807 in San Fernando versus $2,206 in Lisbon, a $1,200 budget is realistic in San Fernando but tight or insufficient in Lisbon. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find San Fernando gentler on the wallet – expenses run 63% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.