Last update: Oct 2026

Cost of Living Comparison Between Monterrey and Ponca City, OK

For one person, living is cheaper in Monterrey: $1,599 a month against $2,470 in Ponca City, OK, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

77

Cost of Living Index in Monterrey
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Monterrey Living Index
120

Cost of Living Index in Ponca City, OK
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Ponca City, OK Living Index

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Monterrey

🇲🇽 Mexico

$1,599

/mo nomad

Ponca City, OK

🇺🇸 United States

$2,470

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in Ponca City, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Ponca City, OK actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,599 in Monterrey versus $2,470 in Ponca City, OK.

Monterrey $1,599
Ponca City, OK $2,470

Estimated couple costs with rent: $2,493 in Monterrey versus $3,571 in Ponca City, OK.

Monterrey $2,493
Ponca City, OK $3,571

Monthly costs for a family of three with rent: $3,387 in Monterrey versus $4,672 in Ponca City, OK.

Monterrey $3,387
Ponca City, OK $4,672

Living in Monterrey costs roughly 35% less than in Ponca City, OK, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 18% above, Ponca City, OK 82% above.

Meal at Budget Restaurant

$13.80 MX$255

$16.27 $16.27

-15.18%

Three-Course Dinner for Two, Mid-Range

$47.99 MX$887

$56.0 $56.0

-14.35%

Fast Food Meal (McDonalds, etc)

$10.65 MX$197

$9.38 $9.38

13.54%

Cappuccino

$3.99 MX$73.7

$5.54 $5.54

-27.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 MX$30.76

$2.15 $2.15

-22.79%

Water (0.33 liter bottle)

$0.99 MX$18.21

$1.62 $1.62

-38.89%

Local Beer (0.5 liter draught)

$2.36 MX$43.64

$5.91 $5.91

-60.07%

Imported Beer (0.33 liter bottle)

$4.43 MX$81.8

$6.89 $6.89

-35.70%

Milk (1 liter)

$1.82 MX$33.58

$0.97 $0.97

87.63%

White Bread (500g)

$2.83 MX$52.4

$3.99 $3.99

-29.07%

Rice (white) (1kg)

$1.92 MX$35.44

$6.02 $6.02

-68.11%

Eggs

$2.48 MX$45.78

$5.27 $5.27

-52.94%

Local Cheese (1kg)

$11.74 MX$217

$8.03 $8.03

46.20%

Chicken Fillets (1kg)

$9.10 MX$168

$8.36 $8.36

8.85%

Beef Round Steak (1kg)

$12.53 MX$232

$13.28 $13.28

-5.65%

Apples (1kg)

$3.34 MX$61.6

$4.63 $4.63

-27.86%

Banana (1kg)

$1.57 MX$29.10

$1.47 $1.47

6.80%

Oranges (1kg)

$2.16 MX$39.86

$2.75 $2.75

-21.45%

Tomato (1kg)

$2.47 MX$45.65

$4.80 $4.80

-48.54%

Potato (1kg)

$2.31 MX$42.64

$1.98 $1.98

16.67%

Onion (1kg)

$2.68 MX$49.47

$2.49 $2.49

7.63%

Lettuce (1 head)

$1.46 MX$26.90

$1.52 $1.52

-3.95%

Water (1.5 liter bottle)

$1.19 MX$22.07

$1.96 $1.96

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.75 MX$87.8

$9.11 $9.11

-47.86%

Wine (Bottle)

$13.58 MX$251

$18.89 $18.89

-28.11%

Local Beer (0.5 liter bottle)

$1.92 MX$35.52

$2.64 $2.64

-27.27%

Imported Beer (0.33 liter bottle)

$2.88 MX$53.2

$4.42 $4.42

-34.84%

One-way Ticket (Public Transport)

$0.79 MX$14.66

$2.23 $2.23

-64.57%

Public Transport Monthly Pass (Regular Price)

$31.36 MX$579

Taxi Start (Normal Tariff)

$1.59 MX$29.44

$4.91 $4.91

-67.62%

Taxi (Normal Tariff) (1km)

$1.06 MX$19.58

$1.92 $1.92

-44.79%

Taxi 1hour Waiting (Normal Tariff)

$10.80 MX$200

$26.25 $26.25

-58.86%

Gasoline (1 liter)

$1.55 MX$28.59

$0.82 $0.82

89.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K MX$446.4K

$27.5K $27.5K

-12.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K MX$449.4K

$26.7K $26.7K

-8.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 MX$2,159

$178 $178

-34.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.38 MX$488

$55.8 $55.8

-52.74%

Internet (50+ Mbps, Unlimited Data)

$26.04 MX$481

$59.9 $59.9

-56.50%

Gym Membership (Monthly)

$30.26 MX$559

$46.97 $46.97

-35.58%

Tennis Court (1 Hour on Weekend)

$21.25 MX$393

Cinema Ticket

$5.23 MX$96.6

$10.10 $10.10

-48.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$673 MX$12.4K

$1,092 $1,092

-38.42%

International Primary School, 1 Child (Yearly)

$11.1K MX$205.2K

$21.5K $21.5K

-48.33%

Jeans (Levis 501 Or Similar)

$72.1 MX$1,332

$59.9 $59.9

20.37%

Summer Dress (H&M, Zara, etc)

$42.38 MX$783

$49.19 $49.19

-13.84%

Sport Shoes (Adidas, Nike)

$112 MX$2,066

$111 $111

0.99%

Men's Leather Business Shoes

$119 MX$2,200

$122 $122

-2.47%

1-bedroom Apartment, City Center (Monthly)

$949 MX$17.5K

$534 $534

77.84%

1-bedroom Apartment, Outside City Center (Monthly)

$666 MX$12.3K

$1,281 $1,281

-47.97%

3-bedroom Apartment, City Center (Monthly)

$1,821 MX$33.7K

$822 $822

121.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,271 MX$23.5K

$2,120 $2,120

-40.04%

Buy Apartment in City Center (m2)

$4,050 MX$74.8K

$2,963 $2,963

36.71%

Buy Apartment Outside City Center (m2)

$2,348 MX$43.4K

$2,413 $2,413

-2.72%

Average Monthly Net Salary (After Tax)

$1,155 MX$21.3K

$2,422 $2,422

-52.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

6.77

74.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: October 18, 2026

Last update for Ponca City, OK: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$666 41.7%

Ponca City, OK

$1.3K 51.8% 92.2% $614

Groceries & Markets

Monterrey

$304 19%

Ponca City, OK

$368 14.9% 20.8% $63

Eating Out

Monterrey

$221 13.9%

Ponca City, OK

$283 11.5% 27.9% $62

Monthly Utilities & Internet

Monterrey

$169 10.6%

Ponca City, OK

$294 11.9% 73.8% $125

Clothing & Footwear

Monterrey

$155 9.7%

Ponca City, OK

$154 6.2% 1% $1.6

Getting Around

Monterrey

$41 2.6%

Ponca City, OK

$23 * 1% 43.4% $18

Sport & Entertainment

Monterrey

$41 2.6%

Ponca City, OK

$67 2.7% 65% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $949 in Monterrey and $534 in Ponca City, OK. Housing cost is often the main lever when comparing two cities.

Ponca City, OK pays 110% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $48.00 in Monterrey vs $56.0 in Ponca City, OK for a mid-range dinner for two. Groceries echo the gap at $304 vs $368 per month, with Monterrey cheaper across the board.

Good to know

🇲🇽 Monterrey

🇺🇸 Ponca City, OK

🕒 Local time

05:40 5:40 AM

06:40 6:40 AM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

25,387

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to MXN in detail →

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Monterrey Ponca City, OK 1,260 km ≈ 2 h nonstop flight

From you

Monterrey
Ponca City, OK

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs Ponca City, OK: Cost of Living - Frequently Asked Questions

Monterrey and Ponca City, OK differ by about 54% in total monthly costs ($1,599 vs $2,470 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 110% lower in Ponca City, OK. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $949 in Monterrey versus $534 in Ponca City, OK. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $673 in Monterrey versus $1,092 in Ponca City, OK. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48.00 versus $56.0 in Ponca City, OK. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,599 in Monterrey versus $2,470 in Ponca City, OK, a $2,000 budget is realistic in Monterrey but tight or insufficient in Ponca City, OK. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 54% less than in Ponca City, OK. Beyond cost, consider language, visa policies, and how big the international community is in each city.