Cost of Living Comparison Between Cebu and San Fernando, La Union Cost of Living Comparison Between Cebu and San Fernando, La Union

😐 Solo nomad: Cebu is 16.5% more expensive than San Fernando, La Union without rent, and 28.2% more expensive with rent.
😐 Family of 3: Cebu is 31% more expensive than San Fernando, La Union without rent, and 30.8% more expensive with rent.
Currency
🍽 Eating Out
Cebu
San Fernando, La Union
Difference
Meal at Budget Restaurant
$4.37 ₱262
$3.54 ₱212
23.45%
Three-Course Dinner for Two, Mid-Range
$24.24 ₱1,452
$17.64 ₱1,057
37.41%
Fast Food Meal (McDonalds, etc)
$4.48 ₱269
$3.22 ₱193
39.13%
Cappuccino
$2.56 ₱153
$2.40 ₱144
6.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ₱51.1
$0.83 ₱49.92
2.41%
Water (0.33 liter bottle)
$0.43 ₱25.55
$0.39 ₱23.65
10.26%
Local Beer (0.5 liter draught)
$1.53 ₱91.7
$1.35 ₱80.8
13.33%
Imported Beer (0.33 liter bottle)
$2.09 ₱125
$2.07 ₱124
0.97%
🛒 Groceries & Markets
Cebu
San Fernando, La Union
Difference
Milk (1 liter)
$2.31 ₱139
$3.04 ₱182
-24.01%
White Bread (500g)
$1.52 ₱91.3
$1.20 ₱72.1
26.67%
Rice (white) (1kg)
$1.17 ₱69.8
$0.94 ₱56.6
24.47%
Eggs
$2.38 ₱142
$2.09 ₱125
13.88%
Local Cheese (1kg)
$12.82 ₱768
$7.98 ₱478
60.65%
Chicken Fillets (1kg)
$5.35 ₱321
$4.29 ₱257
24.71%
Beef Round Steak (1kg)
$7.52 ₱450
$7.56 ₱453
-0.53%
Apples (1kg)
$3.46 ₱208
$2.96 ₱178
16.89%
Banana (1kg)
$1.46 ₱87.6
$1.59 ₱95.4
-8.18%
Oranges (1kg)
$3.26 ₱195
$2.68 ₱161
21.64%
Tomato (1kg)
$2.25 ₱135
$1.55 ₱93.0
45.16%
Potato (1kg)
$2.56 ₱154
$2.22 ₱133
15.32%
Onion (1kg)
$2.57 ₱154
$2.61 ₱157
-1.53%
Lettuce (1 head)
$0.97 ₱58.2
$1.12 ₱66.9
-13.39%
Water (1.5 liter bottle)
$0.77 ₱46.23
$0.72 ₱43.22
6.94%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 ₱196
$2.86 ₱172
14.34%
Wine (Bottle)
$6.84 ₱410
$7.94 ₱476
-13.85%
Local Beer (0.5 liter bottle)
$1.16 ₱69.3
$1.20 ₱72.0
-3.33%
Imported Beer (0.33 liter bottle)
$2.33 ₱139
$2.00 ₱120
16.50%
🚌 Getting Around
Cebu
San Fernando, La Union
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.49
$0.28 ₱16.98
-7.14%
Public Transport Monthly Pass (Regular Price)
$15.33 ₱919
-
-
Taxi Start (Normal Tariff)
$0.87 ₱52.4
$0.77 ₱45.88
12.99%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.67
$0.24 ₱14.47
-4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.71 ₱162
$2.10 ₱126
29.05%
Gasoline (1 liter)
$1.15 ₱68.7
$1.18 ₱70.8
-2.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K ₱1.8M
$27.0K ₱1.6M
13.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K ₱1.6M
$20.8K ₱1.2M
30.16%
🧾 Monthly Utilities & Internet
Cebu
San Fernando, La Union
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.4 ₱5,776
$113 ₱6,790
-14.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.40 ₱2,061
$33.17 ₱1,987
3.71%
Internet (50+ Mbps, Unlimited Data)
$29.34 ₱1,758
$27.53 ₱1,649
6.57%
🎉 Sport & Entertainment
Cebu
San Fernando, La Union
Difference
Gym Membership (Monthly)
$33.83 ₱2,027
$13.20 ₱791
156.29%
Tennis Court (1 Hour on Weekend)
$8.29 ₱497
$4.37 ₱262
89.70%
Cinema Ticket
$5.78 ₱346
$5.86 ₱351
-1.37%
🧸 Childcare & Education
Cebu
San Fernando, La Union
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$234 ₱14.0K
$152 ₱9,114
53.54%
International Primary School, 1 Child (Yearly)
$3,897 ₱233.5K
$5,744 ₱344.1K
-32.15%
👕👟 Clothing & Footwear
Cebu
San Fernando, La Union
Difference
Jeans (Levis 501 Or Similar)
$53.6 ₱3,208
$45.64 ₱2,734
17.33%
Summer Dress (H&M, Zara, etc)
$22.90 ₱1,372
$26.57 ₱1,592
-13.81%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,587
$35.97 ₱2,155
112.87%
Men's Leather Business Shoes
$56.2 ₱3,368
$40.40 ₱2,420
39.16%
🏠 Accommodation & Living
Cebu
San Fernando, La Union
Difference
1-bedroom Apartment, City Center (Monthly)
$510 ₱30.5K
$133 ₱7,984
282.42%
1-bedroom Apartment, Outside City Center (Monthly)
$217 ₱13.0K
$126 ₱7,541
72.27%
3-bedroom Apartment, City Center (Monthly)
$803 ₱48.1K
$246 ₱14.7K
227.12%
3-bedroom Apartment, Outside City Center (Monthly)
$388 ₱23.2K
$212 ₱12.7K
82.59%
Buy Apartment in City Center (m2)
$3,082 ₱184.7K
$2,343 ₱140.3K
31.58%
Buy Apartment Outside City Center (m2)
$1,952 ₱116.9K
-
-
💵 Salaries & Financials
Cebu
San Fernando, La Union
Difference
Average Monthly Net Salary (After Tax)
$382 ₱22.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: April 14, 2026

Last update for San Fernando, La Union: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
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