Cost of Living Comparison Between Ubud, Bali and Rumia Cost of Living Comparison Between Ubud, Bali and Rumia

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,434 in Rumia, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,109 in Rumia, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,784 in Rumia, rent included.

Ubud, Bali is about 1% cheaper than Rumia, driven mainly by Eating Out.

Both Ubud, Bali and Rumia sit above the global median – Ubud, Bali by 6%, Rumia by 7%.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$13.13 zł 47.88

-72.89%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$41.65 zł 152

-21.42%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$6.72 zł 24.52

-26.34%

Cappuccino

$2.71 Rp 48.9K

$3.52 zł 12.85

-23.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.92 zł 7.02

-30.21%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.68 zł 6.12

-58.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$3.18 zł 11.59

-8.18%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$3.60 zł 13.12

10.00%

Milk (1 liter)

$1.81 Rp 32.6K

$1.08 zł 3.93

67.59%

White Bread (500g)

$2.52 Rp 45.4K

$1.37 zł 4.98

83.94%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.38 zł 5.01

-15.94%

Eggs

$2.46 Rp 44.4K

$3.96 zł 14.45

-37.88%

Local Cheese (1kg)

$14.71 Rp 265.3K

$9.28 zł 33.83

58.51%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$6.68 zł 24.36

-35.33%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$10.62 zł 38.73

14.31%

Apples (1kg)

$3.84 Rp 69.3K

$1.08 zł 3.94

255.56%

Banana (1kg)

$1.56 Rp 28.1K

$1.71 zł 6.23

-8.77%

Oranges (1kg)

$2.83 Rp 51.1K

$1.70 zł 6.21

66.47%

Tomato (1kg)

$2.33 Rp 41.9K

$2.85 zł 10.38

-18.25%

Potato (1kg)

$1.91 Rp 34.5K

$0.89 zł 3.26

114.61%

Onion (1kg)

$2.20 Rp 39.7K

$1.08 zł 3.94

103.70%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.25 zł 4.54

-19.20%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$1.06 zł 3.88

-26.42%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$5.00 zł 18.25

-33.60%

Wine (Bottle)

$23.74 Rp 428.0K

$6.94 zł 25.29

242.07%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.13 zł 4.11

146.90%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.65 zł 6.03

73.33%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.34 zł 4.89

-79.85%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$34.33 zł 125

-76.61%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$2.19 zł 7.97

-79.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.74 zł 2.69

-39.19%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$10.70 zł 39.02

-42.99%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.77 zł 6.46

-55.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$33.5K zł 122.3K

-22.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$30.0K zł 109.2K

7.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$272 zł 993

-70.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$8.52 zł 31.08

-52.35%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$16.64 zł 60.7

41.35%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$36.66 zł 134

169.23%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$19.45 zł 70.9

-65.91%

Cinema Ticket

$4.15 Rp 74.8K

$7.60 zł 27.69

-45.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$344 zł 1,256

-11.75%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$7,987 zł 29.1K

-17.20%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$89.8 zł 328

-38.18%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$43.44 zł 158

-11.81%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$82.7 zł 301

7.20%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$94.1 zł 343

-17.26%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$637 zł 2,322

58.03%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$492 zł 1,795

37.16%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$986 zł 3,594

249.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$804 zł 2,930

153.77%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$3,504 zł 12.8K

-18.92%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$2,431 zł 8,866

-6.89%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,549 zł 5,649

-89.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.75

96.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Rumia: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $637 in Rumia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 838% higher in Rumia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $42.00 in Rumia. Groceries tell a different story – $302 in Ubud, Bali vs $221 in Rumia – so Rumia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rumia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $1,434 in Rumia – roughly 1% apart. Rumia costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,151 in Rumia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 328% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $344 in Rumia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Rumia at $1,434. In Ubud, Bali it covers expenses comfortably, while in Rumia it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $1,434 in Rumia. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rumia makes more sense. Both are solid long-term options with distinct trade-offs.