Last update: Oct 2026

Cost of Living Comparison Between Punta Gorda and Montreal

For one person, living is cheaper in Punta Gorda: $237 a month against $2,018 in Montreal, rent and utilities included – about $21,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Montreal
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Montreal Living Index

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Punta Gorda

🇧🇿 Belize

$237

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Punta Gorda and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Punta Gorda and in Montreal actually costs, broken down by who's living it.

A single person spends $237 per month in Punta Gorda vs $2,018 in Montreal, rent included.

Punta Gorda $237
Montreal $2,018

A couple spends around $459 per month in Punta Gorda vs $3,085 in Montreal, rent included.

Punta Gorda $459
Montreal $3,085

A family of three spends $681 per month in Punta Gorda vs $4,152 in Montreal, rent included.

Punta Gorda $681
Montreal $4,152

Punta Gorda is about 88% cheaper than Montreal, and outside of rent the biggest gap is in groceries.

Punta Gorda sits 82% below the global median, while Montreal is 49% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.12 BZD 30.24

$18.82 CA$26.61

-19.66%

Three-Course Dinner for Two, Mid-Range

$40.32 BZD 80.6

$70.3 CA$99.4

-42.64%

Fast Food Meal (McDonalds, etc)

$10.05 BZD 20.10

$10.66 CA$15.06

-5.72%

Cappuccino

$3.40 BZD 6.81

$3.84 CA$5.43

-11.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

Water (0.33 liter bottle)

$2.03 BZD 4.06

$1.54 CA$2.18

31.82%

Local Beer (0.5 liter draught)

$5.86 BZD 11.73

$6.23 CA$8.81

-5.94%

Imported Beer (0.33 liter bottle)

$3.97 BZD 7.95

$7.10 CA$10.03

-44.08%

Milk (1 liter)

$2.31 CA$3.27

White Bread (500g)

$3.14 CA$4.44

Rice (white) (1kg)

$3.21 CA$4.54

Eggs

$3.52 CA$4.97

Local Cheese (1kg)

$12.81 CA$18.11

Chicken Fillets (1kg)

$11.46 CA$16.20

Beef Round Steak (1kg)

$13.39 CA$18.92

Apples (1kg)

$3.14 CA$4.43

Banana (1kg)

$1.44 CA$2.03

Oranges (1kg)

$3.47 CA$4.91

Tomato (1kg)

$3.07 CA$4.34

Potato (1kg)

$1.90 CA$2.69

Onion (1kg)

$1.77 CA$2.50

Lettuce (1 head)

$2.34 CA$3.31

Water (1.5 liter bottle)

$1.55 CA$2.19

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

Wine (Bottle)

$10.63 CA$15.03

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

One-way Ticket (Public Transport)

$2.66 CA$3.76

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.20 CA$4.53

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

Gasoline (1 liter)

$1.34 CA$1.90

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

Gym Membership (Monthly)

$29.76 CA$42.07

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$11.15 CA$15.77

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

Sport Shoes (Adidas, Nike)

$91.9 CA$130

Men's Leather Business Shoes

$110 CA$155

1-bedroom Apartment, City Center (Monthly)

$601 BZD 1,202

$1,260 CA$1,782

-52.34%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

Buy Apartment in City Center (m2)

$4,960 CA$7,011

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Punta Gorda: October 12, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Punta Gorda

–

Montreal

$948 47%

Groceries & Markets

Punta Gorda

–

Montreal

$346 17.2%

Eating Out

Punta Gorda

–

Montreal

$288 14.3%

Monthly Utilities & Internet

Punta Gorda

–

Montreal

$152 7.5%

Clothing & Footwear

Punta Gorda

–

Montreal

$133 6.6%

Getting Around

Punta Gorda

–

Montreal

$99 4.9%

Sport & Entertainment

Punta Gorda

–

Montreal

$52 2.6%

Cost Breakdown

A central one-bedroom costs $601 in Punta Gorda versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40.00 in Punta Gorda versus $70.0 in Montreal. Use this as a proxy for overall food spending across the two cities.

Good to know

🇧🇿 Punta Gorda

🇨🇦 Montreal

🕒 Local time

09:43 9:43 AM

11:43 11:43 AM

2 h ahead of Punta Gorda

🌤 Weather

👥 Population

6,000

1,762,949

💱 Currency

Belize Dollar BZD $

Canadian Dollar CAD $

📈 Exchange rate

1 BZD = 0.5 USD

1 BZD = 0.445 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to BZD – Belize Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇿 Belize Dollar ($)

Belize Dollar exchange rates as of October 17, 2026: 1 USD = 2 BZD (1 BZD = 0.5 USD). 1 EUR = 2.25 BZD (1 BZD = 0.445 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to BZD in detail →

On the map

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Between locations

Punta Gorda Montreal 3,560 km ≈ 5 h nonstop flight

From you

Punta Gorda
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Punta Gorda vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 750% more than Punta Gorda, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $356 per month in Punta Gorda and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Punta Gorda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $237 in Punta Gorda and $2,018 in Montreal. That's a gap of about 750%.

A mid-range dinner for two costs $40.00 in Punta Gorda and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Punta Gorda, where all-in costs run around $237, than in Montreal at $2,018. In Punta Gorda it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Punta Gorda costs $237 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Punta Gorda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.