Cost of Living Comparison Between Sagamu and Jos Cost of Living Comparison Between Sagamu and Jos

Monthly Cost of Living

A single person spends $453 per month in Sagamu vs $985 in Jos, rent included.

A couple spends around $811 per month in Sagamu vs $1,362 in Jos, rent included.

A family of three spends $1,168 per month in Sagamu vs $1,739 in Jos, rent included.

Sagamu is about 54% cheaper than Jos, driven mainly by Groceries & Markets.

Both Sagamu and Jos are more affordable than the global median – Sagamu 66% lower, Jos 27% lower.

Meal at Budget Restaurant

$2.65 ₦3,604

$1.31 ₦1,782

102.29%

Three-Course Dinner for Two, Mid-Range

$49.27 ₦67.0K

$13.94 ₦18.9K

253.44%

Fast Food Meal (McDonalds, etc)

$5.26 ₦7,155

$4.60 ₦6,256

14.35%

Cappuccino

$2.12 ₦2,877

$2.37 ₦3,224

-10.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₦499

$0.37 ₦507

Water (0.33 liter bottle)

$0.22 ₦300

$0.23 ₦310

-4.35%

Local Beer (0.5 liter draught)

$0.79 ₦1,073

$0.74 ₦1,001

6.76%

Imported Beer (0.33 liter bottle)

$1.38 ₦1,872

Milk (1 liter)

$2.31 ₦3,142

$3.53 ₦4,798

-34.56%

White Bread (500g)

$1.23 ₦1,678

$0.89 ₦1,212

38.20%

Rice (white) (1kg)

$2.24 ₦3,043

$3.28 ₦4,458

-31.71%

Eggs

$1.71 ₦2,329

$2.92 ₦3,970

-41.44%

Local Cheese (1kg)

$6.39 ₦8,685

$9.98 ₦13.6K

-35.97%

Chicken Fillets (1kg)

$4.31 ₦5,856

$4.95 ₦6,726

-12.93%

Beef Round Steak (1kg)

$5.46 ₦7,429

$4.56 ₦6,195

19.74%

Apples (1kg)

$3.45 ₦4,685

$3.93 ₦5,347

-12.21%

Banana (1kg)

$2.12 ₦2,887

$4.86 ₦6,602

-56.38%

Oranges (1kg)

$2.14 ₦2,907

$2.72 ₦3,696

-21.32%

Tomato (1kg)

$2.40 ₦3,270

$3.90 ₦5,296

-38.46%

Potato (1kg)

$2.41 ₦3,280

$2.20 ₦2,985

9.55%

Onion (1kg)

$1.93 ₦2,623

$1.97 ₦2,675

-2.03%

Lettuce (1 head)

$1.99 ₦2,700

$0.59 ₦807

237.29%

Water (1.5 liter bottle)

$0.35 ₦481

$0.76 ₦1,029

-53.95%

Cigarettes 20 Pack (Marlboro, Camel)

$1.29 ₦1,760

Wine (Bottle)

$2.52 ₦3,421

Local Beer (0.5 liter bottle)

$0.69 ₦942

$0.69 ₦933

Imported Beer (0.33 liter bottle)

$0.88 ₦1,191

Taxi Start (Normal Tariff)

$1.21 ₦1,639

$0.98 ₦1,332

23.47%

Taxi (Normal Tariff) (1km)

$2.23 ₦3,036

Taxi 1hour Waiting (Normal Tariff)

$4.79 ₦6,519

$10.17 ₦13.8K

-52.90%

Gasoline (1 liter)

$0.74 ₦1,004

$0.90 ₦1,221

-17.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ₦27.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K ₦28.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.09 ₦57.2K

$101 ₦137.3K

-58.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.24 ₦13.9K

$9.82 ₦13.3K

4.28%

Internet (50+ Mbps, Unlimited Data)

$34.59 ₦47.0K

Gym Membership (Monthly)

$40.62 ₦55.2K

Tennis Court (1 Hour on Weekend)

$11.88 ₦16.1K

Cinema Ticket

$6.32 ₦8,597

$8.82 ₦12.0K

-28.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.5 ₦113.5K

International Primary School, 1 Child (Yearly)

$2,334 ₦3.2M

$1,018 ₦1.4M

129.35%

Jeans (Levis 501 Or Similar)

$19.09 ₦26.0K

$10.10 ₦13.7K

89.01%

Summer Dress (H&M, Zara, etc)

$24.43 ₦33.2K

$14.78 ₦20.1K

65.29%

Sport Shoes (Adidas, Nike)

$65.8 ₦89.4K

$50.7 ₦69.0K

29.58%

Men's Leather Business Shoes

$56.0 ₦76.1K

$49.83 ₦67.8K

12.30%

1-bedroom Apartment, City Center (Monthly)

$714 ₦970.5K

1-bedroom Apartment, Outside City Center (Monthly)

$478 ₦649.9K

3-bedroom Apartment, City Center (Monthly)

$859 ₦1.2M

3-bedroom Apartment, Outside City Center (Monthly)

$588 ₦799.7K

Buy Apartment in City Center (m2)

$1,987 ₦2.7M

Buy Apartment Outside City Center (m2)

$1,503 ₦2.0M

Average Monthly Net Salary (After Tax)

$68.4 ₦93.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

16.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagamu: June 8, 2026

Last update for Jos: June 8, 2026

Cost Breakdown

A mid-range dinner for two costs $49.00 in Sagamu versus $14.00 in Jos. Groceries tell a different story – $192 in Sagamu vs $242 in Jos – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sagamu vs Jos: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $453 in Sagamu, $985 in Jos – roughly 117% apart. Jos costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $680 per month in Sagamu and $1,478 in Jos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $49.00 in Sagamu and $14.00 in Jos. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $453 in Sagamu and $985 in Jos. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Sagamu, where all-in costs run around $453, than in Jos at $985. In Sagamu it covers expenses comfortably, while in Jos it requires careful planning or may not stretch far enough.

Families tend to lean toward Sagamu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.