Last update: Oct 2026

Cost of Living Comparison Between San Bernardino, CA and Oxford

For one person, living is cheaper in San Bernardino, CA: $2,856 a month against $3,164 in Oxford, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Oxford outweigh lower spending on other living expenses.

140

Cost of Living Index in San Bernardino, CA
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San Bernardino, CA Living Index
154

Cost of Living Index in Oxford
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Oxford Living Index

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San Bernardino, CA

🇺🇸 United States

$2,856

/mo nomad

Oxford

🇬🇧 United Kingdom

$3,164

/mo nomad

Monthly Cost of Living

How much you'll spend in San Bernardino, CA and in Oxford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Bernardino, CA and in Oxford actually costs, broken down by who's living it.

A single person spends $2,856 per month in San Bernardino, CA vs $3,164 in Oxford, rent included.

San Bernardino, CA $2,856
Oxford $3,164

A couple spends around $4,354 per month in San Bernardino, CA vs $4,491 in Oxford, rent included.

San Bernardino, CA $4,354
Oxford $4,491

A family of three spends $5,853 per month in San Bernardino, CA vs $5,819 in Oxford, rent included.

San Bernardino, CA $5,853
Oxford $5,819

San Bernardino, CA is about 10% cheaper than Oxford, and outside of rent the biggest gap is in utilities.

Both San Bernardino, CA and Oxford sit above the global median – San Bernardino, CA by 112%, Oxford by 134%.

Meal at Budget Restaurant

$20.02 $20.02

$24.62 £18.47

-18.68%

Three-Course Dinner for Two, Mid-Range

$76.5 $76.5

$104 £78.1

-26.59%

Fast Food Meal (McDonalds, etc)

$16.54 $16.54

$10.39 £7.80

59.19%

Cappuccino

$5.87 $5.87

$4.88 £3.66

20.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.54 $3.54

$4.52 £3.39

-21.68%

Water (0.33 liter bottle)

$2.35 $2.35

$2.27 £1.70

3.52%

Local Beer (0.5 liter draught)

$7.30 $7.30

$8.79 £6.60

-16.95%

Imported Beer (0.33 liter bottle)

$9.38 $9.38

$8.28 £6.21

13.29%

Milk (1 liter)

$1.09 $1.09

$1.75 £1.32

-37.71%

White Bread (500g)

$3.93 $3.93

$1.65 £1.24

138.18%

Rice (white) (1kg)

$4.69 $4.69

$1.91 £1.43

145.55%

Eggs

$4.70 $4.70

$4.17 £3.13

12.71%

Local Cheese (1kg)

$12.99 $12.99

$14.83 £11.13

-12.41%

Chicken Fillets (1kg)

$8.68 $8.68

$8.52 £6.39

1.88%

Beef Round Steak (1kg)

$15.33 $15.33

$14.66 £10.99

4.57%

Apples (1kg)

$4.67 $4.67

$3.50 £2.62

33.43%

Banana (1kg)

$1.79 $1.79

$1.68 £1.26

6.55%

Oranges (1kg)

$4.05 $4.05

$3.02 £2.26

34.11%

Tomato (1kg)

$5.67 $5.67

$3.51 £2.63

61.54%

Potato (1kg)

$3.61 $3.61

$1.74 £1.31

107.47%

Onion (1kg)

$2.21 $2.21

$1.73 £1.30

27.75%

Lettuce (1 head)

$1.99 $1.99

$1.23 £0.92

61.79%

Water (1.5 liter bottle)

$1.86 $1.86

$1.70 £1.28

9.41%

Cigarettes 20 Pack (Marlboro, Camel)

$11.74 $11.74

$23.32 £17.49

-49.66%

Wine (Bottle)

$14.74 $14.74

$10.88 £8.16

35.48%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$3.44 £2.58

-38.37%

Imported Beer (0.33 liter bottle)

$4.31 $4.31

$3.44 £2.58

25.29%

One-way Ticket (Public Transport)

$2.06 $2.06

$4.02 £3.02

-48.76%

Public Transport Monthly Pass (Regular Price)

$59.5 $59.5

$107 £80.4

-44.47%

Taxi Start (Normal Tariff)

$9.83 $9.83

$4.94 £3.70

98.99%

Taxi (Normal Tariff) (1km)

$3.10 £2.33

Taxi 1hour Waiting (Normal Tariff)

$42.02 £31.52

Gasoline (1 liter)

$1.47 $1.47

$2.18 £1.63

-32.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$38.3K £28.7K

-4.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$40.0K £30.0K

-35.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 $216

$361 £271

-40.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.6 $66.6

$17.54 £13.16

279.93%

Internet (50+ Mbps, Unlimited Data)

$73.4 $73.4

$44.03 £33.03

66.77%

Gym Membership (Monthly)

$39.64 $39.64

$44.05 £33.05

-10.01%

Tennis Court (1 Hour on Weekend)

$11.58 £8.69

Cinema Ticket

$15.33 $15.33

$14.46 £10.85

6.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,143 $1,143

$2,345 £1,759

-51.25%

International Primary School, 1 Child (Yearly)

$17.4K $17.4K

$15.5K £11.7K

12.14%

Jeans (Levis 501 Or Similar)

$62.8 $62.8

$97.4 £73.1

-35.55%

Summer Dress (H&M, Zara, etc)

$47.37 $47.37

$47.33 £35.50

0.08%

Sport Shoes (Adidas, Nike)

$105 $105

$99.5 £74.6

5.97%

Men's Leather Business Shoes

$145 $145

$105 £79.1

37.78%

1-bedroom Apartment, City Center (Monthly)

$1,775 $1,775

$2,295 £1,721

-22.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,442 $1,442

$1,666 £1,250

-13.46%

3-bedroom Apartment, City Center (Monthly)

$2,508 $2,508

$3,206 £2,405

-21.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,783 $2,783

$2,550 £1,913

9.14%

Buy Apartment in City Center (m2)

$3,608 $3,608

$7,971 £5,980

-54.73%

Buy Apartment Outside City Center (m2)

$3,635 $3,635

$6,848 £5,138

-46.92%

Average Monthly Net Salary (After Tax)

$3,468 $3,468

$3,981 £2,986

-12.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

4.79

33.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Bernardino, CA: October 11, 2026

Last update for Oxford: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Bernardino, CA

$1.4K 50.5%

Oxford

$1.7K 52.7% 15.6% $224

Groceries & Markets

San Bernardino, CA

$389 13.6%

Oxford

$326 10.3% 16.1% $63

Eating Out

San Bernardino, CA

$359 12.6%

Oxford

$374 11.8% 4.2% $15

Monthly Utilities & Internet

San Bernardino, CA

$356 12.5%

Oxford

$422 13.4% 18.8% $67

Clothing & Footwear

San Bernardino, CA

$162 5.7%

Oxford

$157 5% 3.1% $5

Getting Around

San Bernardino, CA

$78 * 2.7%

Oxford

$144 4.5% 85.3% $66

Sport & Entertainment

San Bernardino, CA

$70 2.5%

Oxford

$73 2.3% 3.8% $2.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,775 in San Bernardino, CA versus $2,295 in Oxford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Oxford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in San Bernardino, CA versus $104 in Oxford. Groceries tell a different story – $389 in San Bernardino, CA vs $326 in Oxford – so Oxford wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 San Bernardino, CA

🇬🇧 Oxford

🕒 Local time

10:17 10:17 AM

18:17 6:17 PM

8 h ahead of San Bernardino, CA

🌤 Weather

👥 Population

220,000

165,000

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.889 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Between locations

San Bernardino, CA Oxford 8,620 km ≈ 11 h nonstop flight

From you

San Bernardino, CA
Oxford

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Bernardino, CA vs Oxford: Cost of Living - Frequently Asked Questions

Oxford costs about 11% more than San Bernardino, CA, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,284 per month in San Bernardino, CA and $4,745 in Oxford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardino, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in San Bernardino, CA and $104 in Oxford. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,856 in San Bernardino, CA and $3,164 in Oxford. That's a gap of about 11%.

$3,000 is a stretch for both – monthly costs hit $2,856 in San Bernardino, CA and $3,164 in Oxford. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. San Bernardino, CA costs $2,856 versus $3,164 in Oxford. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardino, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oxford makes more sense. Both are solid long-term options with distinct trade-offs.