Last update: Oct 2026

Cost of Living Comparison Between Rugby and Owen Sound

For one person, living is cheaper in Owen Sound: $2,023 a month against $2,347 in Rugby, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Rugby
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Rugby Living Index
99

Cost of Living Index in Owen Sound
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Owen Sound Living Index

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Rugby

🇬🇧 United Kingdom

$2,347

/mo nomad

Owen Sound

🇨🇦 Canada

$2,023

/mo nomad

Monthly Cost of Living

How much you'll spend in Rugby and in Owen Sound

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rugby and in Owen Sound actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,347 in Rugby versus $2,023 in Owen Sound.

Rugby $2,347
Owen Sound $2,023

Estimated couple costs with rent: $3,506 in Rugby versus $3,086 in Owen Sound.

Rugby $3,506
Owen Sound $3,086

Monthly costs for a family of three with rent: $4,665 in Rugby versus $4,149 in Owen Sound.

Rugby $4,665
Owen Sound $4,149

Living in Rugby is roughly 16% more expensive than in Owen Sound, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Rugby 73% above, Owen Sound 49% above.

Meal at Budget Restaurant

$19.62 £14.72

$13.94 CA$19.70

40.75%

Three-Course Dinner for Two, Mid-Range

$79.2 £59.4

$48.66 CA$68.8

62.76%

Fast Food Meal (McDonalds, etc)

$9.53 £7.15

$8.96 CA$12.67

6.36%

Cappuccino

$4.91 £3.68

$3.40 CA$4.81

44.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 £1.59

$2.13 CA$3.02

-0.47%

Water (0.33 liter bottle)

$1.50 £1.13

$1.74 CA$2.46

-13.79%

Local Beer (0.5 liter draught)

$6.05 £4.54

$4.32 CA$6.10

40.05%

Imported Beer (0.33 liter bottle)

$6.58 £4.94

$5.55 CA$7.84

18.56%

Milk (1 liter)

$1.70 £1.28

$2.56 CA$3.62

-33.59%

White Bread (500g)

$1.75 £1.32

$2.79 CA$3.95

-37.28%

Rice (white) (1kg)

$2.55 £1.91

$3.31 CA$4.68

-22.96%

Eggs

$3.77 £2.83

$4.18 CA$5.91

-9.81%

Local Cheese (1kg)

$9.32 £6.99

$9.60 CA$13.58

-2.92%

Chicken Fillets (1kg)

$7.79 £5.85

$15.58 CA$22.02

-50.00%

Beef Round Steak (1kg)

$15.11 £11.34

$24.03 CA$33.96

-37.12%

Apples (1kg)

$2.59 £1.95

$3.43 CA$4.86

-24.49%

Banana (1kg)

$1.75 £1.31

$1.92 CA$2.71

-8.85%

Oranges (1kg)

$2.41 £1.81

$3.22 CA$4.55

-25.16%

Tomato (1kg)

$3.17 £2.37

$2.96 CA$4.19

7.09%

Potato (1kg)

$1.66 £1.25

$2.38 CA$3.37

-30.25%

Onion (1kg)

$1.75 £1.31

$2.59 CA$3.67

-32.43%

Lettuce (1 head)

$1.24 £0.93

$2.15 CA$3.04

-42.33%

Water (1.5 liter bottle)

$1.58 £1.19

$1.32 CA$1.87

19.70%

Cigarettes 20 Pack (Marlboro, Camel)

$21.66 £16.25

$13.73 CA$19.40

57.76%

Wine (Bottle)

$11.81 £8.86

$13.58 CA$19.19

-13.03%

Local Beer (0.5 liter bottle)

$3.59 £2.70

$4.54 CA$6.41

-20.93%

Imported Beer (0.33 liter bottle)

$3.38 £2.53

$4.99 CA$7.06

-32.26%

One-way Ticket (Public Transport)

$2.64 £1.98

$2.07 CA$2.93

27.54%

Public Transport Monthly Pass (Regular Price)

$106 £79.7

$60.1 CA$85.0

76.67%

Taxi Start (Normal Tariff)

$4.69 £3.52

$4.69 CA$6.62

Taxi (Normal Tariff) (1km)

$1.62 £1.21

Taxi 1hour Waiting (Normal Tariff)

$24.42 £18.32

$24.50 CA$34.64

-0.33%

Gasoline (1 liter)

$2.09 £1.56

$1.13 CA$1.60

84.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K £29.4K

$27.0K CA$38.1K

45.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$21.1K CA$29.8K

93.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$265 £199

$88.5 CA$125

199.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.84 £14.88

$28.61 CA$40.44

-30.65%

Internet (50+ Mbps, Unlimited Data)

$46.42 £34.83

$47.59 CA$67.3

-2.46%

Gym Membership (Monthly)

$57.0 £42.79

$113 CA$159

-49.32%

Tennis Court (1 Hour on Weekend)

$41.11 CA$58.1

Cinema Ticket

$14.91 £11.18

$7.77 CA$10.98

91.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,600 £1,200

$468 CA$662

241.59%

International Primary School, 1 Child (Yearly)

$22.5K £16.9K

$7,205 CA$10.2K

212.54%

Jeans (Levis 501 Or Similar)

$108 £81.4

$35.57 CA$50.3

204.95%

Summer Dress (H&M, Zara, etc)

$31.56 £23.68

$27.20 CA$38.45

16.03%

Sport Shoes (Adidas, Nike)

$83.0 £62.2

$87.8 CA$124

-5.46%

Men's Leather Business Shoes

$113 £84.8

$108 CA$153

4.42%

1-bedroom Apartment, City Center (Monthly)

$1,107 £831

$1,350 CA$1,909

-17.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,044 £783

$898 CA$1,269

16.30%

3-bedroom Apartment, City Center (Monthly)

$1,797 £1,348

$2,196 CA$3,104

-18.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,844 £1,383

$1,594 CA$2,253

15.68%

Buy Apartment in City Center (m2)

$4,965 £3,725

Buy Apartment Outside City Center (m2)

$3,847 £2,886

Average Monthly Net Salary (After Tax)

$4,705 £3,529

$3,013 CA$4,259

56.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.09

5.26

-3.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rugby: October 19, 2026

Last update for Owen Sound: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rugby

$1K 44.5%

Owen Sound

$898 44.4% 14% $146

Monthly Utilities & Internet

Rugby

$332 14.1%

Owen Sound

$165 8.1% 50.3% $167

Eating Out

Rugby

$302 12.9%

Owen Sound

$227 11.2% 24.8% $75

Groceries & Markets

Rugby

$302 12.9%

Owen Sound

$415 20.5% 37.6% $114

Clothing & Footwear

Rugby

$151 6.4%

Owen Sound

$116 5.8% 23% $35

Getting Around

Rugby

$130 5.5%

Owen Sound

$73 * 3.6% 43.6% $56

Sport & Entertainment

Rugby

$87 3.7%

Owen Sound

$128 6.3% 47.5% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,107 in Rugby and $1,350 in Owen Sound. Housing cost is often the main lever when comparing two cities.

Rugby pays 56% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Rugby vs $49.00 in Owen Sound. Groceries flip the comparison at $302 vs $415, with Rugby cheaper for home cooking.

Good to know

🇬🇧 Rugby

🇨🇦 Owen Sound

🕒 Local time

11:51 11:51 AM

06:51 6:51 AM

5 h behind Rugby

🌤 Weather

👥 Population

70,628

21,341

💱 Currency

British Pound GBP £

Canadian Dollar CAD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to GBP in detail →

On the map

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Between locations

Rugby Owen Sound 5,630 km ≈ 8 h nonstop flight

From you

Rugby
Owen Sound

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rugby vs Owen Sound: Cost of Living - Frequently Asked Questions

Owen Sound is cheaper overall, especially in eating out, clothing, and transport. The 16% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 56% higher in Rugby, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,107 in Rugby versus $1,350 in Owen Sound. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Owen Sound – a meal for two runs $49.00 versus $79.0 in Rugby. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,347 per month in Rugby versus $2,023 in Owen Sound – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,023 in Owen Sound versus $2,347 in Rugby, a $2,500 budget is realistic in Owen Sound but tight or insufficient in Rugby. The gap between the two cities makes Owen Sound the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Rugby and Owen Sound are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Owen Sound gentler on the wallet – expenses run 16% less than in Rugby. Beyond cost, consider language, visa policies, and how big the international community is in each city.