Last update: Oct 2026

Cost of Living Comparison Between Ponca City, OK and Monterrey

For one person, living is cheaper in Monterrey: $1,599 a month against $2,470 in Ponca City, OK, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Ponca City, OK
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Ponca City, OK Living Index
77

Cost of Living Index in Monterrey
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Monterrey Living Index

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Ponca City, OK

🇺🇸 United States

$2,470

/mo nomad

Monterrey

🇲🇽 Mexico

$1,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Ponca City, OK and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ponca City, OK and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,470 in Ponca City, OK versus $1,599 in Monterrey.

Ponca City, OK $2,470
Monterrey $1,599

Estimated couple costs with rent: $3,571 in Ponca City, OK versus $2,493 in Monterrey.

Ponca City, OK $3,571
Monterrey $2,493

Monthly costs for a family of three with rent: $4,672 in Ponca City, OK versus $3,387 in Monterrey.

Ponca City, OK $4,672
Monterrey $3,387

Living in Ponca City, OK is roughly 54% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Ponca City, OK 82% above, Monterrey 18% above.

Meal at Budget Restaurant

$16.27 $16.27

$13.80 MX$255

17.90%

Three-Course Dinner for Two, Mid-Range

$56.0 $56.0

$47.99 MX$887

16.75%

Fast Food Meal (McDonalds, etc)

$9.38 $9.38

$10.65 MX$197

-11.92%

Cappuccino

$5.54 $5.54

$3.99 MX$73.7

38.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 $2.15

$1.66 MX$30.76

29.52%

Water (0.33 liter bottle)

$1.62 $1.62

$0.99 MX$18.21

63.64%

Local Beer (0.5 liter draught)

$5.91 $5.91

$2.36 MX$43.64

150.42%

Imported Beer (0.33 liter bottle)

$6.89 $6.89

$4.43 MX$81.8

55.53%

Milk (1 liter)

$0.97 $0.97

$1.82 MX$33.58

-46.70%

White Bread (500g)

$3.99 $3.99

$2.83 MX$52.4

40.99%

Rice (white) (1kg)

$6.02 $6.02

$1.92 MX$35.44

213.54%

Eggs

$5.27 $5.27

$2.48 MX$45.78

112.50%

Local Cheese (1kg)

$8.03 $8.03

$11.74 MX$217

-31.60%

Chicken Fillets (1kg)

$8.36 $8.36

$9.10 MX$168

-8.13%

Beef Round Steak (1kg)

$13.28 $13.28

$12.53 MX$232

5.99%

Apples (1kg)

$4.63 $4.63

$3.34 MX$61.6

38.62%

Banana (1kg)

$1.47 $1.47

$1.57 MX$29.10

-6.37%

Oranges (1kg)

$2.75 $2.75

$2.16 MX$39.86

27.31%

Tomato (1kg)

$4.80 $4.80

$2.47 MX$45.65

94.33%

Potato (1kg)

$1.98 $1.98

$2.31 MX$42.64

-14.29%

Onion (1kg)

$2.49 $2.49

$2.68 MX$49.47

-7.09%

Lettuce (1 head)

$1.52 $1.52

$1.46 MX$26.90

4.11%

Water (1.5 liter bottle)

$1.96 $1.96

$1.19 MX$22.07

64.71%

Cigarettes 20 Pack (Marlboro, Camel)

$9.11 $9.11

$4.75 MX$87.8

91.79%

Wine (Bottle)

$18.89 $18.89

$13.58 MX$251

39.10%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$1.92 MX$35.52

37.50%

Imported Beer (0.33 liter bottle)

$4.42 $4.42

$2.88 MX$53.2

53.47%

One-way Ticket (Public Transport)

$2.23 $2.23

$0.79 MX$14.66

182.28%

Public Transport Monthly Pass (Regular Price)

$31.36 MX$579

Taxi Start (Normal Tariff)

$4.91 $4.91

$1.59 MX$29.44

208.81%

Taxi (Normal Tariff) (1km)

$1.92 $1.92

$1.06 MX$19.58

81.13%

Taxi 1hour Waiting (Normal Tariff)

$26.25 $26.25

$10.80 MX$200

143.06%

Gasoline (1 liter)

$0.82 $0.82

$1.55 MX$28.59

-47.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$24.2K MX$446.4K

13.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$24.3K MX$449.4K

9.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 $178

$117 MX$2,159

52.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.8 $55.8

$26.38 MX$488

111.60%

Internet (50+ Mbps, Unlimited Data)

$59.9 $59.9

$26.04 MX$481

129.88%

Gym Membership (Monthly)

$46.97 $46.97

$30.26 MX$559

55.22%

Tennis Court (1 Hour on Weekend)

$21.25 MX$393

Cinema Ticket

$10.10 $10.10

$5.23 MX$96.6

93.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,092 $1,092

$673 MX$12.4K

62.40%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$11.1K MX$205.2K

93.52%

Jeans (Levis 501 Or Similar)

$59.9 $59.9

$72.1 MX$1,332

-16.93%

Summer Dress (H&M, Zara, etc)

$49.19 $49.19

$42.38 MX$783

16.07%

Sport Shoes (Adidas, Nike)

$111 $111

$112 MX$2,066

-0.98%

Men's Leather Business Shoes

$122 $122

$119 MX$2,200

2.54%

1-bedroom Apartment, City Center (Monthly)

$534 $534

$949 MX$17.5K

-43.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,281 $1,281

$666 MX$12.3K

92.19%

3-bedroom Apartment, City Center (Monthly)

$822 $822

$1,821 MX$33.7K

-54.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,120 $2,120

$1,271 MX$23.5K

66.77%

Buy Apartment in City Center (m2)

$2,963 $2,963

$4,050 MX$74.8K

-26.85%

Buy Apartment Outside City Center (m2)

$2,413 $2,413

$2,348 MX$43.4K

2.79%

Average Monthly Net Salary (After Tax)

$2,422 $2,422

$1,155 MX$21.3K

109.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

11.79

-42.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ponca City, OK: October 19, 2026

Last update for Monterrey: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ponca City, OK

$1.3K 51.8%

Monterrey

$666 41.7% 48% $614

Groceries & Markets

Ponca City, OK

$368 14.9%

Monterrey

$304 19% 17.2% $63

Monthly Utilities & Internet

Ponca City, OK

$294 11.9%

Monterrey

$169 10.6% 42.5% $125

Eating Out

Ponca City, OK

$283 11.5%

Monterrey

$221 13.9% 21.8% $62

Clothing & Footwear

Ponca City, OK

$154 6.2%

Monterrey

$155 9.7% 1% $1.6

Sport & Entertainment

Ponca City, OK

$67 2.7%

Monterrey

$41 2.6% 39.4% $26

Getting Around

Ponca City, OK

$23 * 1%

Monterrey

$41 2.6% 76.7% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $534 in Ponca City, OK and $949 in Monterrey. Housing cost is often the main lever when comparing two cities.

Ponca City, OK pays 110% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Ponca City, OK vs $48.00 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $368 vs $304 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Ponca City, OK

🇲🇽 Monterrey

🕒 Local time

06:40 6:40 AM

05:40 5:40 AM

1 h behind Ponca City, OK

🌤 Weather

👥 Population

25,387

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

MXN to USD in detail →

On the map

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Between locations

Ponca City, OK Monterrey 1,260 km ≈ 2 h nonstop flight

From you

Ponca City, OK
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ponca City, OK vs Monterrey: Cost of Living - Frequently Asked Questions

Ponca City, OK and Monterrey differ by about 54% in total monthly costs ($2,470 vs $1,599 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 110% higher in Ponca City, OK, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $534 in Ponca City, OK versus $949 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,092 in Ponca City, OK versus $673 in Monterrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48.00 versus $56.0 in Ponca City, OK. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,599 in Monterrey versus $2,470 in Ponca City, OK, a $2,000 budget is realistic in Monterrey but tight or insufficient in Ponca City, OK. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 54% less than in Ponca City, OK. Beyond cost, consider language, visa policies, and how big the international community is in each city.