Cost of Living Comparison Between Sagamu and Jos Cost of Living Comparison Between Sagamu and Jos

Monthly Cost of Living

A single person spends $475 per month in Sagamu vs $539 in Jos, rent included.

A couple spends around $800 per month in Sagamu vs $1,124 in Jos, rent included.

A family of three spends $1,124 per month in Sagamu vs $1,709 in Jos, rent included.

Sagamu is about 12% cheaper than Jos, driven mainly by Groceries & Markets.

Both Sagamu and Jos are more affordable than the global median – Sagamu 65% lower, Jos 61% lower.

Meal at Budget Restaurant

$3.86 ₦5,128

$2.13 ₦2,824

81.22%

Three-Course Dinner for Two, Mid-Range

$49.84 ₦66.2K

$30.77 ₦40.9K

61.98%

Fast Food Meal (McDonalds, etc)

$7.62 ₦10.1K

$4.69 ₦6,228

62.47%

Cappuccino

$2.73 ₦3,625

$3.41 ₦4,536

-19.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₦589

$0.51 ₦675

-13.73%

Water (0.33 liter bottle)

$0.25 ₦333

$0.72 ₦958

-65.28%

Local Beer (0.5 liter draught)

$1.03 ₦1,364

$1.02 ₦1,354

0.98%

Imported Beer (0.33 liter bottle)

$2.04 ₦2,714

$2.19 ₦2,907

-6.85%

Milk (1 liter)

$3.15 ₦4,191

$3.71 ₦4,929

-15.09%

White Bread (500g)

$1.46 ₦1,935

$0.85 ₦1,127

71.76%

Rice (white) (1kg)

$1.21 ₦1,603

$2.25 ₦2,990

-46.22%

Eggs

$2.19 ₦2,908

$1.82 ₦2,419

20.33%

Local Cheese (1kg)

$3.61 ₦4,801

$9.86 ₦13.1K

-63.39%

Chicken Fillets (1kg)

$3.88 ₦5,157

$4.91 ₦6,522

-20.98%

Beef Round Steak (1kg)

$4.36 ₦5,786

$4.21 ₦5,599

3.56%

Apples (1kg)

$1.72 ₦2,284

$1.98 ₦2,634

-13.13%

Banana (1kg)

$1.23 ₦1,639

$1.45 ₦1,930

-15.17%

Oranges (1kg)

$1.15 ₦1,527

$1.49 ₦1,981

-22.82%

Tomato (1kg)

$1.27 ₦1,692

$2.34 ₦3,105

-45.73%

Potato (1kg)

$1.33 ₦1,773

$1.81 ₦2,403

-26.52%

Onion (1kg)

$1.31 ₦1,741

$2.44 ₦3,245

-46.31%

Lettuce (1 head)

$0.83 ₦1,108

$0.55 ₦733

50.91%

Water (1.5 liter bottle)

$0.37 ₦485

$0.37 ₦498

Cigarettes 20 Pack (Marlboro, Camel)

$0.56 ₦742

$1.97 ₦2,621

-71.57%

Wine (Bottle)

$2.58 ₦3,434

$5.98 ₦7,940

-56.86%

Local Beer (0.5 liter bottle)

$0.54 ₦711

$1.18 ₦1,572

-54.24%

Imported Beer (0.33 liter bottle)

$0.46 ₦614

$1.79 ₦2,376

-74.30%

Taxi Start (Normal Tariff)

$0.71 ₦946

$0.57 ₦764

24.56%

Taxi (Normal Tariff) (1km)

$0.95 ₦1,262

$0.85 ₦1,130

11.76%

Taxi 1hour Waiting (Normal Tariff)

$2.20 ₦2,924

$1.93 ₦2,569

13.99%

Gasoline (1 liter)

$0.83 ₦1,102

$0.54 ₦720

53.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₦14.9M

$25.7K ₦34.1M

-56.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.5K ₦17.9M

$18.2K ₦24.2M

-26.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ₦151.5K

$99.5 ₦132.2K

14.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.05 ₦21.3K

$6.42 ₦8,522

150.00%

Internet (50+ Mbps, Unlimited Data)

$32.77 ₦43.5K

$28.73 ₦38.2K

14.06%

Gym Membership (Monthly)

$39.37 ₦52.3K

Tennis Court (1 Hour on Weekend)

$12.08 ₦16.1K

Cinema Ticket

$4.74 ₦6,295

$4.89 ₦6,495

-3.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$678 ₦900.9K

$45.71 ₦60.7K

1383.57%

International Primary School, 1 Child (Yearly)

$19.8K ₦26.3M

$997 ₦1.3M

1884.04%

Jeans (Levis 501 Or Similar)

$14.74 ₦19.6K

$9.94 ₦13.2K

48.29%

Summer Dress (H&M, Zara, etc)

$17.88 ₦23.8K

$15.16 ₦20.1K

17.94%

Sport Shoes (Adidas, Nike)

$36.87 ₦49.0K

$50.6 ₦67.2K

-27.08%

Men's Leather Business Shoes

$49.58 ₦65.9K

$50.9 ₦67.6K

-2.63%

3-bedroom Apartment, City Center (Monthly)

$568 ₦755.0K

3-bedroom Apartment, Outside City Center (Monthly)

$483 ₦641.3K

Buy Apartment in City Center (m2)

$2,033 ₦2.7M

Buy Apartment Outside City Center (m2)

$1,484 ₦2.0M

Average Monthly Net Salary (After Tax)

$98.8 ₦131.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

18.05

22.5

-19.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagamu: September 12, 2026

Last update for Jos: September 13, 2026

Cost Breakdown

A mid-range dinner for two costs $50.0 in Sagamu versus $31.00 in Jos. Groceries tell a different story – $153 in Sagamu vs $203 in Jos – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sagamu vs Jos: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $475 in Sagamu, $539 in Jos – roughly 13% apart. Jos costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $713 per month in Sagamu and $809 in Jos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $50.0 in Sagamu and $31.00 in Jos. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 33% more in Jos, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $475 in Sagamu and $539 in Jos, leaving budget for savings and extras in both cases.

Families tend to lean toward Sagamu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.