Cost of Living Comparison Between Ubud, Bali and Saar Cost of Living Comparison Between Ubud, Bali and Saar

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,967 in Saar.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $2,729 in Saar.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $3,491 in Saar.

Living in Ubud, Bali costs roughly 29% less than in Saar, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Saar 43% above.

Currency
🍽 Eating Out
Ubud, Bali
Saar
Difference
Meal at Budget Restaurant
$3.37 Rp 59.5K
$10.49 BHD 3.96
-67.87%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 680.3K
$33.69 BHD 12.70
14.54%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 97.3K
$10.79 BHD 4.07
-48.84%
Cappuccino
$2.64 Rp 46.6K
$5.77 BHD 2.18
-54.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.5K
$1.65 BHD 0.62
1.21%
Water (0.33 liter bottle)
$0.77 Rp 13.6K
$1.00 BHD 0.38
-23.00%
Local Beer (0.5 liter draught)
$2.63 Rp 46.4K
$5.92 BHD 2.23
-55.57%
Imported Beer (0.33 liter bottle)
$4.28 Rp 75.5K
$9.32 BHD 3.51
-54.08%
🛒 Groceries & Markets
Ubud, Bali
Saar
Difference
Milk (1 liter)
$1.55 Rp 27.3K
$1.76 BHD 0.66
-11.93%
White Bread (500g)
$2.22 Rp 39.2K
$1.37 BHD 0.52
62.04%
Rice (white) (1kg)
$1.13 Rp 19.8K
$2.73 BHD 1.03
-58.61%
Eggs
$2.09 Rp 36.8K
$2.63 BHD 0.99
-20.53%
Local Cheese (1kg)
$17.39 Rp 306.6K
$13.17 BHD 4.97
32.04%
Chicken Fillets (1kg)
$3.87 Rp 68.2K
$6.58 BHD 2.48
-41.19%
Beef Round Steak (1kg)
$12.55 Rp 221.2K
$15.66 BHD 5.90
-19.86%
Apples (1kg)
$3.62 Rp 63.8K
$3.89 BHD 1.47
-6.94%
Banana (1kg)
$1.56 Rp 27.5K
$2.37 BHD 0.89
-34.18%
Oranges (1kg)
$2.35 Rp 41.5K
$3.76 BHD 1.42
-37.50%
Tomato (1kg)
$2.06 Rp 36.2K
$2.04 BHD 0.77
0.98%
Potato (1kg)
$1.90 Rp 33.5K
$0.69 BHD 0.26
175.36%
Onion (1kg)
$2.34 Rp 41.2K
$1.69 BHD 0.64
38.46%
Lettuce (1 head)
$1.03 Rp 18.2K
-
-
Water (1.5 liter bottle)
$0.55 Rp 9,779
$0.83 BHD 0.31
-33.73%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 39.7K
-
-
Wine (Bottle)
$23.81 Rp 419.7K
$26.38 BHD 9.94
-9.74%
Local Beer (0.5 liter bottle)
$2.31 Rp 40.8K
-
-
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.4K
-
-
🚌 Getting Around
Ubud, Bali
Saar
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,802
$0.78 BHD 0.29
-65.38%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 152.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,489
$5.44 BHD 2.05
-91.18%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,863
-
-
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 100.8K
-
-
Gasoline (1 liter)
$0.76 Rp 13.4K
$0.57 BHD 0.21
33.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 431.6M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 566.3M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Saar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$131 BHD 49.36
-36.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 113.8K
-
-
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 334.8K
$31.63 BHD 11.93
-39.96%
🎉 Sport & Entertainment
Ubud, Bali
Saar
Difference
Gym Membership (Monthly)
$56.0 Rp 986.8K
$160 BHD 60.5
-65.11%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 328.2K
$104 BHD 39.26
-82.12%
Cinema Ticket
$4.28 Rp 75.5K
$15.94 BHD 6.01
-73.15%
🧸 Childcare & Education
Ubud, Bali
Saar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$542 BHD 204
-10.20%
International Primary School, 1 Child (Yearly)
$5,856 Rp 103.2M
$7,819 BHD 2,948
-25.11%
👕👟 Clothing & Footwear
Ubud, Bali
Saar
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 803.2K
$92.6 BHD 34.89
-50.78%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 641.4K
$40.03 BHD 15.09
-9.12%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.4M
$105 BHD 39.43
-21.64%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$104 BHD 39.24
-22.77%
🏠 Accommodation & Living
Ubud, Bali
Saar
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.7M
$1,318 BHD 497
-15.27%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.4M
$938 BHD 353
-25.22%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.4M
$2,087 BHD 787
69.43%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.1M
$1,189 BHD 448
48.28%
Buy Apartment in City Center (m2)
$2,826 Rp 49.8M
-
-
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.4M
$2,175 BHD 820
5.38%
💵 Salaries & Financials
Ubud, Bali
Saar
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
$2,425 BHD 914
-93.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Saar: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $1,318 in Saar. Housing cost is often the main lever when comparing two cities.

Saar pays 1329% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $34.00 in Saar. Groceries flip the comparison at $293 vs $299, with Ubud, Bali cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Saar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Saar?
Ubud, Bali wins on cost – living expenses run 41% lower than in Saar. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Saar?
On paper, salaries run 1329% lower in Saar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Saar?
Rent for a central apartment: $1,117 in Ubud, Bali versus $1,318 in Saar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Saar?
Childcare runs $487 in Ubud, Bali versus $542 in Saar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Saar?
Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $34.00 in Saar. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Saar?
At $1,396 in Ubud, Bali versus $1,967 in Saar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Saar?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Saar?
Safety-wise, Ubud, Bali and Saar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Saar. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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