Cost of Living Comparison Between Mumbai (Bombay) and Ratlam Cost of Living Comparison Between Mumbai (Bombay) and Ratlam

Monthly Cost of Living

Monthly costs for one person with rent: $781 in Mumbai (Bombay) versus $352 in Ratlam.

Estimated couple costs with rent: $1,281 in Mumbai (Bombay) versus $514 in Ratlam.

Monthly costs for a family of three with rent: $1,781 in Mumbai (Bombay) versus $676 in Ratlam.

Living in Mumbai (Bombay) is roughly 122% more expensive than Ratlam, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Ratlam 74% lower.

Meal at Budget Restaurant

$5.13 ₹489

$1.94 ₹185

164.43%

Three-Course Dinner for Two, Mid-Range

$22.35 ₹2,129

$7.06 ₹673

216.57%

Fast Food Meal (McDonalds, etc)

$4.69 ₹446

$2.90 ₹276

61.72%

Cappuccino

$2.65 ₹252

$1.58 ₹150

67.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.63

$0.33 ₹31.87

42.42%

Water (0.33 liter bottle)

$0.19 ₹18.22

$0.17 ₹16.15

11.76%

Local Beer (0.5 liter draught)

$2.28 ₹217

Imported Beer (0.33 liter bottle)

$4.12 ₹392

$5.15 ₹491

-20.00%

Milk (1 liter)

$0.74 ₹70.3

$0.60 ₹57.3

23.33%

White Bread (500g)

$0.52 ₹49.63

$0.45 ₹42.86

15.56%

Rice (white) (1kg)

$0.84 ₹79.6

$0.66 ₹63.1

27.27%

Eggs

$1.07 ₹102

$0.88 ₹83.9

21.59%

Local Cheese (1kg)

$7.05 ₹672

$4.73 ₹451

49.05%

Chicken Fillets (1kg)

$3.93 ₹375

$2.39 ₹227

64.44%

Apples (1kg)

$2.34 ₹223

$2.33 ₹222

0.43%

Banana (1kg)

$0.77 ₹73.2

$0.45 ₹43.21

71.11%

Oranges (1kg)

$1.31 ₹125

$0.97 ₹92.1

35.05%

Tomato (1kg)

$0.64 ₹60.7

$0.82 ₹78.3

-21.95%

Potato (1kg)

$0.53 ₹50.1

$0.17 ₹16.55

211.76%

Onion (1kg)

$0.63 ₹59.8

$0.22 ₹20.95

186.36%

Lettuce (1 head)

$0.69 ₹65.8

$0.54 ₹51.1

27.78%

Water (1.5 liter bottle)

$0.35 ₹33.52

$0.36 ₹34.74

-2.78%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 ₹396

$3.39 ₹323

22.71%

Wine (Bottle)

$8.59 ₹819

$7.87 ₹750

9.15%

Local Beer (0.5 liter bottle)

$2.14 ₹204

$1.52 ₹145

40.79%

Imported Beer (0.33 liter bottle)

$3.24 ₹309

$2.13 ₹203

52.11%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.22 ₹688

$5.74 ₹547

25.78%

One-way Ticket (Public Transport)

$0.24 ₹23.00

$0.30 ₹28.96

-20.00%

Public Transport Monthly Pass (Regular Price)

$4.73 ₹451

$8.67 ₹826

-45.44%

Taxi Start (Normal Tariff)

$0.37 ₹34.97

$0.69 ₹66.0

-46.38%

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$1.48 ₹141

-3.38%

Gasoline (1 liter)

$1.22 ₹117

$1.20 ₹114

1.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$15.4K ₹1.5M

12.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₹2.4M

$20.2K ₹1.9M

25.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.2 ₹4,873

$28.65 ₹2,729

78.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.03 ₹479

$3.88 ₹369

29.64%

Internet (50+ Mbps, Unlimited Data)

$8.65 ₹824

$5.70 ₹543

51.75%

Gym Membership (Monthly)

$22.99 ₹2,190

$5.86 ₹558

292.32%

Tennis Court (1 Hour on Weekend)

$11.83 ₹1,127

$6.82 ₹650

73.46%

Cinema Ticket

$4.53 ₹432

$3.58 ₹341

26.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.6K

$63.4 ₹6,041

91.34%

International Primary School, 1 Child (Yearly)

$3,356 ₹319.7K

$1,084 ₹103.3K

209.52%

Jeans (Levis 501 Or Similar)

$29.19 ₹2,781

$8.24 ₹785

254.25%

Summer Dress (H&M, Zara, etc)

$30.76 ₹2,930

$9.07 ₹864

239.14%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,394

$17.56 ₹1,672

222.49%

Men's Leather Business Shoes

$41.02 ₹3,907

$29.53 ₹2,813

38.91%

1-bedroom Apartment, City Center (Monthly)

$695 ₹66.2K

$134 ₹12.8K

417.27%

1-bedroom Apartment, Outside City Center (Monthly)

$350 ₹33.3K

$92.0 ₹8,761

280.30%

3-bedroom Apartment, City Center (Monthly)

$1,778 ₹169.4K

$174 ₹16.6K

920.34%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹79.5K

$148 ₹14.1K

465.50%

Buy Apartment in City Center (m2)

$6,331 ₹603.1K

$2,270 ₹216.2K

178.94%

Buy Apartment Outside City Center (m2)

$2,639 ₹251.4K

$669 ₹63.7K

294.49%

Average Monthly Net Salary (After Tax)

$737 ₹70.2K

$386 ₹36.7K

91.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.1

1.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): June 7, 2026

Last update for Ratlam: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Mumbai (Bombay) and $134 in Ratlam. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 91% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $7.00 in Ratlam for a mid-range dinner for two. Groceries echo the gap at $130 vs $100 per month, with Ratlam cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Ratlam: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Ratlam differ by about 122% in total monthly costs ($781 vs $352 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 91% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $695 in Mumbai (Bombay) versus $134 in Ratlam. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 30% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ratlam – a meal for two runs $7.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $352 in Ratlam versus $781 in Mumbai (Bombay), a $2,000 budget is realistic in Ratlam but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Ratlam the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Ratlam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratlam gentler on the wallet – expenses run 122% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.