Last update: Nov 2026

Cost of Living Comparison Between Saint Charles, MO and Lima

For one person, living is cheaper in Lima: $1,042 a month against $2,216 in Saint Charles, MO, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

105

Cost of Living Index in Saint Charles, MO
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Saint Charles, MO Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Saint Charles, MO

🇺🇸 United States

$2,216

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Charles, MO and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Charles, MO and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,216 in Saint Charles, MO versus $1,042 in Lima.

Saint Charles, MO $2,216
Lima $1,042

Estimated couple costs with rent: $3,507 in Saint Charles, MO versus $1,651 in Lima.

Saint Charles, MO $3,507
Lima $1,651

Monthly costs for a family of three with rent: $4,798 in Saint Charles, MO versus $2,259 in Lima.

Saint Charles, MO $4,798
Lima $2,259

Living in Saint Charles, MO is roughly 113% more expensive than in Lima, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Saint Charles, MO is 64% above, Lima is 23% below.

Meal at Budget Restaurant

$14.93 $14.93

$4.64 PEN 15.95

221.77%

Three-Course Dinner for Two, Mid-Range

$61.2 $61.2

$34.34 PEN 118

78.16%

Fast Food Meal (McDonalds, etc)

$12.03 $12.03

$7.01 PEN 24.12

71.61%

Cappuccino

$4.91 $4.91

$3.22 PEN 11.09

52.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$1.13 PEN 3.90

125.66%

Water (0.33 liter bottle)

$1.86 $1.86

$0.61 PEN 2.09

204.92%

Local Beer (0.5 liter draught)

$5.11 $5.11

$2.93 PEN 10.08

74.40%

Imported Beer (0.33 liter bottle)

$6.05 $6.05

$4.25 PEN 14.63

42.35%

Milk (1 liter)

$0.76 $0.76

$1.58 PEN 5.44

-51.90%

White Bread (500g)

$2.56 $2.56

$2.61 PEN 8.98

-1.92%

Rice (white) (1kg)

$6.11 $6.11

$1.30 PEN 4.47

370.00%

Eggs

$3.19 $3.19

$2.92 PEN 10.05

9.25%

Local Cheese (1kg)

$9.01 $9.01

$9.54 PEN 32.82

-5.56%

Chicken Fillets (1kg)

$6.70 $6.70

$5.71 PEN 19.66

17.34%

Beef Round Steak (1kg)

$23.90 $23.90

$9.47 PEN 32.58

152.38%

Apples (1kg)

$3.76 $3.76

$2.01 PEN 6.91

87.06%

Banana (1kg)

$2.25 $2.25

$1.02 PEN 3.52

120.59%

Oranges (1kg)

$9.87 $9.87

$1.45 PEN 4.99

580.69%

Tomato (1kg)

$5.34 $5.34

$1.49 PEN 5.14

258.39%

Potato (1kg)

$3.58 $3.58

$0.91 PEN 3.14

293.41%

Onion (1kg)

$3.89 $3.89

$0.89 PEN 3.07

337.08%

Lettuce (1 head)

$2.11 $2.11

$0.86 PEN 2.97

145.35%

Water (1.5 liter bottle)

$2.16 $2.16

$0.89 PEN 3.06

142.70%

Cigarettes 20 Pack (Marlboro, Camel)

$11.45 $11.45

$5.47 PEN 18.83

109.32%

Wine (Bottle)

$12.18 $12.18

$10.17 PEN 35.00

19.76%

Local Beer (0.5 liter bottle)

$1.89 $1.89

$1.81 PEN 6.21

4.42%

Imported Beer (0.33 liter bottle)

$2.58 $2.58

$3.15 PEN 10.84

-18.10%

One-way Ticket (Public Transport)

$4.98 $4.98

$0.66 PEN 2.28

654.55%

Public Transport Monthly Pass (Regular Price)

$31.89 PEN 110

Taxi Start (Normal Tariff)

$3.03 $3.03

$3.43 PEN 11.79

-11.66%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$1.98 PEN 6.80

-13.64%

Taxi 1hour Waiting (Normal Tariff)

$50.9 $50.9

$9.60 PEN 33.04

430.52%

Gasoline (1 liter)

$0.83 $0.83

$1.71 PEN 5.89

-51.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$21.9K PEN 75.3K

25.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$29.0K PEN 100.0K

-10.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$338 $338

$65.8 PEN 227

413.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$15.26 PEN 52.5

295.15%

Internet (50+ Mbps, Unlimited Data)

$76.4 $76.4

$26.87 PEN 92.5

184.26%

Gym Membership (Monthly)

$49.38 $49.38

$32.91 PEN 113

50.05%

Tennis Court (1 Hour on Weekend)

$20.12 PEN 69.2

Cinema Ticket

$12.10 $12.10

$7.12 PEN 24.49

69.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,004 $1,004

$309 PEN 1,064

224.92%

International Primary School, 1 Child (Yearly)

$15.4K $15.4K

$21.4K PEN 73.5K

-27.78%

Jeans (Levis 501 Or Similar)

$68.8 $68.8

$52.0 PEN 179

32.40%

Summer Dress (H&M, Zara, etc)

$42.61 $42.61

$35.69 PEN 123

19.39%

Sport Shoes (Adidas, Nike)

$80.6 $80.6

$81.8 PEN 281

-1.45%

Men's Leather Business Shoes

$160 $160

$78.0 PEN 268

105.05%

1-bedroom Apartment, City Center (Monthly)

$1,480 $1,480

$727 PEN 2,501

103.68%

1-bedroom Apartment, Outside City Center (Monthly)

$815 $815

$373 PEN 1,284

118.54%

3-bedroom Apartment, City Center (Monthly)

$1,984 $1,984

$1,249 PEN 4,297

58.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,936 $1,936

$739 PEN 2,544

161.93%

Buy Apartment in City Center (m2)

$2,380 PEN 8,191

Buy Apartment Outside City Center (m2)

$1,365 PEN 4,697

Average Monthly Net Salary (After Tax)

$4,290 $4,290

$650 PEN 2,238

559.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.58

8.38

-21.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Charles, MO: November 2, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Charles, MO

$815 36.8%

Lima

$373 35.8% 54.2% $442

Monthly Utilities & Internet

Saint Charles, MO

$475 21.4%

Lima

$108 10.4% 77.3% $367

Groceries & Markets

Saint Charles, MO

$393 17.7%

Lima

$228 21.9% 41.9% $165

Eating Out

Saint Charles, MO

$270 12.2%

Lima

$127 12.2% 52.9% $143

Clothing & Footwear

Saint Charles, MO

$158 7.2%

Lima

$111 10.7% 29.7% $47

Sport & Entertainment

Saint Charles, MO

$74 3.3%

Lima

$47 4.5% 35.9% $26

Getting Around

Saint Charles, MO

$32 * 1.4%

Lima

$48 4.6% 51.9% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,480 in Saint Charles, MO and $727 in Lima. Housing cost is often the main lever when comparing two cities.

Saint Charles, MO pays about 6.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $61 in Saint Charles, MO vs $34 in Lima for a mid-range dinner for two. Groceries echo the gap at $393 vs $228 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Saint Charles, MO

🇵🇪 Lima

🕒 Local time

14:43 2:43 PM

15:43 3:43 PM

1 h ahead of Saint Charles, MO

🌤 Weather

👥 Population

70,329

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.895 EUR

1 PEN = 0.291 USD

1 PEN = 0.26 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.85 PEN (1 PEN = 0.26 EUR).

PEN to USD in detail →

On the map

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Between locations

Saint Charles, MO Lima 5,820 km ≈ 8 h nonstop flight

From you

Saint Charles, MO
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Charles, MO vs Lima: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,216 in Saint Charles, MO and $1,042 in Lima, so Lima is about 53% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Saint Charles, MO is about 6.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,480 in Saint Charles, MO versus $727 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 72% higher in Saint Charles, MO. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,216 per month in Saint Charles, MO versus $1,042 in Lima – Lima is about 53% cheaper, which adds up to real savings over time.

At $1,042 in Lima versus $2,216 in Saint Charles, MO, a $2,000 budget is realistic in Lima but tight or insufficient in Saint Charles, MO. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Lima wins on affordability, Saint Charles, MO on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.