Cost of Living Comparison Between Rumia and Ubud, Bali Cost of Living Comparison Between Rumia and Ubud, Bali

Monthly Cost of Living

A single person spends $1,474 per month in Rumia vs $1,408 in Ubud, Bali, rent included.

A couple spends around $2,154 per month in Rumia vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,834 per month in Rumia vs $3,763 in Ubud, Bali, rent included.

Rumia costs about 5% more than Ubud, Bali, driven mainly by Eating Out.

Both Rumia and Ubud, Bali sit above the global median – Rumia by 10%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Rumia
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.73 zł 48.31
$3.45 Rp 62.1K
268.99%
Three-Course Dinner for Two, Mid-Range
$41.91 zł 159
$32.34 Rp 581.1K
29.59%
Fast Food Meal (McDonalds, etc)
$6.60 zł 25.03
$4.84 Rp 87.1K
36.36%
Cappuccino
$3.58 zł 13.58
$2.75 Rp 49.4K
30.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.91 zł 7.26
$1.38 Rp 24.9K
38.41%
Water (0.33 liter bottle)
$1.61 zł 6.12
$0.75 Rp 13.5K
114.67%
Local Beer (0.5 liter draught)
$3.23 zł 12.27
$2.99 Rp 53.8K
8.03%
Imported Beer (0.33 liter bottle)
$3.61 zł 13.70
$3.85 Rp 69.2K
-6.23%
🛒 Groceries & Markets
Rumia
Ubud, Bali
Difference
Milk (1 liter)
$1.07 zł 4.05
$1.74 Rp 31.2K
-38.51%
White Bread (500g)
$1.36 zł 5.16
$2.46 Rp 44.2K
-44.72%
Rice (white) (1kg)
$1.37 zł 5.21
$1.17 Rp 21.0K
17.09%
Eggs
$3.88 zł 14.74
$2.43 Rp 43.7K
59.67%
Local Cheese (1kg)
$9.19 zł 34.88
$14.50 Rp 260.6K
-36.62%
Chicken Fillets (1kg)
$6.60 zł 25.05
$4.35 Rp 78.2K
51.72%
Beef Round Steak (1kg)
$10.73 zł 40.73
$11.98 Rp 215.3K
-10.43%
Apples (1kg)
$1.09 zł 4.13
$3.72 Rp 66.8K
-70.70%
Banana (1kg)
$1.78 zł 6.76
$1.63 Rp 29.2K
9.20%
Oranges (1kg)
$1.73 zł 6.57
$2.74 Rp 49.3K
-36.86%
Tomato (1kg)
$2.89 zł 10.98
$2.24 Rp 40.3K
29.02%
Potato (1kg)
$0.96 zł 3.64
$1.92 Rp 34.5K
-50.00%
Onion (1kg)
$1.13 zł 4.30
$2.28 Rp 40.9K
-50.44%
Lettuce (1 head)
$1.29 zł 4.90
$1.06 Rp 19.1K
21.70%
Water (1.5 liter bottle)
$1.07 zł 4.05
$0.72 Rp 12.9K
48.61%
Cigarettes 20 Pack (Marlboro, Camel)
$5.03 zł 19.08
$3.29 Rp 59.0K
52.89%
Wine (Bottle)
$6.99 zł 26.51
$23.19 Rp 416.8K
-69.86%
Local Beer (0.5 liter bottle)
$1.09 zł 4.13
$2.78 Rp 49.9K
-60.79%
Imported Beer (0.33 liter bottle)
$1.62 zł 6.13
$2.73 Rp 49.1K
-40.66%
🚌 Getting Around
Rumia
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.36 zł 5.15
$0.27 Rp 4,786
403.70%
Public Transport Monthly Pass (Regular Price)
$34.56 zł 131
$8.11 Rp 145.7K
326.14%
Taxi Start (Normal Tariff)
$2.18 zł 8.27
$0.48 Rp 8,675
354.17%
Taxi (Normal Tariff) (1km)
$0.72 zł 2.72
$0.42 Rp 7,545
71.43%
Taxi 1hour Waiting (Normal Tariff)
$10.74 zł 40.77
$6.22 Rp 111.8K
72.67%
Gasoline (1 liter)
$1.83 zł 6.94
$0.81 Rp 14.6K
125.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7K zł 128.0K
$26.6K Rp 478.2M
26.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.3K zł 115.1K
$32.2K Rp 578.5M
-5.73%
🧾 Monthly Utilities & Internet
Rumia
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$274 zł 1,038
$78.4 Rp 1.4M
249.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.48 zł 32.18
$4.07 Rp 73.1K
108.35%
Internet (50+ Mbps, Unlimited Data)
$16.60 zł 63.0
$24.33 Rp 437.1K
-31.77%
🎉 Sport & Entertainment
Rumia
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.08 zł 137
$98.6 Rp 1.8M
-63.41%
Tennis Court (1 Hour on Weekend)
$19.83 zł 75.3
$6.34 Rp 113.9K
212.78%
Cinema Ticket
$7.59 zł 28.78
$3.99 Rp 71.6K
90.23%
🧸 Childcare & Education
Rumia
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$344 zł 1,304
$305 Rp 5.5M
12.64%
International Primary School, 1 Child (Yearly)
$8,049 zł 30.5K
$6,642 Rp 119.4M
21.18%
👕👟 Clothing & Footwear
Rumia
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.0 zł 341
$54.1 Rp 972.9K
66.18%
Summer Dress (H&M, Zara, etc)
$43.07 zł 163
$37.81 Rp 679.4K
13.91%
Sport Shoes (Adidas, Nike)
$81.8 zł 310
$86.8 Rp 1.6M
-5.79%
Men's Leather Business Shoes
$93.5 zł 355
$76.4 Rp 1.4M
22.45%
🏠 Accommodation & Living
Rumia
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$640 zł 2,429
$992 Rp 17.8M
-35.46%
1-bedroom Apartment, Outside City Center (Monthly)
$497 zł 1,887
$673 Rp 12.1M
-26.09%
3-bedroom Apartment, City Center (Monthly)
$965 zł 3,662
$3,375 Rp 60.7M
-71.40%
3-bedroom Apartment, Outside City Center (Monthly)
$811 zł 3,076
$2,050 Rp 36.8M
-60.46%
Buy Apartment in City Center (m2)
$3,149 zł 11.9K
$2,805 Rp 50.4M
12.27%
Buy Apartment Outside City Center (m2)
$2,325 zł 8,821
$2,227 Rp 40.0M
4.39%
💵 Salaries & Financials
Rumia
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,491 zł 5,658
$167 Rp 3.0M
793.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
13.28
-49.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rumia: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $640 in Rumia versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 793% higher in Rumia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $42.00 in Rumia versus $32.00 in Ubud, Bali. Groceries tell a different story – $221 in Rumia vs $297 in Ubud, Bali – so Rumia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Rumia vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Rumia and in Ubud, Bali compare overall?
Monthly costs with rent: $1,474 in Rumia, $1,408 in Ubud, Bali – roughly 5% apart. Rumia costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Rumia compared to Ubud, Bali?
For a comfortable life, plan on about $2,211 per month in Rumia and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Rumia and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Rumia and in Ubud, Bali?
Public transport costs about 326% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Rumia and Ubud, Bali?
Kindergarten costs $344 per month in Rumia and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Rumia at $1,474. In Ubud, Bali it covers expenses comfortably, while in Rumia it requires careful planning or may not stretch far enough.
How does quality of life compare between Rumia and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $1,474 in Rumia. Climate, culture, job market, and personal taste all factor in.
Is Rumia or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Rumia and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rumia makes more sense. Both are solid long-term options with distinct trade-offs.

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