Cost of Living Comparison Between Oxford and San Bernardino, CA Cost of Living Comparison Between Oxford and San Bernardino, CA

Monthly Cost of Living

A single person spends $3,264 per month in Oxford vs $2,851 in San Bernardino, CA, rent included.

A couple spends around $4,576 per month in Oxford vs $4,323 in San Bernardino, CA, rent included.

A family of three spends $5,889 per month in Oxford vs $5,794 in San Bernardino, CA, rent included.

Oxford costs about 14% more than San Bernardino, CA, driven mainly by Monthly Utilities & Internet.

Both Oxford and San Bernardino, CA sit above the global median – Oxford by 138%, San Bernardino, CA by 108%.

Meal at Budget Restaurant

$25.26 £18.69

$19.64 $19.64

28.62%

Three-Course Dinner for Two, Mid-Range

$106 £78.7

$63.7 $63.7

66.91%

Fast Food Meal (McDonalds, etc)

$10.89 £8.06

$15.13 $15.13

-28.02%

Cappuccino

$5.03 £3.72

$6.07 $6.07

-17.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.56 £3.37

$3.79 $3.79

20.32%

Water (0.33 liter bottle)

$2.32 £1.71

$3.08 $3.08

-24.68%

Local Beer (0.5 liter draught)

$9.18 £6.79

$7.12 $7.12

28.93%

Imported Beer (0.33 liter bottle)

$8.72 £6.45

$8.02 $8.02

8.73%

Milk (1 liter)

$1.81 £1.34

$1.02 $1.02

77.45%

White Bread (500g)

$1.72 £1.27

$4.13 $4.13

-58.35%

Rice (white) (1kg)

$1.95 £1.44

$2.72 $2.72

-28.31%

Eggs

$4.19 £3.10

$4.96 $4.96

-15.52%

Local Cheese (1kg)

$14.90 £11.03

$9.41 $9.41

58.34%

Chicken Fillets (1kg)

$8.57 £6.34

$14.70 $14.70

-41.70%

Beef Round Steak (1kg)

$14.90 £11.03

$13.42 $13.42

11.03%

Apples (1kg)

$3.50 £2.59

$3.12 $3.12

12.18%

Banana (1kg)

$1.68 £1.25

$1.86 $1.86

-9.68%

Oranges (1kg)

$3.06 £2.26

$2.21 $2.21

38.46%

Tomato (1kg)

$3.80 £2.81

$2.22 $2.22

71.17%

Potato (1kg)

$1.76 £1.30

$1.76 $1.76

Onion (1kg)

$1.76 £1.30

$1.78 $1.78

-1.12%

Lettuce (1 head)

$1.20 £0.89

$1.31 $1.31

-8.40%

Water (1.5 liter bottle)

$1.68 £1.24

$1.80 $1.80

-6.67%

Cigarettes 20 Pack (Marlboro, Camel)

$23.73 £17.56

$11.89 $11.89

99.58%

Wine (Bottle)

$11.45 £8.47

$12.83 $12.83

-10.76%

Local Beer (0.5 liter bottle)

$3.39 £2.51

$2.14 $2.14

58.41%

Imported Beer (0.33 liter bottle)

$3.64 £2.69

$4.22 $4.22

-13.74%

One-way Ticket (Public Transport)

$3.99 £2.95

$2.03 $2.03

96.55%

Public Transport Monthly Pass (Regular Price)

$110 £81.4

$59.0 $59.0

86.26%

Taxi Start (Normal Tariff)

$5.08 £3.76

$2.88 $2.88

76.39%

Taxi (Normal Tariff) (1km)

$3.18 £2.36

$2.43 $2.43

30.86%

Taxi 1hour Waiting (Normal Tariff)

$42.23 £31.25

$60.2 $60.2

-29.85%

Gasoline (1 liter)

$2.01 £1.49

$1.30 $1.30

54.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £28.8K

$33.4K $33.4K

16.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K £30.2K

$24.9K $24.9K

63.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$370 £273

$235 $235

57.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.94 £13.28

$60.0 $60.0

-70.10%

Internet (50+ Mbps, Unlimited Data)

$44.56 £32.97

$70.7 $70.7

-36.95%

Gym Membership (Monthly)

$44.99 £33.30

$40.64 $40.64

10.70%

Tennis Court (1 Hour on Weekend)

$11.47 £8.49

Cinema Ticket

$14.67 £10.85

$12.80 $12.80

14.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,409 £1,783

$1,150 $1,150

109.52%

International Primary School, 1 Child (Yearly)

$15.7K £11.6K

$17.4K $17.4K

-10.20%

Jeans (Levis 501 Or Similar)

$98.3 £72.8

$86.8 $86.8

13.22%

Summer Dress (H&M, Zara, etc)

$48.26 £35.72

$45.17 $45.17

6.84%

Sport Shoes (Adidas, Nike)

$103 £76.4

$81.1 $81.1

27.29%

Men's Leather Business Shoes

$107 £79.4

$213 $213

-49.63%

1-bedroom Apartment, City Center (Monthly)

$2,292 £1,696

$1,798 $1,798

27.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,736 £1,285

$1,475 $1,475

17.72%

3-bedroom Apartment, City Center (Monthly)

$3,296 £2,439

$2,566 $2,566

28.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,665 £1,972

$2,751 $2,751

-3.10%

Buy Apartment in City Center (m2)

$8,219 £6,082

$3,575 $3,575

129.89%

Buy Apartment Outside City Center (m2)

$6,953 £5,145

$3,662 $3,662

89.84%

Average Monthly Net Salary (After Tax)

$4,110 £3,041

$3,394 $3,394

21.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

6.24

-23.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxford: September 1, 2026

Last update for San Bernardino, CA: August 31, 2026

Cost Breakdown

A central one-bedroom costs $2,292 in Oxford versus $1,798 in San Bernardino, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Oxford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $106 in Oxford versus $64.0 in San Bernardino, CA. Groceries tell a different story – $332 in Oxford vs $351 in San Bernardino, CA – so Oxford wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxford vs San Bernardino, CA: Cost of Living - Frequently Asked Questions

Oxford costs about 14% more than San Bernardino, CA, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,895 per month in Oxford and $4,277 in San Bernardino, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardino, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $106 in Oxford and $64.0 in San Bernardino, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,264 in Oxford and $2,851 in San Bernardino, CA. The difference isn't just one category – it shows up across housing, food, transport, and services.

$3,000 is a stretch for both – monthly costs hit $3,264 in Oxford and $2,851 in San Bernardino, CA. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. San Bernardino, CA costs $2,851 versus $3,264 in Oxford. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardino, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oxford makes more sense. Both are solid long-term options with distinct trade-offs.