Last update: Oct 2026

Cost of Living Comparison Between San Bernardino, CA and Utrecht

For one person, living costs are similar in San Bernardino, CA and in Utrecht: $2,856 and $2,876 a month, rent and utilities included.

San Bernardino, CA
🇺🇸 United States
$2,856
/mo nomad
Utrecht
🇳🇱 Netherlands
$2,876
/mo nomad
Monthly Cost of Living

How much you'll spend in San Bernardino, CA and in Utrecht

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Bernardino, CA and in Utrecht actually costs, broken down by who's living it.

A single person spends $2,856 per month in San Bernardino, CA vs $2,876 in Utrecht, rent included.

  • San Bernardino, CA $2,856
  • Utrecht $2,876

A couple spends around $4,354 per month in San Bernardino, CA vs $4,129 in Utrecht, rent included.

  • San Bernardino, CA $4,354
  • Utrecht $4,129

A family of three spends $5,853 per month in San Bernardino, CA vs $5,382 in Utrecht, rent included.

  • San Bernardino, CA $5,853
  • Utrecht $5,382

San Bernardino, CA is about 1% cheaper than Utrecht, and outside of rent the biggest gap is in transport.

Both San Bernardino, CA and Utrecht sit above the global median – San Bernardino, CA by 112%, Utrecht by 113%.

Currency
🍽 Eating Out
San Bernardino, CA
Utrecht
Difference
Meal at Budget Restaurant
$20.02 $20.02
$22.38 €19.90
-10.55%
Three-Course Dinner for Two, Mid-Range
$76.5 $76.5
$85.1 €75.7
-10.11%
Fast Food Meal (McDonalds, etc)
$16.54 $16.54
$13.54 €12.04
22.16%
Cappuccino
$5.87 $5.87
$4.58 €4.08
28.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.54 $3.54
$3.87 €3.44
-8.53%
Water (0.33 liter bottle)
$2.35 $2.35
$3.28 €2.92
-28.35%
Local Beer (0.5 liter draught)
$7.30 $7.30
$6.76 €6.01
7.99%
Imported Beer (0.33 liter bottle)
$9.38 $9.38
$7.23 €6.43
29.74%
🛒 Groceries & Markets
San Bernardino, CA
Utrecht
Difference
Milk (1 liter)
$1.09 $1.09
$1.54 €1.37
-29.22%
White Bread (500g)
$3.93 $3.93
$2.89 €2.57
35.99%
Rice (white) (1kg)
$4.69 $4.69
$2.51 €2.23
86.85%
Eggs
$4.70 $4.70
$4.73 €4.21
-0.63%
Local Cheese (1kg)
$12.99 $12.99
$13.21 €11.75
-1.67%
Chicken Fillets (1kg)
$8.68 $8.68
$13.86 €12.33
-37.37%
Beef Round Steak (1kg)
$15.33 $15.33
$19.03 €16.93
-19.44%
Apples (1kg)
$4.67 $4.67
$2.69 €2.39
73.61%
Banana (1kg)
$1.79 $1.79
$2.37 €2.10
-24.47%
Oranges (1kg)
$4.05 $4.05
$2.16 €1.92
87.50%
Tomato (1kg)
$5.67 $5.67
$3.82 €3.40
48.43%
Potato (1kg)
$3.61 $3.61
$1.67 €1.48
116.17%
Onion (1kg)
$2.21 $2.21
$1.89 €1.68
16.93%
Lettuce (1 head)
$1.99 $1.99
$1.58 €1.41
25.95%
Water (1.5 liter bottle)
$1.86 $1.86
$1.36 €1.21
36.76%
Cigarettes 20 Pack (Marlboro, Camel)
$11.74 $11.74
$14.60 €12.99
-19.59%
Wine (Bottle)
$14.74 $14.74
$6.71 €5.97
119.67%
Local Beer (0.5 liter bottle)
$2.12 $2.12
$1.33 €1.18
59.40%
Imported Beer (0.33 liter bottle)
$4.31 $4.31
$2.71 €2.41
59.04%
🚌 Getting Around
San Bernardino, CA
Utrecht
Difference
One-way Ticket (Public Transport)
$2.06 $2.06
$3.67 €3.27
-43.87%
Public Transport Monthly Pass (Regular Price)
$59.5 $59.5
$134 €119
-55.47%
Taxi Start (Normal Tariff)
$9.83 $9.83
$3.77 €3.35
160.74%
Taxi (Normal Tariff) (1km)
-
$2.70 €2.40
-
Taxi 1hour Waiting (Normal Tariff)
-
$44.46 €39.54
-
Gasoline (1 liter)
$1.47 $1.47
$2.56 €2.27
-42.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K $36.5K
$41.0K €36.4K
-10.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$39.4K €35.1K
-34.82%
🧾 Monthly Utilities & Internet
San Bernardino, CA
Utrecht
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$216 $216
$240 €214
-10.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$66.6 $66.6
$21.52 €19.14
209.67%
Internet (50+ Mbps, Unlimited Data)
$73.4 $73.4
$48.22 €42.90
52.28%
🎉 Sport & Entertainment
San Bernardino, CA
Utrecht
Difference
Gym Membership (Monthly)
$39.64 $39.64
$44.50 €39.58
-10.92%
Tennis Court (1 Hour on Weekend)
-
$31.38 €27.91
-
Cinema Ticket
$15.33 $15.33
$15.87 €14.12
-3.40%
🧸 Childcare & Education
San Bernardino, CA
Utrecht
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,143 $1,143
$3,059 €2,721
-62.63%
International Primary School, 1 Child (Yearly)
$17.4K $17.4K
$8,154 €7,253
113.82%
👕👟 Clothing & Footwear
San Bernardino, CA
Utrecht
Difference
Jeans (Levis 501 Or Similar)
$62.8 $62.8
$93.4 €83.1
-32.77%
Summer Dress (H&M, Zara, etc)
$47.37 $47.37
$51.3 €45.64
-7.68%
Sport Shoes (Adidas, Nike)
$105 $105
$103 €92.0
1.90%
Men's Leather Business Shoes
$145 $145
$122 €108
19.41%
🏠 Accommodation & Living
San Bernardino, CA
Utrecht
Difference
1-bedroom Apartment, City Center (Monthly)
$1,775 $1,775
$1,841 €1,638
-3.61%
1-bedroom Apartment, Outside City Center (Monthly)
$1,442 $1,442
$1,455 €1,294
-0.87%
3-bedroom Apartment, City Center (Monthly)
$2,508 $2,508
$3,208 €2,853
-21.83%
3-bedroom Apartment, Outside City Center (Monthly)
$2,783 $2,783
$2,194 €1,951
26.88%
Buy Apartment in City Center (m2)
$3,608 $3,608
$6,832 €6,077
-47.19%
Buy Apartment Outside City Center (m2)
$3,635 $3,635
$4,670 €4,154
-22.16%
💵 Salaries & Financials
San Bernardino, CA
Utrecht
Difference
Average Monthly Net Salary (After Tax)
$3,468 $3,468
$4,240 €3,771
-18.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.39
3.23
97.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Bernardino, CA: October 11, 2026

Last update for Utrecht: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
San Bernardino, CA
$1.4K
Utrecht
$1.5K 0.9% $13
Groceries & Markets
San Bernardino, CA
$389
Utrecht
$352 9.6% $37
Eating Out
San Bernardino, CA
$359
Utrecht
$352 2.1% $7.6
Monthly Utilities & Internet
San Bernardino, CA
$356
Utrecht
$310 12.9% $46
Clothing & Footwear
San Bernardino, CA
$162
Utrecht
$166 2.5% $4
Getting Around
San Bernardino, CA
$78 *
Utrecht
$166 114% $88
Sport & Entertainment
San Bernardino, CA
$70
Utrecht
$76 8.5% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,775 in San Bernardino, CA versus $1,841 in Utrecht. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Utrecht, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in San Bernardino, CA versus $85.0 in Utrecht. Groceries tell a different story – $389 in San Bernardino, CA vs $352 in Utrecht – so Utrecht wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 San Bernardino, CA
🇳🇱 Utrecht
🕒 Local time
10:17 10:17 AM
19:17 7:17 PM
9 h ahead of San Bernardino, CA
🌤 Weather
👥 Population
220,000
367,947
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • San Bernardino, CA Utrecht 8,920 km ≈ 12 h nonstop flight
From you
  • San Bernardino, CA
  • Utrecht

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Bernardino, CA vs Utrecht: Cost of Living - Frequently Asked Questions
How do living costs in San Bernardino, CA and in Utrecht compare overall?
Monthly costs with rent: $2,856 in San Bernardino, CA, $2,876 in Utrecht – roughly 1% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in San Bernardino, CA compared to Utrecht?
For a comfortable life, plan on about $4,284 per month in San Bernardino, CA and $4,314 in Utrecht. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between San Bernardino, CA and Utrecht?
Rent is clearly cheaper in San Bernardino, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 11% cheaper in Utrecht – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $76.0 in San Bernardino, CA and $85.0 in Utrecht. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $2,856 in San Bernardino, CA and $2,876 in Utrecht. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between San Bernardino, CA and Utrecht?
It depends on your priorities. Utrecht has an edge in some lifestyle areas, with costs from $2,856 in San Bernardino, CA to $2,876 in Utrecht. Climate, culture, job market, and personal taste all factor in.
Is San Bernardino, CA or Utrecht safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between San Bernardino, CA and Utrecht?
If budget matters most, go with San Bernardino, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Utrecht makes more sense. Both are solid long-term options with distinct trade-offs.

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