Cost of Living Comparison Between Rumia and Ubud, Bali Cost of Living Comparison Between Rumia and Ubud, Bali

Monthly Cost of Living

A single person spends $1,534 per month in Rumia vs $1,378 in Ubud, Bali, rent included.

A couple spends around $2,182 per month in Rumia vs $2,327 in Ubud, Bali, rent included.

A family of three spends $2,831 per month in Rumia vs $3,275 in Ubud, Bali, rent included.

Rumia costs about 11% more than Ubud, Bali, driven mainly by Eating Out.

Both Rumia and Ubud, Bali sit above the global median – Rumia by 11%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Rumia
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.59 zł 39.22
$3.33 Rp 58.7K
218.02%
Three-Course Dinner for Two, Mid-Range
$31.66 zł 117
$35.82 Rp 631.0K
-11.61%
Fast Food Meal (McDonalds, etc)
$7.07 zł 26.20
$5.63 Rp 99.2K
25.58%
Cappuccino
$3.85 zł 14.28
$2.82 Rp 49.7K
36.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.17 zł 8.05
$1.75 Rp 30.8K
24.00%
Water (0.33 liter bottle)
$1.72 zł 6.35
$0.80 Rp 14.0K
115.00%
Local Beer (0.5 liter draught)
$3.75 zł 13.88
$3.04 Rp 53.6K
23.36%
Imported Beer (0.33 liter bottle)
$3.95 zł 14.63
$4.30 Rp 75.7K
-8.14%
🛒 Groceries & Markets
Rumia
Ubud, Bali
Difference
Milk (1 liter)
$1.04 zł 3.85
$1.61 Rp 28.3K
-35.40%
White Bread (500g)
$1.31 zł 4.86
$2.27 Rp 40.0K
-42.29%
Rice (white) (1kg)
$1.43 zł 5.28
$1.17 Rp 20.6K
22.22%
Eggs
$3.80 zł 14.07
$2.17 Rp 38.2K
75.12%
Local Cheese (1kg)
$9.12 zł 33.81
$17.63 Rp 310.6K
-48.27%
Chicken Fillets (1kg)
$6.60 zł 24.45
$4.05 Rp 71.4K
62.96%
Beef Round Steak (1kg)
$12.29 zł 45.54
$12.18 Rp 214.6K
0.90%
Apples (1kg)
$1.12 zł 4.16
$3.62 Rp 63.7K
-69.06%
Banana (1kg)
$1.76 zł 6.52
$1.64 Rp 28.8K
7.32%
Oranges (1kg)
$1.67 zł 6.18
$2.31 Rp 40.6K
-27.71%
Tomato (1kg)
$2.73 zł 10.10
$1.96 Rp 34.5K
39.29%
Potato (1kg)
$0.92 zł 3.40
$1.84 Rp 32.5K
-50.00%
Onion (1kg)
$1.05 zł 3.90
$2.37 Rp 41.8K
-55.70%
Lettuce (1 head)
$1.33 zł 4.93
$1.05 Rp 18.5K
26.67%
Water (1.5 liter bottle)
$1.09 zł 4.05
$0.54 Rp 9,564
101.85%
Cigarettes 20 Pack (Marlboro, Camel)
$5.50 zł 20.36
$2.30 Rp 40.6K
139.13%
Wine (Bottle)
$6.78 zł 25.13
$23.08 Rp 406.5K
-70.62%
Local Beer (0.5 liter bottle)
$1.17 zł 4.34
$2.34 Rp 41.2K
-50.00%
Imported Beer (0.33 liter bottle)
$1.54 zł 5.70
$3.07 Rp 54.0K
-49.84%
🚌 Getting Around
Rumia
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.35 zł 4.99
$0.25 Rp 4,366
440.00%
Public Transport Monthly Pass (Regular Price)
$33.30 zł 123
$9.42 Rp 165.9K
253.50%
Taxi Start (Normal Tariff)
$2.19 zł 8.11
$0.49 Rp 8,635
346.94%
Taxi (Normal Tariff) (1km)
$0.83 zł 3.06
$0.47 Rp 8,352
76.60%
Taxi 1hour Waiting (Normal Tariff)
$10.77 zł 39.89
$5.60 Rp 98.7K
92.32%
Gasoline (1 liter)
$1.73 zł 6.42
$0.81 Rp 14.2K
113.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K zł 118.1K
$25.0K Rp 440.5M
27.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9K zł 106.9K
$31.1K Rp 547.2M
-7.09%
🧾 Monthly Utilities & Internet
Rumia
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$293 zł 1,086
$82.7 Rp 1.5M
254.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.24 zł 34.24
$6.49 Rp 114.3K
42.37%
Internet (50+ Mbps, Unlimited Data)
$17.98 zł 66.6
$18.79 Rp 331.0K
-4.31%
🎉 Sport & Entertainment
Rumia
Ubud, Bali
Difference
Gym Membership (Monthly)
$40.19 zł 149
$55.2 Rp 973.0K
-27.24%
Tennis Court (1 Hour on Weekend)
$23.10 zł 85.6
$18.21 Rp 320.8K
26.85%
Cinema Ticket
$7.58 zł 28.09
$4.30 Rp 75.7K
76.28%
🧸 Childcare & Education
Rumia
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$353 zł 1,310
$494 Rp 8.7M
-28.48%
International Primary School, 1 Child (Yearly)
$8,076 zł 29.9K
$5,917 Rp 104.2M
36.48%
👕👟 Clothing & Footwear
Rumia
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$86.3 zł 320
$46.28 Rp 815.2K
86.37%
Summer Dress (H&M, Zara, etc)
$42.57 zł 158
$36.44 Rp 641.9K
16.82%
Sport Shoes (Adidas, Nike)
$94.4 zł 350
$80.7 Rp 1.4M
16.96%
Men's Leather Business Shoes
$106 zł 391
$78.8 Rp 1.4M
34.09%
🏠 Accommodation & Living
Rumia
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$644 zł 2,385
$1,114 Rp 19.6M
-42.21%
1-bedroom Apartment, Outside City Center (Monthly)
$520 zł 1,926
$693 Rp 12.2M
-25.04%
3-bedroom Apartment, City Center (Monthly)
$1,055 zł 3,908
$3,639 Rp 64.1M
-71.01%
3-bedroom Apartment, Outside City Center (Monthly)
$873 zł 3,235
$1,712 Rp 30.2M
-49.00%
Buy Apartment in City Center (m2)
$3,000 zł 11.1K
$2,761 Rp 48.6M
8.66%
Buy Apartment Outside City Center (m2)
$2,331 zł 8,636
$2,293 Rp 40.4M
1.67%
💵 Salaries & Financials
Rumia
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,537 zł 5,694
$167 Rp 2.9M
819.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
13.78
-50.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rumia: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $644 in Rumia versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 820% higher in Rumia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Rumia versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $224 vs $294 – making Rumia the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Rumia vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Rumia and in Ubud, Bali compare overall?
Monthly costs with rent: $1,534 in Rumia, $1,378 in Ubud, Bali – roughly 11% apart. Rumia costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Rumia compared to Ubud, Bali?
For a comfortable life, plan on about $2,301 per month in Rumia and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Rumia and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Rumia and in Ubud, Bali?
Public transport costs about 254% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Rumia and Ubud, Bali?
Kindergarten costs $353 per month in Rumia and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Rumia at $1,534. In Ubud, Bali it covers expenses comfortably, while in Rumia it requires careful planning or may not stretch far enough.
How does quality of life compare between Rumia and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $1,534 in Rumia. Climate, culture, job market, and personal taste all factor in.
Is Rumia or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Rumia and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rumia makes more sense. Both are solid long-term options with distinct trade-offs.

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