Last update: Oct 2026

Cost of Living Comparison Between Ponca City, OK and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,470 in Ponca City, OK, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Ponca City, OK
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Ponca City, OK Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Ponca City, OK

🇺🇸 United States

$2,470

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Ponca City, OK and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ponca City, OK and in Montreal actually costs, broken down by who's living it.

A single person spends $2,470 per month in Ponca City, OK vs $2,059 in Montreal, rent included.

Ponca City, OK $2,470
Montreal $2,059

A couple spends around $3,571 per month in Ponca City, OK vs $3,123 in Montreal, rent included.

Ponca City, OK $3,571
Montreal $3,123

A family of three spends $4,672 per month in Ponca City, OK vs $4,187 in Montreal, rent included.

Ponca City, OK $4,672
Montreal $4,187

Ponca City, OK costs about 20% more than Montreal, and outside of rent the biggest gap is in transport.

Both Ponca City, OK and Montreal sit above the global median – Ponca City, OK by 82%, Montreal by 52%.

Meal at Budget Restaurant

$16.27 $16.27

$18.84 CA$26.63

-13.64%

Three-Course Dinner for Two, Mid-Range

$56.0 $56.0

$73.2 CA$104

-23.48%

Fast Food Meal (McDonalds, etc)

$9.38 $9.38

$10.54 CA$14.90

-11.01%

Cappuccino

$5.54 $5.54

$3.97 CA$5.61

39.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 $2.15

$1.94 CA$2.74

10.82%

Water (0.33 liter bottle)

$1.62 $1.62

$1.57 CA$2.22

3.18%

Local Beer (0.5 liter draught)

$5.91 $5.91

$6.42 CA$9.08

-7.94%

Imported Beer (0.33 liter bottle)

$6.89 $6.89

$7.20 CA$10.19

-4.31%

Milk (1 liter)

$0.97 $0.97

$2.32 CA$3.28

-58.19%

White Bread (500g)

$3.99 $3.99

$3.19 CA$4.51

25.08%

Rice (white) (1kg)

$6.02 $6.02

$3.19 CA$4.50

88.71%

Eggs

$5.27 $5.27

$3.68 CA$5.20

43.21%

Local Cheese (1kg)

$8.03 $8.03

$13.24 CA$18.72

-39.35%

Chicken Fillets (1kg)

$8.36 $8.36

$11.69 CA$16.53

-28.49%

Beef Round Steak (1kg)

$13.28 $13.28

$13.98 CA$19.76

-5.01%

Apples (1kg)

$4.63 $4.63

$3.14 CA$4.44

47.45%

Banana (1kg)

$1.47 $1.47

$1.45 CA$2.05

1.38%

Oranges (1kg)

$2.75 $2.75

$3.38 CA$4.78

-18.64%

Tomato (1kg)

$4.80 $4.80

$3.11 CA$4.40

54.34%

Potato (1kg)

$1.98 $1.98

$1.93 CA$2.72

2.59%

Onion (1kg)

$2.49 $2.49

$1.83 CA$2.58

36.07%

Lettuce (1 head)

$1.52 $1.52

$2.36 CA$3.34

-35.59%

Water (1.5 liter bottle)

$1.96 $1.96

$1.50 CA$2.12

30.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.11 $9.11

$11.12 CA$15.73

-18.08%

Wine (Bottle)

$18.89 $18.89

$10.60 CA$14.98

78.21%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$2.22 CA$3.14

18.92%

Imported Beer (0.33 liter bottle)

$4.42 $4.42

$2.84 CA$4.01

55.63%

One-way Ticket (Public Transport)

$2.23 $2.23

$2.62 CA$3.71

-14.89%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$4.91 $4.91

$3.23 CA$4.56

52.01%

Taxi (Normal Tariff) (1km)

$1.92 $1.92

$1.48 CA$2.10

29.73%

Taxi 1hour Waiting (Normal Tariff)

$26.25 $26.25

$32.22 CA$45.55

-18.53%

Gasoline (1 liter)

$0.82 $0.82

$1.36 CA$1.92

-39.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$27.6K CA$39.1K

-0.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$21.2K CA$30.0K

26.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 $178

$77.0 CA$109

131.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.8 $55.8

$34.14 CA$48.26

63.50%

Internet (50+ Mbps, Unlimited Data)

$59.9 $59.9

$42.19 CA$59.7

41.88%

Gym Membership (Monthly)

$46.97 $46.97

$30.81 CA$43.56

52.45%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$10.10 $10.10

$11.47 CA$16.22

-11.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,092 $1,092

$506 CA$716

115.83%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$16.2K CA$23.0K

32.35%

Jeans (Levis 501 Or Similar)

$59.9 $59.9

$57.3 CA$81.0

4.58%

Summer Dress (H&M, Zara, etc)

$49.19 $49.19

$38.10 CA$53.9

29.11%

Sport Shoes (Adidas, Nike)

$111 $111

$91.9 CA$130

20.42%

Men's Leather Business Shoes

$122 $122

$110 CA$155

11.22%

1-bedroom Apartment, City Center (Monthly)

$534 $534

$1,237 CA$1,748

-56.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,281 $1,281

$977 CA$1,381

31.11%

3-bedroom Apartment, City Center (Monthly)

$822 $822

$2,180 CA$3,082

-62.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,120 $2,120

$1,608 CA$2,273

31.85%

Buy Apartment in City Center (m2)

$2,963 $2,963

$5,113 CA$7,228

-42.05%

Buy Apartment Outside City Center (m2)

$2,413 $2,413

$3,744 CA$5,293

-35.55%

Average Monthly Net Salary (After Tax)

$2,422 $2,422

$2,957 CA$4,180

-18.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

4.48

51.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ponca City, OK: October 19, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ponca City, OK

$1.3K 51.8%

Montreal

$977 47.4% 23.7% $304

Groceries & Markets

Ponca City, OK

$368 14.9%

Montreal

$351 17.1% 4.5% $17

Monthly Utilities & Internet

Ponca City, OK

$294 11.9%

Montreal

$153 7.5% 47.8% $141

Eating Out

Ponca City, OK

$283 11.5%

Montreal

$290 14.1% 2.6% $7.3

Clothing & Footwear

Ponca City, OK

$154 6.2%

Montreal

$134 6.5% 13.1% $20

Sport & Entertainment

Ponca City, OK

$67 2.7%

Montreal

$54 2.6% 20% $13

Getting Around

Ponca City, OK

$23 * 1%

Montreal

$100 4.9% 328% $77

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $534 in Ponca City, OK versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $56.0 in Ponca City, OK versus $73.0 in Montreal. Groceries tell a different story – $368 in Ponca City, OK vs $351 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Ponca City, OK

🇨🇦 Montreal

🕒 Local time

05:19 5:19 AM

06:19 6:19 AM

1 h ahead of Ponca City, OK

🌤 Weather

👥 Population

25,387

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Ponca City, OK Montreal 2,190 km ≈ 3 h 15 min nonstop flight

From you

Ponca City, OK
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ponca City, OK vs Montreal: Cost of Living - Frequently Asked Questions

Ponca City, OK costs about 20% more than Montreal, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,705 per month in Ponca City, OK and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $56.0 in Ponca City, OK and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 5% more in Ponca City, OK, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Ponca City, OK at $2,470. In Montreal it covers expenses comfortably, while in Ponca City, OK it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,059 versus $2,470 in Ponca City, OK. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ponca City, OK makes more sense. Both are solid long-term options with distinct trade-offs.