Cost of Living Comparison Between Ubud, Bali and Punta Gorda Cost of Living Comparison Between Ubud, Bali and Punta Gorda

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $307 in Punta Gorda, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $583 in Punta Gorda, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $859 in Punta Gorda, rent included.

Ubud, Bali costs about 354% more than Punta Gorda, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Punta Gorda is 77% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$12.70 BZD 25.40

-71.89%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$40.04 BZD 80.1

-19.28%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$8.16 BZD 16.32

-38.60%

Cappuccino

$2.82 Rp 51.1K

$3.57 BZD 7.13

-21.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.52 BZD 3.04

-51.97%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$6.17 BZD 12.34

-52.51%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$4.06 BZD 8.12

-2.96%

Milk (1 liter)

$1.78 Rp 32.2K

White Bread (500g)

$2.45 Rp 44.3K

$2.18 BZD 4.35

12.39%

Rice (white) (1kg)

$1.15 Rp 20.8K

Eggs

$2.41 Rp 43.7K

$1.48 BZD 2.97

62.84%

Local Cheese (1kg)

$14.33 Rp 259.1K

$13.46 BZD 26.92

6.46%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

Beef Round Steak (1kg)

$12.06 Rp 218.1K

Apples (1kg)

$3.64 Rp 65.8K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.79 Rp 50.4K

Tomato (1kg)

$2.24 Rp 40.5K

$4.26 BZD 8.52

-47.42%

Potato (1kg)

$1.98 Rp 35.8K

Onion (1kg)

$2.28 Rp 41.2K

Lettuce (1 head)

$1.05 Rp 19.1K

Water (1.5 liter bottle)

$0.79 Rp 14.2K

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$6.77 BZD 13.55

-52.88%

Wine (Bottle)

$23.49 Rp 424.8K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$4.37 BZD 8.74

-36.84%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

Gasoline (1 liter)

$0.86 Rp 15.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$4.01 Rp 72.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Punta Gorda: July 25, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $40.00 in Punta Gorda. Groceries tell a different story – $298 in Ubud, Bali vs $98.0 in Punta Gorda – so Punta Gorda wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Punta Gorda: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 354% more than Punta Gorda, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $460 in Punta Gorda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $307 in Punta Gorda. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 203% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Punta Gorda, where all-in costs run around $307, than in Ubud, Bali at $1,392. In Punta Gorda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Punta Gorda costs $307 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Punta Gorda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.