Cost of Living Comparison Between Lisbon and San Fernando Cost of Living Comparison Between Lisbon and San Fernando

Monthly Cost of Living

Monthly costs for one person with rent: $2,291 in Lisbon versus $778 in San Fernando.

Estimated couple costs with rent: $3,322 in Lisbon versus $1,191 in San Fernando.

Monthly costs for a family of three with rent: $4,354 in Lisbon versus $1,605 in San Fernando.

Living in Lisbon is roughly 195% more expensive than in San Fernando, driven mainly by Eating Out.

The two cities straddle the global median: Lisbon is 71% above, San Fernando is 42% below.

Meal at Budget Restaurant

$16.19 €14.17

$3.58 ₱220

352.23%

Three-Course Dinner for Two, Mid-Range

$63.3 €55.4

$13.13 ₱808

382.33%

Fast Food Meal (McDonalds, etc)

$10.32 €9.03

$2.59 ₱160

298.46%

Cappuccino

$2.83 €2.48

$1.03 ₱63.5

174.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.00

$0.45 ₱28.00

408.89%

Water (0.33 liter bottle)

$1.58 €1.38

$0.36 ₱22.43

338.89%

Local Beer (0.5 liter draught)

$3.40 €2.98

$1.30 ₱79.9

161.54%

Imported Beer (0.33 liter bottle)

$4.03 €3.52

$1.40 ₱86.0

187.86%

Milk (1 liter)

$1.09 €0.95

$1.89 ₱117

-42.33%

White Bread (500g)

$1.75 €1.53

$1.25 ₱77.2

40.00%

Rice (white) (1kg)

$1.76 €1.54

$0.95 ₱58.7

85.26%

Eggs

$3.17 €2.77

$2.28 ₱141

39.04%

Local Cheese (1kg)

$13.19 €11.54

$9.07 ₱558

45.42%

Chicken Fillets (1kg)

$7.97 €6.97

$3.79 ₱233

110.29%

Beef Round Steak (1kg)

$15.53 €13.59

$7.78 ₱479

99.61%

Apples (1kg)

$2.37 €2.07

$2.64 ₱162

-10.23%

Banana (1kg)

$1.71 €1.49

$1.79 ₱110

-4.47%

Oranges (1kg)

$2.01 €1.76

$2.30 ₱142

-12.61%

Tomato (1kg)

$2.43 €2.13

$1.22 ₱74.9

99.18%

Potato (1kg)

$1.76 €1.54

$1.91 ₱117

-7.85%

Onion (1kg)

$2.03 €1.78

$2.19 ₱135

-7.31%

Lettuce (1 head)

$1.92 €1.68

$0.73 ₱45.18

163.01%

Water (1.5 liter bottle)

$0.85 €0.74

$0.64 ₱39.52

32.81%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.76

$3.24 ₱200

103.09%

Wine (Bottle)

$5.58 €4.88

$8.67 ₱534

-35.64%

Local Beer (0.5 liter bottle)

$1.33 €1.17

$1.03 ₱63.4

29.13%

Imported Beer (0.33 liter bottle)

$2.97 €2.60

$1.43 ₱88.3

107.69%

One-way Ticket (Public Transport)

$2.28 €1.99

$0.26 ₱15.93

776.92%

Public Transport Monthly Pass (Regular Price)

$45.79 €40.06

$21.10 ₱1,299

117.01%

Taxi Start (Normal Tariff)

$4.23 €3.70

$0.69 ₱42.22

513.04%

Taxi (Normal Tariff) (1km)

$0.81 €0.71

$0.24 ₱14.78

237.50%

Taxi 1hour Waiting (Normal Tariff)

$18.44 €16.13

$1.08 ₱66.3

1607.41%

Gasoline (1 liter)

$2.08 €1.82

$1.15 ₱70.9

80.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30.3K

$28.1K ₱1.7M

23.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €34.3K

$24.2K ₱1.5M

62.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €130

$108 ₱6,646

37.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.46 €17.90

$17.53 ₱1,079

16.71%

Internet (50+ Mbps, Unlimited Data)

$39.56 €34.61

$26.58 ₱1,636

48.83%

Gym Membership (Monthly)

$47.99 €41.99

$30.86 ₱1,900

55.51%

Tennis Court (1 Hour on Weekend)

$18.60 €16.27

$4.56 ₱281

307.89%

Cinema Ticket

$9.22 €8.07

$4.52 ₱278

103.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$616 €539

$62.9 ₱3,875

878.85%

International Primary School, 1 Child (Yearly)

$16.4K €14.4K

$1,913 ₱117.8K

759.26%

Jeans (Levis 501 Or Similar)

$103 €89.9

$34.68 ₱2,135

196.14%

Summer Dress (H&M, Zara, etc)

$41.74 €36.52

$16.10 ₱991

159.25%

Sport Shoes (Adidas, Nike)

$94.8 €82.9

$54.1 ₱3,332

75.11%

Men's Leather Business Shoes

$122 €107

$47.11 ₱2,900

159.01%

1-bedroom Apartment, City Center (Monthly)

$1,633 €1,428

$357 ₱22.0K

357.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,232 €1,078

$235 ₱14.5K

424.73%

3-bedroom Apartment, City Center (Monthly)

$3,098 €2,711

$595 ₱36.6K

420.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,031 €1,777

$485 ₱29.8K

319.15%

Buy Apartment in City Center (m2)

$7,831 €6,851

$2,155 ₱132.7K

263.41%

Buy Apartment Outside City Center (m2)

$4,389 €3,840

$1,115 ₱68.7K

293.62%

Average Monthly Net Salary (After Tax)

$1,607 €1,406

$346 ₱21.3K

365.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

5.5

-30.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: July 14, 2026

Last update for San Fernando: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,633 in Lisbon and $357 in San Fernando. Housing cost is often the main lever when comparing two cities.

Lisbon pays 365% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $13.00 in San Fernando for a mid-range dinner for two. Groceries echo the gap at $267 vs $199 per month, with San Fernando cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs San Fernando: Cost of Living - Frequently Asked Questions

Lisbon and San Fernando differ by about 195% in total monthly costs ($2,291 vs $778 including rent). San Fernando is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 365% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,633 in Lisbon versus $357 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $616 in Lisbon versus $62.9 in San Fernando. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 34% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $778 in San Fernando versus $2,291 in Lisbon, a $2,000 budget is realistic in San Fernando but tight or insufficient in Lisbon. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and San Fernando are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Fernando gentler on the wallet – expenses run 195% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.