Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saar

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,973 in Saar, rent and utilities included – about $7,400 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Saar
🇧🇭 Bahrain
$1,973
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,973 in Saar.

  • Ubud, Bali $1,353
  • Saar $1,973

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,761 in Saar.

  • Ubud, Bali $2,297
  • Saar $2,761

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,549 in Saar.

  • Ubud, Bali $3,241
  • Saar $3,549

Living in Ubud, Bali costs roughly 31% less than in Saar, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Saar 46% above.

Currency
🍽 Eating Out
Ubud, Bali
Saar
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$10.72 BHD 4.05
-69.87%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$33.26 BHD 12.55
4.87%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$10.54 BHD 3.98
-45.92%
Cappuccino
$2.62 Rp 47.1K
$5.74 BHD 2.17
-54.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$1.63 BHD 0.62
5.52%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$1.00 BHD 0.38
-19.00%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$6.05 BHD 2.28
-56.20%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$9.54 BHD 3.60
-54.19%
🛒 Groceries & Markets
Ubud, Bali
Saar
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.73 BHD 0.65
-9.25%
White Bread (500g)
$2.19 Rp 39.5K
$1.30 BHD 0.49
68.46%
Rice (white) (1kg)
$1.18 Rp 21.2K
$2.68 BHD 1.01
-55.97%
Eggs
$2.16 Rp 38.8K
$2.72 BHD 1.03
-20.59%
Local Cheese (1kg)
$17.65 Rp 317.7K
$13.28 BHD 5.01
32.91%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$6.69 BHD 2.52
-43.50%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$15.98 BHD 6.03
-25.22%
Apples (1kg)
$3.60 Rp 64.8K
$3.86 BHD 1.46
-6.74%
Banana (1kg)
$1.59 Rp 28.6K
$2.41 BHD 0.91
-34.02%
Oranges (1kg)
$2.31 Rp 41.6K
$3.62 BHD 1.37
-36.19%
Tomato (1kg)
$1.91 Rp 34.3K
$1.95 BHD 0.73
-2.05%
Potato (1kg)
$1.78 Rp 32.1K
$0.67 BHD 0.25
165.67%
Onion (1kg)
$2.33 Rp 41.9K
$1.62 BHD 0.61
43.83%
Lettuce (1 head)
$1.00 Rp 18.0K
-
-
Water (1.5 liter bottle)
$0.53 Rp 9,509
$0.80 BHD 0.30
-33.75%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
-
-
Wine (Bottle)
$22.07 Rp 397.3K
$26.02 BHD 9.82
-15.18%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
-
-
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
-
-
🚌 Getting Around
Ubud, Bali
Saar
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$0.80 BHD 0.30
-71.25%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
-
-
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$5.27 BHD 1.99
-91.08%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
-
-
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
-
-
Gasoline (1 liter)
$0.83 Rp 14.9K
$0.61 BHD 0.23
36.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Saar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$130 BHD 49.12
-38.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
-
-
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$32.23 BHD 12.16
-42.29%
🎉 Sport & Entertainment
Ubud, Bali
Saar
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$157 BHD 59.4
-65.59%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$105 BHD 39.56
-82.56%
Cinema Ticket
$4.25 Rp 76.5K
$15.57 BHD 5.88
-72.70%
🧸 Childcare & Education
Ubud, Bali
Saar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$554 BHD 209
-11.11%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$7,839 BHD 2,958
-28.60%
👕👟 Clothing & Footwear
Ubud, Bali
Saar
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$91.1 BHD 34.40
-49.99%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$39.39 BHD 14.87
-11.25%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$104 BHD 39.32
-25.41%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$105 BHD 39.45
-24.88%
🏠 Accommodation & Living
Ubud, Bali
Saar
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,345 BHD 508
-15.89%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$917 BHD 346
-26.64%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$2,141 BHD 808
68.71%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$1,210 BHD 457
40.61%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
-
-
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,111 BHD 797
6.14%
💵 Salaries & Financials
Ubud, Bali
Saar
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$2,423 BHD 915
-93.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Saar: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Saar
–
Groceries & Markets
Ubud, Bali
$287
Saar
–
Clothing & Footwear
Ubud, Bali
$107
Saar
–
Eating Out
Ubud, Bali
$106
Saar
–
Monthly Utilities & Internet
Ubud, Bali
$105
Saar
–
Sport & Entertainment
Ubud, Bali
$63
Saar
–
Getting Around
Ubud, Bali
$12
Saar
–

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,345 in Saar. Housing cost is often the main lever when comparing two cities.

Saar pays 1356% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $33.00 in Saar. Groceries flip the comparison at $287 vs $298, with Ubud, Bali cheaper for home cooking.

Good to know
🇮🇩 Ubud, Bali
🇧🇭 Saar
🕒 Local time
08:21 8:21 AM
03:21 3:21 AM
5 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
6,000
💱 Currency
Bahraini Dinar BHD .د.ب
Exchange rates and currency converter

BHD, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Bahraini Dinar exchange rates as of October 21, 2026: 1 USD = 0.377 BHD (1 BHD = 2.65 USD). 1 EUR = 0.424 BHD (1 BHD = 2.36 EUR).

On the map
Between locations
  • Ubud, Bali Saar 7,980 km ≈ 10 h nonstop flight
From you
  • Ubud, Bali
  • Saar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Saar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Saar?
Ubud, Bali wins on cost – living expenses run 46% lower than in Saar. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Saar?
On paper, salaries run 1356% lower in Saar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Saar?
Rent for a central apartment: $1,131 in Ubud, Bali versus $1,345 in Saar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Saar?
Childcare runs $493 in Ubud, Bali versus $554 in Saar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Saar?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $33.00 in Saar. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Saar?
At $1,353 in Ubud, Bali versus $1,973 in Saar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Saar?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Saar?
Safety-wise, Ubud, Bali and Saar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Saar. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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