Cost of Living Comparison Between Jos and Sagamu Cost of Living Comparison Between Jos and Sagamu

Monthly Cost of Living

A single person spends $1,025 per month in Jos vs $449 in Sagamu, rent included.

A couple spends around $1,409 per month in Jos vs $809 in Sagamu, rent included.

A family of three spends $1,792 per month in Jos vs $1,169 in Sagamu, rent included.

Jos costs about 128% more than Sagamu, driven mainly by Groceries & Markets.

Both Jos and Sagamu are more affordable than the global median – Jos 23% lower, Sagamu 66% lower.

Meal at Budget Restaurant

$1.31 ₦1,791

$2.55 ₦3,480

-48.63%

Three-Course Dinner for Two, Mid-Range

$13.82 ₦18.9K

$49.28 ₦67.2K

-71.96%

Fast Food Meal (McDonalds, etc)

$4.56 ₦6,214

$5.43 ₦7,412

-16.02%

Cappuccino

$2.36 ₦3,220

$2.22 ₦3,029

6.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 ₦469

$0.34 ₦458

Water (0.33 liter bottle)

$0.25 ₦343

$0.22 ₦300

13.64%

Local Beer (0.5 liter draught)

$0.69 ₦935

$0.83 ₦1,136

-16.87%

Imported Beer (0.33 liter bottle)

$1.38 ₦1,881

Milk (1 liter)

$3.61 ₦4,924

$2.31 ₦3,154

56.28%

White Bread (500g)

$0.89 ₦1,214

$1.25 ₦1,708

-28.80%

Rice (white) (1kg)

$3.42 ₦4,662

$2.29 ₦3,126

49.34%

Eggs

$2.92 ₦3,981

$1.70 ₦2,317

71.76%

Local Cheese (1kg)

$10.07 ₦13.7K

$6.41 ₦8,741

57.10%

Chicken Fillets (1kg)

$4.98 ₦6,787

$4.11 ₦5,613

21.17%

Beef Round Steak (1kg)

$4.41 ₦6,020

$5.49 ₦7,487

-19.67%

Apples (1kg)

$4.11 ₦5,613

$3.53 ₦4,821

16.43%

Banana (1kg)

$4.97 ₦6,779

$2.09 ₦2,850

137.80%

Oranges (1kg)

$2.74 ₦3,739

$2.09 ₦2,855

31.10%

Tomato (1kg)

$3.95 ₦5,385

$2.39 ₦3,261

65.27%

Potato (1kg)

$2.30 ₦3,141

$2.36 ₦3,223

-2.54%

Onion (1kg)

$1.97 ₦2,688

$1.96 ₦2,680

0.51%

Lettuce (1 head)

$0.64 ₦874

$2.00 ₦2,724

-68.00%

Water (1.5 liter bottle)

$0.77 ₦1,057

$0.38 ₦521

102.63%

Cigarettes 20 Pack (Marlboro, Camel)

$1.31 ₦1,781

Wine (Bottle)

$5.78 ₦7,887

$2.64 ₦3,595

118.94%

Local Beer (0.5 liter bottle)

$0.74 ₦1,016

$0.64 ₦873

15.62%

Imported Beer (0.33 liter bottle)

$0.88 ₦1,205

Taxi Start (Normal Tariff)

$0.98 ₦1,331

$1.19 ₦1,619

-17.65%

Taxi (Normal Tariff) (1km)

$2.21 ₦3,020

Taxi 1hour Waiting (Normal Tariff)

$9.88 ₦13.5K

$4.64 ₦6,325

112.93%

Gasoline (1 liter)

$0.88 ₦1,198

$0.78 ₦1,061

12.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ₦27.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₦28.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 ₦137.0K

$41.41 ₦56.5K

142.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.95 ₦13.6K

$10.36 ₦14.1K

-3.96%

Internet (50+ Mbps, Unlimited Data)

$34.20 ₦46.7K

Gym Membership (Monthly)

$40.13 ₦54.7K

Tennis Court (1 Hour on Weekend)

$12.12 ₦16.5K

Cinema Ticket

$9.23 ₦12.6K

$6.48 ₦8,836

42.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.0 ₦113.2K

International Primary School, 1 Child (Yearly)

$985 ₦1.3M

$2,312 ₦3.2M

-57.38%

Jeans (Levis 501 Or Similar)

$9.94 ₦13.6K

$19.38 ₦26.4K

-48.71%

Summer Dress (H&M, Zara, etc)

$14.79 ₦20.2K

$24.48 ₦33.4K

-39.58%

Sport Shoes (Adidas, Nike)

$50.9 ₦69.4K

$63.6 ₦86.7K

-20.01%

Men's Leather Business Shoes

$50.6 ₦69.0K

$56.1 ₦76.5K

-9.78%

1-bedroom Apartment, City Center (Monthly)

$696 ₦949.7K

1-bedroom Apartment, Outside City Center (Monthly)

$472 ₦643.2K

3-bedroom Apartment, City Center (Monthly)

$850 ₦1.2M

3-bedroom Apartment, Outside City Center (Monthly)

$606 ₦827.3K

Buy Apartment in City Center (m2)

$2,033 ₦2.8M

Buy Apartment Outside City Center (m2)

$1,478 ₦2.0M

Average Monthly Net Salary (After Tax)

$68.2 ₦93.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

16.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: July 28, 2026

Last update for Sagamu: July 26, 2026

Cost Breakdown

A mid-range dinner for two costs $14.00 in Jos versus $49.00 in Sagamu. Groceries tell a different story – $258 in Jos vs $192 in Sagamu – so Sagamu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Sagamu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,025 in Jos, $449 in Sagamu – roughly 128% apart. Jos costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,538 per month in Jos and $674 in Sagamu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $14.00 in Jos and $49.00 in Sagamu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,025 in Jos and $449 in Sagamu. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Sagamu, where all-in costs run around $449, than in Jos at $1,025. In Sagamu it covers expenses comfortably, while in Jos it requires careful planning or may not stretch far enough.

Families tend to lean toward Sagamu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Sagamu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jos makes more sense. Both are solid long-term options with distinct trade-offs.