Cost of Living Comparison Between Lisbon and San Fernando Cost of Living Comparison Between Lisbon and San Fernando

Monthly Cost of Living

Monthly costs for one person with rent: $2,210 in Lisbon versus $787 in San Fernando.

Estimated couple costs with rent: $3,311 in Lisbon versus $1,204 in San Fernando.

Monthly costs for a family of three with rent: $4,411 in Lisbon versus $1,621 in San Fernando.

Living in Lisbon is roughly 181% more expensive than San Fernando, driven mainly by Eating Out.

The two cities straddle the global median: Lisbon is 65% above, San Fernando is 41% below.

Meal at Budget Restaurant

$15.91 €13.69

$3.49 ₱215

355.87%

Three-Course Dinner for Two, Mid-Range

$64.8 €55.7

$13.31 ₱821

386.63%

Fast Food Meal (McDonalds, etc)

$10.51 €9.04

$2.72 ₱168

286.40%

Cappuccino

$2.87 €2.47

$1.08 ₱66.7

165.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €1.93

$0.42 ₱26.11

433.33%

Water (0.33 liter bottle)

$1.50 €1.29

$0.33 ₱20.63

354.55%

Local Beer (0.5 liter draught)

$3.49 €3.00

$1.34 ₱82.7

160.45%

Imported Beer (0.33 liter bottle)

$3.88 €3.34

$1.43 ₱88.2

171.33%

Milk (1 liter)

$1.14 €0.98

$1.85 ₱114

-38.38%

White Bread (500g)

$1.75 €1.51

$1.24 ₱76.7

41.13%

Rice (white) (1kg)

$1.76 €1.51

$0.91 ₱55.9

93.41%

Eggs

$3.22 €2.77

$2.28 ₱140

41.23%

Local Cheese (1kg)

$13.49 €11.61

$9.09 ₱561

48.40%

Chicken Fillets (1kg)

$7.91 €6.81

$3.84 ₱237

105.99%

Beef Round Steak (1kg)

$15.87 €13.65

$7.70 ₱475

106.10%

Apples (1kg)

$2.31 €1.99

$2.66 ₱164

-13.16%

Banana (1kg)

$1.70 €1.46

$1.79 ₱110

-5.03%

Oranges (1kg)

$2.01 €1.73

$2.36 ₱146

-14.83%

Tomato (1kg)

$2.46 €2.12

$1.17 ₱72.1

110.26%

Potato (1kg)

$1.84 €1.59

$1.81 ₱111

1.66%

Onion (1kg)

$2.00 €1.72

$2.08 ₱128

-3.85%

Lettuce (1 head)

$1.93 €1.66

$0.73 ₱45.05

164.38%

Water (1.5 liter bottle)

$0.79 €0.68

$0.64 ₱39.53

23.44%

Cigarettes 20 Pack (Marlboro, Camel)

$6.61 €5.68

$3.24 ₱200

104.01%

Wine (Bottle)

$5.72 €4.92

$8.66 ₱534

-33.95%

Local Beer (0.5 liter bottle)

$1.37 €1.17

$1.03 ₱63.5

33.01%

Imported Beer (0.33 liter bottle)

$2.97 €2.56

$1.50 ₱92.5

98.00%

One-way Ticket (Public Transport)

$2.37 €2.04

$0.28 ₱17.29

746.43%

Public Transport Monthly Pass (Regular Price)

$45.56 €39.19

$21.59 ₱1,331

111.02%

Taxi Start (Normal Tariff)

$4.29 €3.69

$0.68 ₱41.83

530.88%

Taxi (Normal Tariff) (1km)

$0.82 €0.70

$0.24 ₱14.89

241.67%

Taxi 1hour Waiting (Normal Tariff)

$18.30 €15.74

$1.09 ₱67.1

1578.90%

Gasoline (1 liter)

$2.06 €1.78

$1.12 ₱68.8

83.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €29.5K

$28.9K ₱1.8M

18.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €33.8K

$24.2K ₱1.5M

62.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €127

$107 ₱6,594

38.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.52 €17.65

$17.46 ₱1,077

17.53%

Internet (50+ Mbps, Unlimited Data)

$39.61 €34.08

$25.78 ₱1,590

53.65%

Gym Membership (Monthly)

$47.85 €41.16

$31.45 ₱1,940

52.15%

Tennis Court (1 Hour on Weekend)

$18.92 €16.28

$4.56 ₱281

314.91%

Cinema Ticket

$9.18 €7.90

$4.35 ₱268

111.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$614 €528

$62.9 ₱3,880

875.61%

International Primary School, 1 Child (Yearly)

$16.0K €13.8K

$1,949 ₱120.2K

723.33%

Jeans (Levis 501 Or Similar)

$105 €90.0

$34.74 ₱2,142

201.27%

Summer Dress (H&M, Zara, etc)

$42.06 €36.18

$16.01 ₱987

162.71%

Sport Shoes (Adidas, Nike)

$94.0 €80.8

$53.5 ₱3,300

75.56%

Men's Leather Business Shoes

$120 €103

$45.84 ₱2,827

161.04%

1-bedroom Apartment, City Center (Monthly)

$1,628 €1,400

$354 ₱21.8K

359.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,255 €1,080

$242 ₱14.9K

419.23%

3-bedroom Apartment, City Center (Monthly)

$3,030 €2,607

$581 ₱35.8K

421.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,020 €1,738

$482 ₱29.7K

319.25%

Buy Apartment in City Center (m2)

$7,800 €6,709

$2,287 ₱141.0K

241.05%

Buy Apartment Outside City Center (m2)

$4,273 €3,675

$964 ₱59.5K

343.08%

Average Monthly Net Salary (After Tax)

$1,603 €1,379

$334 ₱20.6K

379.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

5.5

-30.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: June 1, 2026

Last update for San Fernando: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,628 in Lisbon and $354 in San Fernando. Housing cost is often the main lever when comparing two cities.

Lisbon pays 380% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Lisbon vs $13.00 in San Fernando for a mid-range dinner for two. Groceries echo the gap at $269 vs $198 per month, with San Fernando cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs San Fernando: Cost of Living - Frequently Asked Questions

Lisbon and San Fernando differ by about 181% in total monthly costs ($2,210 vs $787 including rent). San Fernando is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Lisbon pays 380% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,628 in Lisbon versus $354 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $614 in Lisbon versus $62.9 in San Fernando. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 36% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $787 in San Fernando versus $2,210 in Lisbon, a $2,000 budget is realistic in San Fernando but tight or insufficient in Lisbon. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and San Fernando are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Fernando gentler on the wallet – expenses run 181% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.