Last update: Nov 2026

Cost of Living Comparison Between Rumia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,466 in Rumia, rent and utilities included – about $1,600 less a year. Rent and utilities account for about half of the difference.

70

Cost of Living Index in Rumia
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Rumia Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Rumia

🇵🇱 Poland

$1,466

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Rumia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rumia and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,466 per month in Rumia vs $1,331 in Ubud, Bali, rent included.

Rumia $1,466
Ubud, Bali $1,331

A couple spends around $2,070 per month in Rumia vs $2,255 in Ubud, Bali, rent included.

Rumia $2,070
Ubud, Bali $2,255

A family of three spends $2,674 per month in Rumia vs $3,180 in Ubud, Bali, rent included.

Rumia $2,674
Ubud, Bali $3,180

Rumia costs about 10% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Rumia sits 8% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.06 zł 39.45

$3.38 Rp 60.9K

197.63%

Three-Course Dinner for Two, Mid-Range

$30.30 zł 119

$34.65 Rp 625.4K

-12.55%

Fast Food Meal (McDonalds, etc)

$6.79 zł 26.62

$5.57 Rp 100.6K

21.90%

Cappuccino

$3.62 zł 14.18

$2.62 Rp 47.3K

38.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 zł 7.94

$1.54 Rp 27.8K

31.17%

Water (0.33 liter bottle)

$1.63 zł 6.40

$0.64 Rp 11.6K

154.69%

Local Beer (0.5 liter draught)

$3.41 zł 13.37

$2.67 Rp 48.1K

27.72%

Imported Beer (0.33 liter bottle)

$3.78 zł 14.83

$4.26 Rp 76.9K

-11.27%

Milk (1 liter)

$0.94 zł 3.68

$1.46 Rp 26.4K

-35.62%

White Bread (500g)

$1.24 zł 4.87

$2.29 Rp 41.4K

-45.85%

Rice (white) (1kg)

$1.32 zł 5.19

$1.11 Rp 20.0K

18.92%

Eggs

$3.68 zł 14.42

$2.10 Rp 37.9K

75.24%

Local Cheese (1kg)

$8.63 zł 33.85

$15.94 Rp 287.7K

-45.86%

Chicken Fillets (1kg)

$6.46 zł 25.32

$3.88 Rp 70.1K

66.49%

Beef Round Steak (1kg)

$11.91 zł 46.71

$11.40 Rp 205.8K

4.47%

Apples (1kg)

$1.06 zł 4.15

$3.55 Rp 64.1K

-70.14%

Banana (1kg)

$1.66 zł 6.51

$1.54 Rp 27.7K

7.79%

Oranges (1kg)

$1.62 zł 6.35

$2.23 Rp 40.2K

-27.35%

Tomato (1kg)

$2.61 zł 10.25

$1.97 Rp 35.6K

32.49%

Potato (1kg)

$0.90 zł 3.51

$1.86 Rp 33.5K

-51.61%

Onion (1kg)

$0.99 zł 3.89

$2.42 Rp 43.6K

-59.09%

Lettuce (1 head)

$1.25 zł 4.89

$1.02 Rp 18.5K

22.55%

Water (1.5 liter bottle)

$1.01 zł 3.95

$0.52 Rp 9,427

94.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 20.75

$2.20 Rp 39.7K

140.45%

Wine (Bottle)

$6.42 zł 25.16

$21.79 Rp 393.2K

-70.54%

Local Beer (0.5 liter bottle)

$1.12 zł 4.40

$2.33 Rp 42.0K

-51.93%

Imported Beer (0.33 liter bottle)

$1.50 zł 5.89

$2.97 Rp 53.6K

-49.49%

One-way Ticket (Public Transport)

$1.25 zł 4.91

$0.25 Rp 4,519

400.00%

Public Transport Monthly Pass (Regular Price)

$32.12 zł 126

$8.17 Rp 147.5K

293.15%

Taxi Start (Normal Tariff)

$2.01 zł 7.89

$0.44 Rp 7,901

356.82%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.92

$0.47 Rp 8,446

57.45%

Taxi 1hour Waiting (Normal Tariff)

$10.10 zł 39.60

$5.60 Rp 101.1K

80.36%

Gasoline (1 liter)

$1.72 zł 6.75

$0.83 Rp 14.9K

107.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K zł 120.5K

$24.4K Rp 441.3M

25.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K zł 107.6K

$31.7K Rp 572.1M

-13.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$284 zł 1,112

$77.5 Rp 1.4M

265.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.36 zł 32.76

$6.14 Rp 110.9K

36.16%

Internet (50+ Mbps, Unlimited Data)

$17.06 zł 66.9

$18.92 Rp 341.4K

-9.83%

Gym Membership (Monthly)

$38.01 zł 149

$51.0 Rp 920.4K

-25.46%

Tennis Court (1 Hour on Weekend)

$21.90 zł 85.9

$18.25 Rp 329.4K

20.00%

Cinema Ticket

$7.15 zł 28.03

$4.38 Rp 79.1K

63.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$364 zł 1,427

$492 Rp 8.9M

-26.08%

International Primary School, 1 Child (Yearly)

$8,132 zł 31.9K

$12.2K Rp 220.6M

-33.46%

Jeans (Levis 501 Or Similar)

$80.1 zł 314

$45.16 Rp 815.1K

77.41%

Summer Dress (H&M, Zara, etc)

$41.22 zł 162

$34.89 Rp 629.7K

18.14%

Sport Shoes (Adidas, Nike)

$87.7 zł 344

$78.3 Rp 1.4M

12.03%

Men's Leather Business Shoes

$99.3 zł 389

$77.9 Rp 1.4M

27.51%

1-bedroom Apartment, City Center (Monthly)

$598 zł 2,346

$1,078 Rp 19.4M

-44.46%

1-bedroom Apartment, Outside City Center (Monthly)

$526 zł 2,063

$665 Rp 12.0M

-20.86%

3-bedroom Apartment, City Center (Monthly)

$986 zł 3,864

$3,510 Rp 63.4M

-71.92%

3-bedroom Apartment, Outside City Center (Monthly)

$814 zł 3,190

$1,671 Rp 30.2M

-51.29%

Buy Apartment in City Center (m2)

$2,906 zł 11.4K

$2,340 Rp 42.2M

24.21%

Buy Apartment Outside City Center (m2)

$2,221 zł 8,707

$2,236 Rp 40.4M

-0.67%

Average Monthly Net Salary (After Tax)

$1,466 zł 5,747

$166 Rp 3.0M

781.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

13.78

-51.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rumia: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rumia

$526 35.9%

Ubud, Bali

$665 50% 26.4% $139

Monthly Utilities & Internet

Rumia

$309 21.1%

Ubud, Bali

$103 7.7% 66.8% $206

Groceries & Markets

Rumia

$214 14.6%

Ubud, Bali

$279 21% 30.7% $66

Eating Out

Rumia

$184 12.5%

Ubud, Bali

$106 8% 42.4% $78

Clothing & Footwear

Rumia

$139 9.5%

Ubud, Bali

$106 8% 23.4% $32

Sport & Entertainment

Rumia

$52 3.6%

Ubud, Bali

$60 4.5% 14.2% $7.4

Getting Around

Rumia

$43 2.9%

Ubud, Bali

$12 0.9% 72.1% $31

Cost Breakdown

A central one-bedroom costs $598 in Rumia versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Rumia are about 8.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30 in Rumia versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $214 vs $279 – making Rumia the more affordable choice for daily food spending.

Good to know

🇵🇱 Rumia

🇮🇩 Ubud, Bali

🕒 Local time

10:08 10:08 AM

17:08 5:08 PM

7 h ahead of Rumia

🌤 Weather

👥 Population

49,672

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Rumia Ubud, Bali 11,220 km ≈ 15 h nonstop flight

From you

Rumia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rumia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,466 in Rumia, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 9% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,200 per month in Rumia and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rumia, especially for central apartments: a one-bedroom in the center costs $598 there versus $1,078 in Ubud, Bali.

Public transport costs about 75% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $364 per month in Rumia and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,466 in Rumia and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,466 in Rumia. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Rumia makes more sense. Both are solid long-term options with distinct trade-offs.