Last update: Oct 2026

Cost of Living Comparison Between Jos and Sagamu

For one person, living is cheaper in Sagamu: $480 a month against $534 in Jos, rent and utilities included – about $650 less a year. The total is higher in Jos despite lower rent and utilities.

26

Cost of Living Index in Jos
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Jos Living Index
23

Cost of Living Index in Sagamu
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Sagamu Living Index

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Jos

🇳🇬 Nigeria

$534

/mo nomad

Sagamu

🇳🇬 Nigeria

$480

/mo nomad

Monthly Cost of Living

How much you'll spend in Jos and in Sagamu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jos and in Sagamu actually costs, broken down by who's living it.

A single person spends $534 per month in Jos vs $480 in Sagamu, rent included.

Jos $534
Sagamu $480

A couple spends around $1,097 per month in Jos vs $810 in Sagamu, rent included.

Jos $1,097
Sagamu $810

A family of three spends $1,661 per month in Jos vs $1,141 in Sagamu, rent included.

Jos $1,661
Sagamu $1,141

Jos costs about 11% more than Sagamu, and outside of rent the biggest gap is in groceries.

Both Jos and Sagamu are more affordable than the global median – Jos 61% lower, Sagamu 65% lower.

Meal at Budget Restaurant

$2.04 ₦2,721

$3.77 ₦5,041

-45.89%

Three-Course Dinner for Two, Mid-Range

$30.16 ₦40.3K

$50.7 ₦67.8K

-40.52%

Fast Food Meal (McDonalds, etc)

$3.97 ₦5,310

$7.31 ₦9,777

-45.69%

Cappuccino

$3.25 ₦4,346

$2.73 ₦3,653

19.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₦570

$0.41 ₦542

4.88%

Water (0.33 liter bottle)

$0.67 ₦893

$0.24 ₦321

179.17%

Local Beer (0.5 liter draught)

$1.02 ₦1,363

$0.98 ₦1,316

4.08%

Imported Beer (0.33 liter bottle)

$1.98 ₦2,650

$2.04 ₦2,727

-2.94%

Milk (1 liter)

$3.70 ₦4,944

$3.12 ₦4,166

18.59%

White Bread (500g)

$0.87 ₦1,168

$1.49 ₦1,993

-41.61%

Rice (white) (1kg)

$2.19 ₦2,923

$1.21 ₦1,623

80.99%

Eggs

$1.79 ₦2,390

$2.22 ₦2,972

-19.37%

Local Cheese (1kg)

$9.95 ₦13.3K

$3.45 ₦4,607

188.41%

Chicken Fillets (1kg)

$5.02 ₦6,709

$3.94 ₦5,265

27.41%

Beef Round Steak (1kg)

$4.02 ₦5,369

$4.50 ₦6,013

-10.67%

Apples (1kg)

$2.00 ₦2,667

$1.61 ₦2,154

24.22%

Banana (1kg)

$1.45 ₦1,934

$1.27 ₦1,695

14.17%

Oranges (1kg)

$1.51 ₦2,020

$1.13 ₦1,508

33.63%

Tomato (1kg)

$2.27 ₦3,038

$1.53 ₦2,040

48.37%

Potato (1kg)

$1.78 ₦2,383

$1.55 ₦2,074

14.84%

Onion (1kg)

$2.41 ₦3,220

$1.52 ₦2,025

58.55%

Lettuce (1 head)

$0.59 ₦783

$0.82 ₦1,098

-28.05%

Water (1.5 liter bottle)

$0.40 ₦533

$0.37 ₦490

8.11%

Cigarettes 20 Pack (Marlboro, Camel)

$1.95 ₦2,611

$0.55 ₦731

254.55%

Wine (Bottle)

$5.93 ₦7,928

$2.36 ₦3,153

151.27%

Local Beer (0.5 liter bottle)

$1.20 ₦1,601

$0.50 ₦666

140.00%

Imported Beer (0.33 liter bottle)

$1.77 ₦2,365

$0.46 ₦618

284.78%

Taxi Start (Normal Tariff)

$0.58 ₦778

$0.68 ₦914

-14.71%

Taxi (Normal Tariff) (1km)

$0.87 ₦1,163

$0.97 ₦1,292

-10.31%

Taxi 1hour Waiting (Normal Tariff)

$1.83 ₦2,446

$2.15 ₦2,869

-14.88%

Gasoline (1 liter)

$0.54 ₦721

$0.92 ₦1,234

-41.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K ₦34.3M

$11.2K ₦15.0M

128.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.3K ₦48.5M

$28.7K ₦38.4M

26.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 ₦134.1K

$111 ₦147.8K

-9.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.50 ₦8,688

$14.96 ₦20.0K

-56.55%

Internet (50+ Mbps, Unlimited Data)

$28.97 ₦38.7K

$32.15 ₦43.0K

-9.89%

Gym Membership (Monthly)

$39.52 ₦52.8K

Tennis Court (1 Hour on Weekend)

$12.03 ₦16.1K

Cinema Ticket

$6.22 ₦8,308

$6.23 ₦8,322

-0.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.67 ₦59.7K

$654 ₦873.8K

-93.17%

International Primary School, 1 Child (Yearly)

$1,001 ₦1.3M

$19.7K ₦26.3M

-94.92%

Jeans (Levis 501 Or Similar)

$10.09 ₦13.5K

$14.77 ₦19.7K

-31.69%

Summer Dress (H&M, Zara, etc)

$14.98 ₦20.0K

$18.23 ₦24.4K

-17.83%

Sport Shoes (Adidas, Nike)

$51.0 ₦68.2K

$36.43 ₦48.7K

39.97%

Men's Leather Business Shoes

$50.1 ₦67.0K

$47.86 ₦64.0K

4.66%

3-bedroom Apartment, City Center (Monthly)

$554 ₦741.1K

3-bedroom Apartment, Outside City Center (Monthly)

$483 ₦644.9K

Buy Apartment in City Center (m2)

$2,030 ₦2.7M

Buy Apartment Outside City Center (m2)

$1,485 ₦2.0M

Average Monthly Net Salary (After Tax)

$102 ₦136.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

18.39

22.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: October 26, 2026

Last update for Sagamu: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Jos

$203 38.1%

Sagamu

$155 32.3% 23.9% $49

Monthly Utilities & Internet

Jos

$136 25.5%

Sagamu

$158 32.9% 16.1% $22

Eating Out

Jos

$81 15.1%

Sagamu

$97 20.1% 19.6% $16

Clothing & Footwear

Jos

$57 10.6%

Sagamu

$53 11% 7% $4

Sport & Entertainment

Jos

$52 9.7%

Sagamu

$12 * 2.6% 76% $40

Getting Around

Jos

$4.9 * 0.9%

Sagamu

$5.5 * 1.2% 12% $0.6

Accommodation & Living

Jos

- * 0%

Sagamu

- * 0%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $30 in Jos versus $51 in Sagamu. Groceries tell a different story – $203 in Jos vs $155 in Sagamu – so Sagamu wins on supermarket bills even if dining out costs more.

Good to know

🇳🇬 Jos

🇳🇬 Sagamu

🕒 Local time

03:29 3:29 AM

Same time as Jos

🌤 Weather

👥 Population

900,000

214,558

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.48 USD

10,000 NGN = 6.68 EUR

10,000 NGN = 7.48 USD

10,000 NGN = 6.68 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Jos Sagamu 670 km ≈ 1 h 15 min nonstop flight

From you

Jos
Sagamu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Sagamu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $534 in Jos, $480 in Sagamu – Sagamu comes out roughly 10% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $800 per month in Jos and $719 in Sagamu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $30 in Jos and $51 in Sagamu. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 31% more in Jos, though the gap depends on what you buy.

$1,200 covers both cities comfortably – all-in costs are $534 in Jos and $480 in Sagamu, leaving budget for savings and extras in both cases.