Last update: Oct 2026

Cost of Living Comparison Between Saint-Louis and Cebu

For one person, living is cheaper in Saint-Louis: $830 a month against $934 in Cebu, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

41

Cost of Living Index in Saint-Louis
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Saint-Louis Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Saint-Louis

🇸🇳 Senegal

$830

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint-Louis and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint-Louis and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $830 in Saint-Louis versus $934 in Cebu.

Saint-Louis $830
Cebu $934

Estimated couple costs with rent: $1,322 in Saint-Louis versus $1,415 in Cebu.

Saint-Louis $1,322
Cebu $1,415

Monthly costs for a family of three with rent: $1,815 in Saint-Louis versus $1,896 in Cebu.

Saint-Louis $1,815
Cebu $1,896

Living in Saint-Louis costs roughly 11% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Saint-Louis 38% lower, Cebu 30% lower.

Meal at Budget Restaurant

$3.50 F CFA 2,047

$3.03 ₱190

15.51%

Three-Course Dinner for Two, Mid-Range

$52.7 F CFA 30.8K

$23.48 ₱1,473

124.36%

Fast Food Meal (McDonalds, etc)

$11.15 F CFA 6,522

$4.09 ₱256

172.62%

Cappuccino

$3.35 F CFA 1,963

$2.52 ₱158

32.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.25 F CFA 729

$1.54 ₱96.9

-18.83%

Water (0.33 liter bottle)

$0.87 F CFA 509

$0.49 ₱30.98

77.55%

Local Beer (0.5 liter draught)

$1.75 F CFA 1,026

$1.79 ₱112

-2.23%

Imported Beer (0.33 liter bottle)

$4.37 F CFA 2,555

$2.26 ₱142

93.36%

Milk (1 liter)

$2.49 F CFA 1,459

$1.95 ₱122

27.69%

White Bread (500g)

$0.27 F CFA 159

$1.43 ₱89.7

-81.12%

Rice (white) (1kg)

$1.68 F CFA 981

$1.02 ₱63.8

64.71%

Eggs

$2.45 F CFA 1,432

$2.06 ₱129

18.93%

Local Cheese (1kg)

$17.14 F CFA 10.0K

$9.81 ₱615

74.72%

Chicken Fillets (1kg)

$8.75 F CFA 5,122

$4.61 ₱289

89.80%

Beef Round Steak (1kg)

$11.00 F CFA 6,438

$7.70 ₱483

42.86%

Apples (1kg)

$3.12 F CFA 1,828

$3.31 ₱207

-5.74%

Banana (1kg)

$1.95 F CFA 1,143

$1.45 ₱90.9

34.48%

Oranges (1kg)

$2.86 F CFA 1,672

$2.36 ₱148

21.19%

Tomato (1kg)

$1.73 F CFA 1,011

$1.54 ₱96.4

12.34%

Potato (1kg)

$1.35 F CFA 788

$2.36 ₱148

-42.80%

Onion (1kg)

$0.98 F CFA 574

$1.99 ₱125

-50.75%

Lettuce (1 head)

$1.08 F CFA 630

$1.15 ₱72.1

-6.09%

Water (1.5 liter bottle)

$0.70 F CFA 410

$0.67 ₱42.15

4.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.12 F CFA 1,242

$3.00 ₱188

-29.33%

Wine (Bottle)

$16.91 F CFA 9,895

$6.35 ₱398

166.30%

Local Beer (0.5 liter bottle)

$1.53 F CFA 895

$1.31 ₱81.9

16.79%

Imported Beer (0.33 liter bottle)

$3.37 F CFA 1,970

$1.73 ₱108

94.80%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.89 F CFA 523

$0.74 ₱46.32

20.27%

Taxi (Normal Tariff) (1km)

$2.12 F CFA 1,243

$0.21 ₱13.11

909.52%

Taxi 1hour Waiting (Normal Tariff)

$17.34 F CFA 10.1K

$4.33 ₱271

300.46%

Gasoline (1 liter)

$1.70 F CFA 992

$1.33 ₱83.5

27.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.9K F CFA 29.8M

$21.8K ₱1.4M

133.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$48.6K F CFA 28.4M

$19.4K ₱1.2M

150.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 F CFA 120.8K

$121 ₱7,563

71.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.46 F CFA 6,707

$14.45 ₱907

-20.69%

Internet (50+ Mbps, Unlimited Data)

$46.89 F CFA 27.4K

$28.29 ₱1,774

65.75%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$8.64 F CFA 5,053

$5.46 ₱342

58.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$320 F CFA 187.0K

$273 ₱17.1K

16.88%

International Primary School, 1 Child (Yearly)

$10.4K F CFA 6.1M

$8,156 ₱511.5K

27.71%

Jeans (Levis 501 Or Similar)

$58.8 F CFA 34.4K

$49.57 ₱3,109

18.64%

Summer Dress (H&M, Zara, etc)

$45.28 F CFA 26.5K

$24.87 ₱1,560

82.07%

Sport Shoes (Adidas, Nike)

$85.6 F CFA 50.1K

$76.6 ₱4,804

11.70%

Men's Leather Business Shoes

$95.0 F CFA 55.6K

$59.3 ₱3,717

60.31%

1-bedroom Apartment, City Center (Monthly)

$435 F CFA 254.5K

$506 ₱31.7K

-14.00%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.75

7.2

21.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint-Louis: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Saint-Louis

$287 34.3%

Cebu

$210 22.7% 26.6% $76

Monthly Utilities & Internet

Saint-Louis

$265 31.7%

Cebu

$163 17.7% 38.3% $101

Clothing & Footwear

Saint-Louis

$128 15.3%

Cebu

$95 10.2% 26.1% $33

Eating Out

Saint-Louis

$128 15.3%

Cebu

$88 9.6% 30.8% $39

Sport & Entertainment

Saint-Louis

$17 * 2.1%

Cebu

$44 4.7% 153% $26

Getting Around

Saint-Louis

$12 * 1.4%

Cebu

$15 1.7% 34.1% $3.9

Accommodation & Living

Saint-Louis

- * 0%

Cebu

$309 33.5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $435 in Saint-Louis and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $53.0 in Saint-Louis vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $287 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇸🇳 Saint-Louis

🇵🇭 Cebu

🕒 Local time

10:08 10:08 AM

18:08 6:08 PM

8 h ahead of Saint-Louis

🌤 Weather

👥 Population

176,000

964,169

💱 Currency

West African CFA Franc XOF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1,000 XOF = 1.71 USD

1,000 XOF = 1.53 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to XOF – West African CFA Franc Converter

🇺🇸 United States Dollar ($)

🌐 West African CFA Franc (Fr)

West African CFA Franc exchange rates as of October 10, 2026: 1 USD = 585 XOF (1,000 XOF = 1.71 USD). 1 EUR = 656 XOF (1,000 XOF = 1.53 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to XOF in detail →

On the map

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Highest

Between locations

Saint-Louis Cebu 14,770 km ≈ 19 h nonstop flight

From you

Saint-Louis
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint-Louis vs Cebu: Cost of Living - Frequently Asked Questions

Saint-Louis is cheaper overall, especially in leisure and transport. The 13% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,245 in Saint-Louis and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $435 in Saint-Louis versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 36% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $830 per month in Saint-Louis versus $934 in Cebu – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

At $830 in Saint-Louis versus $934 in Cebu, a $1,000 budget is realistic in Saint-Louis but tight or insufficient in Cebu. The gap between the two cities makes Saint-Louis the clear choice for anyone on this budget.

For families, Saint-Louis is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saint-Louis and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint-Louis gentler on the wallet – expenses run 13% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.