Last update: Oct 2026

Cost of Living Comparison Between Oxford and San Bernardino, CA

For one person, living is cheaper in San Bernardino, CA: $2,856 a month against $3,164 in Oxford, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Oxford outweigh lower spending on other living expenses.

154

Cost of Living Index in Oxford
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Oxford Living Index
140

Cost of Living Index in San Bernardino, CA
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San Bernardino, CA Living Index

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Oxford

🇬🇧 United Kingdom

$3,164

/mo nomad

San Bernardino, CA

🇺🇸 United States

$2,856

/mo nomad

Monthly Cost of Living

How much you'll spend in Oxford and in San Bernardino, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxford and in San Bernardino, CA actually costs, broken down by who's living it.

A single person spends $3,164 per month in Oxford vs $2,856 in San Bernardino, CA, rent included.

Oxford $3,164
San Bernardino, CA $2,856

A couple spends around $4,491 per month in Oxford vs $4,354 in San Bernardino, CA, rent included.

Oxford $4,491
San Bernardino, CA $4,354

A family of three spends $5,819 per month in Oxford vs $5,853 in San Bernardino, CA, rent included.

Oxford $5,819
San Bernardino, CA $5,853

Oxford costs about 11% more than San Bernardino, CA, and outside of rent the biggest gap is in utilities.

Both Oxford and San Bernardino, CA sit above the global median – Oxford by 134%, San Bernardino, CA by 112%.

Meal at Budget Restaurant

$24.62 £18.47

$20.02 $20.02

22.98%

Three-Course Dinner for Two, Mid-Range

$104 £78.1

$76.5 $76.5

36.23%

Fast Food Meal (McDonalds, etc)

$10.39 £7.80

$16.54 $16.54

-37.18%

Cappuccino

$4.88 £3.66

$5.87 $5.87

-16.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.52 £3.39

$3.54 $3.54

27.68%

Water (0.33 liter bottle)

$2.27 £1.70

$2.35 $2.35

-3.40%

Local Beer (0.5 liter draught)

$8.79 £6.60

$7.30 $7.30

20.41%

Imported Beer (0.33 liter bottle)

$8.28 £6.21

$9.38 $9.38

-11.73%

Milk (1 liter)

$1.75 £1.32

$1.09 $1.09

60.55%

White Bread (500g)

$1.65 £1.24

$3.93 $3.93

-58.02%

Rice (white) (1kg)

$1.91 £1.43

$4.69 $4.69

-59.28%

Eggs

$4.17 £3.13

$4.70 $4.70

-11.28%

Local Cheese (1kg)

$14.83 £11.13

$12.99 $12.99

14.16%

Chicken Fillets (1kg)

$8.52 £6.39

$8.68 $8.68

-1.84%

Beef Round Steak (1kg)

$14.66 £10.99

$15.33 $15.33

-4.37%

Apples (1kg)

$3.50 £2.62

$4.67 $4.67

-25.05%

Banana (1kg)

$1.68 £1.26

$1.79 $1.79

-6.15%

Oranges (1kg)

$3.02 £2.26

$4.05 $4.05

-25.43%

Tomato (1kg)

$3.51 £2.63

$5.67 $5.67

-38.10%

Potato (1kg)

$1.74 £1.31

$3.61 $3.61

-51.80%

Onion (1kg)

$1.73 £1.30

$2.21 $2.21

-21.72%

Lettuce (1 head)

$1.23 £0.92

$1.99 $1.99

-38.19%

Water (1.5 liter bottle)

$1.70 £1.28

$1.86 $1.86

-8.60%

Cigarettes 20 Pack (Marlboro, Camel)

$23.32 £17.49

$11.74 $11.74

98.64%

Wine (Bottle)

$10.88 £8.16

$14.74 $14.74

-26.19%

Local Beer (0.5 liter bottle)

$3.44 £2.58

$2.12 $2.12

62.26%

Imported Beer (0.33 liter bottle)

$3.44 £2.58

$4.31 $4.31

-20.19%

One-way Ticket (Public Transport)

$4.02 £3.02

$2.06 $2.06

95.15%

Public Transport Monthly Pass (Regular Price)

$107 £80.4

$59.5 $59.5

80.08%

Taxi Start (Normal Tariff)

$4.94 £3.70

$9.83 $9.83

-49.75%

Taxi (Normal Tariff) (1km)

$3.10 £2.33

Taxi 1hour Waiting (Normal Tariff)

$42.02 £31.52

Gasoline (1 liter)

$2.18 £1.63

$1.47 $1.47

48.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K £28.7K

$36.5K $36.5K

4.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K £30.0K

$25.7K $25.7K

55.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$361 £271

$216 $216

67.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.54 £13.16

$66.6 $66.6

-73.68%

Internet (50+ Mbps, Unlimited Data)

$44.03 £33.03

$73.4 $73.4

-40.04%

Gym Membership (Monthly)

$44.05 £33.05

$39.64 $39.64

11.13%

Tennis Court (1 Hour on Weekend)

$11.58 £8.69

Cinema Ticket

$14.46 £10.85

$15.33 $15.33

-5.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,345 £1,759

$1,143 $1,143

105.12%

International Primary School, 1 Child (Yearly)

$15.5K £11.7K

$17.4K $17.4K

-10.83%

Jeans (Levis 501 Or Similar)

$97.4 £73.1

$62.8 $62.8

55.17%

Summer Dress (H&M, Zara, etc)

$47.33 £35.50

$47.37 $47.37

-0.08%

Sport Shoes (Adidas, Nike)

$99.5 £74.6

$105 $105

-5.63%

Men's Leather Business Shoes

$105 £79.1

$145 $145

-27.42%

1-bedroom Apartment, City Center (Monthly)

$2,295 £1,721

$1,775 $1,775

29.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,666 £1,250

$1,442 $1,442

15.56%

3-bedroom Apartment, City Center (Monthly)

$3,206 £2,405

$2,508 $2,508

27.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,550 £1,913

$2,783 $2,783

-8.38%

Buy Apartment in City Center (m2)

$7,971 £5,980

$3,608 $3,608

120.91%

Buy Apartment Outside City Center (m2)

$6,848 £5,138

$3,635 $3,635

88.41%

Average Monthly Net Salary (After Tax)

$3,981 £2,986

$3,468 $3,468

14.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

6.39

-25.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxford: October 11, 2026

Last update for San Bernardino, CA: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oxford

$1.7K 52.7%

San Bernardino, CA

$1.4K 50.5% 13.5% $224

Monthly Utilities & Internet

Oxford

$422 13.4%

San Bernardino, CA

$356 12.5% 15.8% $67

Eating Out

Oxford

$374 11.8%

San Bernardino, CA

$359 12.6% 4.1% $15

Groceries & Markets

Oxford

$326 10.3%

San Bernardino, CA

$389 13.6% 19.2% $63

Clothing & Footwear

Oxford

$157 5%

San Bernardino, CA

$162 5.7% 3.2% $5

Getting Around

Oxford

$144 4.5%

San Bernardino, CA

$78 * 2.7% 46% $66

Sport & Entertainment

Oxford

$73 2.3%

San Bernardino, CA

$70 2.5% 3.7% $2.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,295 in Oxford versus $1,775 in San Bernardino, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Oxford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in Oxford versus $76.0 in San Bernardino, CA. Groceries tell a different story – $326 in Oxford vs $389 in San Bernardino, CA – so Oxford wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Oxford

🇺🇸 San Bernardino, CA

🕒 Local time

18:58 6:58 PM

10:58 10:58 AM

8 h behind Oxford

🌤 Weather

👥 Population

165,000

220,000

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Oxford San Bernardino, CA 8,620 km ≈ 11 h nonstop flight

From you

Oxford
San Bernardino, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxford vs San Bernardino, CA: Cost of Living - Frequently Asked Questions

Oxford costs about 11% more than San Bernardino, CA, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,745 per month in Oxford and $4,284 in San Bernardino, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardino, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $104 in Oxford and $76.0 in San Bernardino, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,164 in Oxford and $2,856 in San Bernardino, CA. That's a gap of about 11%.

$3,000 is a stretch for both – monthly costs hit $3,164 in Oxford and $2,856 in San Bernardino, CA. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. San Bernardino, CA costs $2,856 versus $3,164 in Oxford. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Bernardino, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oxford makes more sense. Both are solid long-term options with distinct trade-offs.