Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saint John's

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,802 in Saint John’s, rent and utilities included – about $5,400 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Saint John's

🇦🇬 Antigua and Barbuda

$1,802

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saint John's

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saint John's actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,802 in Saint John’s.

Ubud, Bali $1,349
Saint John's $1,802

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,835 in Saint John’s.

Ubud, Bali $2,305
Saint John's $2,835

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,867 in Saint John’s.

Ubud, Bali $3,261
Saint John's $3,867

Living in Ubud, Bali costs roughly 25% less than in Saint John’s, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$16.92 EC$45.68

-80.38%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$56.5 EC$152

-36.90%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$9.19 EC$24.81

-39.83%

Cappuccino

$2.72 Rp 49.0K

$3.62 EC$9.77

-24.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.01 EC$5.42

-15.42%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.18 EC$3.19

-35.59%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$2.38 EC$6.44

11.34%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$4.46 EC$12.05

-1.79%

Milk (1 liter)

$1.49 Rp 26.9K

$2.17 EC$5.86

-31.34%

White Bread (500g)

$2.28 Rp 41.0K

$2.73 EC$7.37

-16.48%

Rice (white) (1kg)

$1.19 Rp 21.5K

$1.82 EC$4.90

-34.62%

Eggs

$2.04 Rp 36.7K

$6.73 EC$18.16

-69.69%

Local Cheese (1kg)

$17.70 Rp 319.1K

$8.74 EC$23.61

102.52%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$7.62 EC$20.59

-48.03%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$12.01 EC$32.43

1.50%

Apples (1kg)

$3.66 Rp 65.9K

$6.64 EC$17.92

-44.88%

Banana (1kg)

$1.52 Rp 27.4K

$2.51 EC$6.79

-39.44%

Oranges (1kg)

$2.23 Rp 40.2K

$8.33 EC$22.49

-73.23%

Tomato (1kg)

$1.97 Rp 35.6K

$8.01 EC$21.63

-75.41%

Potato (1kg)

$1.85 Rp 33.3K

$2.81 EC$7.58

-34.16%

Onion (1kg)

$2.42 Rp 43.7K

$2.90 EC$7.82

-16.55%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.54 EC$6.86

-61.02%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.53 EC$4.12

-66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

Wine (Bottle)

$22.24 Rp 400.9K

$5.39 EC$14.55

312.62%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.93 EC$5.20

17.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$3.34 EC$9.03

-11.08%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.57 EC$4.25

-47.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$257 EC$693

-69.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$40.33 EC$109

-84.01%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$80.2 EC$216

-76.83%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$63.6 EC$172

-22.14%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$4.27 Rp 77.0K

$6.34 EC$17.11

-32.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$187 EC$506

161.73%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$1,860 EC$5,023

205.00%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$49.10 EC$133

-9.08%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$74.8 EC$202

6.83%

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$1,052 EC$2,839

6.96%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$678 EC$1,830

-0.91%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$1,648 EC$4,448

116.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$1,503 EC$4,057

14.69%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,383 EC$3,734

-88.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.5

150.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Saint John's: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Saint John's

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Saint John's

–

Eating Out

Ubud, Bali

$108 8%

Saint John's

–

Clothing & Footwear

Ubud, Bali

$108 8%

Saint John's

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Saint John's

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Saint John's

–

Getting Around

Ubud, Bali

$11 0.9%

Saint John's

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,052 in Saint John’s. Housing cost is often the main lever when comparing two cities.

Saint John’s pays about 8.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $56 in Saint John’s for a mid-range dinner for two. Groceries echo the gap at $288 vs $375 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇬 Saint John's

🕒 Local time

18:41 6:41 PM

06:41 6:41 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

21,926 Capital

💱 Currency

Indonesian Rupiah IDR Rp

East Caribbean Dollar XCD $

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 XCD = 0.37 USD

1 XCD = 0.333 EUR

Exchange rates and currency converter

XCD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

East Caribbean Dollar exchange rates as of October 28, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.01 XCD (1 XCD = 0.333 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Saint John's 19,010 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Saint John's

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint John's: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, utilities, and groceries. The 34% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 88% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,052 in Saint John’s. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $187 in Saint John’s. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $56 in Saint John’s. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saint John’s are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Saint John’s on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.