Last update: Oct 2026

Cost of Living Comparison Between San Fernando and Almaty

For one person, living is cheaper in San Fernando: $703 a month against $1,372 in Almaty, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

San Fernando
🇵🇭 Philippines
$703
/mo nomad
Almaty
🇰🇿 Kazakhstan
$1,372
/mo nomad
Monthly Cost of Living

How much you'll spend in San Fernando and in Almaty

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Almaty actually costs, broken down by who's living it.

A single person spends $703 per month in San Fernando vs $1,372 in Almaty, rent included.

  • San Fernando $703
  • Almaty $1,372

A couple spends around $1,059 per month in San Fernando vs $2,142 in Almaty, rent included.

  • San Fernando $1,059
  • Almaty $2,142

A family of three spends $1,415 per month in San Fernando vs $2,913 in Almaty, rent included.

  • San Fernando $1,415
  • Almaty $2,913

San Fernando is about 49% cheaper than Almaty, and outside of rent the biggest gap is in clothing.

San Fernando sits 48% below the global median, while Almaty is 2% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
San Fernando
Almaty
Difference
Meal at Budget Restaurant
$4.01 ₱252
$13.16 ₸5,949
-69.53%
Three-Course Dinner for Two, Mid-Range
$16.71 ₱1,052
$44.86 ₸20.3K
-62.75%
Fast Food Meal (McDonalds, etc)
$2.88 ₱181
$8.90 ₸4,022
-67.64%
Cappuccino
$1.77 ₱112
$3.25 ₸1,469
-45.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.38 ₱23.97
$1.41 ₸639
-73.05%
Water (0.33 liter bottle)
$0.31 ₱19.32
$0.88 ₸399
-64.77%
Local Beer (0.5 liter draught)
$0.97 ₱61.2
$3.35 ₸1,513
-71.04%
Imported Beer (0.33 liter bottle)
$1.25 ₱78.5
$4.04 ₸1,827
-69.06%
🛒 Groceries & Markets
San Fernando
Almaty
Difference
Milk (1 liter)
$1.70 ₱107
$1.69 ₸762
0.59%
White Bread (500g)
$1.11 ₱70.1
$0.86 ₸390
29.07%
Rice (white) (1kg)
$0.99 ₱62.2
$2.03 ₸917
-51.23%
Eggs
$2.00 ₱126
$2.43 ₸1,100
-17.70%
Local Cheese (1kg)
$4.95 ₱311
$12.46 ₸5,632
-60.27%
Chicken Fillets (1kg)
$3.37 ₱212
$6.71 ₸3,033
-49.78%
Beef Round Steak (1kg)
$7.79 ₱490
$10.85 ₸4,905
-28.20%
Apples (1kg)
$2.19 ₱138
$1.80 ₸813
21.67%
Banana (1kg)
$1.26 ₱79.2
$2.25 ₸1,018
-44.00%
Oranges (1kg)
$2.32 ₱146
$2.91 ₸1,314
-20.27%
Tomato (1kg)
$1.07 ₱67.1
$2.75 ₸1,243
-61.09%
Potato (1kg)
$1.69 ₱106
$0.75 ₸337
125.33%
Onion (1kg)
$1.57 ₱99.0
$0.55 ₸248
185.45%
Lettuce (1 head)
$0.62 ₱39.14
$1.62 ₸732
-61.73%
Water (1.5 liter bottle)
$0.53 ₱33.09
$1.05 ₸474
-49.52%
Cigarettes 20 Pack (Marlboro, Camel)
$2.97 ₱187
$2.58 ₸1,167
15.12%
Wine (Bottle)
$8.92 ₱561
$11.15 ₸5,042
-20.00%
Local Beer (0.5 liter bottle)
$0.97 ₱60.8
$1.21 ₸547
-19.83%
Imported Beer (0.33 liter bottle)
$1.30 ₱81.7
$2.44 ₸1,104
-46.72%
🚌 Getting Around
San Fernando
Almaty
Difference
One-way Ticket (Public Transport)
$0.26 ₱16.12
$0.26 ₸117
-
Public Transport Monthly Pass (Regular Price)
$11.02 ₱694
$22.03 ₸9,957
-49.98%
Taxi Start (Normal Tariff)
$0.67 ₱41.89
$1.35 ₸611
-50.37%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.36
$0.64 ₸288
-64.06%
Taxi 1hour Waiting (Normal Tariff)
$0.94 ₱59.3
$11.16 ₸5,044
-91.58%
Gasoline (1 liter)
$1.01 ₱63.8
$0.72 ₸324
40.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K ₱1.3M
$22.5K ₸10.2M
-5.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.0K ₱1.2M
$30.3K ₸13.7M
-37.38%
🧾 Monthly Utilities & Internet
San Fernando
Almaty
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$141 ₱8,907
$91.8 ₸41.5K
54.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.77 ₱1,119
$10.66 ₸4,820
66.70%
Internet (50+ Mbps, Unlimited Data)
$23.40 ₱1,473
$17.86 ₸8,072
31.02%
🎉 Sport & Entertainment
San Fernando
Almaty
Difference
Gym Membership (Monthly)
$32.05 ₱2,018
$70.3 ₸31.8K
-54.43%
Tennis Court (1 Hour on Weekend)
$4.68 ₱295
$27.60 ₸12.5K
-83.04%
Cinema Ticket
$4.82 ₱303
$6.78 ₸3,064
-28.91%
🧸 Childcare & Education
San Fernando
Almaty
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$80.0 ₱5,033
$449 ₸202.9K
-82.19%
International Primary School, 1 Child (Yearly)
$1,118 ₱70.4K
$12.1K ₸5.5M
-90.76%
👕👟 Clothing & Footwear
San Fernando
Almaty
Difference
Jeans (Levis 501 Or Similar)
$19.46 ₱1,225
$89.9 ₸40.7K
-78.36%
Summer Dress (H&M, Zara, etc)
$16.21 ₱1,021
$47.02 ₸21.3K
-65.53%
Sport Shoes (Adidas, Nike)
$32.14 ₱2,023
$142 ₸64.1K
-77.34%
Men's Leather Business Shoes
$48.08 ₱3,027
$133 ₸60.0K
-63.78%
🏠 Accommodation & Living
San Fernando
Almaty
Difference
1-bedroom Apartment, City Center (Monthly)
$262 ₱16.5K
$805 ₸363.7K
-67.43%
1-bedroom Apartment, Outside City Center (Monthly)
$170 ₱10.7K
$500 ₸225.9K
-65.95%
3-bedroom Apartment, City Center (Monthly)
$523 ₱32.9K
$1,429 ₸645.9K
-63.42%
3-bedroom Apartment, Outside City Center (Monthly)
$356 ₱22.4K
$904 ₸408.8K
-60.61%
Buy Apartment in City Center (m2)
$2,438 ₱153.5K
$2,503 ₸1.1M
-2.59%
Buy Apartment Outside City Center (m2)
$994 ₱62.6K
$1,559 ₸704.7K
-36.26%
💵 Salaries & Financials
San Fernando
Almaty
Difference
Average Monthly Net Salary (After Tax)
$339 ₱21.3K
$870 ₸393.3K
-61.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
6
20.65
-70.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: October 13, 2026

Last update for Almaty: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
San Fernando
$183
Almaty
$120 34.1% $62
Groceries & Markets
San Fernando
$170
Almaty
$250 46.8% $80
Accommodation & Living
San Fernando
$170
Almaty
$500 194% $330
Eating Out
San Fernando
$72
Almaty
$205 184% $133
Clothing & Footwear
San Fernando
$52
Almaty
$185 255% $133
Sport & Entertainment
San Fernando
$42
Almaty
$84 101% $42
Getting Around
San Fernando
$14
Almaty
$28 99.3% $14

Cost Breakdown

A central one-bedroom costs $262 in San Fernando versus $805 in Almaty. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 157% higher in Almaty, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $17.00 in San Fernando versus $45.00 in Almaty. Monthly groceries follow the same trend: $170 vs $250 – making San Fernando the more affordable choice for daily food spending.

Good to know
🇵🇭 San Fernando
🇰🇿 Almaty
🕒 Local time
19:31 7:31 PM
17:31 5:31 PM
2 h behind San Fernando
🌤 Weather
👥 Population
354,666
1,475,400
💱 Currency
Exchange rates and currency converter

KZT, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Kazakhstani Tenge exchange rates as of October 18, 2026: 1 USD = 452 KZT (1,000 KZT = 2.21 USD). 1 EUR = 508 KZT (1,000 KZT = 1.97 EUR).

On the map
Between locations
  • San Fernando Almaty 5,190 km ≈ 7 h nonstop flight
From you
  • San Fernando
  • Almaty

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Fernando vs Almaty: Cost of Living - Frequently Asked Questions
Is Almaty cheaper than San Fernando?
Yes – Almaty is pricier by about 95%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $1,055 per month in San Fernando and $2,058 in Almaty. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Fernando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in San Fernando or in Almaty?
A mid-range dinner for two costs $17.00 in San Fernando and $45.00 in Almaty. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in San Fernando and in Almaty?
Monthly expenses with rent come to $703 in San Fernando and $1,372 in Almaty. That's a gap of about 95%.
Is $2,000 a realistic budget for living in San Fernando or in Almaty?
A $2,000 monthly budget goes further in San Fernando, where all-in costs run around $703, than in Almaty at $1,372. In San Fernando it covers expenses comfortably, while in Almaty it requires careful planning or may not stretch far enough.
Is San Fernando or Almaty more family-friendly?
Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with San Fernando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Almaty makes more sense. Both are solid long-term options with distinct trade-offs.

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