Last update: Oct 2026

Cost of Living Comparison Between San Bernardo and Concepcion

For one person, living is cheaper in San Bernardo: $886 a month against $1,038 in Concepcion, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

43

Cost of Living Index in San Bernardo
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San Bernardo Living Index
50

Cost of Living Index in Concepcion
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Concepcion Living Index

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San Bernardo

🇨🇱 Chile

$886

/mo nomad

Concepcion

🇨🇱 Chile

$1,038

/mo nomad

Monthly Cost of Living

How much you'll spend in San Bernardo and in Concepcion

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Bernardo and in Concepcion actually costs, broken down by who's living it.

Monthly costs for one person with rent: $886 in San Bernardo versus $1,038 in Concepcion.

San Bernardo $886
Concepcion $1,038

Estimated couple costs with rent: $1,391 in San Bernardo versus $1,616 in Concepcion.

San Bernardo $1,391
Concepcion $1,616

Monthly costs for a family of three with rent: $1,896 in San Bernardo versus $2,195 in Concepcion.

San Bernardo $1,896
Concepcion $2,195

Living in San Bernardo costs roughly 15% less than in Concepcion, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: San Bernardo 35% lower, Concepcion 24% lower.

Meal at Budget Restaurant

$7.72 CLP 7,541

$7.15 CLP 6,982

7.97%

Three-Course Dinner for Two, Mid-Range

$24.81 CLP 24.2K

$44.95 CLP 43.9K

-44.81%

Fast Food Meal (McDonalds, etc)

$6.39 CLP 6,240

$7.59 CLP 7,418

-15.81%

Cappuccino

$2.52 CLP 2,458

$2.65 CLP 2,593

-4.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 CLP 878

$1.36 CLP 1,324

-33.82%

Water (0.33 liter bottle)

$0.98 CLP 961

$0.99 CLP 962

-1.01%

Local Beer (0.5 liter draught)

$4.05 CLP 3,961

$3.68 CLP 3,595

10.05%

Imported Beer (0.33 liter bottle)

$4.69 CLP 4,577

$3.60 CLP 3,521

30.28%

Milk (1 liter)

$1.08 CLP 1,053

$1.23 CLP 1,197

-12.20%

White Bread (500g)

$1.25 CLP 1,216

$1.43 CLP 1,394

-12.59%

Rice (white) (1kg)

$1.62 CLP 1,582

$1.45 CLP 1,417

11.72%

Eggs

$3.87 CLP 3,776

$3.41 CLP 3,327

13.49%

Local Cheese (1kg)

$11.32 CLP 11.1K

$10.56 CLP 10.3K

7.20%

Chicken Fillets (1kg)

$4.39 CLP 4,292

$6.76 CLP 6,604

-35.06%

Beef Round Steak (1kg)

$10.44 CLP 10.2K

$11.35 CLP 11.1K

-8.02%

Apples (1kg)

$1.80 CLP 1,763

$1.42 CLP 1,383

26.76%

Banana (1kg)

$1.48 CLP 1,441

$1.31 CLP 1,280

12.98%

Oranges (1kg)

$1.38 CLP 1,347

$1.49 CLP 1,458

-7.38%

Tomato (1kg)

$1.68 CLP 1,637

$1.39 CLP 1,357

20.86%

Potato (1kg)

$0.78 CLP 765

$1.03 CLP 1,010

-24.27%

Onion (1kg)

$0.83 CLP 812

$1.33 CLP 1,304

-37.59%

Lettuce (1 head)

$1.20 CLP 1,176

$1.11 CLP 1,085

8.11%

Water (1.5 liter bottle)

$1.10 CLP 1,074

$1.11 CLP 1,082

-0.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 CLP 3,204

$5.10 CLP 4,981

-35.69%

Wine (Bottle)

$5.88 CLP 5,749

$4.79 CLP 4,675

22.76%

Local Beer (0.5 liter bottle)

$1.53 CLP 1,490

$0.94 CLP 914

62.77%

Imported Beer (0.33 liter bottle)

$2.24 CLP 2,190

$1.64 CLP 1,600

36.59%

One-way Ticket (Public Transport)

$0.83 CLP 815

$0.55 CLP 536

50.91%

Public Transport Monthly Pass (Regular Price)

$31.70 CLP 31.0K

Taxi Start (Normal Tariff)

$0.38 CLP 375

$1.49 CLP 1,456

-74.50%

Taxi (Normal Tariff) (1km)

$0.83 CLP 812

$2.38 CLP 2,323

-65.13%

Taxi 1hour Waiting (Normal Tariff)

$11.59 CLP 11.3K

$12.34 CLP 12.1K

-6.08%

Gasoline (1 liter)

$1.36 CLP 1,333

$1.35 CLP 1,319

0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.0K CLP 16.6M

$19.7K CLP 19.3M

-13.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K CLP 24.4M

$27.7K CLP 27.1M

-9.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CLP 118.6K

$115 CLP 112.7K

5.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.94 CLP 11.7K

$15.95 CLP 15.6K

-25.14%

Internet (50+ Mbps, Unlimited Data)

$15.84 CLP 15.5K

$28.38 CLP 27.7K

-44.19%

Gym Membership (Monthly)

$19.37 CLP 18.9K

$28.33 CLP 27.7K

-31.63%

Tennis Court (1 Hour on Weekend)

$10.27 CLP 10.0K

Cinema Ticket

$7.39 CLP 7,221

$5.42 CLP 5,293

36.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$450 CLP 439.9K

$321 CLP 313.7K

40.22%

International Primary School, 1 Child (Yearly)

$10.8K CLP 10.6M

$4,211 CLP 4.1M

156.67%

Jeans (Levis 501 Or Similar)

$36.15 CLP 35.3K

$45.20 CLP 44.2K

-20.02%

Summer Dress (H&M, Zara, etc)

$26.37 CLP 25.8K

$22.16 CLP 21.6K

19.00%

Sport Shoes (Adidas, Nike)

$65.3 CLP 63.8K

$64.0 CLP 62.6K

1.95%

Men's Leather Business Shoes

$80.4 CLP 78.5K

$63.7 CLP 62.3K

26.16%

1-bedroom Apartment, City Center (Monthly)

$277 CLP 270.2K

$475 CLP 463.6K

-41.71%

1-bedroom Apartment, Outside City Center (Monthly)

$243 CLP 237.1K

$342 CLP 334.5K

-29.12%

3-bedroom Apartment, City Center (Monthly)

$706 CLP 689.2K

$922 CLP 900.4K

-23.46%

3-bedroom Apartment, Outside City Center (Monthly)

$535 CLP 522.4K

$622 CLP 607.9K

-14.07%

Buy Apartment in City Center (m2)

$1,816 CLP 1.8M

$2,076 CLP 2.0M

-12.51%

Buy Apartment Outside City Center (m2)

$1,347 CLP 1.3M

$1,801 CLP 1.8M

-25.20%

Average Monthly Net Salary (After Tax)

$1,362 CLP 1.3M

$552 CLP 539.5K

146.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

5.3

1.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Bernardo: October 25, 2026

Last update for Concepcion: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Bernardo

$243 27.4%

Concepcion

$342 33% 41.1% $100

Groceries & Markets

San Bernardo

$210 23.7%

Concepcion

$214 20.7% 2% $4.3

Monthly Utilities & Internet

San Bernardo

$149 16.8%

Concepcion

$160 15.4% 7.1% $11

Eating Out

San Bernardo

$148 16.7%

Concepcion

$147 14.2% 1% $1.5

Clothing & Footwear

San Bernardo

$94 10.6%

Concepcion

$88 8.5% 6.3% $5.9

Sport & Entertainment

San Bernardo

$34 3.9%

Concepcion

$39 3.8% 14.7% $5

Getting Around

San Bernardo

$7.9 * 0.9%

Concepcion

$47 4.6% 500% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $277 in San Bernardo and $475 in Concepcion. Housing cost is often the main lever when comparing two cities.

San Bernardo pays about 2.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $25 in San Bernardo vs $45 in Concepcion for a mid-range dinner for two. Groceries echo the gap at $210 vs $214 per month, with San Bernardo cheaper across the board.

Good to know

🇨🇱 San Bernardo

🇨🇱 Concepcion

🕒 Local time

02:00 2:00 AM

Same time as San Bernardo

🌤 Weather

👥 Population

290,912

217,537

💱 Currency

Chilean Peso CLP $

📈 Exchange rate

10,000 CLP = 10.24 USD

10,000 CLP = 9.13 EUR

10,000 CLP = 10.24 USD

10,000 CLP = 9.13 EUR

Exchange rates and currency converter

On the map

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San Bernardo Concepcion 420 km

From you

San Bernardo
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Bernardo vs Concepcion: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $886 in San Bernardo and $1,038 in Concepcion, so San Bernardo is about 15% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in San Bernardo is about 2.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $277 in San Bernardo versus $475 in Concepcion. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $450 in San Bernardo versus $321 in Concepcion. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $886 per month in San Bernardo versus $1,038 in Concepcion – San Bernardo is about 15% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. San Bernardo is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.