Last update: Nov 2026

Cost of Living Comparison Between Sahiwal and Cebu

For one person, living is cheaper in Sahiwal: $507 a month against $943 in Cebu, rent and utilities included – about $5,200 less a year. Rent and utilities account for about half of the difference.

24

Cost of Living Index in Sahiwal
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Sahiwal Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Sahiwal

🇵🇰 Pakistan

$507

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Sahiwal and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sahiwal and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $507 in Sahiwal versus $943 in Cebu.

Sahiwal $507
Cebu $943

Estimated couple costs with rent: $761 in Sahiwal versus $1,437 in Cebu.

Sahiwal $761
Cebu $1,437

Monthly costs for a family of three with rent: $1,015 in Sahiwal versus $1,930 in Cebu.

Sahiwal $1,015
Cebu $1,930

Living in Sahiwal costs roughly 46% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Sahiwal 62% lower, Cebu 30% lower.

Meal at Budget Restaurant

$2.54 PKR 704

$3.88 ₱244

-34.54%

Three-Course Dinner for Two, Mid-Range

$14.22 PKR 3,932

$23.22 ₱1,462

-38.76%

Fast Food Meal (McDonalds, etc)

$5.61 PKR 1,552

$3.90 ₱246

43.85%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.63 PKR 1,005

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.53 PKR 1,530

Cappuccino

$2.52 PKR 697

$2.56 ₱161

-1.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$1.60 ₱101

-75.00%

Water (0.33 liter bottle)

$0.24 PKR 65.9

$0.51 ₱32.02

-52.94%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$0.98 PKR 272

$1.99 ₱125

-50.75%

White Bread (500g)

$0.78 PKR 217

$1.37 ₱86.3

-43.07%

Rice (white) (1kg)

$1.18 PKR 327

$0.95 ₱59.8

24.21%

Eggs

$1.16 PKR 320

$2.02 ₱127

-42.57%

Local Cheese (1kg)

$6.41 PKR 1,773

$9.63 ₱606

-33.44%

Chicken Fillets (1kg)

$2.56 PKR 708

$4.35 ₱274

-41.15%

Beef Round Steak (1kg)

$4.98 PKR 1,378

$7.70 ₱485

-35.32%

Apples (1kg)

$1.18 PKR 327

$3.30 ₱207

-64.24%

Banana (1kg)

$0.66 PKR 181

$1.27 ₱79.7

-48.03%

Oranges (1kg)

$0.91 PKR 252

$2.34 ₱147

-61.11%

Tomato (1kg)

$0.59 PKR 162

$1.51 ₱95.3

-60.93%

Potato (1kg)

$0.29 PKR 79.4

$2.23 ₱141

-87.00%

Onion (1kg)

$0.39 PKR 107

$1.93 ₱122

-79.79%

Lettuce (1 head)

$0.45 PKR 124

$1.18 ₱74.4

-61.86%

Water (1.5 liter bottle)

$0.34 PKR 94.9

$0.65 ₱40.92

-47.69%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.06 PKR 292

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.61 PKR 170

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.65 PKR 457

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 PKR 617

$2.89 ₱182

-22.84%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.20 PKR 56.4

$0.23 ₱14.42

-13.04%

Public Transport Monthly Pass (Regular Price)

$10.00 PKR 2,766

$12.24 ₱770

-18.30%

Taxi Start (Normal Tariff)

$0.87 PKR 240

$0.82 ₱51.5

6.10%

Taxi (Normal Tariff) (1km)

$0.69 PKR 190

$0.20 ₱12.56

245.00%

Taxi 1hour Waiting (Normal Tariff)

$1.76 PKR 488

$4.32 ₱272

-59.26%

Gasoline (1 liter)

$1.40 PKR 386

$1.38 ₱86.7

1.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.2K PKR 5.0M

$21.2K ₱1.3M

-14.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K PKR 6.6M

$19.3K ₱1.2M

23.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 PKR 34.4K

$124 ₱7,814

0.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.52 PKR 1,527

$15.93 ₱1,003

-65.35%

Internet (50+ Mbps, Unlimited Data)

$16.08 PKR 4,449

$28.07 ₱1,767

-42.71%

Gym Membership (Monthly)

$15.10 PKR 4,177

$33.41 ₱2,103

-54.80%

Tennis Court (1 Hour on Weekend)

$8.13 PKR 2,250

$6.40 ₱403

27.03%

Cinema Ticket

$4.26 PKR 1,179

$5.85 ₱368

-27.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$75.4 PKR 20.9K

$271 ₱17.0K

-72.13%

International Primary School, 1 Child (Yearly)

$2,016 PKR 557.8K

$8,060 ₱507.3K

-74.98%

Jeans (Levis 501 Or Similar)

$17.94 PKR 4,962

$48.31 ₱3,041

-62.86%

Summer Dress (H&M, Zara, etc)

$27.74 PKR 7,673

$24.56 ₱1,546

12.95%

Sport Shoes (Adidas, Nike)

$72.4 PKR 20.0K

$77.1 ₱4,855

-6.12%

Men's Leather Business Shoes

$32.68 PKR 9,038

$56.5 ₱3,557

-42.17%

1-bedroom Apartment, City Center (Monthly)

$134 PKR 37.2K

$495 ₱31.2K

-72.86%

1-bedroom Apartment, Outside City Center (Monthly)

$86.9 PKR 24.0K

$322 ₱20.2K

-73.00%

3-bedroom Apartment, City Center (Monthly)

$272 PKR 75.3K

$990 ₱62.3K

-72.50%

3-bedroom Apartment, Outside City Center (Monthly)

$181 PKR 50.0K

$628 ₱39.5K

-71.25%

Buy Apartment in City Center (m2)

$824 PKR 228.0K

$4,459 ₱280.6K

-81.51%

Buy Apartment Outside City Center (m2)

$494 PKR 136.7K

$3,030 ₱190.7K

-83.69%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

14.05

7.2

95.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sahiwal: November 1, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Sahiwal

$146 28.8%

Cebu

$168 17.8% 15.1% $22

Groceries & Markets

Sahiwal

$98 19.3%

Cebu

$206 21.8% 110% $108

Accommodation & Living

Sahiwal

$87 17.1%

Cebu

$322 34.1% 270% $235

Eating Out

Sahiwal

$70 13.8%

Cebu

$95 10.1% 35.7% $25

Clothing & Footwear

Sahiwal

$68 13.4%

Cebu

$93 9.9% 37% $25

Sport & Entertainment

Sahiwal

$24 4.7%

Cebu

$45 4.8% 90.9% $21

Getting Around

Sahiwal

$15 3%

Cebu

$15 1.6% 1% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $134 in Sahiwal and $495 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $14 in Sahiwal vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $98 vs $206 per month, with Sahiwal cheaper across the board.

Good to know

🇵🇰 Sahiwal

🇵🇭 Cebu

🕒 Local time

10:35 10:35 AM

13:35 1:35 PM

3 h ahead of Sahiwal

🌤 Weather

👥 Population

389,605

964,169

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Sahiwal Cebu 5,700 km ≈ 8 h nonstop flight

From you

Sahiwal
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sahiwal vs Cebu: Cost of Living - Frequently Asked Questions

Sahiwal is about 46% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $761 in Sahiwal and $1,415 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $134 in Sahiwal versus $495 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $507 per month in Sahiwal versus $943 in Cebu – Sahiwal is about 46% cheaper, which adds up to real savings over time.

A monthly transit pass in Sahiwal runs roughly 18% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sahiwal gentler on the wallet – expenses run 46% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.