Cost of Living Comparison Between Ubud, Bali and Pyatigorsk Cost of Living Comparison Between Ubud, Bali and Pyatigorsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $998 in Pyatigorsk.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,536 in Pyatigorsk.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,073 in Pyatigorsk.

Living in Ubud, Bali is roughly 41% more expensive than Pyatigorsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Pyatigorsk is 26% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.75 ₽562

-53.94%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$31.33 ₽2,270

3.73%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.46 ₽396

-10.99%

Cappuccino

$2.75 Rp 49.2K

$1.95 ₽141

41.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.91 ₽65.7

45.05%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.54 ₽39.40

29.63%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.29 ₽93.2

125.58%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.86 ₽134

103.76%

Milk (1 liter)

$1.71 Rp 30.6K

$1.17 ₽85.1

46.15%

White Bread (500g)

$2.47 Rp 44.3K

$0.61 ₽44.55

304.92%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.34 ₽97.2

-10.45%

Eggs

$2.44 Rp 43.8K

$1.93 ₽140

26.42%

Local Cheese (1kg)

$14.38 Rp 257.7K

$16.39 ₽1,188

-12.26%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.98 ₽506

-38.25%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$7.13 ₽517

71.25%

Apples (1kg)

$3.68 Rp 66.0K

$2.62 ₽190

40.46%

Banana (1kg)

$1.55 Rp 27.8K

$3.13 ₽227

-50.48%

Oranges (1kg)

$2.79 Rp 49.9K

$5.06 ₽366

-44.86%

Tomato (1kg)

$2.33 Rp 41.8K

$4.30 ₽312

-45.81%

Potato (1kg)

$1.97 Rp 35.3K

$1.20 ₽86.8

64.17%

Onion (1kg)

$2.31 Rp 41.4K

$0.51 ₽36.72

352.94%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.42 ₽103

-25.35%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.77 ₽56.1

-5.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.43 ₽176

34.98%

Wine (Bottle)

$22.79 Rp 408.4K

$5.55 ₽402

310.63%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.96 ₽69.7

192.71%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.95 ₽141

42.56%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.37 ₽26.50

-21.62%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$20.24 ₽1,467

-60.18%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.86 ₽135

-75.81%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.22 ₽15.88

104.55%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.98 ₽143

215.15%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.79 ₽57.0

7.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$15.3K ₽1.1M

70.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$15.0K ₽1.1M

110.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$113 ₽8,220

-28.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$7.46 ₽541

-45.58%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$9.43 ₽683

158.96%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$104 ₽7,511

-5.78%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.09 ₽1,021

-54.22%

Cinema Ticket

$4.04 Rp 72.4K

$4.70 ₽341

-14.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$328 ₽23.8K

-7.42%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$6,986 ₽506.2K

-5.23%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$71.2 ₽5,162

-23.88%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$76.8 ₽5,566

-49.51%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$114 ₽8,296

-24.76%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$31.43 ₽2,277

143.94%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$378 ₽27.4K

160.73%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$213 ₽15.5K

208.23%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$283 ₽20.5K

1090.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$324 ₽23.5K

537.00%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,506 ₽181.6K

9.39%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,615 ₽117.0K

37.96%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$768 ₽55.7K

-78.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.25

0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Pyatigorsk: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $378 in Pyatigorsk. Housing cost is often the main lever when comparing two cities.

Pyatigorsk pays 370% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $31.00 in Pyatigorsk for a mid-range dinner for two. Groceries echo the gap at $297 vs $249 per month, with Pyatigorsk cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pyatigorsk: Cost of Living - Frequently Asked Questions

Pyatigorsk wins on cost – living expenses run 41% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Pyatigorsk the obvious pick if budget is a priority.

On paper, Pyatigorsk earns 370% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $378 in Pyatigorsk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $998 in Pyatigorsk – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pyatigorsk runs roughly 151% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $998 in Pyatigorsk versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Pyatigorsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pyatigorsk the clear choice for anyone on this budget.

Both work as nomad bases, but Pyatigorsk delivers better value – similar infrastructure at $998 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pyatigorsk hard to pass up.

Safety-wise, Ubud, Bali and Pyatigorsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pyatigorsk gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.