Cost of Living Comparison Between Owen Sound and Rugby Cost of Living Comparison Between Owen Sound and Rugby

Monthly Cost of Living

Monthly costs for one person with rent: $2,040 in Owen Sound versus $2,112 in Rugby.

Estimated couple costs with rent: $3,175 in Owen Sound versus $3,222 in Rugby.

Monthly costs for a family of three with rent: $4,309 in Owen Sound versus $4,333 in Rugby.

Living in Owen Sound costs roughly 3% less than in Rugby, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Owen Sound 53% above, Rugby 58% above.

Meal at Budget Restaurant

$15.01 CA$21.04

$20.08 £14.93

-25.25%

Three-Course Dinner for Two, Mid-Range

$55.9 CA$78.4

$80.3 £59.7

-30.41%

Fast Food Meal (McDonalds, etc)

$10.11 CA$14.17

$9.77 £7.27

3.48%

Cappuccino

$3.23 CA$4.52

$4.62 £3.44

-30.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 CA$2.85

$2.01 £1.49

1.00%

Water (0.33 liter bottle)

$1.67 CA$2.34

$1.33 £0.99

25.56%

Local Beer (0.5 liter draught)

$4.38 CA$6.14

$5.29 £3.93

-17.20%

Imported Beer (0.33 liter bottle)

$5.81 CA$8.14

$6.05 £4.50

-3.97%

Milk (1 liter)

$1.78 CA$2.50

$1.61 £1.19

10.56%

White Bread (500g)

$2.91 CA$4.08

$1.61 £1.19

80.75%

Rice (white) (1kg)

$4.50 CA$6.30

$2.60 £1.94

73.08%

Eggs

$3.40 CA$4.77

$3.73 £2.78

-8.85%

Local Cheese (1kg)

$6.83 CA$9.58

$10.99 £8.17

-37.85%

Chicken Fillets (1kg)

$17.06 CA$23.92

$8.18 £6.09

108.56%

Beef Round Steak (1kg)

$21.28 CA$29.84

$13.82 £10.28

53.98%

Apples (1kg)

$4.07 CA$5.70

$2.62 £1.95

55.34%

Banana (1kg)

$1.82 CA$2.55

$1.71 £1.27

6.43%

Oranges (1kg)

$2.91 CA$4.07

$1.98 £1.47

46.97%

Tomato (1kg)

$4.13 CA$5.80

$2.81 £2.09

46.98%

Potato (1kg)

$2.51 CA$3.52

$1.67 £1.24

50.30%

Onion (1kg)

$3.06 CA$4.28

$1.43 £1.07

113.99%

Lettuce (1 head)

$3.09 CA$4.33

$1.06 £0.79

191.51%

Water (1.5 liter bottle)

$1.34 CA$1.88

$1.42 £1.05

-5.63%

Cigarettes 20 Pack (Marlboro, Camel)

$13.53 CA$18.96

$17.59 £13.08

-23.08%

Wine (Bottle)

$16.23 CA$22.76

$12.09 £8.99

34.24%

Local Beer (0.5 liter bottle)

$5.07 CA$7.11

$3.33 £2.48

52.25%

Imported Beer (0.33 liter bottle)

$2.32 CA$3.25

$4.07 £3.03

-43.00%

One-way Ticket (Public Transport)

$2.22 CA$3.11

$2.65 £1.97

-16.23%

Public Transport Monthly Pass (Regular Price)

$51.0 CA$71.6

$96.2 £71.5

-46.93%

Taxi Start (Normal Tariff)

$4.67 CA$6.55

$4.54 £3.37

2.86%

Taxi (Normal Tariff) (1km)

$2.10 CA$2.94

$1.24 £0.92

69.35%

Taxi 1hour Waiting (Normal Tariff)

$14.59 CA$20.46

$24.49 £18.22

-40.42%

Gasoline (1 liter)

$1.13 CA$1.59

$1.97 £1.47

-42.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K CA$40.0K

$38.7K £28.8K

-26.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K CA$31.3K

$41.4K £30.8K

-46.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 CA$198

$294 £219

-51.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.95 CA$60.2

$23.64 £17.58

81.68%

Internet (50+ Mbps, Unlimited Data)

$59.0 CA$82.7

$43.36 £32.25

36.02%

Gym Membership (Monthly)

$83.7 CA$117

$51.1 £38.03

63.66%

Tennis Court (1 Hour on Weekend)

$58.0 CA$81.3

$13.51 £10.05

329.09%

Cinema Ticket

$9.09 CA$12.74

$13.77 £10.25

-33.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$574 CA$804

$1,413 £1,051

-59.40%

International Primary School, 1 Child (Yearly)

$18.2K CA$25.5K

$13.9K £10.4K

30.74%

Jeans (Levis 501 Or Similar)

$43.22 CA$60.6

$112 £83.6

-61.52%

Summer Dress (H&M, Zara, etc)

$40.61 CA$56.9

$36.26 £26.97

12.00%

Sport Shoes (Adidas, Nike)

$81.1 CA$114

$119 £88.3

-31.64%

Men's Leather Business Shoes

$110 CA$154

$108 £80.4

1.62%

1-bedroom Apartment, City Center (Monthly)

$1,091 CA$1,530

$820 £610

33.08%

1-bedroom Apartment, Outside City Center (Monthly)

$872 CA$1,223

$827 £615

5.42%

3-bedroom Apartment, City Center (Monthly)

$1,678 CA$2,352

$1,531 £1,139

9.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,555 CA$2,180

$1,499 £1,115

3.71%

Buy Apartment in City Center (m2)

$5,074 £3,774

Buy Apartment Outside City Center (m2)

$4,360 £3,243

Average Monthly Net Salary (After Tax)

$2,949 CA$4,135

$3,338 £2,482

-11.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.83

5.76

18.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owen Sound: July 12, 2026

Last update for Rugby: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,091 in Owen Sound and $820 in Rugby. Housing cost is often the main lever when comparing two cities.

Rugby pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Owen Sound vs $80.0 in Rugby. Groceries flip the comparison at $416 vs $296, with Rugby cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Owen Sound vs Rugby: Cost of Living - Frequently Asked Questions

Owen Sound is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 13% lower in Rugby. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,091 in Owen Sound versus $820 in Rugby. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Owen Sound – a meal for two runs $56.0 versus $80.0 in Rugby. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,040 per month in Owen Sound versus $2,112 in Rugby – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,040 in Owen Sound versus $2,112 in Rugby, a $2,500 budget is realistic in Owen Sound but tight or insufficient in Rugby. The gap between the two cities makes Owen Sound the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Owen Sound and Rugby are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Owen Sound gentler on the wallet – expenses run 4% less than in Rugby. Beyond cost, consider language, visa policies, and how big the international community is in each city.