Last update: Oct 2026

Cost of Living Comparison Between Saint John's and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,811 in Saint John’s, rent and utilities included – about $5,800 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saint John's

🇦🇬 Antigua and Barbuda

$1,811

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint John's and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint John's and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,811 in Saint John’s versus $1,331 in Ubud, Bali.

Saint John's $1,811
Ubud, Bali $1,331

Estimated couple costs with rent: $2,821 in Saint John’s versus $2,255 in Ubud, Bali.

Saint John's $2,821
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,831 in Saint John’s versus $3,180 in Ubud, Bali.

Saint John's $3,831
Ubud, Bali $3,180

Living in Saint John’s is roughly 36% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Saint John’s is 34% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$16.46 EC$44.45

$3.38 Rp 61.2K

386.98%

Three-Course Dinner for Two, Mid-Range

$56.1 EC$152

$34.65 Rp 628.6K

61.93%

Fast Food Meal (McDonalds, etc)

$9.45 EC$25.51

$5.57 Rp 101.1K

69.66%

Cappuccino

$3.68 EC$9.93

$2.62 Rp 47.5K

40.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 EC$5.14

$1.54 Rp 27.9K

23.38%

Water (0.33 liter bottle)

$1.19 EC$3.21

$0.64 Rp 11.6K

85.94%

Local Beer (0.5 liter draught)

$2.47 EC$6.67

$2.67 Rp 48.4K

-7.49%

Imported Beer (0.33 liter bottle)

$4.43 EC$11.96

$4.26 Rp 77.3K

3.99%

Milk (1 liter)

$2.24 EC$6.05

$1.46 Rp 26.5K

53.42%

White Bread (500g)

$2.76 EC$7.44

$2.29 Rp 41.6K

20.52%

Rice (white) (1kg)

$1.81 EC$4.89

$1.11 Rp 20.1K

63.06%

Eggs

$6.54 EC$17.67

$2.10 Rp 38.1K

211.43%

Local Cheese (1kg)

$8.69 EC$23.46

$15.94 Rp 289.2K

-45.48%

Chicken Fillets (1kg)

$7.97 EC$21.53

$3.88 Rp 70.4K

105.41%

Beef Round Steak (1kg)

$12.23 EC$33.01

$11.40 Rp 206.8K

7.28%

Apples (1kg)

$6.36 EC$17.19

$3.55 Rp 64.4K

79.15%

Banana (1kg)

$2.50 EC$6.76

$1.54 Rp 27.9K

62.34%

Oranges (1kg)

$8.34 EC$22.52

$2.23 Rp 40.5K

273.99%

Tomato (1kg)

$8.35 EC$22.55

$1.97 Rp 35.8K

323.86%

Potato (1kg)

$2.81 EC$7.60

$1.86 Rp 33.7K

51.08%

Onion (1kg)

$2.88 EC$7.78

$2.42 Rp 43.9K

19.01%

Lettuce (1 head)

$2.64 EC$7.11

$1.02 Rp 18.6K

158.82%

Water (1.5 liter bottle)

$1.59 EC$4.30

$0.52 Rp 9,475

205.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

Wine (Bottle)

$5.65 EC$15.25

$21.79 Rp 395.2K

-74.07%

Local Beer (0.5 liter bottle)

$1.91 EC$5.15

$2.33 Rp 42.2K

-18.03%

Imported Beer (0.33 liter bottle)

$3.34 EC$9.03

$2.97 Rp 53.9K

12.46%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

Gasoline (1 liter)

$1.65 EC$4.44

$0.83 Rp 15.0K

98.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 EC$701

$77.5 Rp 1.4M

234.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.21 EC$111

$6.14 Rp 111.5K

571.17%

Internet (50+ Mbps, Unlimited Data)

$82.4 EC$222

$18.92 Rp 343.1K

335.25%

Gym Membership (Monthly)

$64.9 EC$175

$51.0 Rp 925.0K

27.34%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$6.12 EC$16.53

$4.38 Rp 79.5K

39.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$188 EC$508

$492 Rp 8.9M

-61.82%

International Primary School, 1 Child (Yearly)

$1,842 EC$4,972

$12.2K Rp 221.7M

-84.93%

Jeans (Levis 501 Or Similar)

$50.4 EC$136

$45.16 Rp 819.2K

11.60%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

Sport Shoes (Adidas, Nike)

$74.9 EC$202

$78.3 Rp 1.4M

-4.43%

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,039 EC$2,805

$1,078 Rp 19.5M

-3.60%

1-bedroom Apartment, Outside City Center (Monthly)

$678 EC$1,830

$665 Rp 12.1M

1.93%

3-bedroom Apartment, City Center (Monthly)

$1,684 EC$4,547

$3,510 Rp 63.7M

-52.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,455 EC$3,927

$1,671 Rp 30.3M

-12.95%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$1,366 EC$3,688

$166 Rp 3.0M

721.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

13.78

-60.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint John's: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint John's

–

Ubud, Bali

$665 50%

Groceries & Markets

Saint John's

–

Ubud, Bali

$279 21%

Clothing & Footwear

Saint John's

–

Ubud, Bali

$106 8%

Eating Out

Saint John's

–

Ubud, Bali

$106 8%

Monthly Utilities & Internet

Saint John's

–

Ubud, Bali

$103 7.7%

Sport & Entertainment

Saint John's

–

Ubud, Bali

$60 4.5%

Getting Around

Saint John's

–

Ubud, Bali

$12 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $1,039 in Saint John’s and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saint John’s pays about 8.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $56 in Saint John’s vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $379 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇬 Saint John's

🇮🇩 Ubud, Bali

🕒 Local time

10:42 10:42 AM

22:42 10:42 PM

12 h ahead of Saint John's

🌤 Weather

👥 Population

21,926 Capital

74,800

💱 Currency

East Caribbean Dollar XCD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 XCD = 0.37 USD

1 XCD = 0.331 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to XCD – East Caribbean Dollar Converter

🇺🇸 United States Dollar ($)

🌐 East Caribbean Dollar ($)

East Caribbean Dollar exchange rates as of November 3, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.02 XCD (1 XCD = 0.331 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

USD to XCD in detail →

On the map

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Between locations

Saint John's Ubud, Bali 19,010 km ≈ 24 h nonstop flight

From you

Saint John's
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint John's vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 27% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Saint John’s is about 8.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,039 in Saint John’s versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $188 in Saint John’s versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $56 in Saint John’s. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint John’s and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Saint John’s on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.