Cost of Living Comparison Between Jos and Sagamu Cost of Living Comparison Between Jos and Sagamu

Monthly Cost of Living

A single person spends $539 per month in Jos vs $475 in Sagamu, rent included.

A couple spends around $1,124 per month in Jos vs $800 in Sagamu, rent included.

A family of three spends $1,709 per month in Jos vs $1,124 in Sagamu, rent included.

Jos costs about 13% more than Sagamu, driven mainly by Groceries & Markets.

Both Jos and Sagamu are more affordable than the global median – Jos 61% lower, Sagamu 65% lower.

Meal at Budget Restaurant

$2.13 ₦2,824

$3.86 ₦5,128

-44.82%

Three-Course Dinner for Two, Mid-Range

$30.77 ₦40.9K

$49.84 ₦66.2K

-38.26%

Fast Food Meal (McDonalds, etc)

$4.69 ₦6,228

$7.62 ₦10.1K

-38.45%

Cappuccino

$3.41 ₦4,536

$2.73 ₦3,625

24.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₦675

$0.44 ₦589

15.91%

Water (0.33 liter bottle)

$0.72 ₦958

$0.25 ₦333

188.00%

Local Beer (0.5 liter draught)

$1.02 ₦1,354

$1.03 ₦1,364

-0.97%

Imported Beer (0.33 liter bottle)

$2.19 ₦2,907

$2.04 ₦2,714

7.35%

Milk (1 liter)

$3.71 ₦4,929

$3.15 ₦4,191

17.78%

White Bread (500g)

$0.85 ₦1,127

$1.46 ₦1,935

-41.78%

Rice (white) (1kg)

$2.25 ₦2,990

$1.21 ₦1,603

85.95%

Eggs

$1.82 ₦2,419

$2.19 ₦2,908

-16.89%

Local Cheese (1kg)

$9.86 ₦13.1K

$3.61 ₦4,801

173.13%

Chicken Fillets (1kg)

$4.91 ₦6,522

$3.88 ₦5,157

26.55%

Beef Round Steak (1kg)

$4.21 ₦5,599

$4.36 ₦5,786

-3.44%

Apples (1kg)

$1.98 ₦2,634

$1.72 ₦2,284

15.12%

Banana (1kg)

$1.45 ₦1,930

$1.23 ₦1,639

17.89%

Oranges (1kg)

$1.49 ₦1,981

$1.15 ₦1,527

29.57%

Tomato (1kg)

$2.34 ₦3,105

$1.27 ₦1,692

84.25%

Potato (1kg)

$1.81 ₦2,403

$1.33 ₦1,773

36.09%

Onion (1kg)

$2.44 ₦3,245

$1.31 ₦1,741

86.26%

Lettuce (1 head)

$0.55 ₦733

$0.83 ₦1,108

-33.73%

Water (1.5 liter bottle)

$0.37 ₦498

$0.37 ₦485

Cigarettes 20 Pack (Marlboro, Camel)

$1.97 ₦2,621

$0.56 ₦742

251.79%

Wine (Bottle)

$5.98 ₦7,940

$2.58 ₦3,434

131.78%

Local Beer (0.5 liter bottle)

$1.18 ₦1,572

$0.54 ₦711

118.52%

Imported Beer (0.33 liter bottle)

$1.79 ₦2,376

$0.46 ₦614

289.13%

Taxi Start (Normal Tariff)

$0.57 ₦764

$0.71 ₦946

-19.72%

Taxi (Normal Tariff) (1km)

$0.85 ₦1,130

$0.95 ₦1,262

-10.53%

Taxi 1hour Waiting (Normal Tariff)

$1.93 ₦2,569

$2.20 ₦2,924

-12.27%

Gasoline (1 liter)

$0.54 ₦720

$0.83 ₦1,102

-34.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K ₦34.1M

$11.2K ₦14.9M

129.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.2K ₦24.2M

$13.5K ₦17.9M

35.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.5 ₦132.2K

$114 ₦151.5K

-12.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.42 ₦8,522

$16.05 ₦21.3K

-60.00%

Internet (50+ Mbps, Unlimited Data)

$28.73 ₦38.2K

$32.77 ₦43.5K

-12.33%

Gym Membership (Monthly)

$39.37 ₦52.3K

Tennis Court (1 Hour on Weekend)

$12.08 ₦16.1K

Cinema Ticket

$4.89 ₦6,495

$4.74 ₦6,295

3.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.71 ₦60.7K

$678 ₦900.9K

-93.26%

International Primary School, 1 Child (Yearly)

$997 ₦1.3M

$19.8K ₦26.3M

-94.96%

Jeans (Levis 501 Or Similar)

$9.94 ₦13.2K

$14.74 ₦19.6K

-32.56%

Summer Dress (H&M, Zara, etc)

$15.16 ₦20.1K

$17.88 ₦23.8K

-15.21%

Sport Shoes (Adidas, Nike)

$50.6 ₦67.2K

$36.87 ₦49.0K

37.13%

Men's Leather Business Shoes

$50.9 ₦67.6K

$49.58 ₦65.9K

2.70%

3-bedroom Apartment, City Center (Monthly)

$568 ₦755.0K

3-bedroom Apartment, Outside City Center (Monthly)

$483 ₦641.3K

Buy Apartment in City Center (m2)

$2,033 ₦2.7M

Buy Apartment Outside City Center (m2)

$1,484 ₦2.0M

Average Monthly Net Salary (After Tax)

$98.8 ₦131.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

18.05

24.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: September 13, 2026

Last update for Sagamu: September 12, 2026

Cost Breakdown

A mid-range dinner for two costs $31.00 in Jos versus $50.0 in Sagamu. Groceries tell a different story – $203 in Jos vs $153 in Sagamu – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Sagamu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $539 in Jos, $475 in Sagamu – roughly 13% apart. Jos costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $809 per month in Jos and $713 in Sagamu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $31.00 in Jos and $50.0 in Sagamu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 33% more in Jos, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $539 in Jos and $475 in Sagamu, leaving budget for savings and extras in both cases.

Families tend to lean toward Sagamu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.