Last update: Oct 2026

Cost of Living Comparison Between Almaty and San Fernando

For one person, living is cheaper in San Fernando: $703 a month against $1,372 in Almaty, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Almaty
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Almaty Living Index
34

Cost of Living Index in San Fernando
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San Fernando Living Index

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Almaty

🇰🇿 Kazakhstan

$1,372

/mo nomad

San Fernando

🇵🇭 Philippines

$703

/mo nomad

Monthly Cost of Living

How much you'll spend in Almaty and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Almaty and in San Fernando actually costs, broken down by who's living it.

A single person spends $1,372 per month in Almaty vs $703 in San Fernando, rent included.

Almaty $1,372
San Fernando $703

A couple spends around $2,142 per month in Almaty vs $1,059 in San Fernando, rent included.

Almaty $2,142
San Fernando $1,059

A family of three spends $2,913 per month in Almaty vs $1,415 in San Fernando, rent included.

Almaty $2,913
San Fernando $1,415

Almaty costs about 95% more than San Fernando, and outside of rent the biggest gap is in clothing.

Almaty sits 2% above the global median, while San Fernando is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.16 ₸5,949

$4.01 ₱252

228.18%

Three-Course Dinner for Two, Mid-Range

$44.86 ₸20.3K

$16.71 ₱1,052

168.46%

Fast Food Meal (McDonalds, etc)

$8.90 ₸4,022

$2.88 ₱181

209.03%

Cappuccino

$3.25 ₸1,469

$1.77 ₱112

83.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.41 ₸639

$0.38 ₱23.97

271.05%

Water (0.33 liter bottle)

$0.88 ₸399

$0.31 ₱19.32

183.87%

Local Beer (0.5 liter draught)

$3.35 ₸1,513

$0.97 ₱61.2

245.36%

Imported Beer (0.33 liter bottle)

$4.04 ₸1,827

$1.25 ₱78.5

223.20%

Milk (1 liter)

$1.69 ₸762

$1.70 ₱107

-0.59%

White Bread (500g)

$0.86 ₸390

$1.11 ₱70.1

-22.52%

Rice (white) (1kg)

$2.03 ₸917

$0.99 ₱62.2

105.05%

Eggs

$2.43 ₸1,100

$2.00 ₱126

21.50%

Local Cheese (1kg)

$12.46 ₸5,632

$4.95 ₱311

151.72%

Chicken Fillets (1kg)

$6.71 ₸3,033

$3.37 ₱212

99.11%

Beef Round Steak (1kg)

$10.85 ₸4,905

$7.79 ₱490

39.28%

Apples (1kg)

$1.80 ₸813

$2.19 ₱138

-17.81%

Banana (1kg)

$2.25 ₸1,018

$1.26 ₱79.2

78.57%

Oranges (1kg)

$2.91 ₸1,314

$2.32 ₱146

25.43%

Tomato (1kg)

$2.75 ₸1,243

$1.07 ₱67.1

157.01%

Potato (1kg)

$0.75 ₸337

$1.69 ₱106

-55.62%

Onion (1kg)

$0.55 ₸248

$1.57 ₱99.0

-64.97%

Lettuce (1 head)

$1.62 ₸732

$0.62 ₱39.14

161.29%

Water (1.5 liter bottle)

$1.05 ₸474

$0.53 ₱33.09

98.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.58 ₸1,167

$2.97 ₱187

-13.13%

Wine (Bottle)

$11.15 ₸5,042

$8.92 ₱561

25.00%

Local Beer (0.5 liter bottle)

$1.21 ₸547

$0.97 ₱60.8

24.74%

Imported Beer (0.33 liter bottle)

$2.44 ₸1,104

$1.30 ₱81.7

87.69%

One-way Ticket (Public Transport)

$0.26 ₸117

$0.26 ₱16.12

Public Transport Monthly Pass (Regular Price)

$22.03 ₸9,957

$11.02 ₱694

99.91%

Taxi Start (Normal Tariff)

$1.35 ₸611

$0.67 ₱41.89

101.49%

Taxi (Normal Tariff) (1km)

$0.64 ₸288

$0.23 ₱14.36

178.26%

Taxi 1hour Waiting (Normal Tariff)

$11.16 ₸5,044

$0.94 ₱59.3

1087.23%

Gasoline (1 liter)

$0.72 ₸324

$1.01 ₱63.8

-28.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K ₸10.2M

$21.3K ₱1.3M

5.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.3K ₸13.7M

$19.0K ₱1.2M

59.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.8 ₸41.5K

$141 ₱8,907

-35.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.66 ₸4,820

$17.77 ₱1,119

-40.01%

Internet (50+ Mbps, Unlimited Data)

$17.86 ₸8,072

$23.40 ₱1,473

-23.68%

Gym Membership (Monthly)

$70.3 ₸31.8K

$32.05 ₱2,018

119.44%

Tennis Court (1 Hour on Weekend)

$27.60 ₸12.5K

$4.68 ₱295

489.74%

Cinema Ticket

$6.78 ₸3,064

$4.82 ₱303

40.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$449 ₸202.9K

$80.0 ₱5,033

461.35%

International Primary School, 1 Child (Yearly)

$12.1K ₸5.5M

$1,118 ₱70.4K

982.34%

Jeans (Levis 501 Or Similar)

$89.9 ₸40.7K

$19.46 ₱1,225

362.18%

Summer Dress (H&M, Zara, etc)

$47.02 ₸21.3K

$16.21 ₱1,021

190.07%

Sport Shoes (Adidas, Nike)

$142 ₸64.1K

$32.14 ₱2,023

341.23%

Men's Leather Business Shoes

$133 ₸60.0K

$48.08 ₱3,027

176.12%

1-bedroom Apartment, City Center (Monthly)

$805 ₸363.7K

$262 ₱16.5K

207.01%

1-bedroom Apartment, Outside City Center (Monthly)

$500 ₸225.9K

$170 ₱10.7K

193.68%

3-bedroom Apartment, City Center (Monthly)

$1,429 ₸645.9K

$523 ₱32.9K

173.38%

3-bedroom Apartment, Outside City Center (Monthly)

$904 ₸408.8K

$356 ₱22.4K

153.87%

Buy Apartment in City Center (m2)

$2,503 ₸1.1M

$2,438 ₱153.5K

2.66%

Buy Apartment Outside City Center (m2)

$1,559 ₸704.7K

$994 ₱62.6K

56.89%

Average Monthly Net Salary (After Tax)

$870 ₸393.3K

$339 ₱21.3K

156.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.65

244.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Almaty: October 10, 2026

Last update for San Fernando: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Almaty

$500 36.4%

San Fernando

$170 24.2% 65.9% $330

Groceries & Markets

Almaty

$250 18.3%

San Fernando

$170 24.3% 31.9% $80

Eating Out

Almaty

$205 14.9%

San Fernando

$72 10.3% 64.8% $133

Clothing & Footwear

Almaty

$185 13.5%

San Fernando

$52 7.4% 71.8% $133

Monthly Utilities & Internet

Almaty

$120 8.8%

San Fernando

$183 26% 51.8% $62

Sport & Entertainment

Almaty

$84 6.1%

San Fernando

$42 5.9% 50.3% $42

Getting Around

Almaty

$28 2%

San Fernando

$14 2% 49.8% $14

Cost Breakdown

A central one-bedroom costs $805 in Almaty versus $262 in San Fernando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 157% higher in Almaty, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Almaty versus $17.00 in San Fernando. Monthly groceries follow the same trend: $250 vs $170 – making San Fernando the more affordable choice for daily food spending.

Good to know

🇰🇿 Almaty

🇵🇭 San Fernando

🕒 Local time

00:35 12:35 AM

02:35 2:35 AM

2 h ahead of Almaty

🌤 Weather

👥 Population

1,475,400

354,666

💱 Currency

Kazakhstani Tenge KZT ₸

Philippine Peso PHP ₱

📈 Exchange rate

1,000 KZT = 2.21 USD

1,000 KZT = 1.97 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to KZT – Kazakhstani Tenge Converter

🇺🇸 United States Dollar ($)

🇰🇿 Kazakhstani Tenge (₸)

Kazakhstani Tenge exchange rates as of October 18, 2026: 1 USD = 452 KZT (1,000 KZT = 2.21 USD). 1 EUR = 508 KZT (1,000 KZT = 1.97 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to KZT in detail →

On the map

Lowest

Highest

Between locations

Almaty San Fernando 5,190 km ≈ 7 h nonstop flight

From you

Almaty
San Fernando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Almaty vs San Fernando: Cost of Living - Frequently Asked Questions

Yes – Almaty is pricier by about 95%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,058 per month in Almaty and $1,055 in San Fernando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Fernando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $45.00 in Almaty and $17.00 in San Fernando. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,372 in Almaty and $703 in San Fernando. That's a gap of about 95%.

A $2,000 monthly budget goes further in San Fernando, where all-in costs run around $703, than in Almaty at $1,372. In San Fernando it covers expenses comfortably, while in Almaty it requires careful planning or may not stretch far enough.

Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with San Fernando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Almaty makes more sense. Both are solid long-term options with distinct trade-offs.