Last update: Oct 2026

Cost of Living Comparison Between Wellington and Regensburg

For one person, living is cheaper in Regensburg: $1,946 a month against $2,313 in Wellington, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Wellington
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Wellington Living Index
94

Cost of Living Index in Regensburg
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Regensburg Living Index

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Wellington

🇳🇿 New Zealand

$2,313

/mo nomad

Regensburg

🇩🇪 Germany

$1,946

/mo nomad

Monthly Cost of Living

How much you'll spend in Wellington and in Regensburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wellington and in Regensburg actually costs, broken down by who's living it.

A single person spends $2,313 per month in Wellington vs $1,946 in Regensburg, rent included.

Wellington $2,313
Regensburg $1,946

A couple spends around $3,422 per month in Wellington vs $2,922 in Regensburg, rent included.

Wellington $3,422
Regensburg $2,922

A family of three spends $4,530 per month in Wellington vs $3,898 in Regensburg, rent included.

Wellington $4,530
Regensburg $3,898

Wellington costs about 19% more than Regensburg, and outside of rent the biggest gap is in transport.

Both Wellington and Regensburg sit above the global median – Wellington by 70%, Regensburg by 43%.

Meal at Budget Restaurant

$14.02 NZ$24.93

$16.10 €14.43

-12.92%

Three-Course Dinner for Two, Mid-Range

$66.5 NZ$118

$71.5 €64.1

-7.07%

Fast Food Meal (McDonalds, etc)

$9.23 NZ$16.40

$15.48 €13.87

-40.37%

Cappuccino

$3.41 NZ$6.06

$4.09 €3.67

-16.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 NZ$4.32

$3.24 €2.90

-25.00%

Water (0.33 liter bottle)

$1.69 NZ$3.01

$2.10 €1.88

-19.52%

Local Beer (0.5 liter draught)

$7.48 NZ$13.30

$4.08 €3.66

83.33%

Imported Beer (0.33 liter bottle)

$6.74 NZ$11.99

$4.97 €4.46

35.61%

Milk (1 liter)

$1.95 NZ$3.47

$1.44 €1.29

35.42%

White Bread (500g)

$2.25 NZ$4.01

$1.87 €1.67

20.32%

Rice (white) (1kg)

$1.85 NZ$3.30

$3.58 €3.21

-48.32%

Eggs

$7.10 NZ$12.63

$3.32 €2.97

113.86%

Local Cheese (1kg)

$9.54 NZ$16.96

$18.22 €16.33

-47.64%

Chicken Fillets (1kg)

$9.62 NZ$17.10

$8.88 €7.96

8.33%

Beef Round Steak (1kg)

$15.26 NZ$27.13

$25.34 €22.71

-39.78%

Apples (1kg)

$3.09 NZ$5.50

$3.16 €2.83

-2.22%

Banana (1kg)

$2.15 NZ$3.83

$2.32 €2.08

-7.33%

Oranges (1kg)

$3.08 NZ$5.48

$1.86 €1.67

65.59%

Tomato (1kg)

$6.42 NZ$11.42

$3.61 €3.24

77.84%

Potato (1kg)

$2.10 NZ$3.73

$1.08 €0.97

94.44%

Onion (1kg)

$1.23 NZ$2.19

$1.34 €1.20

-8.21%

Lettuce (1 head)

$2.01 NZ$3.58

$1.40 €1.25

43.57%

Water (1.5 liter bottle)

$1.16 NZ$2.06

$0.98 €0.88

18.37%

Cigarettes 20 Pack (Marlboro, Camel)

$25.37 NZ$45.09

$9.92 €8.89

155.75%

Wine (Bottle)

$11.48 NZ$20.41

$6.61 €5.92

73.68%

Local Beer (0.5 liter bottle)

$3.12 NZ$5.54

$1.09 €0.98

186.24%

Imported Beer (0.33 liter bottle)

$2.89 NZ$5.13

$1.63 €1.46

77.30%

One-way Ticket (Public Transport)

$2.86 NZ$5.09

$3.28 €2.94

-12.80%

Public Transport Monthly Pass (Regular Price)

$105 NZ$186

$70.4 €63.0

49.08%

Taxi Start (Normal Tariff)

$1.88 NZ$3.34

$5.71 €5.12

-67.08%

Taxi (Normal Tariff) (1km)

$1.83 NZ$3.25

$2.85 €2.56

-35.79%

Taxi 1hour Waiting (Normal Tariff)

$34.31 NZ$61.0

$37.47 €33.57

-8.43%

Gasoline (1 liter)

$1.84 NZ$3.27

$2.09 €1.88

-11.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K NZ$50.5K

$33.2K €29.7K

-14.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K NZ$42.3K

$37.8K €33.9K

-37.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 NZ$357

$279 €250

-27.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.35 NZ$59.3

$31.87 €28.56

4.64%

Internet (50+ Mbps, Unlimited Data)

$53.7 NZ$95.4

$48.37 €43.34

10.92%

Gym Membership (Monthly)

$35.87 NZ$63.8

$46.88 €42.01

-23.49%

Tennis Court (1 Hour on Weekend)

$16.18 NZ$28.77

$23.33 €20.90

-30.65%

Cinema Ticket

$11.78 NZ$20.94

$16.11 €14.44

-26.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,065 NZ$1,892

$246 €220

332.86%

International Primary School, 1 Child (Yearly)

$13.3K NZ$23.6K

$7,609 €6,819

74.55%

Jeans (Levis 501 Or Similar)

$80.4 NZ$143

$76.9 €68.9

4.54%

Summer Dress (H&M, Zara, etc)

$28.04 NZ$49.84

$69.7 €62.4

-59.76%

Sport Shoes (Adidas, Nike)

$102 NZ$181

$78.1 €70.0

30.07%

Men's Leather Business Shoes

$154 NZ$274

$120 €107

28.51%

1-bedroom Apartment, City Center (Monthly)

$1,143 NZ$2,031

$812 €727

40.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,078 NZ$1,917

$637 €571

69.19%

3-bedroom Apartment, City Center (Monthly)

$2,057 NZ$3,656

$1,419 €1,271

44.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,814 NZ$3,224

$1,059 €949

71.20%

Buy Apartment in City Center (m2)

$6,594 NZ$11.7K

$7,201 €6,452

-8.42%

Buy Apartment Outside City Center (m2)

$3,655 NZ$6,497

$4,447 €3,985

-17.81%

Average Monthly Net Salary (After Tax)

$2,785 NZ$4,951

$3,387 €3,035

-17.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

3.95

36.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: October 27, 2026

Last update for Regensburg: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wellington

$1.1K 46.6%

Regensburg

$637 32.8% 40.9% $441

Groceries & Markets

Wellington

$348 15.1%

Regensburg

$336 17.3% 3.5% $12

Monthly Utilities & Internet

Wellington

$288 12.4%

Regensburg

$359 18.5% 24.8% $71

Eating Out

Wellington

$248 10.7%

Regensburg

$276 14.2% 11.2% $28

Clothing & Footwear

Wellington

$164 7.1%

Regensburg

$155 8% 5.4% $8.8

Getting Around

Wellington

$127 5.5%

Regensburg

$103 5.3% 18.8% $24

Sport & Entertainment

Wellington

$59 2.6%

Regensburg

$79 4.1% 33.1% $20

Cost Breakdown

A central one-bedroom costs $1,143 in Wellington versus $812 in Regensburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Regensburg, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $66 in Wellington versus $72 in Regensburg. Groceries tell a different story – $348 in Wellington vs $336 in Regensburg – so Regensburg wins on supermarket bills even if dining out costs more.

Good to know

🇳🇿 Wellington

🇩🇪 Regensburg

🕒 Local time

23:08 11:08 PM

11:08 11:08 AM

12 h behind Wellington

🌤 Weather

👥 Population

215,900 Capital

145,000

💱 Currency

New Zealand Dollar NZD $

Euro EUR €

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Wellington Regensburg 18,410 km ≈ 24 h nonstop flight

From you

Wellington
Regensburg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wellington vs Regensburg: Cost of Living - Frequently Asked Questions

Yes – Wellington is pricier by about 19%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,470 per month in Wellington and $2,919 in Regensburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regensburg, especially for central apartments: a one-bedroom in the center costs $812 there versus $1,143 in Wellington.

Groceries cost about 4% more in Wellington, though the gap depends on what you buy.

A mid-range dinner for two costs $66 in Wellington and $72 in Regensburg. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Families tend to lean toward Regensburg – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.