Cost of Living Comparison Between Ubud, Bali and Punta Gorda Cost of Living Comparison Between Ubud, Bali and Punta Gorda

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $311 in Punta Gorda, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $580 in Punta Gorda, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $849 in Punta Gorda, rent included.

Ubud, Bali costs about 351% more than Punta Gorda, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Punta Gorda is 77% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$12.64 BZD 25.27

-71.76%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$39.38 BZD 78.8

-17.47%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.21 BZD 16.42

-40.80%

Cappuccino

$2.75 Rp 49.2K

$3.55 BZD 7.10

-22.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.51 BZD 3.03

-53.64%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$5.86 BZD 11.73

-50.34%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.91 BZD 7.82

-3.07%

Milk (1 liter)

$1.71 Rp 30.6K

White Bread (500g)

$2.47 Rp 44.3K

$2.17 BZD 4.35

13.82%

Rice (white) (1kg)

$1.20 Rp 21.5K

Eggs

$2.44 Rp 43.8K

$1.51 BZD 3.02

61.59%

Local Cheese (1kg)

$14.38 Rp 257.7K

$13.13 BZD 26.27

9.52%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

Banana (1kg)

$1.55 Rp 27.8K

Oranges (1kg)

$2.79 Rp 49.9K

Tomato (1kg)

$2.33 Rp 41.8K

$4.21 BZD 8.42

-44.66%

Potato (1kg)

$1.97 Rp 35.3K

Onion (1kg)

$2.31 Rp 41.4K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.73 Rp 13.1K

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$6.73 BZD 13.47

-51.26%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$4.42 BZD 8.84

-37.10%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

Men's Leather Business Shoes

$76.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Punta Gorda: June 8, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $39.00 in Punta Gorda. Groceries tell a different story – $297 in Ubud, Bali vs $97.0 in Punta Gorda – so Punta Gorda wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Punta Gorda: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 351% more than Punta Gorda, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $467 in Punta Gorda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $311 in Punta Gorda. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 206% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Punta Gorda, where all-in costs run around $311, than in Ubud, Bali at $1,404. In Punta Gorda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Punta Gorda costs $311 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Punta Gorda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.