Cost of Living Comparison Between Phuket and ShimlaCost of Living Comparison Between Phuket and Shimla
Monthly Cost of Living
😐Monthly costs for one person with rent: $1,261 in Phuket versus $336 in Shimla.
😐Estimated couple costs with rent: $2,286 in Phuket versus $540 in Shimla.
😐Monthly costs for a family of three with rent: $3,310 in Phuket versus $744 in Shimla.
😐Living in Phuket is roughly 276% more expensive than Shimla, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Phuket6% lower, Shimla75% lower.
Currency
🍽 Eating Out
Phuket
Shimla
Difference
Meal at Budget Restaurant
$4.56฿149
$1.69₹161
169.82%
Three-Course Dinner for Two, Mid-Range
$46.63฿1,519
$5.85₹556
697.09%
Fast Food Meal(McDonalds, etc)
$8.47฿276
$3.44₹327
146.22%
Cappuccino
$3.03฿98.6
$0.95₹90.8
218.95%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.69฿22.45
$0.31₹29.95
122.58%
Water(0.33 liter bottle)
$0.37฿11.92
$0.17₹15.75
117.65%
Local Beer(0.5 liter draught)
$2.49฿81.0
$1.59₹151
56.60%
Imported Beer(0.33 liter bottle)
$3.66฿119
$2.35₹224
55.74%
🛒 Groceries & Markets
Phuket
Shimla
Difference
Milk(1 liter)
$2.18฿71.0
$0.70₹66.1
211.43%
White Bread(500g)
$1.90฿62.0
$0.41₹39.39
363.41%
Rice(white)(1kg)
$2.20฿71.6
$0.68₹64.4
223.53%
Eggs
$2.22฿72.4
$0.93₹88.5
138.71%
Local Cheese(1kg)
$19.99฿651
$4.38₹417
356.39%
Chicken Fillets(1kg)
$3.66฿119
$3.70₹352
-1.08%
Beef Round Steak(1kg)
$13.25฿432
-
-
Apples(1kg)
$3.23฿105
$1.98₹188
63.13%
Banana(1kg)
$1.70฿55.3
$0.75₹71.7
126.67%
Oranges(1kg)
$2.39฿78.0
$0.76₹72.8
214.47%
Tomato(1kg)
$2.08฿67.7
$0.56₹52.9
271.43%
Potato(1kg)
$1.59฿51.8
$0.37₹35.35
329.73%
Onion(1kg)
$1.48฿48.31
$0.44₹41.53
236.36%
Lettuce(1 head)
$1.03฿33.54
$0.22₹20.81
368.18%
Water(1.5 liter bottle)
$0.52฿16.83
$0.34₹32.12
52.94%
Cigarettes 20 Pack(Marlboro, Camel)
$4.25฿138
$4.45₹423
-4.49%
Wine(Bottle)
$18.79฿612
$6.73₹640
179.20%
Local Beer(0.5 liter bottle)
$1.76฿57.2
$1.75₹166
0.57%
Imported Beer(0.33 liter bottle)
$2.76฿89.8
$2.32₹221
18.97%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
-
$5.86₹558
-
🚌 Getting Around
Phuket
Shimla
Difference
One-way Ticket(Public Transport)
$1.36฿44.32
$0.24₹22.89
466.67%
Public Transport Monthly Pass(Regular Price)
$11.36฿370
$8.93₹849
27.21%
Taxi Start(Normal Tariff)
$3.14฿102
$0.79₹75.2
297.47%
Taxi(Normal Tariff)(1km)
$1.04฿33.74
-
-
Taxi 1hour Waiting(Normal Tariff)
$13.77฿448
$1.19₹113
1057.14%
Gasoline(1 liter)
$1.34฿43.79
$1.19₹113
12.61%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K฿901.4K
$15.0K₹1.4M
84.16%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.9K฿1.1M
$19.7K₹1.9M
72.02%
🧾 Monthly Utilities & Internet
Phuket
Shimla
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$124฿4,025
$19.70₹1,874
527.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.52฿440
$3.54₹337
281.92%
Internet(50+ Mbps, Unlimited Data)
$18.69฿609
$7.79₹740
139.92%
🎉 Sport & Entertainment
Phuket
Shimla
Difference
Gym Membership(Monthly)
$61.8฿2,013
$14.61₹1,389
323.13%
Tennis Court(1 Hour on Weekend)
$17.25฿562
$7.04₹669
145.03%
Cinema Ticket
$9.14฿298
$3.45₹328
164.93%
🧸 Childcare & Education
Phuket
Shimla
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$703฿22.9K
$46.45₹4,418
1412.70%
International Primary School, 1 Child(Yearly)
$15.9K฿517.0K
$2,348₹223.3K
575.94%
👕👟 Clothing & Footwear
Phuket
Shimla
Difference
Jeans(Levis 501 Or Similar)
$59.5฿1,937
$34.14₹3,247
74.17%
Summer Dress(H&M, Zara, etc)
$35.07฿1,142
$28.64₹2,723
22.45%
Sport Shoes(Adidas, Nike)
$115฿3,754
$47.27₹4,496
143.85%
Men's Leather Business Shoes
$84.1฿2,737
$29.50₹2,805
184.92%
🏠 Accommodation & Living
Phuket
Shimla
Difference
1-bedroom Apartment, City Center(Monthly)
$619฿20.1K
$93.2₹8,865
563.69%
1-bedroom Apartment, Outside City Center(Monthly)
$433฿14.1K
$57.5₹5,464
652.84%
3-bedroom Apartment, City Center(Monthly)
$2,062฿67.2K
$225₹21.4K
817.75%
3-bedroom Apartment, Outside City Center(Monthly)
$1,511฿49.2K
$139₹13.2K
986.72%
Buy Apartment in City Center(m2)
$3,646฿118.7K
$958₹91.1K
280.49%
Buy Apartment Outside City Center(m2)
$2,626฿85.5K
$522₹49.7K
402.88%
💵 Salaries & Financials
Phuket
Shimla
Difference
Average Monthly Net Salary(After Tax)
$507฿16.5K
$546₹51.9K
-7.11%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
8.25
-35.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Phuket: June 7, 2026
Last update for Shimla: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $619 in Phuket and $93.2 in Shimla. Housing cost is often the main lever when comparing two cities.
💰Shimla pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $47.00 in Phuket vs $6.00 in Shimla for a mid-range dinner for two. Groceries echo the gap at $293 vs $103 per month, with Shimla cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Shimla: Cost of Living - Frequently Asked Questions
Is Shimla cheaper than Phuket?
Shimla is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 276% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Phuket or Shimla?
On paper, Shimla earns 8% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Phuket and Shimla?
Rent for a central apartment: $619 in Phuket versus $93.2 in Shimla. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $703 in Phuket versus $46.45 in Shimla. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Phuket and Shimla?
Supermarket bills run roughly 184% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.
Is $2,000 a realistic budget for Phuket or Shimla?
At $336 in Shimla versus $1,261 in Phuket, a $2,000 budget is realistic in Shimla but tight or insufficient in Phuket. The gap between the two cities makes Shimla the clear choice for anyone on this budget.
Is Phuket or Shimla more family-friendly?
For families, Shimla is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Phuket or Shimla?
Safety-wise, Phuket and Shimla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Shimla gentler on the wallet – expenses run 276% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.