Last update: Oct 2026

Cost of Living Comparison Between Sagamu and Jos

For one person, living is cheaper in Sagamu: $480 a month against $534 in Jos, rent and utilities included – about $650 less a year. The total is higher in Jos despite lower rent and utilities.

23

Cost of Living Index in Sagamu
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Sagamu Living Index
26

Cost of Living Index in Jos
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Jos Living Index

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Sagamu

🇳🇬 Nigeria

$480

/mo nomad

Jos

🇳🇬 Nigeria

$534

/mo nomad

Monthly Cost of Living

How much you'll spend in Sagamu and in Jos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sagamu and in Jos actually costs, broken down by who's living it.

A single person spends $480 per month in Sagamu vs $534 in Jos, rent included.

Sagamu $480
Jos $534

A couple spends around $810 per month in Sagamu vs $1,097 in Jos, rent included.

Sagamu $810
Jos $1,097

A family of three spends $1,141 per month in Sagamu vs $1,661 in Jos, rent included.

Sagamu $1,141
Jos $1,661

Sagamu is about 10% cheaper than Jos, and outside of rent the biggest gap is in groceries.

Both Sagamu and Jos are more affordable than the global median – Sagamu 65% lower, Jos 61% lower.

Meal at Budget Restaurant

$3.77 ₦5,041

$2.04 ₦2,721

84.80%

Three-Course Dinner for Two, Mid-Range

$50.7 ₦67.8K

$30.16 ₦40.3K

68.14%

Fast Food Meal (McDonalds, etc)

$7.31 ₦9,777

$3.97 ₦5,310

84.13%

Cappuccino

$2.73 ₦3,653

$3.25 ₦4,346

-16.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₦542

$0.43 ₦570

-4.65%

Water (0.33 liter bottle)

$0.24 ₦321

$0.67 ₦893

-64.18%

Local Beer (0.5 liter draught)

$0.98 ₦1,316

$1.02 ₦1,363

-3.92%

Imported Beer (0.33 liter bottle)

$2.04 ₦2,727

$1.98 ₦2,650

3.03%

Milk (1 liter)

$3.12 ₦4,166

$3.70 ₦4,944

-15.68%

White Bread (500g)

$1.49 ₦1,993

$0.87 ₦1,168

71.26%

Rice (white) (1kg)

$1.21 ₦1,623

$2.19 ₦2,923

-44.75%

Eggs

$2.22 ₦2,972

$1.79 ₦2,390

24.02%

Local Cheese (1kg)

$3.45 ₦4,607

$9.95 ₦13.3K

-65.33%

Chicken Fillets (1kg)

$3.94 ₦5,265

$5.02 ₦6,709

-21.51%

Beef Round Steak (1kg)

$4.50 ₦6,013

$4.02 ₦5,369

11.94%

Apples (1kg)

$1.61 ₦2,154

$2.00 ₦2,667

-19.50%

Banana (1kg)

$1.27 ₦1,695

$1.45 ₦1,934

-12.41%

Oranges (1kg)

$1.13 ₦1,508

$1.51 ₦2,020

-25.17%

Tomato (1kg)

$1.53 ₦2,040

$2.27 ₦3,038

-32.60%

Potato (1kg)

$1.55 ₦2,074

$1.78 ₦2,383

-12.92%

Onion (1kg)

$1.52 ₦2,025

$2.41 ₦3,220

-36.93%

Lettuce (1 head)

$0.82 ₦1,098

$0.59 ₦783

38.98%

Water (1.5 liter bottle)

$0.37 ₦490

$0.40 ₦533

-7.50%

Cigarettes 20 Pack (Marlboro, Camel)

$0.55 ₦731

$1.95 ₦2,611

-71.79%

Wine (Bottle)

$2.36 ₦3,153

$5.93 ₦7,928

-60.20%

Local Beer (0.5 liter bottle)

$0.50 ₦666

$1.20 ₦1,601

-58.33%

Imported Beer (0.33 liter bottle)

$0.46 ₦618

$1.77 ₦2,365

-74.01%

Taxi Start (Normal Tariff)

$0.68 ₦914

$0.58 ₦778

17.24%

Taxi (Normal Tariff) (1km)

$0.97 ₦1,292

$0.87 ₦1,163

11.49%

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₦2,869

$1.83 ₦2,446

17.49%

Gasoline (1 liter)

$0.92 ₦1,234

$0.54 ₦721

70.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₦15.0M

$25.7K ₦34.3M

-56.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K ₦38.4M

$36.3K ₦48.5M

-20.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₦147.8K

$100 ₦134.1K

10.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.96 ₦20.0K

$6.50 ₦8,688

130.15%

Internet (50+ Mbps, Unlimited Data)

$32.15 ₦43.0K

$28.97 ₦38.7K

10.98%

Gym Membership (Monthly)

$39.52 ₦52.8K

Tennis Court (1 Hour on Weekend)

$12.03 ₦16.1K

Cinema Ticket

$6.23 ₦8,322

$6.22 ₦8,308

0.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$654 ₦873.8K

$44.67 ₦59.7K

1363.53%

International Primary School, 1 Child (Yearly)

$19.7K ₦26.3M

$1,001 ₦1.3M

1867.32%

Jeans (Levis 501 Or Similar)

$14.77 ₦19.7K

$10.09 ₦13.5K

46.38%

Summer Dress (H&M, Zara, etc)

$18.23 ₦24.4K

$14.98 ₦20.0K

21.70%

Sport Shoes (Adidas, Nike)

$36.43 ₦48.7K

$51.0 ₦68.2K

-28.55%

Men's Leather Business Shoes

$47.86 ₦64.0K

$50.1 ₦67.0K

-4.45%

3-bedroom Apartment, City Center (Monthly)

$554 ₦741.1K

3-bedroom Apartment, Outside City Center (Monthly)

$483 ₦644.9K

Buy Apartment in City Center (m2)

$2,030 ₦2.7M

Buy Apartment Outside City Center (m2)

$1,485 ₦2.0M

Average Monthly Net Salary (After Tax)

$102 ₦136.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

18.39

22.5

-18.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagamu: October 27, 2026

Last update for Jos: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Sagamu

$158 32.9%

Jos

$136 25.5% 13.8% $22

Groceries & Markets

Sagamu

$155 32.3%

Jos

$203 38.1% 31.5% $49

Eating Out

Sagamu

$97 20.1%

Jos

$81 15.1% 16.4% $16

Clothing & Footwear

Sagamu

$53 11%

Jos

$57 10.6% 7.6% $4

Sport & Entertainment

Sagamu

$12 * 2.6%

Jos

$52 9.7% 317% $40

Getting Around

Sagamu

$5.5 * 1.2%

Jos

$4.9 * 0.9% 10.7% $0.6

Accommodation & Living

Sagamu

- * 0%

Jos

- * 0%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $51 in Sagamu versus $30 in Jos. Groceries tell a different story – $155 in Sagamu vs $203 in Jos – so Sagamu wins on supermarket bills even if dining out costs more.

Good to know

🇳🇬 Sagamu

🇳🇬 Jos

🕒 Local time

03:02 3:02 AM

Same time as Sagamu

🌤 Weather

👥 Population

214,558

900,000

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.48 USD

10,000 NGN = 6.68 EUR

10,000 NGN = 7.48 USD

10,000 NGN = 6.68 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Sagamu Jos 670 km ≈ 1 h 15 min nonstop flight

From you

Sagamu
Jos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sagamu vs Jos: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $480 in Sagamu, $534 in Jos – Sagamu comes out roughly 10% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $719 per month in Sagamu and $800 in Jos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $51 in Sagamu and $30 in Jos. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 31% more in Jos, though the gap depends on what you buy.

$1,200 covers both cities comfortably – all-in costs are $480 in Sagamu and $534 in Jos, leaving budget for savings and extras in both cases.