Last update: Oct 2026

Cost of Living Comparison Between Regensburg and Wellington

For one person, living is cheaper in Regensburg: $1,955 a month against $2,358 in Wellington, rent and utilities included – about $4,800 less a year. Higher rent and utilities in Wellington outweigh lower spending on other living expenses.

95

Cost of Living Index in Regensburg
Learn more

Regensburg Living Index
114

Cost of Living Index in Wellington
Learn more

Wellington Living Index

Jump to prices

Regensburg

🇩🇪 Germany

$1,955

/mo nomad

Wellington

🇳🇿 New Zealand

$2,358

/mo nomad

Monthly Cost of Living

How much you'll spend in Regensburg and in Wellington

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Regensburg and in Wellington actually costs, broken down by who's living it.

A single person spends $1,955 per month in Regensburg vs $2,358 in Wellington, rent included.

Regensburg $1,955
Wellington $2,358

A couple spends around $2,934 per month in Regensburg vs $3,368 in Wellington, rent included.

Regensburg $2,934
Wellington $3,368

A family of three spends $3,914 per month in Regensburg vs $4,378 in Wellington, rent included.

Regensburg $3,914
Wellington $4,378

Regensburg is about 17% cheaper than Wellington, and outside of rent the biggest gap is in eating out.

Both Regensburg and Wellington sit above the global median – Regensburg by 45%, Wellington by 75%.

Meal at Budget Restaurant

$15.93 €14.17

$13.72 NZ$24.27

16.11%

Three-Course Dinner for Two, Mid-Range

$71.2 €63.4

$63.7 NZ$113

11.74%

Fast Food Meal (McDonalds, etc)

$15.66 €13.93

$8.95 NZ$15.83

74.97%

Cappuccino

$4.13 €3.67

$3.42 NZ$6.05

20.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 €2.85

$2.44 NZ$4.31

31.56%

Water (0.33 liter bottle)

$2.17 €1.93

$1.69 NZ$2.98

28.40%

Local Beer (0.5 liter draught)

$4.17 €3.71

$7.22 NZ$12.76

-42.24%

Imported Beer (0.33 liter bottle)

$4.92 €4.38

$6.65 NZ$11.76

-26.02%

Milk (1 liter)

$1.43 €1.27

$1.91 NZ$3.38

-25.13%

White Bread (500g)

$1.92 €1.71

$2.20 NZ$3.89

-12.73%

Rice (white) (1kg)

$3.61 €3.21

$1.83 NZ$3.24

97.27%

Eggs

$3.26 €2.90

$6.77 NZ$11.97

-51.85%

Local Cheese (1kg)

$17.97 €15.98

$9.05 NZ$16.00

98.56%

Chicken Fillets (1kg)

$8.66 €7.70

$9.85 NZ$17.43

-12.08%

Beef Round Steak (1kg)

$25.66 €22.82

$15.19 NZ$26.86

68.93%

Apples (1kg)

$3.19 €2.83

$3.12 NZ$5.52

2.24%

Banana (1kg)

$2.36 €2.10

$2.21 NZ$3.91

6.79%

Oranges (1kg)

$1.86 €1.66

$3.07 NZ$5.43

-39.41%

Tomato (1kg)

$3.46 €3.08

$6.59 NZ$11.65

-47.50%

Potato (1kg)

$1.12 €1.00

$2.06 NZ$3.64

-45.63%

Onion (1kg)

$1.33 €1.19

$1.23 NZ$2.18

8.13%

Lettuce (1 head)

$1.38 €1.23

$2.07 NZ$3.66

-33.33%

Water (1.5 liter bottle)

$1.03 €0.91

$1.15 NZ$2.03

-10.43%

Cigarettes 20 Pack (Marlboro, Camel)

$9.68 €8.61

$24.86 NZ$43.96

-61.06%

Wine (Bottle)

$6.63 €5.89

$11.28 NZ$19.95

-41.22%

Local Beer (0.5 liter bottle)

$1.09 €0.97

$3.09 NZ$5.47

-64.72%

Imported Beer (0.33 liter bottle)

$1.65 €1.46

$2.87 NZ$5.08

-42.51%

One-way Ticket (Public Transport)

$3.38 €3.01

$2.83 NZ$5.01

19.43%

Public Transport Monthly Pass (Regular Price)

$67.4 €59.9

$102 NZ$180

-33.64%

Taxi Start (Normal Tariff)

$5.47 €4.86

$1.87 NZ$3.30

192.51%

Taxi (Normal Tariff) (1km)

$2.94 €2.61

$1.82 NZ$3.22

61.54%

Taxi 1hour Waiting (Normal Tariff)

$38.43 €34.18

$34.15 NZ$60.4

12.53%

Gasoline (1 liter)

$2.09 €1.86

$1.82 NZ$3.22

14.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K €29.7K

$25.0K NZ$44.2K

33.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.4K

$25.4K NZ$44.9K

52.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$282 €251

$197 NZ$348

43.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.87 €28.35

$32.00 NZ$56.6

-0.41%

Internet (50+ Mbps, Unlimited Data)

$47.69 €42.42

$52.4 NZ$92.7

-9.06%

Gym Membership (Monthly)

$57.3 €51.0

$37.73 NZ$66.7

51.87%

Tennis Court (1 Hour on Weekend)

$23.07 €20.52

$16.11 NZ$28.50

43.20%

Cinema Ticket

$15.91 €14.15

$11.93 NZ$21.10

33.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$248 €221

$1,056 NZ$1,867

-76.51%

International Primary School, 1 Child (Yearly)

$7,675 €6,827

$12.8K NZ$22.6K

-39.84%

Jeans (Levis 501 Or Similar)

$79.4 €70.6

$76.3 NZ$135

4.00%

Summer Dress (H&M, Zara, etc)

$69.4 €61.7

$28.23 NZ$49.93

145.73%

Sport Shoes (Adidas, Nike)

$79.2 €70.4

$99.6 NZ$176

-20.51%

Men's Leather Business Shoes

$120 €107

$152 NZ$270

-21.28%

1-bedroom Apartment, City Center (Monthly)

$809 €720

$1,226 NZ$2,169

-34.02%

1-bedroom Apartment, Outside City Center (Monthly)

$635 €565

$1,141 NZ$2,018

-44.32%

3-bedroom Apartment, City Center (Monthly)

$1,400 €1,245

$2,143 NZ$3,790

-34.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,058 €941

$1,709 NZ$3,022

-38.08%

Buy Apartment in City Center (m2)

$8,256 €7,344

$6,578 NZ$11.6K

25.51%

Buy Apartment Outside City Center (m2)

$4,440 €3,950

$3,559 NZ$6,294

24.77%

Average Monthly Net Salary (After Tax)

$3,358 €2,987

$2,785 NZ$4,925

20.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

5.39

-26.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Regensburg: October 10, 2026

Last update for Wellington: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Regensburg

$635 32.5%

Wellington

$1.1K 48.4% 79.6% $506

Monthly Utilities & Internet

Regensburg

$361 18.5%

Wellington

$281 11.9% 22.2% $80

Groceries & Markets

Regensburg

$336 17.2%

Wellington

$346 14.7% 3% $10

Eating Out

Regensburg

$276 14.1%

Wellington

$244 10.3% 11.8% $33

Clothing & Footwear

Regensburg

$157 8%

Wellington

$160 6.8% 2.5% $3.9

Getting Around

Regensburg

$101 5.2%

Wellington

$124 5.3% 22.5% $23

Sport & Entertainment

Regensburg

$89 4.6%

Wellington

$62 2.6% 30.9% $28

Cost Breakdown

A central one-bedroom costs $809 in Regensburg versus $1,226 in Wellington. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Regensburg, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $71.0 in Regensburg versus $64.0 in Wellington. Groceries tell a different story – $336 in Regensburg vs $346 in Wellington – so Regensburg wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Regensburg

🇳🇿 Wellington

🕒 Local time

18:17 6:17 PM

05:17 5:17 AM

11 h ahead of Regensburg

🌤 Weather

👥 Population

145,000

215,900 Capital

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.12 USD

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

New Zealand Dollar exchange rates as of October 19, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Regensburg Wellington 18,410 km ≈ 24 h nonstop flight

From you

Regensburg
Wellington

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Regensburg vs Wellington: Cost of Living - Frequently Asked Questions

Yes – Wellington is pricier by about 21%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,933 per month in Regensburg and $3,536 in Wellington. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regensburg, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 3% more in Wellington, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $71.0 in Regensburg and $64.0 in Wellington. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Regensburg, where all-in costs run around $1,955, than in Wellington at $2,358. In Regensburg it covers expenses comfortably, while in Wellington it requires careful planning or may not stretch far enough.

Families tend to lean toward Regensburg – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Regensburg. If higher salaries, better infrastructure, or specific career opportunities are the priority, Wellington makes more sense. Both are solid long-term options with distinct trade-offs.