Last update: Oct 2026

Cost of Living Comparison Between San Bernardo and Montreal

For one person, living is cheaper in San Bernardo: $897 a month against $2,018 in Montreal, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in San Bernardo
Learn more

San Bernardo Living Index
99

Cost of Living Index in Montreal
Learn more

Montreal Living Index

Jump to prices

San Bernardo

🇨🇱 Chile

$897

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in San Bernardo and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Bernardo and in Montreal actually costs, broken down by who's living it.

A single person spends $897 per month in San Bernardo vs $2,018 in Montreal, rent included.

San Bernardo $897
Montreal $2,018

A couple spends around $1,414 per month in San Bernardo vs $3,085 in Montreal, rent included.

San Bernardo $1,414
Montreal $3,085

A family of three spends $1,932 per month in San Bernardo vs $4,152 in Montreal, rent included.

San Bernardo $1,932
Montreal $4,152

San Bernardo is about 56% cheaper than Montreal, and outside of rent the biggest gap is in eating out.

San Bernardo sits 34% below the global median, while Montreal is 49% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.85 CLP 7,727

$18.82 CA$26.61

-58.29%

Three-Course Dinner for Two, Mid-Range

$25.41 CLP 25.0K

$70.3 CA$99.4

-63.85%

Fast Food Meal (McDonalds, etc)

$6.51 CLP 6,407

$10.66 CA$15.06

-38.93%

Cappuccino

$2.52 CLP 2,481

$3.84 CA$5.43

-34.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 CLP 922

$1.92 CA$2.71

-51.04%

Water (0.33 liter bottle)

$1.01 CLP 991

$1.54 CA$2.18

-34.42%

Local Beer (0.5 liter draught)

$4.05 CLP 3,985

$6.23 CA$8.81

-34.99%

Imported Beer (0.33 liter bottle)

$4.49 CLP 4,421

$7.10 CA$10.03

-36.76%

Milk (1 liter)

$1.15 CLP 1,132

$2.31 CA$3.27

-50.22%

White Bread (500g)

$1.29 CLP 1,272

$3.14 CA$4.44

-58.92%

Rice (white) (1kg)

$1.66 CLP 1,632

$3.21 CA$4.54

-48.29%

Eggs

$3.91 CLP 3,848

$3.52 CA$4.97

11.08%

Local Cheese (1kg)

$11.24 CLP 11.1K

$12.81 CA$18.11

-12.26%

Chicken Fillets (1kg)

$4.36 CLP 4,289

$11.46 CA$16.20

-61.95%

Beef Round Steak (1kg)

$10.73 CLP 10.6K

$13.39 CA$18.92

-19.87%

Apples (1kg)

$1.88 CLP 1,855

$3.14 CA$4.43

-40.13%

Banana (1kg)

$1.51 CLP 1,489

$1.44 CA$2.03

4.86%

Oranges (1kg)

$1.42 CLP 1,396

$3.47 CA$4.91

-59.08%

Tomato (1kg)

$1.75 CLP 1,721

$3.07 CA$4.34

-43.00%

Potato (1kg)

$0.85 CLP 839

$1.90 CA$2.69

-55.26%

Onion (1kg)

$0.84 CLP 822

$1.77 CA$2.50

-52.54%

Lettuce (1 head)

$1.21 CLP 1,194

$2.34 CA$3.31

-48.29%

Water (1.5 liter bottle)

$1.08 CLP 1,065

$1.55 CA$2.19

-30.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.31 CLP 3,259

$11.38 CA$16.09

-70.91%

Wine (Bottle)

$6.05 CLP 5,959

$10.63 CA$15.03

-43.09%

Local Beer (0.5 liter bottle)

$1.57 CLP 1,541

$2.27 CA$3.21

-30.84%

Imported Beer (0.33 liter bottle)

$2.30 CLP 2,261

$2.82 CA$3.99

-18.44%

One-way Ticket (Public Transport)

$0.79 CLP 781

$2.66 CA$3.76

-70.30%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$0.40 CLP 391

$3.20 CA$4.53

-87.50%

Taxi (Normal Tariff) (1km)

$0.84 CLP 830

$1.48 CA$2.09

-43.24%

Taxi 1hour Waiting (Normal Tariff)

$11.45 CLP 11.3K

$32.88 CA$46.48

-65.18%

Gasoline (1 liter)

$1.31 CLP 1,293

$1.34 CA$1.90

-2.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.5K CLP 17.3M

$28.2K CA$39.8K

-37.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CLP 21.4M

$19.6K CA$27.8K

10.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 CLP 120.7K

$76.0 CA$107

61.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.05 CLP 11.9K

$33.95 CA$48.00

-64.51%

Internet (50+ Mbps, Unlimited Data)

$16.63 CLP 16.4K

$42.31 CA$59.8

-60.69%

Gym Membership (Monthly)

$19.89 CLP 19.6K

$29.76 CA$42.07

-33.17%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$7.43 CLP 7,312

$11.15 CA$15.77

-33.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$434 CLP 427.0K

$507 CA$717

-14.45%

International Primary School, 1 Child (Yearly)

$10.8K CLP 10.6M

$16.1K CA$22.7K

-32.91%

Jeans (Levis 501 Or Similar)

$36.88 CLP 36.3K

$57.6 CA$81.4

-35.92%

Summer Dress (H&M, Zara, etc)

$26.73 CLP 26.3K

$37.58 CA$53.1

-28.87%

Sport Shoes (Adidas, Nike)

$65.3 CLP 64.3K

$91.9 CA$130

-28.98%

Men's Leather Business Shoes

$80.5 CLP 79.3K

$110 CA$155

-26.51%

1-bedroom Apartment, City Center (Monthly)

$279 CLP 274.4K

$1,260 CA$1,782

-77.89%

1-bedroom Apartment, Outside City Center (Monthly)

$245 CLP 241.6K

$948 CA$1,340

-74.10%

3-bedroom Apartment, City Center (Monthly)

$703 CLP 691.9K

$2,137 CA$3,021

-67.11%

3-bedroom Apartment, Outside City Center (Monthly)

$552 CLP 543.3K

$1,614 CA$2,281

-65.80%

Buy Apartment in City Center (m2)

$1,856 CLP 1.8M

$4,960 CA$7,011

-62.57%

Buy Apartment Outside City Center (m2)

$1,357 CLP 1.3M

$3,838 CA$5,425

-64.63%

Average Monthly Net Salary (After Tax)

$1,335 CLP 1.3M

$2,827 CA$3,997

-52.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

4.48

20.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Bernardo: October 10, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Bernardo

$245 27.4%

Montreal

$948 47% 286% $702

Groceries & Markets

San Bernardo

$214 23.9%

Montreal

$346 17.2% 62% $133

Monthly Utilities & Internet

San Bernardo

$151 16.9%

Montreal

$152 7.5% 0.6% $0.9

Eating Out

San Bernardo

$150 16.7%

Montreal

$288 14.3% 92.5% $138

Clothing & Footwear

San Bernardo

$94 10.5%

Montreal

$133 6.6% 41.6% $39

Sport & Entertainment

San Bernardo

$35 3.9%

Montreal

$52 2.6% 49.9% $17

Getting Around

San Bernardo

$7.8 * 0.9%

Montreal

$99 4.9% 1165% $91

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $279 in San Bernardo versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 112% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $25.00 in San Bernardo versus $70.0 in Montreal. Monthly groceries follow the same trend: $214 vs $346 – making San Bernardo the more affordable choice for daily food spending.

Good to know

🇨🇱 San Bernardo

🇨🇦 Montreal

🕒 Local time

15:21 3:21 PM

14:21 2:21 PM

1 h behind San Bernardo

🌤 Weather

👥 Population

290,912

1,762,949

💱 Currency

Chilean Peso CLP $

Canadian Dollar CAD $

📈 Exchange rate

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to CLP – Chilean Peso Converter

🇺🇸 United States Dollar ($)

🇨🇱 Chilean Peso ($)

Chilean Peso exchange rates as of October 17, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to CLP in detail →

On the map

Lowest

Highest

Between locations

San Bernardo Montreal 8,800 km ≈ 11 h nonstop flight

From you

San Bernardo
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Bernardo vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 125% more than San Bernardo, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,345 per month in San Bernardo and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $25.00 in San Bernardo and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 62% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $897, than in Montreal at $2,018. In San Bernardo it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $897 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.