Cost of Living Comparison Between New York, NY and San Bernardino, CA Cost of Living Comparison Between New York, NY and San Bernardino, CA

Monthly Cost of Living

A single person spends $4,841 per month in New York, NY vs $2,809 in San Bernardino, CA, rent included.

A couple spends around $7,287 per month in New York, NY vs $4,230 in San Bernardino, CA, rent included.

A family of three spends $9,734 per month in New York, NY vs $5,651 in San Bernardino, CA, rent included.

New York, NY costs about 72% more than San Bernardino, CA, driven mainly by Groceries & Markets.

Both New York, NY and San Bernardino, CA sit above the global median – New York, NY by 254%, San Bernardino, CA by 105%.

Meal at Budget Restaurant

$25.33 $25.33

$20.19 $20.19

25.46%

Three-Course Dinner for Two, Mid-Range

$142 $142

$63.8 $63.8

123.07%

Fast Food Meal (McDonalds, etc)

$13.78 $13.78

$14.79 $14.79

-6.83%

Cappuccino

$6.19 $6.19

$5.87 $5.87

5.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.69 $3.69

$3.79 $3.79

-2.64%

Water (0.33 liter bottle)

$2.96 $2.96

$2.91 $2.91

1.72%

Local Beer (0.5 liter draught)

$7.76 $7.76

$6.89 $6.89

12.63%

Imported Beer (0.33 liter bottle)

$10.14 $10.14

$8.20 $8.20

23.66%

Milk (1 liter)

$1.39 $1.39

$1.01 $1.01

37.62%

White Bread (500g)

$4.59 $4.59

$4.12 $4.12

11.41%

Rice (white) (1kg)

$6.94 $6.94

$2.72 $2.72

155.15%

Eggs

$5.79 $5.79

$4.96 $4.96

16.73%

Local Cheese (1kg)

$17.32 $17.32

$9.24 $9.24

87.45%

Chicken Fillets (1kg)

$15.04 $15.04

$14.47 $14.47

3.94%

Beef Round Steak (1kg)

$18.02 $18.02

$13.08 $13.08

37.77%

Apples (1kg)

$6.29 $6.29

$3.04 $3.04

106.91%

Banana (1kg)

$2.13 $2.13

$1.87 $1.87

13.90%

Oranges (1kg)

$5.80 $5.80

$2.13 $2.13

172.30%

Tomato (1kg)

$6.28 $6.28

$2.20 $2.20

185.45%

Potato (1kg)

$3.39 $3.39

$1.78 $1.78

90.45%

Onion (1kg)

$4.27 $4.27

$1.78 $1.78

139.89%

Lettuce (1 head)

$2.77 $2.77

$1.30 $1.30

113.08%

Water (1.5 liter bottle)

$2.56 $2.56

$1.74 $1.74

47.13%

Cigarettes 20 Pack (Marlboro, Camel)

$18.70 $18.70

$11.76 $11.76

59.01%

Wine (Bottle)

$20.30 $20.30

$13.15 $13.15

54.37%

Local Beer (0.5 liter bottle)

$3.15 $3.15

$2.12 $2.12

48.58%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$4.18 $4.18

-3.59%

One-way Ticket (Public Transport)

$2.97 $2.97

$2.03 $2.03

46.31%

Public Transport Monthly Pass (Regular Price)

$138 $138

$58.0 $58.0

138.52%

Taxi Start (Normal Tariff)

$3.09 $3.09

$2.92 $2.92

5.82%

Taxi (Normal Tariff) (1km)

$2.14 $2.14

$2.51 $2.51

-14.74%

Taxi 1hour Waiting (Normal Tariff)

$41.56 $41.56

$60.9 $60.9

-31.70%

Gasoline (1 liter)

$1.13 $1.13

$1.24 $1.24

-8.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$33.5K $33.5K

5.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$24.7K $24.7K

3.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$233 $233

1.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.7 $73.7

$59.0 $59.0

24.88%

Internet (50+ Mbps, Unlimited Data)

$72.4 $72.4

$71.3 $71.3

1.49%

Gym Membership (Monthly)

$125 $125

$40.11 $40.11

212.12%

Tennis Court (1 Hour on Weekend)

$63.1 $63.1

Cinema Ticket

$23.37 $23.37

$13.11 $13.11

78.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,353 $3,353

$1,137 $1,137

194.95%

International Primary School, 1 Child (Yearly)

$61.0K $61.0K

$17.6K $17.6K

246.00%

Jeans (Levis 501 Or Similar)

$72.4 $72.4

$87.8 $87.8

-17.54%

Summer Dress (H&M, Zara, etc)

$52.2 $52.2

$45.53 $45.53

14.56%

Sport Shoes (Adidas, Nike)

$116 $116

$80.1 $80.1

45.47%

Men's Leather Business Shoes

$124 $124

$210 $210

-41.03%

1-bedroom Apartment, City Center (Monthly)

$4,438 $4,438

$1,796 $1,796

147.18%

1-bedroom Apartment, Outside City Center (Monthly)

$3,045 $3,045

$1,432 $1,432

112.63%

3-bedroom Apartment, City Center (Monthly)

$9,088 $9,088

$2,536 $2,536

258.41%

3-bedroom Apartment, Outside City Center (Monthly)

$5,404 $5,404

$2,784 $2,784

94.08%

Buy Apartment in City Center (m2)

$18.8K $18.8K

$3,631 $3,631

418.03%

Buy Apartment Outside City Center (m2)

$6,500 $6,500

$3,602 $3,602

80.47%

Average Monthly Net Salary (After Tax)

$5,258 $5,258

$3,427 $3,427

53.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.24

4.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: September 12, 2026

Last update for San Bernardino, CA: September 13, 2026

Cost Breakdown

A central one-bedroom costs $4,438 in New York, NY versus $1,796 in San Bernardino, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $142 in New York, NY versus $64.0 in San Bernardino, CA. Monthly groceries follow the same trend: $516 vs $348 – making San Bernardino, CA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs San Bernardino, CA: Cost of Living - Frequently Asked Questions

New York, NY costs about 72% more than San Bernardino, CA, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,261 per month in New York, NY and $4,213 in San Bernardino, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardino, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,353 per month in New York, NY and $1,137 in San Bernardino, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 48% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $4,841 in New York, NY and $2,809 in San Bernardino, CA. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. San Bernardino, CA costs $2,809 versus $4,841 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with San Bernardino, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.