Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Rumia

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,466 in Rumia, rent and utilities included – about $1,600 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
70

Cost of Living Index in Rumia
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Rumia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Rumia

🇵🇱 Poland

$1,466

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Rumia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Rumia actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,466 in Rumia, rent included.

Ubud, Bali $1,331
Rumia $1,466

A couple spends around $2,255 per month in Ubud, Bali vs $2,070 in Rumia, rent included.

Ubud, Bali $2,255
Rumia $2,070

A family of three spends $3,180 per month in Ubud, Bali vs $2,674 in Rumia, rent included.

Ubud, Bali $3,180
Rumia $2,674

Ubud, Bali is about 9% cheaper than Rumia, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Rumia is 8% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$10.06 zł 39.45

-66.40%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$30.30 zł 119

14.36%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$6.79 zł 26.62

-17.97%

Cappuccino

$2.62 Rp 47.3K

$3.62 zł 14.18

-27.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$2.02 zł 7.94

-23.76%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.63 zł 6.40

-60.74%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$3.41 zł 13.37

-21.70%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$3.78 zł 14.83

12.70%

Milk (1 liter)

$1.46 Rp 26.4K

$0.94 zł 3.68

55.32%

White Bread (500g)

$2.29 Rp 41.4K

$1.24 zł 4.87

84.68%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.32 zł 5.19

-15.91%

Eggs

$2.10 Rp 37.9K

$3.68 zł 14.42

-42.93%

Local Cheese (1kg)

$15.94 Rp 287.7K

$8.63 zł 33.85

84.70%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$6.46 zł 25.32

-39.94%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$11.91 zł 46.71

-4.28%

Apples (1kg)

$3.55 Rp 64.1K

$1.06 zł 4.15

234.91%

Banana (1kg)

$1.54 Rp 27.7K

$1.66 zł 6.51

-7.23%

Oranges (1kg)

$2.23 Rp 40.2K

$1.62 zł 6.35

37.65%

Tomato (1kg)

$1.97 Rp 35.6K

$2.61 zł 10.25

-24.52%

Potato (1kg)

$1.86 Rp 33.5K

$0.90 zł 3.51

106.67%

Onion (1kg)

$2.42 Rp 43.6K

$0.99 zł 3.89

144.44%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.25 zł 4.89

-18.40%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$1.01 zł 3.95

-48.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$5.29 zł 20.75

-58.41%

Wine (Bottle)

$21.79 Rp 393.2K

$6.42 zł 25.16

239.41%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.12 zł 4.40

108.04%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.50 zł 5.89

98.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$1.25 zł 4.91

-80.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$32.12 zł 126

-74.56%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$2.01 zł 7.89

-78.11%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.74 zł 2.92

-36.49%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$10.10 zł 39.60

-44.55%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.72 zł 6.75

-51.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$30.7K zł 120.5K

-20.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$27.4K zł 107.6K

15.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$284 zł 1,112

-72.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$8.36 zł 32.76

-26.56%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$17.06 zł 66.9

10.90%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$38.01 zł 149

34.15%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$21.90 zł 85.9

-16.67%

Cinema Ticket

$4.38 Rp 79.1K

$7.15 zł 28.03

-38.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$364 zł 1,427

35.29%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$8,132 zł 31.9K

50.29%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$80.1 zł 314

-43.63%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$41.22 zł 162

-15.36%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$87.7 zł 344

-10.74%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$99.3 zł 389

-21.57%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$598 zł 2,346

80.06%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$526 zł 2,063

26.36%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$986 zł 3,864

256.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$814 zł 3,190

105.31%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$2,906 zł 11.4K

-19.49%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$2,221 zł 8,707

0.68%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,466 zł 5,747

-88.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.74

104.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Rumia: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Rumia

$526 35.9% 20.9% $139

Groceries & Markets

Ubud, Bali

$279 21%

Rumia

$214 14.6% 23.5% $66

Clothing & Footwear

Ubud, Bali

$106 8%

Rumia

$139 9.5% 30.5% $32

Eating Out

Ubud, Bali

$106 8%

Rumia

$184 12.5% 73.6% $78

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Rumia

$309 21.1% 201% $206

Sport & Entertainment

Ubud, Bali

$60 4.5%

Rumia

$52 3.6% 12.5% $7.4

Getting Around

Ubud, Bali

$12 0.9%

Rumia

$43 2.9% 259% $31

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $598 in Rumia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Rumia are about 8.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $30 in Rumia. Monthly groceries follow the same trend: $279 vs $214 – making Rumia the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Rumia

🕒 Local time

21:22 9:22 PM

14:22 2:22 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

49,672

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Rumia 11,220 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Rumia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rumia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $1,466 in Rumia – Ubud, Bali comes out roughly 9% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,200 in Rumia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rumia, especially for central apartments: a one-bedroom in the center costs $598 there versus $1,078 in Ubud, Bali.

Public transport costs about 75% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $364 in Rumia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,466 in Rumia. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,466 in Rumia. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Rumia makes more sense. Both are solid long-term options with distinct trade-offs.