Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Pyatigorsk

For one person, living is cheaper in Pyatigorsk: $849 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Pyatigorsk

🇷🇺 Russia

$849

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pyatigorsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pyatigorsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $849 in Pyatigorsk.

Ubud, Bali $1,349
Pyatigorsk $849

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,013 in Pyatigorsk.

Ubud, Bali $2,305
Pyatigorsk $1,013

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,178 in Pyatigorsk.

Ubud, Bali $3,261
Pyatigorsk $1,178

Living in Ubud, Bali is roughly 59% more expensive than in Pyatigorsk, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$7.84 ₽632

-57.65%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$37.27 ₽3,001

-4.37%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.32 ₽348

28.01%

Cappuccino

$2.72 Rp 49.3K

$1.83 ₽147

48.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.83 ₽66.7

104.82%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.38 ₽30.95

100.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.22 ₽98.3

117.21%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$1.88 ₽151

132.98%

Milk (1 liter)

$1.49 Rp 27.0K

$1.20 ₽97.0

24.17%

White Bread (500g)

$2.28 Rp 41.3K

$0.61 ₽49.10

273.77%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.59 ₽47.52

101.69%

Eggs

$2.04 Rp 36.9K

$1.32 ₽107

54.55%

Local Cheese (1kg)

$17.70 Rp 321.1K

$9.85 ₽793

79.70%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$4.41 ₽355

-10.20%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$11.32 ₽911

7.69%

Apples (1kg)

$3.66 Rp 66.3K

$1.58 ₽127

131.65%

Banana (1kg)

$1.52 Rp 27.5K

$1.87 ₽151

-18.72%

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

$3.06 ₽247

-35.62%

Potato (1kg)

$1.85 Rp 33.5K

$0.61 ₽48.76

203.28%

Onion (1kg)

$2.42 Rp 44.0K

$0.35 ₽28.37

591.43%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.77 ₽62.1

-33.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.4K

$5.00 ₽403

344.80%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.84 ₽68.0

169.05%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.52 ₽122

95.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.47 ₽38.12

-46.81%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.84 ₽148

-76.09%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.81 ₽65.2

1.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$164 ₽13.2K

-51.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$6.28 ₽506

2.71%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$7.47 ₽602

148.73%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$30.32 ₽2,442

63.19%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$5.02 ₽404

-14.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

$74.2 ₽5,976

7.02%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$435 ₽35.1K

158.35%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$307 ₽24.7K

118.79%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,129 ₽90.9K

215.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,251 ₽181.3K

21.36%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,641 ₽132.1K

39.21%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$741 ₽59.7K

-77.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

20.33

-32.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Pyatigorsk: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Pyatigorsk

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Pyatigorsk

–

Eating Out

Ubud, Bali

$108 8%

Pyatigorsk

–

Clothing & Footwear

Ubud, Bali

$108 8%

Pyatigorsk

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Pyatigorsk

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Pyatigorsk

–

Getting Around

Ubud, Bali

$11 0.9%

Pyatigorsk

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $435 in Pyatigorsk. Housing cost is often the main lever when comparing two cities.

Pyatigorsk pays about 4.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $37 in Pyatigorsk. Groceries flip the comparison at $288 vs $175, with Pyatigorsk cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Pyatigorsk

🕒 Local time

21:08 9:08 PM

16:08 4:08 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

146,262

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of November 2, 2026: 1 USD = 80.53 RUB (100 RUB = 1.24 USD). 1 EUR = 89.87 RUB (100 RUB = 1.11 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Pyatigorsk 9,280 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Pyatigorsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pyatigorsk: Cost of Living - Frequently Asked Questions

Pyatigorsk wins on cost – living expenses run 37% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Pyatigorsk the obvious pick if budget is a priority.

On paper, salaries run 78% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $435 in Pyatigorsk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $849 in Pyatigorsk – Pyatigorsk is about 37% cheaper, which adds up to real savings over time.

Supermarket bills run roughly 65% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $800. Pyatigorsk is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Pyatigorsk are both considered safe, so it’s unlikely to be the deciding factor between them.