Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ruwi

For one person, living is cheaper in Ruwi: $639 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,700 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Ruwi

🇴🇲 Oman

$639

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ruwi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ruwi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $639 in Ruwi.

Ubud, Bali $1,368
Ruwi $639

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $833 in Ruwi.

Ubud, Bali $2,314
Ruwi $833

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,028 in Ruwi.

Ubud, Bali $3,260
Ruwi $1,028

Living in Ubud, Bali is roughly 114% more expensive than in Ruwi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Ruwi is 53% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

Cappuccino

$2.73 Rp 49.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

Water (0.33 liter bottle)

$0.83 Rp 15.0K

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$1.50 Rp 27.1K

$1.99 OMR 0.77

-24.62%

White Bread (500g)

$2.30 Rp 41.4K

$1.98 OMR 0.76

16.16%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.99 OMR 0.38

19.19%

Eggs

$2.14 Rp 38.6K

$1.17 OMR 0.45

82.91%

Local Cheese (1kg)

$17.48 Rp 314.6K

$2.03 OMR 0.78

761.08%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.05 OMR 0.79

96.59%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$4.93 OMR 1.90

148.07%

Apples (1kg)

$3.55 Rp 63.9K

$0.98 OMR 0.38

262.24%

Banana (1kg)

$1.57 Rp 28.3K

$1.02 OMR 0.39

53.92%

Oranges (1kg)

$2.24 Rp 40.2K

$1.02 OMR 0.39

119.61%

Tomato (1kg)

$1.93 Rp 34.7K

$1.03 OMR 0.40

87.38%

Potato (1kg)

$1.88 Rp 33.9K

$0.99 OMR 0.38

89.90%

Onion (1kg)

$2.29 Rp 41.3K

Lettuce (1 head)

$0.99 Rp 17.9K

$0.98 OMR 0.38

1.02%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.02 OMR 0.39

-48.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$25.53 OMR 9.83

-74.74%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$79.3 OMR 30.55

-76.59%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$8.97 OMR 3.45

-51.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$396 OMR 152

188.57%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$397 OMR 153

70.17%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$901 OMR 347

288.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$581 OMR 224

192.46%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$4,398 OMR 1,693

-96.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Ruwi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Ruwi

–

Groceries & Markets

Ubud, Bali

$290 21.2%

Ruwi

–

Eating Out

Ubud, Bali

$109 8%

Ruwi

–

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Ruwi

–

Clothing & Footwear

Ubud, Bali

$108 7.9%

Ruwi

–

Sport & Entertainment

Ubud, Bali

$65 4.7%

Ruwi

–

Getting Around

Ubud, Bali

$13 0.9%

Ruwi

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $396 in Ruwi. Housing cost is often the main lever when comparing two cities.

Ruwi pays 2573% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇮🇩 Ubud, Bali

🇴🇲 Ruwi

🕒 Local time

16:42 4:42 PM

12:42 12:42 PM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Omani Rial OMR ر.ع.

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 OMR = 2.6 USD

1 OMR = 2.31 EUR

Exchange rates and currency converter

OMR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Omani Rial exchange rates as of October 20, 2026: 1 USD = 0.385 OMR (1 OMR = 2.6 USD). 1 EUR = 0.433 OMR (1 OMR = 2.31 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Ruwi 7,120 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Ruwi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ruwi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ruwi differ by about 114% in total monthly costs ($1,368 vs $639 including rent). Ruwi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2573% lower in Ruwi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $396 in Ruwi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 145% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $639 in Ruwi – a 114% gap that adds up to real savings over time for anyone picking the cheaper option.

At $639 in Ruwi versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Ruwi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ruwi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ruwi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ruwi gentler on the wallet – expenses run 114% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.