Last update: Oct 2026

Cost of Living Comparison Between Ruwi and Ubud, Bali

For one person, living is cheaper in Ruwi: $639 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,700 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ruwi

🇴🇲 Oman

$639

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Ruwi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ruwi and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $639 in Ruwi versus $1,368 in Ubud, Bali.

Ruwi $639
Ubud, Bali $1,368

Estimated couple costs with rent: $833 in Ruwi versus $2,314 in Ubud, Bali.

Ruwi $833
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,028 in Ruwi versus $3,260 in Ubud, Bali.

Ruwi $1,028
Ubud, Bali $3,260

Living in Ruwi costs roughly 53% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ruwi is 53% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

Cappuccino

$2.73 Rp 49.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

Water (0.33 liter bottle)

$0.83 Rp 15.0K

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$1.99 OMR 0.77

$1.50 Rp 27.1K

32.67%

White Bread (500g)

$1.98 OMR 0.76

$2.30 Rp 41.4K

-13.91%

Rice (white) (1kg)

$0.99 OMR 0.38

$1.18 Rp 21.2K

-16.10%

Eggs

$1.17 OMR 0.45

$2.14 Rp 38.6K

-45.33%

Local Cheese (1kg)

$2.03 OMR 0.78

$17.48 Rp 314.6K

-88.39%

Chicken Fillets (1kg)

$2.05 OMR 0.79

$4.03 Rp 72.5K

-49.13%

Beef Round Steak (1kg)

$4.93 OMR 1.90

$12.23 Rp 220.1K

-59.69%

Apples (1kg)

$0.98 OMR 0.38

$3.55 Rp 63.9K

-72.39%

Banana (1kg)

$1.02 OMR 0.39

$1.57 Rp 28.3K

-35.03%

Oranges (1kg)

$1.02 OMR 0.39

$2.24 Rp 40.2K

-54.46%

Tomato (1kg)

$1.03 OMR 0.40

$1.93 Rp 34.7K

-46.63%

Potato (1kg)

$0.99 OMR 0.38

$1.88 Rp 33.9K

-47.34%

Onion (1kg)

$2.29 Rp 41.3K

Lettuce (1 head)

$0.98 OMR 0.38

$0.99 Rp 17.9K

-1.01%

Water (1.5 liter bottle)

$1.02 OMR 0.39

$0.53 Rp 9,475

92.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.53 OMR 9.83

$6.45 Rp 116.0K

295.81%

Internet (50+ Mbps, Unlimited Data)

$79.3 OMR 30.55

$18.57 Rp 334.2K

327.25%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$8.97 OMR 3.45

$4.38 Rp 78.9K

104.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$396 OMR 152

$1,142 Rp 20.6M

-65.35%

1-bedroom Apartment, Outside City Center (Monthly)

$397 OMR 153

$676 Rp 12.2M

-41.23%

3-bedroom Apartment, City Center (Monthly)

$901 OMR 347

$3,503 Rp 63.1M

-74.27%

3-bedroom Apartment, Outside City Center (Monthly)

$581 OMR 224

$1,700 Rp 30.6M

-65.81%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$4,398 OMR 1,693

$165 Rp 3.0M

2572.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ruwi: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ruwi

–

Ubud, Bali

$676 49.4%

Groceries & Markets

Ruwi

–

Ubud, Bali

$290 21.2%

Eating Out

Ruwi

–

Ubud, Bali

$109 8%

Monthly Utilities & Internet

Ruwi

–

Ubud, Bali

$108 7.9%

Clothing & Footwear

Ruwi

–

Ubud, Bali

$108 7.9%

Sport & Entertainment

Ruwi

–

Ubud, Bali

$65 4.7%

Getting Around

Ruwi

–

Ubud, Bali

$13 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $396 in Ruwi and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ruwi pays 2573% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇴🇲 Ruwi

🇮🇩 Ubud, Bali

🕒 Local time

09:28 9:28 AM

13:28 1:28 PM

4 h ahead of Ruwi

🌤 Weather

👥 Population

74,800

💱 Currency

Omani Rial OMR ر.ع.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 OMR = 2.6 USD

1 OMR = 2.31 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to OMR – Omani Rial Converter

🇺🇸 United States Dollar ($)

🇴🇲 Omani Rial (ر.ع.)

Omani Rial exchange rates as of October 20, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.433 OMR (1 OMR = 2.31 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to OMR in detail →

On the map

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Highest

Between locations

Ruwi Ubud, Bali 7,120 km ≈ 9 h nonstop flight

From you

Ruwi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ruwi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ruwi and Ubud, Bali differ by about 114% in total monthly costs ($639 vs $1,368 including rent). Ruwi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2573% higher in Ruwi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $396 in Ruwi versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 145% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $639 per month in Ruwi versus $1,368 in Ubud, Bali – a 114% gap that adds up to real savings over time for anyone picking the cheaper option.

At $639 in Ruwi versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Ruwi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ruwi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ruwi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ruwi gentler on the wallet – expenses run 114% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.