Cost of Living Comparison Between Lisbon and San Fernando Cost of Living Comparison Between Lisbon and San Fernando

Monthly Cost of Living

Monthly costs for one person with rent: $2,296 in Lisbon versus $700 in San Fernando.

Estimated couple costs with rent: $3,376 in Lisbon versus $1,045 in San Fernando.

Monthly costs for a family of three with rent: $4,457 in Lisbon versus $1,391 in San Fernando.

Living in Lisbon is roughly 228% more expensive than in San Fernando, driven mainly by Eating Out.

The two cities straddle the global median: Lisbon is 68% above, San Fernando is 49% below.

Meal at Budget Restaurant

$17.59 €15.31

$3.88 ₱244

353.35%

Three-Course Dinner for Two, Mid-Range

$62.9 €54.7

$16.54 ₱1,039

280.05%

Fast Food Meal (McDonalds, etc)

$11.58 €10.08

$2.88 ₱181

302.08%

Cappuccino

$3.10 €2.70

$1.85 ₱116

67.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.17

$0.39 ₱24.32

538.46%

Water (0.33 liter bottle)

$1.74 €1.52

$0.31 ₱19.29

461.29%

Local Beer (0.5 liter draught)

$3.48 €3.03

$1.02 ₱64.3

241.18%

Imported Beer (0.33 liter bottle)

$3.44 €3.00

$1.30 ₱82.0

164.62%

Milk (1 liter)

$1.15 €1.00

$1.66 ₱104

-30.72%

White Bread (500g)

$1.91 €1.66

$1.16 ₱73.0

64.66%

Rice (white) (1kg)

$1.50 €1.31

$0.91 ₱56.9

64.84%

Eggs

$3.98 €3.47

$1.98 ₱125

101.01%

Local Cheese (1kg)

$13.29 €11.57

$5.22 ₱328

154.60%

Chicken Fillets (1kg)

$8.01 €6.97

$3.45 ₱217

132.17%

Beef Round Steak (1kg)

$18.04 €15.70

$7.78 ₱489

131.88%

Apples (1kg)

$2.35 €2.05

$2.29 ₱144

2.62%

Banana (1kg)

$1.75 €1.52

$1.29 ₱81.3

35.66%

Oranges (1kg)

$1.85 €1.61

$2.34 ₱147

-20.94%

Tomato (1kg)

$2.55 €2.22

$1.07 ₱67.4

138.32%

Potato (1kg)

$1.84 €1.60

$1.68 ₱106

9.52%

Onion (1kg)

$2.10 €1.83

$1.60 ₱101

31.25%

Lettuce (1 head)

$1.49 €1.29

$0.67 ₱41.88

122.39%

Water (1.5 liter bottle)

$0.82 €0.71

$0.53 ₱33.30

54.72%

Cigarettes 20 Pack (Marlboro, Camel)

$7.10 €6.18

$2.88 ₱181

146.53%

Wine (Bottle)

$5.91 €5.14

$8.82 ₱554

-32.99%

Local Beer (0.5 liter bottle)

$1.31 €1.14

$0.90 ₱56.4

45.56%

Imported Beer (0.33 liter bottle)

$2.13 €1.86

$1.29 ₱81.3

65.12%

One-way Ticket (Public Transport)

$2.36 €2.05

$0.27 ₱16.68

774.07%

Public Transport Monthly Pass (Regular Price)

$46.62 €40.57

$11.28 ₱709

313.30%

Taxi Start (Normal Tariff)

$4.08 €3.55

$0.66 ₱41.65

518.18%

Taxi (Normal Tariff) (1km)

$1.14 €0.99

$0.23 ₱14.41

395.65%

Taxi 1hour Waiting (Normal Tariff)

$17.09 €14.88

$0.94 ₱58.9

1718.09%

Gasoline (1 liter)

$2.31 €2.01

$0.98 ₱61.8

135.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.7K

$21.0K ₱1.3M

62.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K €36.0K

$19.3K ₱1.2M

114.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 €147

$143 ₱8,972

18.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.33 €16.83

$17.75 ₱1,115

8.90%

Internet (50+ Mbps, Unlimited Data)

$33.51 €29.17

$23.63 ₱1,485

41.81%

Gym Membership (Monthly)

$48.84 €42.51

$31.58 ₱1,984

54.65%

Tennis Court (1 Hour on Weekend)

$19.43 €16.92

$4.85 ₱305

300.62%

Cinema Ticket

$9.57 €8.33

$4.91 ₱308

94.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 €606

$78.2 ₱4,910

790.49%

International Primary School, 1 Child (Yearly)

$17.4K €15.1K

$1,130 ₱71.0K

1435.26%

Jeans (Levis 501 Or Similar)

$105 €91.7

$19.26 ₱1,210

446.68%

Summer Dress (H&M, Zara, etc)

$47.75 €41.56

$15.83 ₱994

201.64%

Sport Shoes (Adidas, Nike)

$101 €87.5

$31.40 ₱1,973

220.16%

Men's Leather Business Shoes

$124 €108

$47.12 ₱2,960

164.11%

1-bedroom Apartment, City Center (Monthly)

$1,662 €1,446

$264 ₱16.6K

529.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,246 €1,085

$172 ₱10.8K

625.49%

3-bedroom Apartment, City Center (Monthly)

$2,965 €2,580

$495 ₱31.1K

499.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,049 €1,783

$353 ₱22.2K

479.70%

Buy Apartment in City Center (m2)

$7,834 €6,819

$2,815 ₱176.8K

178.31%

Buy Apartment Outside City Center (m2)

$4,464 €3,886

$1,052 ₱66.1K

324.37%

Average Monthly Net Salary (After Tax)

$1,632 €1,420

$334 ₱21.0K

388.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.78

-37.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: September 12, 2026

Last update for San Fernando: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,662 in Lisbon and $264 in San Fernando. Housing cost is often the main lever when comparing two cities.

Lisbon pays 389% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $17.00 in San Fernando for a mid-range dinner for two. Groceries echo the gap at $277 vs $172 per month, with San Fernando cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs San Fernando: Cost of Living - Frequently Asked Questions

Lisbon and San Fernando differ by about 228% in total monthly costs ($2,296 vs $700 including rent). San Fernando is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 389% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,662 in Lisbon versus $264 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $696 in Lisbon versus $78.2 in San Fernando. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 61% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $700 in San Fernando versus $2,296 in Lisbon, a $2,000 budget is realistic in San Fernando but tight or insufficient in Lisbon. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and San Fernando are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Fernando gentler on the wallet – expenses run 228% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.