Last update: Nov 2026

Cost of Living Comparison Between Ponca City, OK and Austin, TX

For one person, living is cheaper in Ponca City, OK: $2,526 a month against $2,689 in Austin, TX, rent and utilities included – about $2,000 less a year. Rent and utilities account for about half of the difference.

120

Cost of Living Index in Ponca City, OK
Learn more

Ponca City, OK Living Index
128

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Ponca City, OK

🇺🇸 United States

$2,526

/mo nomad

Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Monthly Cost of Living

How much you'll spend in Ponca City, OK and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ponca City, OK and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,526 in Ponca City, OK versus $2,689 in Austin, TX.

Ponca City, OK $2,526
Austin, TX $2,689

Estimated couple costs with rent: $3,671 in Ponca City, OK versus $4,112 in Austin, TX.

Ponca City, OK $3,671
Austin, TX $4,112

Monthly costs for a family of three with rent: $4,816 in Ponca City, OK versus $5,534 in Austin, TX.

Ponca City, OK $4,816
Austin, TX $5,534

Living in Ponca City, OK costs roughly 6% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ponca City, OK 87% above, Austin, TX 99% above.

Meal at Budget Restaurant

$16.70 $16.70

$21.34 $21.34

-21.74%

Three-Course Dinner for Two, Mid-Range

$55.9 $55.9

$87.9 $87.9

-36.45%

Fast Food Meal (McDonalds, etc)

$9.52 $9.52

$12.44 $12.44

-23.47%

Cappuccino

$5.72 $5.72

$5.60 $5.60

2.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 $2.24

$3.65 $3.65

-38.63%

Water (0.33 liter bottle)

$1.69 $1.69

$2.39 $2.39

-29.29%

Local Beer (0.5 liter draught)

$6.09 $6.09

$7.82 $7.82

-22.12%

Imported Beer (0.33 liter bottle)

$7.15 $7.15

$8.75 $8.75

-18.29%

Milk (1 liter)

$0.89 $0.89

$1.12 $1.12

-20.54%

White Bread (500g)

$3.85 $3.85

$3.62 $3.62

6.35%

Rice (white) (1kg)

$5.79 $5.79

$3.50 $3.50

65.43%

Eggs

$5.37 $5.37

$4.45 $4.45

20.67%

Local Cheese (1kg)

$7.98 $7.98

$13.18 $13.18

-39.45%

Chicken Fillets (1kg)

$8.67 $8.67

$13.94 $13.94

-37.80%

Beef Round Steak (1kg)

$13.40 $13.40

$16.46 $16.46

-18.59%

Apples (1kg)

$4.41 $4.41

$4.73 $4.73

-6.77%

Banana (1kg)

$1.53 $1.53

$1.50 $1.50

2.00%

Oranges (1kg)

$2.69 $2.69

$4.64 $4.64

-42.03%

Tomato (1kg)

$4.72 $4.72

$4.52 $4.52

4.42%

Potato (1kg)

$1.88 $1.88

$2.55 $2.55

-26.27%

Onion (1kg)

$2.58 $2.58

$2.39 $2.39

7.95%

Lettuce (1 head)

$1.51 $1.51

$1.84 $1.84

-17.93%

Water (1.5 liter bottle)

$2.02 $2.02

$2.13 $2.13

-5.16%

Cigarettes 20 Pack (Marlboro, Camel)

$9.39 $9.39

$10.05 $10.05

-6.57%

Wine (Bottle)

$19.31 $19.31

$14.88 $14.88

29.77%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$2.82 $2.82

-9.93%

Imported Beer (0.33 liter bottle)

$4.54 $4.54

$3.29 $3.29

37.99%

One-way Ticket (Public Transport)

$1.94 $1.94

$1.23 $1.23

57.72%

Public Transport Monthly Pass (Regular Price)

$62.7 $62.7

$41.43 $41.43

51.44%

Taxi Start (Normal Tariff)

$5.08 $5.08

$2.68 $2.68

89.55%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

Taxi 1hour Waiting (Normal Tariff)

$34.09 $34.09

$35.20 $35.20

-3.15%

Gasoline (1 liter)

$0.86 $0.86

$0.98 $0.98

-12.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K $27.0K

$34.4K $34.4K

-21.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.8K $26.8K

-3.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 $177

$252 $252

-29.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.2 $55.2

$59.8 $59.8

-7.79%

Internet (50+ Mbps, Unlimited Data)

$60.3 $60.3

$69.7 $69.7

-13.40%

Gym Membership (Monthly)

$42.95 $42.95

$60.4 $60.4

-28.84%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

Cinema Ticket

$9.82 $9.82

$13.75 $13.75

-28.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,372 $1,372

$1,458 $1,458

-5.89%

International Primary School, 1 Child (Yearly)

$10.2K $10.2K

$26.6K $26.6K

-61.67%

Jeans (Levis 501 Or Similar)

$60.8 $60.8

$52.6 $52.6

15.46%

Summer Dress (H&M, Zara, etc)

$50.9 $50.9

$45.76 $45.76

11.28%

Sport Shoes (Adidas, Nike)

$114 $114

$85.5 $85.5

33.26%

Men's Leather Business Shoes

$130 $130

$106 $106

22.93%

1-bedroom Apartment, City Center (Monthly)

$521 $521

$2,195 $2,195

-76.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

0.04%

3-bedroom Apartment, City Center (Monthly)

$845 $845

$4,000 $4,000

-78.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 $2,129

$2,406 $2,406

-11.54%

Buy Apartment in City Center (m2)

$2,408 $2,408

$7,381 $7,381

-67.38%

Buy Apartment Outside City Center (m2)

$2,477 $2,477

$2,964 $2,964

-16.46%

Average Monthly Net Salary (After Tax)

$2,418 $2,418

$5,043 $5,043

-52.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.82

-3.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ponca City, OK: November 1, 2026

Last update for Austin, TX: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ponca City, OK

$1.3K 50.3%

Austin, TX

$1.3K 47.2% 0% $0.6

Groceries & Markets

Ponca City, OK

$367 14.5%

Austin, TX

$407 15.2% 11.1% $41

Monthly Utilities & Internet

Ponca City, OK

$292 11.6%

Austin, TX

$382 14.2% 30.6% $90

Eating Out

Ponca City, OK

$291 11.5%

Austin, TX

$356 13.2% 22.2% $65

Clothing & Footwear

Ponca City, OK

$160 6.3%

Austin, TX

$130 4.9% 18.6% $30

Getting Around

Ponca City, OK

$84 3.3%

Austin, TX

$57 2.1% 31.7% $27

Sport & Entertainment

Ponca City, OK

$63 2.5%

Austin, TX

$88 3.3% 40.4% $25

Cost Breakdown

A one-bedroom apartment in the center runs $521 in Ponca City, OK and $2,195 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays about 2.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $56 in Ponca City, OK vs $88 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $367 vs $407 per month, with Ponca City, OK cheaper across the board.

Good to know

🇺🇸 Ponca City, OK

🇺🇸 Austin, TX

🕒 Local time

00:41 12:41 AM

Same time as Ponca City, OK

🌤 Weather

👥 Population

25,387

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Ponca City, OK Austin, TX 720 km ≈ 1 h 30 min nonstop flight

From you

Ponca City, OK
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ponca City, OK vs Austin, TX: Cost of Living - Frequently Asked Questions

Ponca City, OK wins on cost – living expenses run 6% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Ponca City, OK the obvious pick if budget is a priority.

On paper, salaries run 52% lower in Ponca City, OK. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $521 in Ponca City, OK versus $2,195 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,526 per month in Ponca City, OK versus $2,689 in Austin, TX – Ponca City, OK is about 6% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 34% less than in Ponca City, OK. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Ponca City, OK gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ponca City, OK wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.