Last update: Nov 2026

Cost of Living Comparison Between Concepcion and San Bernardo

For one person, living is cheaper in San Bernardo: $895 a month against $1,058 in Concepcion, rent and utilities included – about $2,000 less a year. Rent and utilities account for about half of the difference.

51

Cost of Living Index in Concepcion
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Concepcion Living Index
43

Cost of Living Index in San Bernardo
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San Bernardo Living Index

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Concepcion

🇨🇱 Chile

$1,058

/mo nomad

San Bernardo

🇨🇱 Chile

$895

/mo nomad

Monthly Cost of Living

How much you'll spend in Concepcion and in San Bernardo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Concepcion and in San Bernardo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,058 in Concepcion versus $895 in San Bernardo.

Concepcion $1,058
San Bernardo $895

Estimated couple costs with rent: $1,652 in Concepcion versus $1,397 in San Bernardo.

Concepcion $1,652
San Bernardo $1,397

Monthly costs for a family of three with rent: $2,245 in Concepcion versus $1,899 in San Bernardo.

Concepcion $2,245
San Bernardo $1,899

Living in Concepcion is roughly 18% more expensive than in San Bernardo, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Concepcion 22% lower, San Bernardo 34% lower.

Meal at Budget Restaurant

$6.94 CLP 6,802

$7.39 CLP 7,244

-6.09%

Three-Course Dinner for Two, Mid-Range

$45.85 CLP 44.9K

$25.03 CLP 24.5K

83.18%

Fast Food Meal (McDonalds, etc)

$7.62 CLP 7,473

$6.67 CLP 6,536

14.24%

Cappuccino

$2.81 CLP 2,752

$2.60 CLP 2,549

8.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.43 CLP 1,399

$0.95 CLP 929

50.53%

Water (0.33 liter bottle)

$1.00 CLP 982

$1.00 CLP 980

Local Beer (0.5 liter draught)

$3.86 CLP 3,779

$3.93 CLP 3,851

-1.78%

Imported Beer (0.33 liter bottle)

$3.74 CLP 3,663

$4.52 CLP 4,427

-17.26%

Milk (1 liter)

$1.24 CLP 1,219

$1.08 CLP 1,057

14.81%

White Bread (500g)

$1.46 CLP 1,435

$1.29 CLP 1,264

13.18%

Rice (white) (1kg)

$1.58 CLP 1,546

$1.61 CLP 1,582

-1.86%

Eggs

$3.43 CLP 3,360

$3.92 CLP 3,845

-12.50%

Local Cheese (1kg)

$10.78 CLP 10.6K

$11.06 CLP 10.8K

-2.53%

Chicken Fillets (1kg)

$5.89 CLP 5,768

$4.40 CLP 4,309

33.86%

Beef Round Steak (1kg)

$12.00 CLP 11.8K

$10.44 CLP 10.2K

14.94%

Apples (1kg)

$1.45 CLP 1,426

$1.86 CLP 1,822

-22.04%

Banana (1kg)

$1.32 CLP 1,298

$1.48 CLP 1,448

-10.81%

Oranges (1kg)

$1.31 CLP 1,285

$1.42 CLP 1,393

-7.75%

Tomato (1kg)

$1.24 CLP 1,215

$1.69 CLP 1,655

-26.63%

Potato (1kg)

$0.91 CLP 891

$0.83 CLP 812

9.64%

Onion (1kg)

$1.19 CLP 1,163

$0.79 CLP 777

50.63%

Lettuce (1 head)

$1.04 CLP 1,018

$1.16 CLP 1,141

-10.34%

Water (1.5 liter bottle)

$1.17 CLP 1,145

$1.06 CLP 1,040

10.38%

Cigarettes 20 Pack (Marlboro, Camel)

$4.99 CLP 4,890

$3.25 CLP 3,185

53.54%

Wine (Bottle)

$4.68 CLP 4,584

$5.87 CLP 5,752

-20.27%

Local Beer (0.5 liter bottle)

$0.99 CLP 972

$1.53 CLP 1,500

-35.29%

Imported Beer (0.33 liter bottle)

$1.78 CLP 1,749

$2.31 CLP 2,266

-22.94%

One-way Ticket (Public Transport)

$0.60 CLP 583

$0.84 CLP 826

-28.57%

Public Transport Monthly Pass (Regular Price)

$32.25 CLP 31.6K

Taxi Start (Normal Tariff)

$1.51 CLP 1,480

$0.38 CLP 373

297.37%

Taxi (Normal Tariff) (1km)

$2.30 CLP 2,256

$0.90 CLP 880

155.56%

Taxi 1hour Waiting (Normal Tariff)

$12.01 CLP 11.8K

$11.63 CLP 11.4K

3.27%

Gasoline (1 liter)

$1.41 CLP 1,378

$1.36 CLP 1,334

3.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K CLP 19.8M

$16.9K CLP 16.5M

19.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.0K CLP 27.4M

$25.1K CLP 24.6M

11.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 CLP 101.7K

$124 CLP 121.2K

-16.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.91 CLP 15.6K

$11.82 CLP 11.6K

34.60%

Internet (50+ Mbps, Unlimited Data)

$29.07 CLP 28.5K

$16.26 CLP 15.9K

78.78%

Gym Membership (Monthly)

$30.85 CLP 30.2K

$19.36 CLP 19.0K

59.35%

Tennis Court (1 Hour on Weekend)

$10.07 CLP 9,870

Cinema Ticket

$5.59 CLP 5,480

$7.32 CLP 7,171

-23.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$316 CLP 309.7K

$442 CLP 433.2K

-28.51%

International Primary School, 1 Child (Yearly)

$4,369 CLP 4.3M

$10.7K CLP 10.5M

-59.23%

Jeans (Levis 501 Or Similar)

$50.6 CLP 49.6K

$35.97 CLP 35.3K

40.62%

Summer Dress (H&M, Zara, etc)

$33.93 CLP 33.3K

$26.70 CLP 26.2K

27.08%

Sport Shoes (Adidas, Nike)

$68.0 CLP 66.7K

$66.6 CLP 65.3K

2.18%

Men's Leather Business Shoes

$95.2 CLP 93.3K

$81.0 CLP 79.4K

17.47%

1-bedroom Apartment, City Center (Monthly)

$474 CLP 464.8K

$267 CLP 261.9K

77.48%

1-bedroom Apartment, Outside City Center (Monthly)

$347 CLP 340.0K

$250 CLP 244.9K

38.85%

3-bedroom Apartment, City Center (Monthly)

$925 CLP 906.7K

$697 CLP 682.9K

32.76%

3-bedroom Apartment, Outside City Center (Monthly)

$622 CLP 609.5K

$536 CLP 525.2K

16.05%

Buy Apartment in City Center (m2)

$2,255 CLP 2.2M

$1,858 CLP 1.8M

21.36%

Buy Apartment Outside City Center (m2)

$1,890 CLP 1.9M

$1,374 CLP 1.3M

37.56%

Average Monthly Net Salary (After Tax)

$547 CLP 536.4K

$1,333 CLP 1.3M

-58.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

5.39

-1.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concepcion: November 1, 2026

Last update for San Bernardo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Concepcion

$347 32.8%

San Bernardo

$250 27.9% 28% $97

Groceries & Markets

Concepcion

$213 20.1%

San Bernardo

$210 23.5% 1.2% $2.6

Monthly Utilities & Internet

Concepcion

$149 14.1%

San Bernardo

$152 17% 2% $3

Eating Out

Concepcion

$149 14%

San Bernardo

$147 16.4% 1.2% $1.8

Clothing & Footwear

Concepcion

$111 10.5%

San Bernardo

$95 10.6% 15.1% $17

Getting Around

Concepcion

$48 4.5%

San Bernardo

$8.2 * 0.9% 82.7% $39

Sport & Entertainment

Concepcion

$42 4%

San Bernardo

$34 3.8% 19.1% $8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $474 in Concepcion and $267 in San Bernardo. Housing cost is often the main lever when comparing two cities.

San Bernardo pays about 2.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $46 in Concepcion vs $25 in San Bernardo for a mid-range dinner for two. Groceries echo the gap at $213 vs $210 per month, with San Bernardo cheaper across the board.

Good to know

🇨🇱 Concepcion

🇨🇱 San Bernardo

🕒 Local time

14:35 2:35 PM

Same time as Concepcion

🌤 Weather

👥 Population

217,537

290,912

💱 Currency

Chilean Peso CLP $

📈 Exchange rate

10,000 CLP = 10.2 USD

10,000 CLP = 9.11 EUR

10,000 CLP = 10.2 USD

10,000 CLP = 9.11 EUR

Exchange rates and currency converter

On the map

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Concepcion San Bernardo 420 km

From you

Concepcion
San Bernardo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Concepcion vs San Bernardo: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,058 in Concepcion and $895 in San Bernardo, so San Bernardo is about 15% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 59% lower in Concepcion. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $474 in Concepcion versus $267 in San Bernardo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $316 in Concepcion versus $442 in San Bernardo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $1,058 per month in Concepcion versus $895 in San Bernardo – San Bernardo is about 15% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. San Bernardo is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.