Last update: Oct 2026

Cost of Living Comparison Between Owen Sound and Rugby

For one person, living is cheaper in Owen Sound: $2,023 a month against $2,347 in Rugby, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Owen Sound
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Owen Sound Living Index
113

Cost of Living Index in Rugby
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Rugby Living Index

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Owen Sound

🇨🇦 Canada

$2,023

/mo nomad

Rugby

🇬🇧 United Kingdom

$2,347

/mo nomad

Monthly Cost of Living

How much you'll spend in Owen Sound and in Rugby

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Owen Sound and in Rugby actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,023 in Owen Sound versus $2,347 in Rugby.

Owen Sound $2,023
Rugby $2,347

Estimated couple costs with rent: $3,086 in Owen Sound versus $3,506 in Rugby.

Owen Sound $3,086
Rugby $3,506

Monthly costs for a family of three with rent: $4,149 in Owen Sound versus $4,665 in Rugby.

Owen Sound $4,149
Rugby $4,665

Living in Owen Sound costs roughly 14% less than in Rugby, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Owen Sound 49% above, Rugby 73% above.

Meal at Budget Restaurant

$13.94 CA$19.70

$19.62 £14.72

-28.95%

Three-Course Dinner for Two, Mid-Range

$48.66 CA$68.8

$79.2 £59.4

-38.56%

Fast Food Meal (McDonalds, etc)

$8.96 CA$12.67

$9.53 £7.15

-5.98%

Cappuccino

$3.40 CA$4.81

$4.91 £3.68

-30.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 CA$3.02

$2.12 £1.59

0.47%

Water (0.33 liter bottle)

$1.74 CA$2.46

$1.50 £1.13

16.00%

Local Beer (0.5 liter draught)

$4.32 CA$6.10

$6.05 £4.54

-28.60%

Imported Beer (0.33 liter bottle)

$5.55 CA$7.84

$6.58 £4.94

-15.65%

Milk (1 liter)

$2.56 CA$3.62

$1.70 £1.28

50.59%

White Bread (500g)

$2.79 CA$3.95

$1.75 £1.32

59.43%

Rice (white) (1kg)

$3.31 CA$4.68

$2.55 £1.91

29.80%

Eggs

$4.18 CA$5.91

$3.77 £2.83

10.88%

Local Cheese (1kg)

$9.60 CA$13.58

$9.32 £6.99

3.00%

Chicken Fillets (1kg)

$15.58 CA$22.02

$7.79 £5.85

100.00%

Beef Round Steak (1kg)

$24.03 CA$33.96

$15.11 £11.34

59.03%

Apples (1kg)

$3.43 CA$4.86

$2.59 £1.95

32.43%

Banana (1kg)

$1.92 CA$2.71

$1.75 £1.31

9.71%

Oranges (1kg)

$3.22 CA$4.55

$2.41 £1.81

33.61%

Tomato (1kg)

$2.96 CA$4.19

$3.17 £2.37

-6.62%

Potato (1kg)

$2.38 CA$3.37

$1.66 £1.25

43.37%

Onion (1kg)

$2.59 CA$3.67

$1.75 £1.31

48.00%

Lettuce (1 head)

$2.15 CA$3.04

$1.24 £0.93

73.39%

Water (1.5 liter bottle)

$1.32 CA$1.87

$1.58 £1.19

-16.46%

Cigarettes 20 Pack (Marlboro, Camel)

$13.73 CA$19.40

$21.66 £16.25

-36.61%

Wine (Bottle)

$13.58 CA$19.19

$11.81 £8.86

14.99%

Local Beer (0.5 liter bottle)

$4.54 CA$6.41

$3.59 £2.70

26.46%

Imported Beer (0.33 liter bottle)

$4.99 CA$7.06

$3.38 £2.53

47.63%

One-way Ticket (Public Transport)

$2.07 CA$2.93

$2.64 £1.98

-21.59%

Public Transport Monthly Pass (Regular Price)

$60.1 CA$85.0

$106 £79.7

-43.40%

Taxi Start (Normal Tariff)

$4.69 CA$6.62

$4.69 £3.52

Taxi (Normal Tariff) (1km)

$1.62 £1.21

Taxi 1hour Waiting (Normal Tariff)

$24.50 CA$34.64

$24.42 £18.32

0.33%

Gasoline (1 liter)

$1.13 CA$1.60

$2.09 £1.56

-45.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$38.1K

$39.2K £29.4K

-31.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.8K

$40.9K £30.7K

-48.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.5 CA$125

$265 £199

-66.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.61 CA$40.44

$19.84 £14.88

44.20%

Internet (50+ Mbps, Unlimited Data)

$47.59 CA$67.3

$46.42 £34.83

2.52%

Gym Membership (Monthly)

$113 CA$159

$57.0 £42.79

97.32%

Tennis Court (1 Hour on Weekend)

$41.11 CA$58.1

Cinema Ticket

$7.77 CA$10.98

$14.91 £11.18

-47.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$468 CA$662

$1,600 £1,200

-70.72%

International Primary School, 1 Child (Yearly)

$7,205 CA$10.2K

$22.5K £16.9K

-68.00%

Jeans (Levis 501 Or Similar)

$35.57 CA$50.3

$108 £81.4

-67.21%

Summer Dress (H&M, Zara, etc)

$27.20 CA$38.45

$31.56 £23.68

-13.81%

Sport Shoes (Adidas, Nike)

$87.8 CA$124

$83.0 £62.2

5.77%

Men's Leather Business Shoes

$108 CA$153

$113 £84.8

-4.23%

1-bedroom Apartment, City Center (Monthly)

$1,350 CA$1,909

$1,107 £831

21.92%

1-bedroom Apartment, Outside City Center (Monthly)

$898 CA$1,269

$1,044 £783

-14.02%

3-bedroom Apartment, City Center (Monthly)

$2,196 CA$3,104

$1,797 £1,348

22.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,594 CA$2,253

$1,844 £1,383

-13.56%

Buy Apartment in City Center (m2)

$4,965 £3,725

Buy Apartment Outside City Center (m2)

$3,847 £2,886

Average Monthly Net Salary (After Tax)

$3,013 CA$4,259

$4,705 £3,529

-35.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.26

5.09

3.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owen Sound: October 18, 2026

Last update for Rugby: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Owen Sound

$898 44.4%

Rugby

$1K 44.5% 16.3% $146

Groceries & Markets

Owen Sound

$415 20.5%

Rugby

$302 12.9% 27.3% $114

Eating Out

Owen Sound

$227 11.2%

Rugby

$302 12.9% 32.9% $75

Monthly Utilities & Internet

Owen Sound

$165 8.1%

Rugby

$332 14.1% 101% $167

Sport & Entertainment

Owen Sound

$128 6.3%

Rugby

$87 3.7% 32.2% $41

Clothing & Footwear

Owen Sound

$116 5.8%

Rugby

$151 6.4% 29.9% $35

Getting Around

Owen Sound

$73 * 3.6%

Rugby

$130 5.5% 77.2% $56

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,350 in Owen Sound and $1,107 in Rugby. Housing cost is often the main lever when comparing two cities.

Rugby pays 56% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Owen Sound vs $79.0 in Rugby. Groceries flip the comparison at $415 vs $302, with Rugby cheaper for home cooking.

Good to know

🇨🇦 Owen Sound

🇬🇧 Rugby

🕒 Local time

07:39 7:39 AM

12:39 12:39 PM

5 h ahead of Owen Sound

🌤 Weather

👥 Population

21,341

70,628

💱 Currency

Canadian Dollar CAD $

British Pound GBP £

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to CAD in detail →

On the map

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Between locations

Owen Sound Rugby 5,630 km ≈ 8 h nonstop flight

From you

Owen Sound
Rugby

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Owen Sound vs Rugby: Cost of Living - Frequently Asked Questions

Owen Sound is cheaper overall, especially in eating out, clothing, and transport. The 16% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 56% lower in Rugby. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,350 in Owen Sound versus $1,107 in Rugby. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Owen Sound – a meal for two runs $49.00 versus $79.0 in Rugby. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,023 per month in Owen Sound versus $2,347 in Rugby – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,023 in Owen Sound versus $2,347 in Rugby, a $2,500 budget is realistic in Owen Sound but tight or insufficient in Rugby. The gap between the two cities makes Owen Sound the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Owen Sound and Rugby are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Owen Sound gentler on the wallet – expenses run 16% less than in Rugby. Beyond cost, consider language, visa policies, and how big the international community is in each city.