Last update: Oct 2026

Cost of Living Comparison Between Montreal and San Bernardo

For one person, living is cheaper in San Bernardo: $897 a month against $2,018 in Montreal, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
44

Cost of Living Index in San Bernardo
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San Bernardo Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

San Bernardo

🇨🇱 Chile

$897

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in San Bernardo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in San Bernardo actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $897 in San Bernardo, rent included.

Montreal $2,018
San Bernardo $897

A couple spends around $3,085 per month in Montreal vs $1,414 in San Bernardo, rent included.

Montreal $3,085
San Bernardo $1,414

A family of three spends $4,152 per month in Montreal vs $1,932 in San Bernardo, rent included.

Montreal $4,152
San Bernardo $1,932

Montreal costs about 125% more than San Bernardo, and outside of rent the biggest gap is in eating out.

Montreal sits 49% above the global median, while San Bernardo is 34% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.61

$7.85 CLP 7,727

139.75%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$25.41 CLP 25.0K

176.62%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$6.51 CLP 6,407

63.75%

Cappuccino

$3.84 CA$5.43

$2.52 CLP 2,481

52.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$0.94 CLP 922

104.26%

Water (0.33 liter bottle)

$1.54 CA$2.18

$1.01 CLP 991

52.48%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$4.05 CLP 3,985

53.83%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$4.49 CLP 4,421

58.13%

Milk (1 liter)

$2.31 CA$3.27

$1.15 CLP 1,132

100.87%

White Bread (500g)

$3.14 CA$4.44

$1.29 CLP 1,272

143.41%

Rice (white) (1kg)

$3.21 CA$4.54

$1.66 CLP 1,632

93.37%

Eggs

$3.52 CA$4.97

$3.91 CLP 3,848

-9.97%

Local Cheese (1kg)

$12.81 CA$18.11

$11.24 CLP 11.1K

13.97%

Chicken Fillets (1kg)

$11.46 CA$16.20

$4.36 CLP 4,289

162.84%

Beef Round Steak (1kg)

$13.39 CA$18.92

$10.73 CLP 10.6K

24.79%

Apples (1kg)

$3.14 CA$4.43

$1.88 CLP 1,855

67.02%

Banana (1kg)

$1.44 CA$2.03

$1.51 CLP 1,489

-4.64%

Oranges (1kg)

$3.47 CA$4.91

$1.42 CLP 1,396

144.37%

Tomato (1kg)

$3.07 CA$4.34

$1.75 CLP 1,721

75.43%

Potato (1kg)

$1.90 CA$2.69

$0.85 CLP 839

123.53%

Onion (1kg)

$1.77 CA$2.50

$0.84 CLP 822

110.71%

Lettuce (1 head)

$2.34 CA$3.31

$1.21 CLP 1,194

93.39%

Water (1.5 liter bottle)

$1.55 CA$2.19

$1.08 CLP 1,065

43.52%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$3.31 CLP 3,259

243.81%

Wine (Bottle)

$10.63 CA$15.03

$6.05 CLP 5,959

75.70%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$1.57 CLP 1,541

44.59%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$2.30 CLP 2,261

22.61%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$0.79 CLP 781

236.71%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$0.40 CLP 391

700.00%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$0.84 CLP 830

76.19%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$11.45 CLP 11.3K

187.16%

Gasoline (1 liter)

$1.34 CA$1.90

$1.31 CLP 1,293

2.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$17.5K CLP 17.3M

60.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$21.7K CLP 21.4M

-9.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$123 CLP 120.7K

-38.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$12.05 CLP 11.9K

181.74%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$16.63 CLP 16.4K

154.42%

Gym Membership (Monthly)

$29.76 CA$42.07

$19.89 CLP 19.6K

49.62%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$11.15 CA$15.77

$7.43 CLP 7,312

50.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$434 CLP 427.0K

16.89%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$10.8K CLP 10.6M

49.06%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$36.88 CLP 36.3K

56.05%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$26.73 CLP 26.3K

40.59%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$65.3 CLP 64.3K

40.80%

Men's Leather Business Shoes

$110 CA$155

$80.5 CLP 79.3K

36.07%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$279 CLP 274.4K

352.25%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$245 CLP 241.6K

286.11%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$703 CLP 691.9K

204.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$552 CLP 543.3K

192.39%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$1,856 CLP 1.8M

167.17%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$1,357 CLP 1.3M

182.74%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$1,335 CLP 1.3M

111.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.39

-16.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for San Bernardo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

San Bernardo

$245 27.4% 74.1% $702

Groceries & Markets

Montreal

$346 17.2%

San Bernardo

$214 23.9% 38.3% $133

Eating Out

Montreal

$288 14.3%

San Bernardo

$150 16.7% 48% $138

Monthly Utilities & Internet

Montreal

$152 7.5%

San Bernardo

$151 16.9% 0.6% $0.9

Clothing & Footwear

Montreal

$133 6.6%

San Bernardo

$94 10.5% 29.4% $39

Getting Around

Montreal

$99 4.9%

San Bernardo

$7.8 * 0.9% 92.1% $91

Sport & Entertainment

Montreal

$52 2.6%

San Bernardo

$35 3.9% 33.3% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $279 in San Bernardo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 112% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montreal versus $25.00 in San Bernardo. Monthly groceries follow the same trend: $346 vs $214 – making San Bernardo the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇨🇱 San Bernardo

🕒 Local time

19:40 7:40 PM

20:40 8:40 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

290,912

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Chilean Peso exchange rates as of October 17, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal San Bernardo 8,800 km ≈ 11 h nonstop flight

From you

Montreal
San Bernardo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs San Bernardo: Cost of Living - Frequently Asked Questions

Montreal costs about 125% more than San Bernardo, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,345 in San Bernardo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $70.0 in Montreal and $25.00 in San Bernardo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 62% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $897, than in Montreal at $2,018. In San Bernardo it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Bernardo costs $897 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.