Cost of Living Comparison Between Ubud, Bali and Pyatigorsk Cost of Living Comparison Between Ubud, Bali and Pyatigorsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $962 in Pyatigorsk.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,485 in Pyatigorsk.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,009 in Pyatigorsk.

Living in Ubud, Bali is roughly 45% more expensive than in Pyatigorsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Pyatigorsk is 28% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$7.48 ₽595

-52.27%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$31.81 ₽2,531

1.60%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$5.51 ₽439

-9.07%

Cappuccino

$2.82 Rp 51.0K

$1.85 ₽147

52.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.00 ₽79.4

35.00%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.59 ₽46.74

23.73%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.24 ₽98.7

136.29%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.86 ₽148

111.83%

Milk (1 liter)

$1.78 Rp 32.1K

$1.17 ₽92.8

52.14%

White Bread (500g)

$2.45 Rp 44.2K

$0.58 ₽46.35

322.41%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.33 ₽106

-13.53%

Eggs

$2.41 Rp 43.6K

$1.93 ₽153

24.87%

Local Cheese (1kg)

$14.33 Rp 258.7K

$16.02 ₽1,275

-10.55%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.94 ₽553

-39.63%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$7.00 ₽558

72.29%

Apples (1kg)

$3.64 Rp 65.7K

$2.60 ₽207

40.00%

Banana (1kg)

$1.57 Rp 28.3K

$3.31 ₽264

-52.57%

Oranges (1kg)

$2.79 Rp 50.3K

$5.02 ₽399

-44.42%

Tomato (1kg)

$2.24 Rp 40.5K

$4.46 ₽355

-49.78%

Potato (1kg)

$1.98 Rp 35.7K

$1.23 ₽97.8

60.98%

Onion (1kg)

$2.28 Rp 41.1K

$0.55 ₽43.78

314.55%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.36 ₽109

-22.79%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.77 ₽61.4

2.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.39 ₽190

33.47%

Wine (Bottle)

$23.49 Rp 424.1K

$4.98 ₽396

371.69%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.02 ₽81.4

184.31%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.88 ₽149

46.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.36 ₽28.82

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$20.52 ₽1,633

-59.21%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.95 ₽155

-76.92%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.24 ₽19.17

91.67%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.97 ₽157

208.12%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.80 ₽63.4

7.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$15.1K ₽1.2M

75.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$15.4K ₽1.2M

111.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$115 ₽9,130

-31.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$7.68 ₽611

-46.74%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$9.47 ₽754

151.85%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$105 ₽8,331

-5.64%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$14.15 ₽1,126

-55.12%

Cinema Ticket

$4.01 Rp 72.3K

$4.45 ₽354

-9.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$318 ₽25.3K

-6.45%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$6,996 ₽556.8K

-5.63%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$68.9 ₽5,484

-22.46%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$75.7 ₽6,022

-49.63%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$115 ₽9,138

-22.79%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$31.91 ₽2,540

140.11%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$389 ₽30.9K

162.44%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$206 ₽16.4K

230.69%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$274 ₽21.8K

1164.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$324 ₽25.8K

545.13%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,353 ₽187.2K

15.99%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,564 ₽124.4K

46.80%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$709 ₽56.5K

-76.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.25

0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Pyatigorsk: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $389 in Pyatigorsk. Housing cost is often the main lever when comparing two cities.

Pyatigorsk pays 333% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $32.00 in Pyatigorsk. Groceries flip the comparison at $298 vs $248, with Pyatigorsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pyatigorsk: Cost of Living - Frequently Asked Questions

Pyatigorsk wins on cost – living expenses run 45% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Pyatigorsk the obvious pick if budget is a priority.

On paper, salaries run 333% lower in Pyatigorsk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $389 in Pyatigorsk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $962 in Pyatigorsk – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pyatigorsk runs roughly 145% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $962 in Pyatigorsk versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Pyatigorsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pyatigorsk the clear choice for anyone on this budget.

Both work as nomad bases, but Pyatigorsk delivers better value – similar infrastructure at $962 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pyatigorsk hard to pass up.

Safety-wise, Ubud, Bali and Pyatigorsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pyatigorsk gentler on the wallet – expenses run 45% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.