Cost of Living Comparison Between Sagamu and Jos Cost of Living Comparison Between Sagamu and Jos

Monthly Cost of Living

A single person spends $441 per month in Sagamu vs $1,002 in Jos, rent included.

A couple spends around $807 per month in Sagamu vs $1,365 in Jos, rent included.

A family of three spends $1,173 per month in Sagamu vs $1,728 in Jos, rent included.

Sagamu is about 56% cheaper than Jos, driven mainly by Groceries & Markets.

Both Sagamu and Jos are more affordable than the global median – Sagamu 67% lower, Jos 25% lower.

Currency
🍽 Eating Out
Sagamu
Jos
Difference
Meal at Budget Restaurant
$2.60 ₦3,552
$1.29 ₦1,761
101.55%
Three-Course Dinner for Two, Mid-Range
$49.85 ₦68.1K
$13.85 ₦18.9K
259.93%
Fast Food Meal (McDonalds, etc)
$5.23 ₦7,137
$4.70 ₦6,420
11.28%
Cappuccino
$2.18 ₦2,976
$2.33 ₦3,178
-6.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 ₦502
$0.34 ₦471
8.82%
Water (0.33 liter bottle)
$0.20 ₦273
$0.25 ₦342
-20.00%
Local Beer (0.5 liter draught)
$0.79 ₦1,080
$0.69 ₦941
14.49%
Imported Beer (0.33 liter bottle)
$1.43 ₦1,957
-
-
🛒 Groceries & Markets
Sagamu
Jos
Difference
Milk (1 liter)
$2.24 ₦3,053
$3.65 ₦4,989
-38.63%
White Bread (500g)
$1.19 ₦1,630
$0.95 ₦1,300
25.26%
Rice (white) (1kg)
$2.23 ₦3,041
$3.29 ₦4,491
-32.22%
Eggs
$1.69 ₦2,306
$2.95 ₦4,029
-42.71%
Local Cheese (1kg)
$6.41 ₦8,759
$9.91 ₦13.5K
-35.32%
Chicken Fillets (1kg)
$4.12 ₦5,626
$5.11 ₦6,985
-19.37%
Beef Round Steak (1kg)
$5.52 ₦7,543
$4.59 ₦6,265
20.26%
Apples (1kg)
$3.44 ₦4,696
$4.11 ₦5,608
-16.30%
Banana (1kg)
$2.13 ₦2,905
$4.89 ₦6,679
-56.44%
Oranges (1kg)
$2.19 ₦2,992
$2.72 ₦3,718
-19.49%
Tomato (1kg)
$2.33 ₦3,182
$4.03 ₦5,498
-42.18%
Potato (1kg)
$2.41 ₦3,286
$2.28 ₦3,118
5.70%
Onion (1kg)
$2.01 ₦2,746
$1.98 ₦2,698
1.52%
Lettuce (1 head)
$1.99 ₦2,714
$0.64 ₦870
210.94%
Water (1.5 liter bottle)
$0.38 ₦522
$0.71 ₦974
-46.48%
Cigarettes 20 Pack (Marlboro, Camel)
$1.31 ₦1,786
-
-
Wine (Bottle)
$3.28 ₦4,477
$3.98 ₦5,442
-17.59%
Local Beer (0.5 liter bottle)
$0.63 ₦867
$0.74 ₦1,004
-14.86%
Imported Beer (0.33 liter bottle)
$0.90 ₦1,226
-
-
🚌 Getting Around
Sagamu
Jos
Difference
Taxi Start (Normal Tariff)
$1.21 ₦1,649
$1.01 ₦1,382
19.80%
Taxi (Normal Tariff) (1km)
$2.16 ₦2,956
-
-
Taxi 1hour Waiting (Normal Tariff)
$4.66 ₦6,365
$10.14 ₦13.8K
-54.04%
Gasoline (1 liter)
$0.80 ₦1,088
$0.96 ₦1,312
-16.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.2K ₦27.5M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K ₦28.3M
-
-
🧾 Monthly Utilities & Internet
Sagamu
Jos
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$41.24 ₦56.3K
$98.7 ₦134.8K
-58.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.29 ₦14.1K
$9.98 ₦13.6K
3.11%
Internet (50+ Mbps, Unlimited Data)
$33.94 ₦46.4K
-
-
🎉 Sport & Entertainment
Sagamu
Jos
Difference
Gym Membership (Monthly)
-
$39.33 ₦53.7K
-
Tennis Court (1 Hour on Weekend)
-
$12.15 ₦16.6K
-
Cinema Ticket
$6.38 ₦8,708
$8.77 ₦12.0K
-27.25%
🧸 Childcare & Education
Sagamu
Jos
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$81.6 ₦111.4K
-
-
International Primary School, 1 Child (Yearly)
$2,327 ₦3.2M
$990 ₦1.4M
135.14%
👕👟 Clothing & Footwear
Sagamu
Jos
Difference
Jeans (Levis 501 Or Similar)
$19.53 ₦26.7K
$10.01 ₦13.7K
95.10%
Summer Dress (H&M, Zara, etc)
$25.14 ₦34.3K
$14.95 ₦20.4K
68.16%
Sport Shoes (Adidas, Nike)
$64.1 ₦87.5K
$50.1 ₦68.5K
27.78%
Men's Leather Business Shoes
$56.2 ₦76.7K
$49.78 ₦68.0K
12.86%
🏠 Accommodation & Living
Sagamu
Jos
Difference
1-bedroom Apartment, City Center (Monthly)
-
$697 ₦951.3K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$475 ₦649.3K
-
3-bedroom Apartment, City Center (Monthly)
-
$875 ₦1.2M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$603 ₦822.9K
-
Buy Apartment in City Center (m2)
-
$1,960 ₦2.7M
-
Buy Apartment Outside City Center (m2)
-
$1,521 ₦2.1M
-
💵 Salaries & Financials
Sagamu
Jos
Difference
Average Monthly Net Salary (After Tax)
-
$108 ₦148.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
16.33
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagamu: April 26, 2026

Last update for Jos: April 27, 2026

Cost Breakdown

A mid-range dinner for two costs $50.0 in Sagamu versus $14.00 in Jos. Groceries tell a different story – $192 in Sagamu vs $255 in Jos – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sagamu vs Jos: Cost of Living - Frequently Asked Questions
How do living costs in Sagamu and Jos compare overall?
Monthly costs with rent: $441 in Sagamu, $1,002 in Jos – roughly 127% apart. Jos costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Sagamu compared to Jos?
For a comfortable life, plan on about $661 per month in Sagamu and $1,504 in Jos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $50.0 in Sagamu and $14.00 in Jos. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Sagamu or Jos?
Monthly expenses with rent come to $441 in Sagamu and $1,002 in Jos. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Sagamu, where all-in costs run around $441, than in Jos at $1,002. In Sagamu it covers expenses comfortably, while in Jos it requires careful planning or may not stretch far enough.
Where should families live: Sagamu or Jos?
Families tend to lean toward Sagamu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Sagamu and Jos?
If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.

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