😐Monthly costs for one person with rent: $1,967 in Saar versus $1,396 in Ubud, Bali.
😐Estimated couple costs with rent: $2,729 in Saar versus $2,334 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,491 in Saar versus $3,273 in Ubud, Bali.
🌍Living in Saar is roughly 41% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Saar43% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
Saar
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.49BHD 3.96
$3.37Rp 59.5K
211.28%
Three-Course Dinner for Two, Mid-Range
$33.69BHD 12.70
$38.59Rp 680.3K
-12.70%
Fast Food Meal(McDonalds, etc)
$10.79BHD 4.07
$5.52Rp 97.3K
95.47%
Cappuccino
$5.77BHD 2.18
$2.64Rp 46.6K
118.56%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.65BHD 0.62
$1.67Rp 29.5K
-1.20%
Water(0.33 liter bottle)
$1.00BHD 0.38
$0.77Rp 13.6K
29.87%
Local Beer(0.5 liter draught)
$5.92BHD 2.23
$2.63Rp 46.4K
125.10%
Imported Beer(0.33 liter bottle)
$9.32BHD 3.51
$4.28Rp 75.5K
117.76%
🛒 Groceries & Markets
Saar
Ubud, Bali
Difference
Milk(1 liter)
$1.76BHD 0.66
$1.55Rp 27.3K
13.55%
White Bread(500g)
$1.37BHD 0.52
$2.22Rp 39.2K
-38.29%
Rice(white)(1kg)
$2.73BHD 1.03
$1.13Rp 19.8K
141.59%
Eggs
$2.63BHD 0.99
$2.09Rp 36.8K
25.84%
Local Cheese(1kg)
$13.17BHD 4.97
$17.39Rp 306.6K
-24.27%
Chicken Fillets(1kg)
$6.58BHD 2.48
$3.87Rp 68.2K
70.03%
Beef Round Steak(1kg)
$15.66BHD 5.90
$12.55Rp 221.2K
24.78%
Apples(1kg)
$3.89BHD 1.47
$3.62Rp 63.8K
7.46%
Banana(1kg)
$2.37BHD 0.89
$1.56Rp 27.5K
51.92%
Oranges(1kg)
$3.76BHD 1.42
$2.35Rp 41.5K
60.00%
Tomato(1kg)
$2.04BHD 0.77
$2.06Rp 36.2K
-0.97%
Potato(1kg)
$0.69BHD 0.26
$1.90Rp 33.5K
-63.68%
Onion(1kg)
$1.69BHD 0.64
$2.34Rp 41.2K
-27.78%
Lettuce(1 head)
-
$1.03Rp 18.2K
-
Water(1.5 liter bottle)
$0.83BHD 0.31
$0.55Rp 9,779
50.91%
Cigarettes 20 Pack(Marlboro, Camel)
-
$2.25Rp 39.7K
-
Wine(Bottle)
$26.38BHD 9.94
$23.81Rp 419.7K
10.79%
Local Beer(0.5 liter bottle)
-
$2.31Rp 40.8K
-
Imported Beer(0.33 liter bottle)
-
$2.80Rp 49.4K
-
🚌 Getting Around
Saar
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.78BHD 0.29
$0.27Rp 4,802
188.89%
Public Transport Monthly Pass(Regular Price)
-
$8.66Rp 152.7K
-
Taxi Start(Normal Tariff)
$5.44BHD 2.05
$0.48Rp 8,489
1033.33%
Taxi(Normal Tariff)(1km)
-
$0.45Rp 7,863
-
Taxi 1hour Waiting(Normal Tariff)
-
$5.72Rp 100.8K
-
Gasoline(1 liter)
$0.57BHD 0.21
$0.76Rp 13.4K
-25.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$24.5KRp 431.6M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.1KRp 566.3M
-
🧾 Monthly Utilities & Internet
Saar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$131BHD 49.36
$83.6Rp 1.5M
56.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$6.46Rp 113.8K
-
Internet(50+ Mbps, Unlimited Data)
$31.63BHD 11.93
$18.99Rp 334.8K
66.56%
🎉 Sport & Entertainment
Saar
Ubud, Bali
Difference
Gym Membership(Monthly)
$160BHD 60.5
$56.0Rp 986.8K
186.60%
Tennis Court(1 Hour on Weekend)
$104BHD 39.26
$18.62Rp 328.2K
459.34%
Cinema Ticket
$15.94BHD 6.01
$4.28Rp 75.5K
272.43%
🧸 Childcare & Education
Saar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$542BHD 204
$487Rp 8.6M
11.36%
International Primary School, 1 Child(Yearly)
$7,819BHD 2,948
$5,856Rp 103.2M
33.52%
👕👟 Clothing & Footwear
Saar
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$92.6BHD 34.89
$45.56Rp 803.2K
103.16%
Summer Dress(H&M, Zara, etc)
$40.03BHD 15.09
$36.38Rp 641.4K
10.03%
Sport Shoes(Adidas, Nike)
$105BHD 39.43
$82.0Rp 1.4M
27.61%
Men's Leather Business Shoes
$104BHD 39.24
$80.4Rp 1.4M
29.48%
🏠 Accommodation & Living
Saar
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,318BHD 497
$1,117Rp 19.7M
18.03%
1-bedroom Apartment, Outside City Center(Monthly)
$938BHD 353
$701Rp 12.4M
33.73%
3-bedroom Apartment, City Center(Monthly)
$2,087BHD 787
$3,537Rp 62.4M
-40.98%
3-bedroom Apartment, Outside City Center(Monthly)
$1,189BHD 448
$1,762Rp 31.1M
-32.56%
Buy Apartment in City Center(m2)
-
$2,826Rp 49.8M
-
Buy Apartment Outside City Center(m2)
$2,175BHD 820
$2,292Rp 40.4M
-5.11%
💵 Salaries & Financials
Saar
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,425BHD 914
$170Rp 3.0M
1328.53%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.78
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Saar: August 30, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,318 in Saar and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Saar pays 1329% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $34.00 in Saar vs $39.00 in Ubud, Bali. Groceries flip the comparison at $299 vs $293, with Ubud, Bali cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saar vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Saar or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 41% lower than in Saar. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Saar or in Ubud, Bali?
Average pay runs 1329% higher in Saar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Saar compared to Ubud, Bali?
Rent for a central apartment: $1,318 in Saar versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Saar and in Ubud, Bali?
Childcare runs $542 in Saar versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Saar and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $34.00 in Saar. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Saar or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $1,967 in Saar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Saar or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Saar compared to Ubud, Bali?
Safety-wise, Saar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Saar. Beyond cost, consider language, visa policies, and how big the international community is in each city.