Last update: Oct 2026

Cost of Living Comparison Between San Bernardino, CA and New York, NY

For one person, living is cheaper in San Bernardino, CA: $2,856 a month against $4,950 in New York, NY, rent and utilities included – about $25,100 less a year. Rent and utilities account for most of the difference.

140

Cost of Living Index in San Bernardino, CA
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San Bernardino, CA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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San Bernardino, CA

🇺🇸 United States

$2,856

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in San Bernardino, CA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Bernardino, CA and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,856 per month in San Bernardino, CA vs $4,950 in New York, NY, rent included.

San Bernardino, CA $2,856
New York, NY $4,950

A couple spends around $4,354 per month in San Bernardino, CA vs $7,265 in New York, NY, rent included.

San Bernardino, CA $4,354
New York, NY $7,265

A family of three spends $5,853 per month in San Bernardino, CA vs $9,581 in New York, NY, rent included.

San Bernardino, CA $5,853
New York, NY $9,581

San Bernardino, CA is about 42% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both San Bernardino, CA and New York, NY sit above the global median – San Bernardino, CA by 112%, New York, NY by 267%.

Meal at Budget Restaurant

$20.02 $20.02

$24.65 $24.65

-18.78%

Three-Course Dinner for Two, Mid-Range

$76.5 $76.5

$122 $122

-37.09%

Fast Food Meal (McDonalds, etc)

$16.54 $16.54

$13.91 $13.91

18.91%

Cappuccino

$5.87 $5.87

$6.59 $6.59

-10.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.54 $3.54

$3.84 $3.84

-7.81%

Water (0.33 liter bottle)

$2.35 $2.35

$2.87 $2.87

-18.12%

Local Beer (0.5 liter draught)

$7.30 $7.30

$7.79 $7.79

-6.29%

Imported Beer (0.33 liter bottle)

$9.38 $9.38

$9.85 $9.85

-4.77%

Milk (1 liter)

$1.09 $1.09

$1.38 $1.38

-21.01%

White Bread (500g)

$3.93 $3.93

$4.68 $4.68

-16.03%

Rice (white) (1kg)

$4.69 $4.69

$7.54 $7.54

-37.80%

Eggs

$4.70 $4.70

$5.93 $5.93

-20.74%

Local Cheese (1kg)

$12.99 $12.99

$18.83 $18.83

-31.01%

Chicken Fillets (1kg)

$8.68 $8.68

$17.36 $17.36

-50.00%

Beef Round Steak (1kg)

$15.33 $15.33

$18.51 $18.51

-17.18%

Apples (1kg)

$4.67 $4.67

$6.74 $6.74

-30.71%

Banana (1kg)

$1.79 $1.79

$2.09 $2.09

-14.35%

Oranges (1kg)

$4.05 $4.05

$6.07 $6.07

-33.28%

Tomato (1kg)

$5.67 $5.67

$6.74 $6.74

-15.88%

Potato (1kg)

$3.61 $3.61

$4.05 $4.05

-10.86%

Onion (1kg)

$2.21 $2.21

$4.37 $4.37

-49.43%

Lettuce (1 head)

$1.99 $1.99

$2.89 $2.89

-31.14%

Water (1.5 liter bottle)

$1.86 $1.86

$2.60 $2.60

-28.46%

Cigarettes 20 Pack (Marlboro, Camel)

$11.74 $11.74

$18.72 $18.72

-37.29%

Wine (Bottle)

$14.74 $14.74

$20.06 $20.06

-26.52%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$3.25 $3.25

-34.77%

Imported Beer (0.33 liter bottle)

$4.31 $4.31

$3.73 $3.73

15.55%

One-way Ticket (Public Transport)

$2.06 $2.06

$3.06 $3.06

-32.68%

Public Transport Monthly Pass (Regular Price)

$59.5 $59.5

$140 $140

-57.65%

Taxi Start (Normal Tariff)

$9.83 $9.83

$3.04 $3.04

223.36%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

Gasoline (1 liter)

$1.47 $1.47

$1.12 $1.12

31.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$35.5K $35.5K

2.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.0K $26.0K

-1.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 $216

$219 $219

-1.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.6 $66.6

$73.2 $73.2

-8.95%

Internet (50+ Mbps, Unlimited Data)

$73.4 $73.4

$72.0 $72.0

2.00%

Gym Membership (Monthly)

$39.64 $39.64

$123 $123

-67.69%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$15.33 $15.33

$22.85 $22.85

-32.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,143 $1,143

$3,333 $3,333

-65.70%

International Primary School, 1 Child (Yearly)

$17.4K $17.4K

$60.0K $60.0K

-70.93%

Jeans (Levis 501 Or Similar)

$62.8 $62.8

$75.2 $75.2

-16.49%

Summer Dress (H&M, Zara, etc)

$47.37 $47.37

$52.4 $52.4

-9.58%

Sport Shoes (Adidas, Nike)

$105 $105

$122 $122

-13.34%

Men's Leather Business Shoes

$145 $145

$133 $133

9.12%

1-bedroom Apartment, City Center (Monthly)

$1,775 $1,775

$4,389 $4,389

-59.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,442 $1,442

$3,130 $3,130

-53.93%

3-bedroom Apartment, City Center (Monthly)

$2,508 $2,508

$8,918 $8,918

-71.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,783 $2,783

$5,354 $5,354

-48.01%

Buy Apartment in City Center (m2)

$3,608 $3,608

$19.4K $19.4K

-81.40%

Buy Apartment Outside City Center (m2)

$3,635 $3,635

$6,806 $6,806

-46.60%

Average Monthly Net Salary (After Tax)

$3,468 $3,468

$5,343 $5,343

-35.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

6.82

-6.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Bernardino, CA: October 11, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Bernardino, CA

$1.4K 50.5%

New York, NY

$3.1K 63.2% 117% $1.7K

Groceries & Markets

San Bernardino, CA

$389 13.6%

New York, NY

$545 11% 40.1% $156

Eating Out

San Bernardino, CA

$359 12.6%

New York, NY

$404 8.2% 12.4% $44

Monthly Utilities & Internet

San Bernardino, CA

$356 12.5%

New York, NY

$364 7.4% 2.4% $8.5

Clothing & Footwear

San Bernardino, CA

$162 5.7%

New York, NY

$172 3.5% 6% $9.7

Getting Around

San Bernardino, CA

$78 * 2.7%

New York, NY

$167 3.4% 115% $89

Sport & Entertainment

San Bernardino, CA

$70 2.5%

New York, NY

$168 3.4% 140% $98

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,775 in San Bernardino, CA versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 54% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in San Bernardino, CA versus $122 in New York, NY. Monthly groceries follow the same trend: $389 vs $545 – making San Bernardino, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 San Bernardino, CA

🇺🇸 New York, NY

🕒 Local time

10:58 10:58 AM

13:58 1:58 PM

3 h ahead of San Bernardino, CA

🌤 Weather

👥 Population

220,000

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.889 EUR

Exchange rates and currency converter

On the map

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Between locations

San Bernardino, CA New York, NY 3,840 km ≈ 5 h nonstop flight

From you

San Bernardino, CA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Bernardino, CA vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 73% more than San Bernardino, CA, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,284 per month in San Bernardino, CA and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardino, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,143 per month in San Bernardino, CA and $3,333 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 40% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $2,856 in San Bernardino, CA and $4,950 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. San Bernardino, CA costs $2,856 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with San Bernardino, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.