😐A single person spends $1,474 per month in Rumia vs $1,408 in Ubud, Bali, rent included.
🙂A couple spends around $2,154 per month in Rumia vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $2,834 per month in Rumia vs $3,763 in Ubud, Bali, rent included.
😐Rumia costs about 5% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Rumia and Ubud, Bali sit above the global median – Rumia by 10%, Ubud, Bali by 5%.
Currency
🍽 Eating Out
Rumia
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.73zł 48.31
$3.45Rp 62.1K
268.99%
Three-Course Dinner for Two, Mid-Range
$41.91zł 159
$32.34Rp 581.1K
29.59%
Fast Food Meal(McDonalds, etc)
$6.60zł 25.03
$4.84Rp 87.1K
36.36%
Cappuccino
$3.58zł 13.58
$2.75Rp 49.4K
30.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.91zł 7.26
$1.38Rp 24.9K
38.41%
Water(0.33 liter bottle)
$1.61zł 6.12
$0.75Rp 13.5K
114.67%
Local Beer(0.5 liter draught)
$3.23zł 12.27
$2.99Rp 53.8K
8.03%
Imported Beer(0.33 liter bottle)
$3.61zł 13.70
$3.85Rp 69.2K
-6.23%
🛒 Groceries & Markets
Rumia
Ubud, Bali
Difference
Milk(1 liter)
$1.07zł 4.05
$1.74Rp 31.2K
-38.51%
White Bread(500g)
$1.36zł 5.16
$2.46Rp 44.2K
-44.72%
Rice(white)(1kg)
$1.37zł 5.21
$1.17Rp 21.0K
17.09%
Eggs
$3.88zł 14.74
$2.43Rp 43.7K
59.67%
Local Cheese(1kg)
$9.19zł 34.88
$14.50Rp 260.6K
-36.62%
Chicken Fillets(1kg)
$6.60zł 25.05
$4.35Rp 78.2K
51.72%
Beef Round Steak(1kg)
$10.73zł 40.73
$11.98Rp 215.3K
-10.43%
Apples(1kg)
$1.09zł 4.13
$3.72Rp 66.8K
-70.70%
Banana(1kg)
$1.78zł 6.76
$1.63Rp 29.2K
9.20%
Oranges(1kg)
$1.73zł 6.57
$2.74Rp 49.3K
-36.86%
Tomato(1kg)
$2.89zł 10.98
$2.24Rp 40.3K
29.02%
Potato(1kg)
$0.96zł 3.64
$1.92Rp 34.5K
-50.00%
Onion(1kg)
$1.13zł 4.30
$2.28Rp 40.9K
-50.44%
Lettuce(1 head)
$1.29zł 4.90
$1.06Rp 19.1K
21.70%
Water(1.5 liter bottle)
$1.07zł 4.05
$0.72Rp 12.9K
48.61%
Cigarettes 20 Pack(Marlboro, Camel)
$5.03zł 19.08
$3.29Rp 59.0K
52.89%
Wine(Bottle)
$6.99zł 26.51
$23.19Rp 416.8K
-69.86%
Local Beer(0.5 liter bottle)
$1.09zł 4.13
$2.78Rp 49.9K
-60.79%
Imported Beer(0.33 liter bottle)
$1.62zł 6.13
$2.73Rp 49.1K
-40.66%
🚌 Getting Around
Rumia
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.36zł 5.15
$0.27Rp 4,786
403.70%
Public Transport Monthly Pass(Regular Price)
$34.56zł 131
$8.11Rp 145.7K
326.14%
Taxi Start(Normal Tariff)
$2.18zł 8.27
$0.48Rp 8,675
354.17%
Taxi(Normal Tariff)(1km)
$0.72zł 2.72
$0.42Rp 7,545
71.43%
Taxi 1hour Waiting(Normal Tariff)
$10.74zł 40.77
$6.22Rp 111.8K
72.67%
Gasoline(1 liter)
$1.83zł 6.94
$0.81Rp 14.6K
125.93%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7Kzł 128.0K
$26.6KRp 478.2M
26.74%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.3Kzł 115.1K
$32.2KRp 578.5M
-5.73%
🧾 Monthly Utilities & Internet
Rumia
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$274zł 1,038
$78.4Rp 1.4M
249.30%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.48zł 32.18
$4.07Rp 73.1K
108.35%
Internet(50+ Mbps, Unlimited Data)
$16.60zł 63.0
$24.33Rp 437.1K
-31.77%
🎉 Sport & Entertainment
Rumia
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.08zł 137
$98.6Rp 1.8M
-63.41%
Tennis Court(1 Hour on Weekend)
$19.83zł 75.3
$6.34Rp 113.9K
212.78%
Cinema Ticket
$7.59zł 28.78
$3.99Rp 71.6K
90.23%
🧸 Childcare & Education
Rumia
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$344zł 1,304
$305Rp 5.5M
12.64%
International Primary School, 1 Child(Yearly)
$8,049zł 30.5K
$6,642Rp 119.4M
21.18%
👕👟 Clothing & Footwear
Rumia
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$90.0zł 341
$54.1Rp 972.9K
66.18%
Summer Dress(H&M, Zara, etc)
$43.07zł 163
$37.81Rp 679.4K
13.91%
Sport Shoes(Adidas, Nike)
$81.8zł 310
$86.8Rp 1.6M
-5.79%
Men's Leather Business Shoes
$93.5zł 355
$76.4Rp 1.4M
22.45%
🏠 Accommodation & Living
Rumia
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$640zł 2,429
$992Rp 17.8M
-35.46%
1-bedroom Apartment, Outside City Center(Monthly)
$497zł 1,887
$673Rp 12.1M
-26.09%
3-bedroom Apartment, City Center(Monthly)
$965zł 3,662
$3,375Rp 60.7M
-71.40%
3-bedroom Apartment, Outside City Center(Monthly)
$811zł 3,076
$2,050Rp 36.8M
-60.46%
Buy Apartment in City Center(m2)
$3,149zł 11.9K
$2,805Rp 50.4M
12.27%
Buy Apartment Outside City Center(m2)
$2,325zł 8,821
$2,227Rp 40.0M
4.39%
💵 Salaries & Financials
Rumia
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,491zł 5,658
$167Rp 3.0M
793.21%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.75
13.28
-49.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Rumia: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $640 in Rumia versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 793% higher in Rumia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $42.00 in Rumia versus $32.00 in Ubud, Bali. Groceries tell a different story – $221 in Rumia vs $297 in Ubud, Bali – so Rumia wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Rumia vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Rumia and in Ubud, Bali compare overall?
Monthly costs with rent: $1,474 in Rumia, $1,408 in Ubud, Bali – roughly 5% apart. Rumia costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Rumia compared to Ubud, Bali?
For a comfortable life, plan on about $2,211 per month in Rumia and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Rumia and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Rumia and in Ubud, Bali?
Public transport costs about 326% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Rumia and Ubud, Bali?
Kindergarten costs $344 per month in Rumia and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Rumia at $1,474. In Ubud, Bali it covers expenses comfortably, while in Rumia it requires careful planning or may not stretch far enough.
How does quality of life compare between Rumia and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $1,474 in Rumia. Climate, culture, job market, and personal taste all factor in.
Is Rumia or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Rumia and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rumia makes more sense. Both are solid long-term options with distinct trade-offs.