Last update: Oct 2026

Cost of Living Comparison Between Pyatigorsk and Ubud, Bali

For one person, living is cheaper in Pyatigorsk: $849 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Pyatigorsk

🇷🇺 Russia

$849

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Pyatigorsk and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pyatigorsk and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $849 in Pyatigorsk versus $1,349 in Ubud, Bali.

Pyatigorsk $849
Ubud, Bali $1,349

Estimated couple costs with rent: $1,013 in Pyatigorsk versus $2,305 in Ubud, Bali.

Pyatigorsk $1,013
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,178 in Pyatigorsk versus $3,261 in Ubud, Bali.

Pyatigorsk $1,178
Ubud, Bali $3,261

Living in Pyatigorsk costs roughly 37% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.84 ₽632

$3.32 Rp 60.3K

136.14%

Three-Course Dinner for Two, Mid-Range

$37.27 ₽3,001

$35.64 Rp 646.5K

4.57%

Fast Food Meal (McDonalds, etc)

$4.32 ₽348

$5.53 Rp 100.4K

-21.88%

Cappuccino

$1.83 ₽147

$2.72 Rp 49.3K

-32.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ₽66.7

$1.70 Rp 30.9K

-51.18%

Water (0.33 liter bottle)

$0.38 ₽30.95

$0.76 Rp 13.8K

-50.00%

Local Beer (0.5 liter draught)

$1.22 ₽98.3

$2.65 Rp 48.1K

-53.96%

Imported Beer (0.33 liter bottle)

$1.88 ₽151

$4.38 Rp 79.5K

-57.08%

Milk (1 liter)

$1.20 ₽97.0

$1.49 Rp 27.0K

-19.46%

White Bread (500g)

$0.61 ₽49.10

$2.28 Rp 41.3K

-73.25%

Rice (white) (1kg)

$0.59 ₽47.52

$1.19 Rp 21.6K

-50.42%

Eggs

$1.32 ₽107

$2.04 Rp 36.9K

-35.29%

Local Cheese (1kg)

$9.85 ₽793

$17.70 Rp 321.1K

-44.35%

Chicken Fillets (1kg)

$4.41 ₽355

$3.96 Rp 71.9K

11.36%

Beef Round Steak (1kg)

$11.32 ₽911

$12.19 Rp 221.1K

-7.14%

Apples (1kg)

$1.58 ₽127

$3.66 Rp 66.3K

-56.83%

Banana (1kg)

$1.87 ₽151

$1.52 Rp 27.5K

23.03%

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$3.06 ₽247

$1.97 Rp 35.8K

55.33%

Potato (1kg)

$0.61 ₽48.76

$1.85 Rp 33.5K

-67.03%

Onion (1kg)

$0.35 ₽28.37

$2.42 Rp 44.0K

-85.54%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.77 ₽62.1

$0.51 Rp 9,313

50.98%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$5.00 ₽403

$22.24 Rp 403.4K

-77.52%

Local Beer (0.5 liter bottle)

$0.84 ₽68.0

$2.26 Rp 41.0K

-62.83%

Imported Beer (0.33 liter bottle)

$1.52 ₽122

$2.97 Rp 53.9K

-48.82%

One-way Ticket (Public Transport)

$0.47 ₽38.12

$0.25 Rp 4,553

88.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$1.84 ₽148

$0.44 Rp 7,972

318.18%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.81 ₽65.2

$0.82 Rp 15.0K

-1.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 ₽13.2K

$79.1 Rp 1.4M

107.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.28 ₽506

$6.45 Rp 116.9K

-2.64%

Internet (50+ Mbps, Unlimited Data)

$7.47 ₽602

$18.58 Rp 337.0K

-59.80%

Gym Membership (Monthly)

$30.32 ₽2,442

$49.48 Rp 897.5K

-38.72%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$5.02 ₽404

$4.27 Rp 77.5K

17.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$74.2 ₽5,976

$79.4 Rp 1.4M

-6.56%

1-bedroom Apartment, City Center (Monthly)

$435 ₽35.1K

$1,125 Rp 20.4M

-61.29%

1-bedroom Apartment, Outside City Center (Monthly)

$307 ₽24.7K

$671 Rp 12.2M

-54.29%

3-bedroom Apartment, City Center (Monthly)

$1,129 ₽90.9K

$3,565 Rp 64.7M

-68.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,251 ₽181.3K

$2,732 Rp 49.5M

-17.60%

Buy Apartment Outside City Center (m2)

$1,641 ₽132.1K

$2,284 Rp 41.4M

-28.16%

Average Monthly Net Salary (After Tax)

$741 ₽59.7K

$164 Rp 3.0M

352.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.33

13.78

47.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pyatigorsk: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pyatigorsk

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Pyatigorsk

–

Ubud, Bali

$288 21.4%

Eating Out

Pyatigorsk

–

Ubud, Bali

$108 8%

Clothing & Footwear

Pyatigorsk

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Pyatigorsk

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Pyatigorsk

–

Ubud, Bali

$58 4.3%

Getting Around

Pyatigorsk

–

Ubud, Bali

$11 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $435 in Pyatigorsk and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Pyatigorsk pays about 4.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $37 in Pyatigorsk vs $36 in Ubud, Bali. Groceries flip the comparison at $175 vs $288, with Pyatigorsk cheaper for home cooking.

Good to know

🇷🇺 Pyatigorsk

🇮🇩 Ubud, Bali

🕒 Local time

16:09 4:09 PM

21:09 9:09 PM

5 h ahead of Pyatigorsk

🌤 Weather

👥 Population

146,262

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of November 2, 2026: 1 USD = 80.53 RUB (100 RUB = 1.24 USD). 1 EUR = 89.87 RUB (100 RUB = 1.11 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to RUB in detail →

On the map

Lowest

Highest

Between locations

Pyatigorsk Ubud, Bali 9,280 km ≈ 12 h nonstop flight

From you

Pyatigorsk
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pyatigorsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Pyatigorsk wins on cost – living expenses run 37% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Pyatigorsk the obvious pick if budget is a priority.

Average pay in Pyatigorsk is about 4.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $435 in Pyatigorsk versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $849 per month in Pyatigorsk versus $1,349 in Ubud, Bali – Pyatigorsk is about 37% cheaper, which adds up to real savings over time.

Supermarket bills run roughly 65% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $800. Pyatigorsk is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pyatigorsk and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.