Cost of Living Comparison Between Ubud, Bali and Saint John's Cost of Living Comparison Between Ubud, Bali and Saint John's

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,710 in Saint John's.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,733 in Saint John's.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $3,757 in Saint John's.

Living in Ubud, Bali costs roughly 18% less than in Saint John's, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Saint John's 27% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$14.01 EC$37.84

-74.52%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$81.9 EC$221

-60.31%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$11.32 EC$30.56

-57.07%

Cappuccino

$2.75 Rp 49.2K

$4.05 EC$10.93

-32.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.05 EC$5.53

-35.61%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.98 EC$2.63

-28.57%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.90 EC$5.13

53.16%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$4.54 EC$12.27

-16.52%

Milk (1 liter)

$1.71 Rp 30.6K

$2.17 EC$5.86

-21.20%

White Bread (500g)

$2.47 Rp 44.3K

$2.79 EC$7.54

-11.47%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.79 EC$4.85

-32.96%

Eggs

$2.44 Rp 43.8K

$5.31 EC$14.35

-54.05%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.98 EC$21.55

80.20%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$8.31 EC$22.44

-48.13%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

$6.62 EC$17.86

-44.41%

Banana (1kg)

$1.55 Rp 27.8K

$2.50 EC$6.75

-38.00%

Oranges (1kg)

$2.79 Rp 49.9K

$8.33 EC$22.49

-66.51%

Tomato (1kg)

$2.33 Rp 41.8K

$8.12 EC$21.93

-71.31%

Potato (1kg)

$1.97 Rp 35.3K

$2.89 EC$7.79

-31.83%

Onion (1kg)

$2.31 Rp 41.4K

$2.91 EC$7.86

-20.62%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.54 EC$6.85

-58.27%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.83 EC$4.93

-60.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

Wine (Bottle)

$22.79 Rp 408.4K

$9.24 EC$24.94

146.65%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.70 EC$7.28

4.07%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.67 EC$9.91

-24.25%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.03 EC$2.79

-71.84%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$5.65 EC$15.26

-92.04%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$5.73 EC$15.46

-92.15%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$20.20 EC$54.6

-69.11%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.74 EC$4.71

-51.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$23.3K EC$63.0K

11.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.8K EC$56.0K

52.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$129 EC$348

-37.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$39.94 EC$108

-89.83%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$72.9 EC$197

-66.51%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$63.7 EC$172

53.26%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$37.27 EC$101

-82.69%

Cinema Ticket

$4.04 Rp 72.4K

$6.22 EC$16.78

-35.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,851 EC$4,997

257.75%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$73.4 EC$198

17.31%

Men's Leather Business Shoes

$76.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$1,126 EC$3,039

-12.44%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$754 EC$2,036

-12.74%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,639 EC$4,425

105.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,498 EC$4,046

37.87%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,381 EC$3,729

-88.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.5

141.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Saint John's: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,126 in Saint John's. Housing cost is often the main lever when comparing two cities.

Saint John's pays 745% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $82.0 in Saint John's for a mid-range dinner for two. Groceries echo the gap at $297 vs $351 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint John's: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 22% gap adds up to real monthly savings that compound significantly over time.

On paper, Saint John's earns 745% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $1,126 in Saint John's. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Saint John's. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $82.0 in Saint John's. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,404 in Ubud, Bali versus $1,710 in Saint John's, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint John's. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Saint John's, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Saint John's are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 22% less than in Saint John's. Beyond cost, consider language, visa policies, and how big the international community is in each city.