Last update: Oct 2026

Cost of Living Comparison Between Ratlam and Mumbai (Bombay)

For one person, living is cheaper in Ratlam: $316 a month against $813 in Mumbai (Bombay), rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Ratlam
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Ratlam Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Ratlam

🇮🇳 India

$316

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Ratlam and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ratlam and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $316 in Ratlam versus $813 in Mumbai (Bombay).

Ratlam $316
Mumbai (Bombay) $813

Estimated couple costs with rent: $463 in Ratlam versus $1,352 in Mumbai (Bombay).

Ratlam $463
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $610 in Ratlam versus $1,891 in Mumbai (Bombay).

Ratlam $610
Mumbai (Bombay) $1,891

Living in Ratlam costs roughly 61% less than in Mumbai (Bombay), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Ratlam 77% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$2.16 ₹206

$5.35 ₹508

-59.63%

Three-Course Dinner for Two, Mid-Range

$6.14 ₹584

$20.87 ₹1,985

-70.58%

Fast Food Meal (McDonalds, etc)

$2.60 ₹248

$4.08 ₹388

-36.27%

Cappuccino

$1.54 ₹146

$2.78 ₹264

-44.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 ₹32.95

$0.40 ₹38.30

-12.50%

Water (0.33 liter bottle)

$0.14 ₹13.46

$0.15 ₹14.44

-6.67%

Local Beer (0.5 liter draught)

$1.97 ₹188

$2.64 ₹251

-25.38%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$4.25 ₹404

-26.59%

Milk (1 liter)

$0.60 ₹57.1

$0.74 ₹70.7

-18.92%

White Bread (500g)

$0.41 ₹38.92

$0.54 ₹51.4

-24.07%

Rice (white) (1kg)

$0.65 ₹61.4

$0.78 ₹74.2

-16.67%

Eggs

$0.83 ₹79.4

$1.00 ₹95.2

-17.00%

Local Cheese (1kg)

$5.04 ₹480

$5.61 ₹534

-10.16%

Chicken Fillets (1kg)

$2.06 ₹196

$3.58 ₹340

-42.46%

Apples (1kg)

$2.09 ₹199

$2.17 ₹206

-3.69%

Banana (1kg)

$0.39 ₹37.07

$0.69 ₹65.9

-43.48%

Oranges (1kg)

$1.03 ₹98.2

$1.21 ₹115

-14.88%

Tomato (1kg)

$0.40 ₹38.49

$0.49 ₹46.41

-18.37%

Potato (1kg)

$0.16 ₹14.92

$0.33 ₹31.76

-51.52%

Onion (1kg)

$0.20 ₹18.99

$0.37 ₹35.59

-45.95%

Lettuce (1 head)

$0.22 ₹20.95

$0.44 ₹41.85

-50.00%

Water (1.5 liter bottle)

$0.33 ₹31.66

$0.31 ₹29.69

6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.68 ₹255

$5.00 ₹476

-46.40%

Wine (Bottle)

$7.78 ₹740

$8.34 ₹793

-6.71%

Local Beer (0.5 liter bottle)

$1.60 ₹152

$1.99 ₹190

-19.60%

Imported Beer (0.33 liter bottle)

$2.58 ₹245

$3.12 ₹297

-17.31%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.48 ₹521

$6.01 ₹571

-8.82%

One-way Ticket (Public Transport)

$0.20 ₹18.98

Public Transport Monthly Pass (Regular Price)

$6.90 ₹656

Taxi Start (Normal Tariff)

$0.71 ₹67.5

$0.31 ₹29.89

129.03%

Taxi (Normal Tariff) (1km)

$0.18 ₹17.20

$0.31 ₹29.46

-41.94%

Taxi 1hour Waiting (Normal Tariff)

$1.34 ₹127

$1.61 ₹153

-16.77%

Gasoline (1 liter)

$1.09 ₹104

$1.10 ₹105

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₹2.0M

$15.6K ₹1.5M

34.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K ₹2.2M

$22.4K ₹2.1M

3.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$26.04 ₹2,476

$61.9 ₹5,882

-57.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 ₹389

$4.52 ₹430

-9.51%

Internet (50+ Mbps, Unlimited Data)

$5.27 ₹501

$8.97 ₹853

-41.25%

Gym Membership (Monthly)

$5.40 ₹514

$37.11 ₹3,530

-85.45%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,342

Cinema Ticket

$3.10 ₹295

$5.01 ₹476

-38.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$65.7 ₹6,250

$119 ₹11.3K

-44.79%

International Primary School, 1 Child (Yearly)

$994 ₹94.6K

$4,948 ₹470.6K

-79.90%

Jeans (Levis 501 Or Similar)

$7.27 ₹691

$36.37 ₹3,459

-80.01%

Summer Dress (H&M, Zara, etc)

$8.54 ₹812

$38.71 ₹3,681

-77.94%

Sport Shoes (Adidas, Nike)

$15.82 ₹1,505

$54.7 ₹5,205

-71.09%

Men's Leather Business Shoes

$26.47 ₹2,517

$48.03 ₹4,568

-44.89%

1-bedroom Apartment, City Center (Monthly)

$125 ₹11.9K

$640 ₹60.8K

-80.50%

1-bedroom Apartment, Outside City Center (Monthly)

$85.0 ₹8,088

$372 ₹35.3K

-77.12%

3-bedroom Apartment, City Center (Monthly)

$156 ₹14.8K

$2,093 ₹199.0K

-92.55%

3-bedroom Apartment, Outside City Center (Monthly)

$134 ₹12.7K

$925 ₹87.9K

-85.52%

Buy Apartment in City Center (m2)

$2,303 ₹219.1K

$5,706 ₹542.6K

-59.63%

Buy Apartment Outside City Center (m2)

$675 ₹64.2K

$2,560 ₹243.5K

-73.64%

Average Monthly Net Salary (After Tax)

$389 ₹37.0K

$757 ₹72.0K

-48.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.73

8.29

5.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ratlam: October 25, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ratlam

$95 30%

Mumbai (Bombay)

$117 14.4% 23.5% $22

Accommodation & Living

Ratlam

$85 26.9%

Mumbai (Bombay)

$372 45.7% 337% $287

Eating Out

Ratlam

$62 19.5%

Mumbai (Bombay)

$112 13.8% 82.3% $51

Monthly Utilities & Internet

Ratlam

$35 11.2%

Mumbai (Bombay)

$75 9.3% 113% $40

Clothing & Footwear

Ratlam

$26 8.3%

Mumbai (Bombay)

$80 9.8% 206% $54

Sport & Entertainment

Ratlam

$12 3.7%

Mumbai (Bombay)

$47 5.8% 306% $36

Getting Around

Ratlam

$1.6 * 0.5%

Mumbai (Bombay)

$9.6 1.2% 494% $8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $125 in Ratlam and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 95% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $6 in Ratlam vs $21 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $95 vs $117 per month, with Ratlam cheaper across the board.

Good to know

🇮🇳 Ratlam

🇮🇳 Mumbai (Bombay)

🕒 Local time

13:17 1:17 PM

Same time as Ratlam

🌤 Weather

👥 Population

100,000

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

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Between locations

Ratlam Mumbai (Bombay) 530 km ≈ 1 h 15 min nonstop flight

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Ratlam
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ratlam vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Ratlam and Mumbai (Bombay) differ by about 157% in total monthly costs ($316 vs $813 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 49% lower in Ratlam. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $125 in Ratlam versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $66 in Ratlam versus $119 in Mumbai (Bombay). Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ratlam – a meal for two runs $6 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Ratlam gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ratlam wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.