Cost of Living Comparison Between Mumbai (Bombay) and Ratlam Cost of Living Comparison Between Mumbai (Bombay) and Ratlam

Monthly Cost of Living

Monthly costs for one person with rent: $786 in Mumbai (Bombay) versus $323 in Ratlam.

Estimated couple costs with rent: $1,295 in Mumbai (Bombay) versus $472 in Ratlam.

Monthly costs for a family of three with rent: $1,805 in Mumbai (Bombay) versus $621 in Ratlam.

Living in Mumbai (Bombay) is roughly 143% more expensive than in Ratlam, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Ratlam 77% lower.

Meal at Budget Restaurant

$5.16 ₹493

$2.12 ₹203

143.40%

Three-Course Dinner for Two, Mid-Range

$20.80 ₹1,987

$6.16 ₹589

237.66%

Fast Food Meal (McDonalds, etc)

$4.30 ₹410

$2.70 ₹258

59.26%

Cappuccino

$2.65 ₹253

$1.49 ₹142

77.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.56

$0.36 ₹33.95

2.78%

Water (0.33 liter bottle)

$0.16 ₹15.27

$0.14 ₹13.00

14.29%

Local Beer (0.5 liter draught)

$2.70 ₹258

$2.06 ₹196

31.07%

Imported Beer (0.33 liter bottle)

$4.24 ₹405

$3.12 ₹298

35.90%

Milk (1 liter)

$0.70 ₹66.4

$0.63 ₹59.7

11.11%

White Bread (500g)

$0.48 ₹46.29

$0.43 ₹41.37

11.63%

Rice (white) (1kg)

$0.76 ₹72.8

$0.70 ₹66.5

8.57%

Eggs

$1.02 ₹97.7

$0.92 ₹88.2

10.87%

Local Cheese (1kg)

$5.75 ₹549

$5.10 ₹487

12.75%

Chicken Fillets (1kg)

$3.53 ₹337

$2.05 ₹196

72.20%

Apples (1kg)

$2.23 ₹213

$2.14 ₹204

4.21%

Banana (1kg)

$0.72 ₹69.0

$0.41 ₹39.10

75.61%

Oranges (1kg)

$1.23 ₹117

$0.99 ₹95.1

24.24%

Tomato (1kg)

$0.49 ₹46.68

$0.41 ₹38.88

19.51%

Potato (1kg)

$0.35 ₹33.36

$0.17 ₹16.38

105.88%

Onion (1kg)

$0.40 ₹38.30

$0.22 ₹21.03

81.82%

Lettuce (1 head)

$0.49 ₹47.27

$0.22 ₹21.06

122.73%

Water (1.5 liter bottle)

$0.31 ₹30.09

$0.33 ₹31.56

-6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹487

$2.68 ₹256

90.30%

Wine (Bottle)

$8.25 ₹788

$7.68 ₹734

7.42%

Local Beer (0.5 liter bottle)

$2.04 ₹195

$1.58 ₹151

29.11%

Imported Beer (0.33 liter bottle)

$3.02 ₹288

$2.61 ₹249

15.71%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.22 ₹594

$5.46 ₹522

13.92%

One-way Ticket (Public Transport)

$0.20 ₹19.09

Public Transport Monthly Pass (Regular Price)

$5.93 ₹567

Taxi Start (Normal Tariff)

$0.33 ₹31.57

$0.76 ₹73.0

-56.58%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.67

$0.18 ₹17.03

83.33%

Taxi 1hour Waiting (Normal Tariff)

$1.63 ₹156

$1.30 ₹124

25.38%

Gasoline (1 liter)

$1.14 ₹109

$1.10 ₹105

3.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K ₹1.6M

$21.4K ₹2.0M

-23.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$23.1K ₹2.2M

-3.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.1 ₹5,739

$26.97 ₹2,576

122.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 ₹417

$4.32 ₹413

1.16%

Internet (50+ Mbps, Unlimited Data)

$9.32 ₹890

$5.36 ₹512

73.88%

Gym Membership (Monthly)

$27.53 ₹2,631

$5.38 ₹514

411.71%

Tennis Court (1 Hour on Weekend)

$13.67 ₹1,306

Cinema Ticket

$4.62 ₹442

$3.19 ₹305

44.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.3K

$67.9 ₹6,484

74.04%

International Primary School, 1 Child (Yearly)

$4,970 ₹474.8K

$999 ₹95.4K

397.49%

Jeans (Levis 501 Or Similar)

$34.94 ₹3,338

$7.59 ₹725

360.34%

Summer Dress (H&M, Zara, etc)

$37.94 ₹3,625

$8.68 ₹829

337.10%

Sport Shoes (Adidas, Nike)

$60.3 ₹5,758

$15.81 ₹1,510

281.15%

Men's Leather Business Shoes

$49.94 ₹4,771

$26.69 ₹2,550

87.11%

1-bedroom Apartment, City Center (Monthly)

$641 ₹61.2K

$123 ₹11.7K

421.24%

1-bedroom Apartment, Outside City Center (Monthly)

$371 ₹35.4K

$83.7 ₹7,992

343.05%

3-bedroom Apartment, City Center (Monthly)

$1,937 ₹185.0K

$158 ₹15.1K

1128.18%

3-bedroom Apartment, Outside City Center (Monthly)

$869 ₹83.0K

$130 ₹12.4K

568.80%

Buy Apartment in City Center (m2)

$6,174 ₹589.9K

$2,301 ₹219.8K

168.36%

Buy Apartment Outside City Center (m2)

$2,428 ₹232.0K

$682 ₹65.2K

255.92%

Average Monthly Net Salary (After Tax)

$810 ₹77.4K

$387 ₹36.9K

109.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

8.73

-4.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 7, 2026

Last update for Ratlam: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Mumbai (Bombay) and $123 in Ratlam. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 110% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $6.00 in Ratlam for a mid-range dinner for two. Groceries echo the gap at $117 vs $96.0 per month, with Ratlam cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Ratlam: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Ratlam differ by about 143% in total monthly costs ($786 vs $323 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 110% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $641 in Mumbai (Bombay) versus $123 in Ratlam. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $118 in Mumbai (Bombay) versus $67.9 in Ratlam. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ratlam – a meal for two runs $6.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $323 in Ratlam versus $786 in Mumbai (Bombay), a $2,000 budget is realistic in Ratlam but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Ratlam the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Ratlam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratlam gentler on the wallet – expenses run 143% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.