Last update: Oct 2026

Cost of Living Comparison Between Rugby and Kiel

For one person, living is cheaper in Kiel: $1,991 a month against $2,347 in Rugby, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Rugby outweigh lower spending on other living expenses.

113

Cost of Living Index in Rugby
Learn more

Rugby Living Index
96

Cost of Living Index in Kiel
Learn more

Kiel Living Index

Jump to prices

Rugby

🇬🇧 United Kingdom

$2,347

/mo nomad

Kiel

🇩🇪 Germany

$1,991

/mo nomad

Monthly Cost of Living

How much you'll spend in Rugby and in Kiel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rugby and in Kiel actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,347 in Rugby versus $1,991 in Kiel.

Rugby $2,347
Kiel $1,991

Estimated couple costs with rent: $3,506 in Rugby versus $3,015 in Kiel.

Rugby $3,506
Kiel $3,015

Monthly costs for a family of three with rent: $4,665 in Rugby versus $4,040 in Kiel.

Rugby $4,665
Kiel $4,040

Living in Rugby is roughly 18% more expensive than in Kiel, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Rugby 73% above, Kiel 47% above.

Meal at Budget Restaurant

$19.62 £14.72

$17.10 €15.21

14.74%

Three-Course Dinner for Two, Mid-Range

$79.2 £59.4

$85.4 €75.9

-7.22%

Fast Food Meal (McDonalds, etc)

$9.53 £7.15

$12.52 €11.14

-23.88%

Cappuccino

$4.91 £3.68

$4.11 €3.66

19.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 £1.59

$3.70 €3.29

-42.70%

Water (0.33 liter bottle)

$1.50 £1.13

$3.41 €3.03

-56.01%

Local Beer (0.5 liter draught)

$6.05 £4.54

$5.52 €4.91

9.60%

Imported Beer (0.33 liter bottle)

$6.58 £4.94

$4.60 €4.09

43.04%

Milk (1 liter)

$1.70 £1.28

$1.23 €1.09

38.21%

White Bread (500g)

$1.75 £1.32

$2.61 €2.33

-32.95%

Rice (white) (1kg)

$2.55 £1.91

$3.28 €2.91

-22.26%

Eggs

$3.77 £2.83

$4.07 €3.62

-7.37%

Local Cheese (1kg)

$9.32 £6.99

$16.42 €14.61

-43.24%

Chicken Fillets (1kg)

$7.79 £5.85

$12.34 €10.98

-36.87%

Beef Round Steak (1kg)

$15.11 £11.34

$26.37 €23.45

-42.70%

Apples (1kg)

$2.59 £1.95

$3.13 €2.78

-17.25%

Banana (1kg)

$1.75 £1.31

$2.16 €1.92

-18.98%

Oranges (1kg)

$2.41 £1.81

$2.37 €2.11

1.69%

Tomato (1kg)

$3.17 £2.37

$3.43 €3.05

-7.58%

Potato (1kg)

$1.66 £1.25

$1.58 €1.41

5.06%

Onion (1kg)

$1.75 £1.31

$1.26 €1.12

38.89%

Lettuce (1 head)

$1.24 £0.93

$1.69 €1.51

-26.63%

Water (1.5 liter bottle)

$1.58 £1.19

$0.85 €0.75

85.88%

Cigarettes 20 Pack (Marlboro, Camel)

$21.66 £16.25

$10.38 €9.24

108.67%

Wine (Bottle)

$11.81 £8.86

$6.23 €5.54

89.57%

Local Beer (0.5 liter bottle)

$3.59 £2.70

$1.09 €0.97

229.36%

Imported Beer (0.33 liter bottle)

$3.38 £2.53

$1.53 €1.36

120.92%

One-way Ticket (Public Transport)

$2.64 £1.98

$3.02 €2.68

-12.58%

Public Transport Monthly Pass (Regular Price)

$106 £79.7

$71.9 €63.9

47.88%

Taxi Start (Normal Tariff)

$4.69 £3.52

$3.81 €3.39

23.10%

Taxi (Normal Tariff) (1km)

$1.62 £1.21

$2.26 €2.01

-28.32%

Taxi 1hour Waiting (Normal Tariff)

$24.42 £18.32

Gasoline (1 liter)

$2.09 £1.56

$2.23 €1.99

-6.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K £29.4K

$33.1K €29.4K

18.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$38.6K €34.4K

5.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$265 £199

$296 €264

-10.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.84 £14.88

$22.77 €20.26

-12.87%

Internet (50+ Mbps, Unlimited Data)

$46.42 £34.83

$49.49 €44.02

-6.20%

Gym Membership (Monthly)

$57.0 £42.79

$40.70 €36.20

40.15%

Tennis Court (1 Hour on Weekend)

$45.06 €40.08

Cinema Ticket

$14.91 £11.18

$13.44 €11.96

10.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,600 £1,200

$302 €268

430.43%

International Primary School, 1 Child (Yearly)

$22.5K £16.9K

Jeans (Levis 501 Or Similar)

$108 £81.4

$74.8 €66.5

45.05%

Summer Dress (H&M, Zara, etc)

$31.56 £23.68

$69.4 €61.8

-54.55%

Sport Shoes (Adidas, Nike)

$83.0 £62.2

$100 €89.2

-17.30%

Men's Leather Business Shoes

$113 £84.8

$113 €101

-0.42%

1-bedroom Apartment, City Center (Monthly)

$1,107 £831

$716 €637

54.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,044 £783

$647 €576

61.29%

3-bedroom Apartment, City Center (Monthly)

$1,797 £1,348

$1,476 €1,313

21.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,844 £1,383

$1,049 €933

75.74%

Buy Apartment in City Center (m2)

$4,965 £3,725

$5,184 €4,611

-4.23%

Buy Apartment Outside City Center (m2)

$3,847 £2,886

$2,854 €2,539

34.82%

Average Monthly Net Salary (After Tax)

$4,705 £3,529

$3,277 €2,915

43.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.09

3.95

28.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rugby: October 19, 2026

Last update for Kiel: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rugby

$1K 44.5%

Kiel

$647 32.5% 38% $397

Monthly Utilities & Internet

Rugby

$332 14.1%

Kiel

$369 18.5% 11.2% $37

Eating Out

Rugby

$302 12.9%

Kiel

$289 14.5% 4.4% $13

Groceries & Markets

Rugby

$302 12.9%

Kiel

$358 18% 18.7% $57

Clothing & Footwear

Rugby

$151 6.4%

Kiel

$161 8.1% 6.6% $9.9

Getting Around

Rugby

$130 5.5%

Kiel

$99 5% 23.6% $31

Sport & Entertainment

Rugby

$87 3.7%

Kiel

$68 3.4% 22.2% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,107 in Rugby and $716 in Kiel. Housing cost is often the main lever when comparing two cities.

Rugby pays 44% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Rugby vs $85.0 in Kiel for a mid-range dinner for two. Groceries echo the gap at $302 vs $358 per month, with Rugby cheaper across the board.

Good to know

🇬🇧 Rugby

🇩🇪 Kiel

🕒 Local time

13:31 1:31 PM

14:31 2:31 PM

1 h ahead of Rugby

🌤 Weather

👥 Population

70,628

246,306

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Rugby Kiel 790 km ≈ 1 h 30 min nonstop flight

From you

Rugby
Kiel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rugby vs Kiel: Cost of Living - Frequently Asked Questions

Kiel is cheaper overall, especially in eating out, transport, and leisure. The 18% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 44% higher in Rugby, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,107 in Rugby versus $716 in Kiel. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Rugby pay roughly 19% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Kiel – a meal for two runs $85.0 versus $79.0 in Rugby. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,991 in Kiel versus $2,347 in Rugby, a $2,500 budget is realistic in Kiel but tight or insufficient in Rugby. The gap between the two cities makes Kiel the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Rugby and Kiel are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kiel gentler on the wallet – expenses run 18% less than in Rugby. Beyond cost, consider language, visa policies, and how big the international community is in each city.