Last update: Oct 2026

Cost of Living Comparison Between Cebu and Saint-Louis

For one person, living is cheaper in Saint-Louis: $830 a month against $934 in Cebu, rent and utilities included – about $1,200 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Cebu
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Cebu Living Index
41

Cost of Living Index in Saint-Louis
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Saint-Louis Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Saint-Louis

🇸🇳 Senegal

$830

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Saint-Louis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Saint-Louis actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $830 in Saint-Louis.

Cebu $934
Saint-Louis $830

Estimated couple costs with rent: $1,415 in Cebu versus $1,322 in Saint-Louis.

Cebu $1,415
Saint-Louis $1,322

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,815 in Saint-Louis.

Cebu $1,896
Saint-Louis $1,815

Living in Cebu is roughly 13% more expensive than in Saint-Louis, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Saint-Louis 38% lower.

Meal at Budget Restaurant

$3.03 ₱190

$3.50 F CFA 2,047

-13.43%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$52.7 F CFA 30.8K

-55.43%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$11.15 F CFA 6,522

-63.32%

Cappuccino

$2.52 ₱158

$3.35 F CFA 1,963

-24.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.25 F CFA 729

23.20%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.87 F CFA 509

-43.68%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.75 F CFA 1,026

2.29%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$4.37 F CFA 2,555

-48.28%

Milk (1 liter)

$1.95 ₱122

$2.49 F CFA 1,459

-21.69%

White Bread (500g)

$1.43 ₱89.7

$0.27 F CFA 159

429.63%

Rice (white) (1kg)

$1.02 ₱63.8

$1.68 F CFA 981

-39.29%

Eggs

$2.06 ₱129

$2.45 F CFA 1,432

-15.92%

Local Cheese (1kg)

$9.81 ₱615

$17.14 F CFA 10.0K

-42.77%

Chicken Fillets (1kg)

$4.61 ₱289

$8.75 F CFA 5,122

-47.31%

Beef Round Steak (1kg)

$7.70 ₱483

$11.00 F CFA 6,438

-30.00%

Apples (1kg)

$3.31 ₱207

$3.12 F CFA 1,828

6.09%

Banana (1kg)

$1.45 ₱90.9

$1.95 F CFA 1,143

-25.64%

Oranges (1kg)

$2.36 ₱148

$2.86 F CFA 1,672

-17.48%

Tomato (1kg)

$1.54 ₱96.4

$1.73 F CFA 1,011

-10.98%

Potato (1kg)

$2.36 ₱148

$1.35 F CFA 788

74.81%

Onion (1kg)

$1.99 ₱125

$0.98 F CFA 574

103.06%

Lettuce (1 head)

$1.15 ₱72.1

$1.08 F CFA 630

6.48%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.70 F CFA 410

-4.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$2.12 F CFA 1,242

41.51%

Wine (Bottle)

$6.35 ₱398

$16.91 F CFA 9,895

-62.45%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.53 F CFA 895

-14.38%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$3.37 F CFA 1,970

-48.66%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$0.89 F CFA 523

-16.85%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.12 F CFA 1,243

-90.09%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$17.34 F CFA 10.1K

-75.03%

Gasoline (1 liter)

$1.33 ₱83.5

$1.70 F CFA 992

-21.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$50.9K F CFA 29.8M

-57.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$48.6K F CFA 28.4M

-60.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$206 F CFA 120.8K

-41.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$11.46 F CFA 6,707

26.09%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$46.89 F CFA 27.4K

-39.67%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$8.64 F CFA 5,053

-36.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$320 F CFA 187.0K

-14.44%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$10.4K F CFA 6.1M

-21.69%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$58.8 F CFA 34.4K

-15.71%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$45.28 F CFA 26.5K

-45.08%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$85.6 F CFA 50.1K

-10.47%

Men's Leather Business Shoes

$59.3 ₱3,717

$95.0 F CFA 55.6K

-37.62%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$435 F CFA 254.5K

16.27%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.75

-17.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Saint-Louis: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Saint-Louis

- * 0% 100%

Groceries & Markets

Cebu

$210 22.7%

Saint-Louis

$287 34.3% 36.3% $76

Monthly Utilities & Internet

Cebu

$163 17.7%

Saint-Louis

$265 31.7% 62.1% $101

Clothing & Footwear

Cebu

$95 10.2%

Saint-Louis

$128 15.3% 35.4% $33

Eating Out

Cebu

$88 9.6%

Saint-Louis

$128 15.3% 44.4% $39

Sport & Entertainment

Cebu

$44 4.7%

Saint-Louis

$17 * 2.1% 60.4% $26

Getting Around

Cebu

$15 1.7%

Saint-Louis

$12 * 1.4% 25.5% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $435 in Saint-Louis. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Cebu vs $53.0 in Saint-Louis for a mid-range dinner for two. Groceries echo the gap at $210 vs $287 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇸🇳 Saint-Louis

🕒 Local time

19:46 7:46 PM

11:46 11:46 AM

8 h behind Cebu

🌤 Weather

👥 Population

964,169

176,000

💱 Currency

Philippine Peso PHP ₱

West African CFA Franc XOF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 XOF = 1.71 USD

1,000 XOF = 1.53 EUR

Exchange rates and currency converter

XOF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

West African CFA Franc exchange rates as of October 10, 2026: 1 USD = 585 XOF (1,000 XOF = 1.71 USD). 1 EUR = 656 XOF (1,000 XOF = 1.53 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Saint-Louis 14,770 km ≈ 19 h nonstop flight

From you

Cebu
Saint-Louis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Saint-Louis: Cost of Living - Frequently Asked Questions

Saint-Louis is cheaper overall, especially in leisure and transport. The 13% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $1,245 in Saint-Louis to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $506 in Cebu versus $435 in Saint-Louis. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 36% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $934 per month in Cebu versus $830 in Saint-Louis – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

At $830 in Saint-Louis versus $934 in Cebu, a $1,000 budget is realistic in Saint-Louis but tight or insufficient in Cebu. The gap between the two cities makes Saint-Louis the clear choice for anyone on this budget.

For families, Saint-Louis is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Saint-Louis are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint-Louis gentler on the wallet – expenses run 13% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.