Cost of Living Comparison Between Wellington and Regensburg Cost of Living Comparison Between Wellington and Regensburg

Monthly Cost of Living

A single person spends $2,277 per month in Wellington vs $2,036 in Regensburg, rent included.

A couple spends around $3,544 per month in Wellington vs $3,079 in Regensburg, rent included.

A family of three spends $4,812 per month in Wellington vs $4,122 in Regensburg, rent included.

Wellington costs about 12% more than Regensburg, driven mainly by Getting Around.

Both Wellington and Regensburg sit above the global median – Wellington by 70%, Regensburg by 52%.

Meal at Budget Restaurant

$17.28 NZ$29.58

$15.33 €13.41

12.72%

Three-Course Dinner for Two, Mid-Range

$85.1 NZ$146

$74.1 €64.8

14.83%

Fast Food Meal (McDonalds, etc)

$9.91 NZ$16.97

$11.73 €10.26

-15.52%

Cappuccino

$3.75 NZ$6.42

$3.93 €3.44

-4.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 NZ$4.46

$3.11 €2.72

-16.08%

Water (0.33 liter bottle)

$2.18 NZ$3.74

$2.15 €1.88

1.40%

Local Beer (0.5 liter draught)

$7.17 NZ$12.28

$4.55 €3.98

57.58%

Imported Beer (0.33 liter bottle)

$7.37 NZ$12.62

$4.70 €4.11

56.81%

Milk (1 liter)

$1.80 NZ$3.09

$1.26 €1.10

42.86%

White Bread (500g)

$2.02 NZ$3.46

$2.15 €1.88

-6.05%

Rice (white) (1kg)

$1.91 NZ$3.27

$3.35 €2.93

-42.99%

Eggs

$6.98 NZ$11.96

$3.71 €3.25

88.14%

Local Cheese (1kg)

$7.95 NZ$13.61

$14.52 €12.70

-45.25%

Chicken Fillets (1kg)

$11.26 NZ$19.28

$15.73 €13.76

-28.42%

Beef Round Steak (1kg)

$12.87 NZ$22.03

$22.36 €19.57

-42.44%

Apples (1kg)

$3.05 NZ$5.22

$3.28 €2.87

-7.01%

Banana (1kg)

$2.36 NZ$4.03

$1.89 €1.65

24.87%

Oranges (1kg)

$3.10 NZ$5.31

$2.19 €1.91

41.55%

Tomato (1kg)

$4.81 NZ$8.23

$5.10 €4.46

-5.69%

Potato (1kg)

$2.06 NZ$3.53

$1.62 €1.42

27.16%

Onion (1kg)

$1.57 NZ$2.68

$1.73 €1.51

-9.25%

Lettuce (1 head)

$2.25 NZ$3.86

$1.97 €1.73

14.21%

Water (1.5 liter bottle)

$1.31 NZ$2.24

$0.90 €0.79

45.56%

Cigarettes 20 Pack (Marlboro, Camel)

$26.06 NZ$44.63

$9.55 €8.36

172.88%

Wine (Bottle)

$10.75 NZ$18.40

$6.79 €5.94

58.32%

Local Beer (0.5 liter bottle)

$3.65 NZ$6.25

$1.10 €0.97

231.82%

Imported Beer (0.33 liter bottle)

$3.28 NZ$5.62

$1.80 €1.57

82.22%

One-way Ticket (Public Transport)

$2.69 NZ$4.61

$3.40 €2.98

-20.88%

Public Transport Monthly Pass (Regular Price)

$106 NZ$181

$56.8 €49.65

86.47%

Taxi Start (Normal Tariff)

$2.76 NZ$4.73

$5.65 €4.94

-51.15%

Taxi (Normal Tariff) (1km)

$1.84 NZ$3.15

$2.07 €1.81

-11.11%

Taxi 1hour Waiting (Normal Tariff)

$60.8 NZ$104

$39.12 €34.23

55.42%

Gasoline (1 liter)

$1.65 NZ$2.82

$1.92 €1.68

-14.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K NZ$57.1K

$31.1K €27.2K

7.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K NZ$43.7K

$36.8K €32.2K

-30.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 NZ$274

$296 €259

-45.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.45 NZ$57.3

$32.84 €28.73

1.86%

Internet (50+ Mbps, Unlimited Data)

$51.5 NZ$88.2

$53.1 €46.43

-2.96%

Gym Membership (Monthly)

$35.81 NZ$61.3

$56.2 €49.15

-36.26%

Tennis Court (1 Hour on Weekend)

$20.66 NZ$35.38

$28.27 €24.73

-26.92%

Cinema Ticket

$11.85 NZ$20.28

$16.76 €14.66

-29.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 NZ$1,357

$255 €223

211.10%

International Primary School, 1 Child (Yearly)

$13.0K NZ$22.2K

$8,063 €7,054

60.68%

Jeans (Levis 501 Or Similar)

$73.0 NZ$125

$85.6 €74.9

-14.79%

Summer Dress (H&M, Zara, etc)

$53.8 NZ$92.0

$66.7 €58.3

-19.39%

Sport Shoes (Adidas, Nike)

$119 NZ$203

$86.3 €75.5

37.59%

Men's Leather Business Shoes

$142 NZ$243

$153 €134

-6.95%

1-bedroom Apartment, City Center (Monthly)

$1,303 NZ$2,230

$735 €643

77.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,094 NZ$1,874

$676 €591

61.97%

3-bedroom Apartment, City Center (Monthly)

$2,101 NZ$3,597

$1,462 €1,279

43.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,902 NZ$3,257

$1,083 €948

75.60%

Buy Apartment in City Center (m2)

$6,864 NZ$11.8K

$8,632 €7,552

-20.48%

Buy Apartment Outside City Center (m2)

$3,720 NZ$6,369

$4,474 €3,914

-16.85%

Average Monthly Net Salary (After Tax)

$2,800 NZ$4,794

$3,423 €2,995

-18.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

3.98

74.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: July 13, 2026

Last update for Regensburg: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,303 in Wellington versus $735 in Regensburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Regensburg, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $85.0 in Wellington versus $74.0 in Regensburg. Groceries tell a different story – $339 in Wellington vs $363 in Regensburg – so Wellington wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wellington vs Regensburg: Cost of Living - Frequently Asked Questions

Yes – Wellington is pricier by about 12%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,416 per month in Wellington and $3,053 in Regensburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regensburg, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 7% cheaper in Wellington – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $85.0 in Wellington and $74.0 in Regensburg. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Regensburg, where all-in costs run around $2,036, than in Wellington at $2,277. In Regensburg it covers expenses comfortably, while in Wellington it requires careful planning or may not stretch far enough.

Families tend to lean toward Regensburg – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Regensburg. If higher salaries, better infrastructure, or specific career opportunities are the priority, Wellington makes more sense. Both are solid long-term options with distinct trade-offs.